MIRA INFORM REPORT

 

 

Report Date :

18.01.2013

 

IDENTIFICATION DETAILS

 

Name :

MUBARAK AHMAD MUSAHAD TRADING CO

 

 

Formerly Known As :

MUBARAK STYLE

 

 

Registered Office :

Al Shugair Building, 3rd Floor,  King Abdulaziz Street, PO Box 1705, Onaiza 51911

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

31.12.2003

 

 

Com. Reg. No.:

1128005579

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Subject’s operations are performed through the following divisions:

Garment and Textile Division, Home Appliance Division

 

 

No. of Employees :

120

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

 

Saudi Arabia - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about one-fifth of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Almost 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia''s first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in December 2005 after many years of negotiations. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia''s economic development.

                                                                          

Source : CIA

 

 

 

 


SUMMARY

 

Company Name                                     : MUBARAK AHMAD MUSAHAD TRADING CO

Also Known As                                      : MUBARAK STYLE

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Partnership

Registration Date                                   : 31st December 2003

Commercial Registration Number            : 1128005579

Chamber Membership Number                : 71400

Issued Capital                                        : SR 3,000,000

Paid up Capital                                      : SR 3,000,000

Total Workforce                                     : 120

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Abdul Majeed Ba Buraish, General Manager

 

COMPANY NAME

 

MUBARAK AHMAD MUSAHAD TRADING CO

 

 

ALSO KNOWN AS

 

MUBARAK STYLE

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Al Shugair Building, 3rd Floor

Street               : King Abdulaziz Street

PO Box             : 1705

Town                 : Onaiza 51911

Country             : Saudi Arabia

 

Telephone         : (966-6) 3612020

Facsimile          : (966-6) 3618673 / 3613606

Mobile               : (966-50) 4899615 / 6155522

Email                : mubarakstyle@hotmail.com

 

Premises

 

Subject operates from a medium sized suite of offices and a showroom that are rented and located in the Central Business Area of Onaiza.

 

Branch Office (s)

 

            Location                                                                                              Description

 

Al Ras                                                                                                  Rented showroom premises

Tel: (966-5) 3515571

 

Commercial Street                                                                                 Rented showroom premises

Onaiza 51911

Tel: (966-6) 3648181

 

Buraidah                                                                                               Rented showroom premises

Tel: (966-6) 3831568

 

Exit No. 14                                                                                            Rented showroom premises

Al Rabwah District

Riyadh

Tel: (966-1) 4450009

KEY PRINCIPALS

 

            Name                                                                                       Position

 

Mubarak Ahmad Musahad Al Qahtani                                                      Managing Partner

 

Khamis Mubarak Ahmad Musahad Al Qahtani                                          Partner

 

Abdul Majeed Ba Buraish                                                                       General Manager

 

Mohamed Abdo Raboo                                                                           Sales Manager

 

Ali Al Sulaili                                                                                           Administration Manager

 

Fahd Mohamed Omar                                                                             Sales Manager

 

Mohamed Abdo Rabo                                                                             Riyadh Branch Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 07/11/1424 Hijri (corresponding to 31st December 2003)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 1128005579

 

Chamber Member No. : 71400

 

Issued Capital              : SR 3,000,000

 

Paid up Capital            : SR 3,000,000

 

Name of Partner (s)

 

Mubarak Ahmad Musahad Al Qahtani

 

Khamis Mubarak Ahmad Musahad Al Qahtani

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following divisions:

 

Garment and Textile Division

 

Wholesalers and retailers of ready made garments and textiles.

 

Home Appliance Division

 

Wholesalers and retailers of household appliances and stationery

 

Import Countries:         Europe and the Far East.

 

Operating Trend:         Steady

 

Subject has a workforce of 120 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/11:              Year Ending 31/12/12:

 

Total Sales                                SR 40,750,000                           SR 42,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Abdul Majeed Ba Buraish, General Manager

 

 

BANKERS

 

National Commercial Bank

Batha Branch

PO Box: 34

Riyadh 11411

Tel: (966-1) 4010076 / 4025084

Fax: (966-1) 4034625

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.64

UK Pound

1

Rs.87.45

Euro

1

Rs.72.65

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.