MIRA INFORM REPORT

 

 

Report Date :

17.01.2013

 

IDENTIFICATION DETAILS

 

Name :

SWISS SINGAPORE OVERSEAS ENTERPRISES PTE LTD

 

 

Registered Office :

Green Corner Building, 5th Floor, Office No. 509, Al Riqqa Road, Bur Dubai, PO Box 60757, Dubai

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

16.05.1991

 

 

Com. Reg. No.:

37022

 

 

Legal Form :

Branch of a Foreign Registered Corporation

 

 

Line of Business :

Distributors of steel products, non ferrous metals, coal and textiles.

 

 

No. of Employees :

35

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Branch of a Foreign Registered Corporation

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

United Arab Emirates - ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the UAE has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. In April 2004, the UAE signed a Trade and Investment Framework Agreement with Washington and in November 2004 agreed to undertake negotiations toward a Free Trade Agreement with the US, however, those talks have not moved forward. The country's Free Trade Zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency. The UAE Central Bank and Abu Dhabi-based banks bought the largest shares. In December 2009 Dubai received an additional $10 billion loan from the emirate of Abu Dhabi. The economy is expected to continue a slow rebound. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE''s strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA

 

 

SUMMARY

           

Company Name                                     : SWISS SINGAPORE OVERSEAS ENTERPRISES PTE LTD

Country of Origin                                    : Singapore

Legal Form                                            : Branch of a Foreign Registered Corporation

Registration Date                                   : 16th May 1991

Commercial Registration Number                        : 37022, Dubai

Trade Licence Number                            : 227997

Chamber Membership Number                : 40411

Total Workforce                                     : 35

Activities                                               : Distributors of steel products, non ferrous metals, coal and textiles.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Santi Chand Jain, Finance Manager

 

 

 


COMPANY NAME

 

SWISS SINGAPORE OVERSEAS ENTERPRISES PTE LTD

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Green Corner Building, 5th Floor, Office No. 509

Street               : Al Riqqa Road

Area                 : Bur Dubai

PO Box             : 60757

Town                 : Dubai

Country             : United Arab Emirates

 

Telephone         : (971-4) 2222720 / 2275062

Facsimile          : (971-4) 2276376 / 2230199

Email                : ssoedxb@emirates.net.ae / ssoe.dubai@adityabirla.com / dubai@ssoedxb.com

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Dubai.

 

Branch Office (s)

 

Location                                                                                              Description

 

Jebel Ali Free Zone                                                                                Rented warehouse premises

PO Box: 61149

Dubai

Tel: (971-4) 8837345

Fax: (971-4) 8837344

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Rajesh Somani                                                                          Managing Director

 

Krishna Kumar Gupta                                                                 General Manager

 

Surnider Lahouti                                                             Commercial Manager

 

Santi Chand Jain                                                                        Finance Manager

 

Sudair Demodaran                                                                                 Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 16th May 1991

 

Legal Form                  : Subject is the United Arab Emirates registered branch of Swiss Singapore Overseas Enterprises Ltd, a Limited Liability Company incorporated in Singapore.

 

Swiss Singapore Overseas Enterprises Ltd in the United Arab Emirates, operates as a Branch of a Foreign Registered Corporation with its registered office located at the following address :

 

  Swiss Singapore Overseas Enterprises Ltd

  14-01 Shenton House

  3 Shenton Way

  Singapore 049513

  Tel: (65) 2218455

  Fax: (65) 2224984

 

 A Branch of a Foreign Registered Corporation is not a legal entity in its own right. Responsibility for payments lays in the hands of the company where it is   originally registered.

 

 Under these circumstances, we strongly advise that any international trade credit should only be written under the name of the main company where the  subject holds its registered office, in this case Singapore.

 

Commercial Reg. No.  : 37022, Dubai

 

Trade Licence No.       : 227997

 

Chamber Member No. : 40411

 

 

OPERATIONS

 

Activities:                     Engaged in the import and distribution of steel products, non ferrous metals, coal and textiles.

 

Import Countries:         The Far East and South East Asia.

 

Operating Trend:         Steady

 

Subject has a workforce of 35 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United States Dollars (US$)

 

                                                                        Year Ending 31/12/11:

 

Consolidated Total Slaes                                    US$ 2,900,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Santi Chand Jain, Finance Manager

 

 

BANKERS

 

Commercial Bank of Dubai

Jebel Ali Branch

PO Box: 2668

Dubai

Tel: (971-4) 8818882

Fax: (971-4) 8812252

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                                 August 2001

Credit amount                                        293,000

Amount overdue                         0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               Deutsch Marks

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.54

UK Pound

1

Rs.87.69

Euro

1

Rs.72.85

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.