|
Report Date : |
16.01.2013 |
IDENTIFICATION DETAILS
|
Name : |
UNIROLS CARD CLOTHING INDIA PRIVATE LIMITED (w.e.f. July, 2010) |
|
|
|
|
Formerly Known
As : |
LAKZER CARD CLOTHING (INDIA) PRIVATE LIMITED |
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Registered
Office : |
S. F. No.362/4, Angammal Layout, Anna Nagar Extension, Neelikonamplayam
(P.O), Coimbatore – 641033, Tamilnadu |
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Country : |
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Financials (as
on) : |
31.03.2011 |
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Date of
Incorporation : |
28.03.2007 |
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|
Com. Reg. No.: |
18-013577 |
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Capital Investment
/ Paid-up Capital : |
Rs.20.000 Millions |
|
|
|
|
CIN No.: [Company Identification
No.] |
U29261TZ2007PTC013577 |
|
|
|
|
TAN No.: [Tax Deduction &
Collection Account No.] |
CMBL03481C |
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|
|
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PAN No.: [Permanent Account No.] |
AABCL3079Q |
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|
Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Manufacturing of Card Clothing and Carding Machines. |
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|
No. of Employees
: |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
B (26) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Maximum Credit Limit : |
USD 85000 |
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|
Status : |
Moderate |
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Payment Behaviour : |
Slow |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having moderate track record. The
management failed to file latest financials i.e. 2011-12 with the government department.
From the available financial of 2011, it seems that the company has incurred
a loss. However trade relations are reported as fair. Business is active.
Payments are reported to be slow. The company can be considered for business dealings with some caution.
|
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30, 2012
|
Country Name |
Previous Rating (31.03.2012) |
Current Rating (30.06.2012) |
|
|
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
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Restricted |
C2 |
|
Off-credit |
D |
INDIAN ECONOMIC OVERVIEW
India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.
|
Source
: CIA |
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2012.
LOCATIONS
|
Registered Office : |
S. F. No.362/4, Angammal Layout, Anna Nagar Extension,
Neelikonamplayam (P.O), Coimbatore – 641033, Tamilnadu, India |
|
Tel. No.: |
91-422-2571997 |
|
Mobile No.: |
91-9894702231 (Mr. N. Boopalan) 91-9952420280 (Mr. L. Nachimuthu) |
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Fax No.: |
91-422-2571997 |
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E-Mail : |
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Website : |
DIRECTORS
(AS ON 30.09.2011)
|
Name : |
Mr. Natarajan Boopalan |
||||||||||||||||||||||||
|
Designation : |
Chairman cum Managing Director |
||||||||||||||||||||||||
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Address : |
29/12, PLS Nagar II, Chinniyampalayam, Coimbatore – 641062, Tamilnadu,
India |
||||||||||||||||||||||||
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Date of Birth/Age : |
24.02.1956 |
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Date of Appointment : |
21.12.2009 |
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DIN No.: |
02057029 |
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Other Directorship : |
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Name : |
Mr. Lakshmanan Nachimuthu |
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Designation : |
Director (Technical) |
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Address : |
3/7A, VOC Street, Opposite Kathir Mill Ondipudur Post, Coimbatore –
641016, Tamilnadu, India |
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|
Date of Appointment : |
28.03.2007 |
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DIN No.: |
00263389 |
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Name : |
Mr. Arappa Rathnam Shankar |
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Designation : |
Director |
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|
Address : |
69, MGR Nagar, Gold Wings Civil Aerodrome , Coimbatore – 641014,
Tamilnadu, India |
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Date of Birth/Age : |
20.10.1973 |
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Date of Appointment : |
28.12.2009 |
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DIN No.: |
02894624 |
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MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
(AS ON 30.09.2011)
|
Names of Shareholders |
|
No. of Shares |
|
|
|
|
|
N. Sivaram |
|
450000 |
|
R. Mallikarani |
|
390000 |
|
Lakshmanan Nachimuthu |
|
480000 |
|
A. Ramaswamy |
|
60000 |
|
K. Kumutha |
|
50000 |
|
A. Jayaraman |
|
500000 |
|
Natarajan Boopalan |
|
70000 |
|
|
|
|
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Total |
|
2000000 |
(AS ON 30.09.2011)
Equity Shares Break – up
|
Category |
|
Percentage |
|
|
|
|
|
Directors or relatives of directors |
|
100.00 |
|
|
|
|
|
Total
|
|
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturing of Card Clothing and Carding Machines. |
GENERAL INFORMATION
|
No. of Employees : |
Not Available |
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Bankers : |
· Union Bank of India R. S. Puram
Branch, Coimbatore – 641002, Tamilnadu, India · State Bank of India · Lakshmi Vilas Bank · Indian Bank |
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Facilities : |
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Banking
Relations : |
-- |
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Auditors : |
|
|
Name : |
K. Kumaraswamy Chartered Accountant |
|
Address : |
27/1, Gurugovind Singh Raod, R. S. Puram, Coimbatore – 641002,
Tamilnadu, India |
|
PAN No.: |
ADWPK1007A |
CAPITAL STRUCTURE
(AS ON 30.09.2011)
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
2000000 |
Equity Shares |
Rs.10/- each |
Rs.20.000 Millions |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
2000000 |
Equity Shares |
Rs.10/- each |
Rs.20.000 Millions |
|
|
|
|
|
FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
20.000 |
20.000 |
20.000 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
1.203 |
1.805 |
1.593 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
|
NETWORTH |
21.203 |
21.805 |
21.593 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
66.399 |
71.728 |
58.158 |
|
|
2] Unsecured Loans |
16.725 |
7.263 |
7.961 |
|
|
TOTAL BORROWING |
83.124 |
78.991 |
66.119 |
|
|
DEFERRED TAX LIABILITIES |
0.000 |
0.000 |
0.997 |
|
|
|
|
|
|
|
|
TOTAL |
104.327 |
100.796 |
88.709 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
80.864 |
79.666 |
31.366 |
|
|
Capital work-in-progress |
0.000 |
0.000 |
36.094 |
|
|
|
|
|
|
|
|
INVESTMENT |
0.000 |
0.000 |
0.000 |
|
|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
22.148
|
19.359 |
14.005 |
|
|
Sundry Debtors |
12.229
|
10.693 |
7.791 |
|
|
Cash & Bank Balances |
1.037
|
0.743 |
0.085 |
|
|
Other Current Assets |
2.293
|
4.076 |
0.000 |
|
|
Loans & Advances |
0.789
|
0.676 |
3.442 |
|
Total
Current Assets |
38.496
|
35.547 |
25.323 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditor |
5.431
|
6.113 |
8.724 |
|
|
Other Current Liabilities |
12.020
|
10.881 |
5.544 |
|
|
Provisions |
0.990
|
0.831 |
1.604 |
|
Total
Current Liabilities |
18.441
|
17.825 |
15.872 |
|
|
Net Current Assets |
20.055
|
17.722 |
9.451 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
3.408 |
3.408 |
2.573 |
|
|
Goodwill |
0.000 |
0.000 |
9.225 |
|
|
|
|
|
|
|
|
TOTAL |
104.327 |
100.796 |
88.709 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
|
|
|
SALES |
|
|
|
|
|
|
|
Income |
33.605 |
36.361 |
30.976 |
|
|
|
Other Income |
4.259 |
2.209 |
0.368 |
|
|
|
TOTAL |
37.864 |
38.570 |
31.344 |
|
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
|
|
TOTAL |
36.253 |
36.732 |
25.798 |
|
|
|
|
|
|
|
|
|
PROFIT
BEFORE TAX, DEPRECIATION AND AMORTISATION |
1.611 |
1.838 |
5.546 |
|
|
|
|
|
|
|
|
|
Less/ Add |
DEPRECIATION/
AMORTISATION |
1.680 |
1.670 |
1.654 |
|
|
|
|
|
|
|
|
|
|
PROFIT BEFORE
TAX |
(0.069) |
0.168 |
3.892 |
|
|
|
|
|
|
|
|
|
Less |
TAX |
0.532 |
(0.044) |
4.038 |
|
|
|
|
|
|
|
|
|
|
PROFIT AFTER TAX
|
(0.601) |
0.212 |
(0.146) |
|
|
|
|
|
|
|
|
|
|
BALANCE CARRIED
TO THE B/S |
1.204 |
1.805 |
1.596 |
|
|
|
|
|
|
|
|
|
|
Earnings Per
Share (Rs.) |
(0.30) |
-- |
-- |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2011 |
31.03.2010 |
31.03.2009 |
|
PAT / Total Income |
(%) |
(1.59)
|
0.55 |
(0.47) |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
(0.21)
|
0.46 |
12.56 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
(0.06)
|
0.15 |
6.87 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.00
|
0.01 |
0.18 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
4.79
|
4.44 |
3.80 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
2.09
|
1.99 |
1.60 |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check List by Info Agents |
Available in Report (Yes
/ No) |
|
1] |
Year of Establishment |
Yes |
|
2] |
Locality of the firm |
Yes |
|
3] |
Constitutions of the firm |
Yes |
|
4] |
Premises details |
No |
|
5] |
Type of Business |
Yes |
|
6] |
Line of Business |
Yes |
|
7] |
Promoter's background |
Yes |
|
8] |
No. of employees |
No |
|
9] |
Name of person contacted |
No |
|
10] |
Designation of contact person |
No |
|
11] |
Turnover of firm for last three years |
Yes |
|
12] |
Profitability for last three years |
Yes |
|
13] |
Reasons for variation <> 20% |
----- |
|
14] |
Estimation for coming financial year |
No |
|
15] |
Capital in the business |
Yes |
|
16] |
Details of sister concerns |
No |
|
17] |
Major suppliers |
No |
|
18] |
Major customers |
No |
|
19] |
Payments terms |
No |
|
20] |
Export / Import details (if applicable) |
No |
|
21] |
Market information |
----- |
|
22] |
Litigations that the firm / promoter
involved in |
----- |
|
23] |
Banking Details |
Yes |
|
24] |
Banking facility details |
Yes |
|
25] |
Conduct of the banking account |
----- |
|
26] |
Buyer visit details |
----- |
|
27] |
Financials, if provided |
Yes |
|
28] |
Incorporation details, if applicable |
Yes |
|
29] |
Last accounts filed at ROC |
No |
|
30] |
Major Shareholders, if available |
Yes |
|
31] |
Date of Birth of
Proprietor/Partner/Director, if available |
Yes |
|
32] |
PAN of Proprietor/Partner/Director, if
available |
No |
|
33] |
Voter ID No of Proprietor/Partner/Director,
if available |
No |
|
34] |
External Agency Rating, if available |
No |
UNSECURED LOANS
|
Particulars |
31.03.2011 |
31.03.2010 |
|
|
(Rs. In Millions) |
|
|
|
|
|
|
Gunasekar |
0.387 |
0.407 |
|
Jayalakshmi |
0.568 |
0.500 |
|
JR Package |
4.708 |
4.792 |
|
Karunakaram |
0.194 |
0.204 |
|
Kumudh K. |
0.003 |
0.203 |
|
Sasikumar |
0.394 |
0.407 |
|
Sindaram Finance |
(0.010) |
0.000 |
|
Sri Sakthi Logistics |
0.851 |
0.750 |
|
A. R. Shanbkar |
1.110 |
0.000 |
|
Loan – Unirols Airtex |
8.435 |
0.000 |
|
Other Deposits |
0.085 |
0.000 |
|
|
|
|
|
Total |
16.725 |
7.263 |
NOTE:
The Registered office of the company has been
shifted from, 750-D, Trichy Road, Ramanathapuram, Coimbatore – 641045,
Tamilnadu, India, to the present address w.e.f. 30.07.2009.
NAME CHANGE
The Company’s name
is changed as Unirols Card Clothing
Private Limited during the month of July 2010 as per the special
resolution passed at the Extra-ordinary General Meeting of the Company on
10-07-20110
FORM 8
|
This form is for |
Modification of
charge |
|
Charge
identification number of the modified |
10062439 |
|
Corporate
identity number of the company |
U29261TZ2007PTC013577 |
|
Name of the
company |
UNIROLS CARD
CLOTHING INDIA PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
362/4, Angammal
Layout, Anna Nagar Extension, Neelikonampalayam,
Coimbatore – 641033, Tamilnadu, India |
|
Type of charge |
Book Debts Movable Property Floating Charge |
|
Particular of charge
holder |
Union Bank of
India R. S. Puram
Branch, Coimbatore – 641002,
Tamilnadu, India |
|
Nature of
description of the instrument creating or modifying the charge |
1. General Term
Loan Agreement dated 17.03.2011 2. Letter of
Guarantee 17.03.2011 3. General Term
Loan Agreement 17.03.2011 4. Hypothecation
Agreement of Goods and Debts 17.03.2011 5. Letter of
Guarantee 17.03.2011 |
|
Date of instrument
Creating the charge |
17/03/2011 |
|
Amount secured by
the charge |
Rs.60.997
Millions |
|
Brief particulars
of the principal terms and conditions and extent and operation of the charge |
Rate of Interest CC @ 13 5% [BPLR
+ 4%] TL @ 14.5% [BPLR +5%] WCTL @14.5% [BPLR
+5%] Terms of
Repayment Cash credit on
demand Term Loan as per
existing terms and condition Working Capital
Term Loan (WCTL) - 6 Months, Installment Amount Rs.583333 Along with interest Margin CC 25% on Stock and
50% Book Debts TL 25% WCTL - 25% on
Stock and 50% Book Debts Extent and
Operation of the charge Hypothecation of
all machinery/plant/vehicle/capital goods/assets and movable properties
purchased/or to be purchased out of this loan by the company including
book-debts |
|
Short particulars
of the property charged |
Hypothecation of
all machinery/plant/vehicle/capital goods/assets purchased/or to be purchased
out of this loan by the company Stock of raw
material, Card clothing machinery spares, work in process, finished goods etc
stored or to be stored in the office or factory premises of the company at
Coimbatore Book debts and
immovable assets Securities
created already are continuing\ |
|
Date of latest modification
prior to the present modification |
23/06/2009 |
|
Particulars of
the present modification |
Total Limits have
been modified from Rs.66.800 Millions
to Rs. 60.997 Millions as follows: Term Loan
Rs.37.497 Millions WCTL Rs.3.500 Millions CC Rs. 20.000 Millions Total Rs.60.997 Millions |
FIXED ASSETS:
· Computer
· Electrical Fittings
· Furniture and Fittings
· Office Equipment
· Plant and Machinery
· Trade Mark
· Vehicle
· Machinery
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No exist to suggest that subject is or was
the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.54.54 |
|
|
1 |
Rs.87.69 |
|
Euro |
1 |
Rs.72.85 |
INFORMATION DETAILS
|
Report Prepared
by : |
NIT |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
3 |
|
PAID-UP CAPITAL |
1~10 |
4 |
|
OPERATING SCALE |
1~10 |
3 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
3 |
|
--PROFITABILIRY |
1~10 |
2 |
|
--LIQUIDITY |
1~10 |
3 |
|
--LEVERAGE |
1~10 |
3 |
|
--RESERVES |
1~10 |
3 |
|
--CREDIT LINES |
1~10 |
2 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
26 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.