MIRA INFORM REPORT

 

 

Report Date :

17.01.2013

 

IDENTIFICATION DETAILS

 

Name :

C. NOAM FOOD MARKETING AGENCIES LTD.

 

 

Registered Office :

D.N. Evtach Bnei Darom 79250  

 

 

Country :

Israel

 

 

Date of Incorporation :

29.11.1988

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importers and marketers of foodstuff (various kinds, including canned food and pickles, sardines, vinegar, rice, sauces,).

 

 

No. of Employees :

5

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

--

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. It depends on imports of crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and agricultural products (fruits and vegetables) are the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel's energy security outlook. The Leviathan field was one of the world's largest offshore natural gas finds this past decade. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

Source : CIA


Company name and address      

 

C. NOAM FOOD MARKETING AGENCIES LTD.

(also known in brand name "STAR FOOD")

Telephone  972 8 856 44 47

Fax           972 8 856 80 51

E-mail: noam@starfood.co.il

D.N. Evtach

BNEI DAROM   79250  ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-133838-6 on the 29.11.1988.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 100,000.00 divided into -

                     10,000 ordinary shares of NIS 10.00 each,

of which 200 shares amounting to NIS 2,000.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by Noam Cohen.

 

 

SOLE DIRECTOR & GENERAL MANAGER

 

Noam Cohen.

 

 

BUSINESS

 

Importers and marketers of foodstuff (various kinds, including canned food and pickles, sardines, vinegar, rice, sauces,).

Subject sells part of the products under brand name "Star Food".

 

Among clients are supermarket chains, e.g. HATZI HINAM, SUPER DOSH, etc.

 

Sole local representatives of (among others):

PICRIC, of India

OISHII, SOY VAY, both of the USA

LA JIRA, of Spain

NOVA, of Italy

 

Operating from rented premises (offices, warehouse), on an area of 1,000 sq. meters, in Bnei Darom Village (“Moshav Bnei Darom”, where “moshav” is a local typical agricultural village). Also operating from another office at the private residence of the shareholder/ General Manager, Mr. Noam Cohen, in 32 Givat Hatachmoshet Street, Holon (the address you provided), which is also the company's registered address.

 

Having 5 employees (same as in 2010 and 2011).

 

 

MEANS

 

Current stock is valued at NIS 2,000,000.

 

Other financial data not forthcoming.

 

There are 2 charges for unlimited amounts registered on the company's assets (financial assets - bank deposits), in favor of Bank Hapoalim Ltd. Charges placed in 2005 and in May 2012.

 

 

REVENUES

 

2011 sales claimed to be NIS 20,000,000.

Sales for the first 9 months of 2012 claimed to be NIS 15,000,000.

 

 

OTHER COMPANIES

 

STAR FOOD PREMIUM LTD., non-active.

 

 

BANKERS

 

Bank Hapoalim Ltd., Azor Branch (No. 643), Azor, account No. 293159.

 

A check with the Central Banks' database did not reveal any negative information regarding subject's a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Subject is a veteran business.

 

The local market for food & beverages grew by 11.4% from 2008 to 2011, summing up to NIS 35.15 billion, around 4.5% increase (in money terms) in 2011 from 2010.

 

According to Central Bureau of Statistics (CBS), import of food and beverages to Israel in 2012 summed up to NIS 6,898 million, rising by 13.8% from 2011 (a 5.5% rise in $ terms), continuing the upward growth trend from 2011 and 2010.

 

According to the CBS, the total household expenditure for private consumption in 2011 on food, beverage and tobacco rose 3.7% from 2010, after 4% rise in 2010 from 2009, reflecting an improvement trend in the loacl market after the general slow-down in economy in 2009.

 

 

SUMMARY

 

Good for trade engagements.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.82

UK Pound

1

Rs.87.99

Euro

1

Rs.72.83

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.