MIRA INFORM REPORT

 

 

Report Date :

20.01.2013

 

IDENTIFICATION DETAILS

 

Name :

AMIRANA TRADING CC

 

 

Registered Office :

Swatkoppies, Marikana, RUSTERNBURG, 0284

 

 

Country :

South Africa

 

 

Date of Incorporation :

07.01.1997

 

 

Com. Reg. No.:

B1997/000564/23

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

General Grocery Shop

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA

 

 

 


 

Subject Name

AMIRANA TRADING CC

Country

South Africa

Subject Contact Person

HALIAAA ABOO - 0145727281

Assessment

Total Credit Limit Exposure: R 70 000. On investigation contact was made with the Financial Manager HALIAAA ABOO who assisted with most of the information for the subject. The subject is meeting commitments timeously with it's suppliers. There is no adverse information on the subject or members. Banking Details and financials were deemed confidential. Please see the available information below.

 

 

Company Information

 

Registered Name

AMIRANA TRADING CC

Trading as/ Division Name

None

Previous Name

None

Registration Number

B1997/000564/23

Registration Date

1997/01/07

Age of Business

16 Years

History of Business

None

History of Principals

None

Shareholders/Members/Partners of subject and % holding

33.3 % - AHMOD CASSIM, 33.3 % - CASSIM ABOO BAKER, 34 % - GOOLAM ABOO

Authorised Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

General Grocery Shop

Industry/ Customers

Public

Export

None

Import

Yes

Import Countries

India

Major Industry Code / SICC

62209

Definition of Code

Other retail trade in food, beverages and tobacco n.e.c.

Head Office Physical Address

Swatkoppies, Marikana, RUSTERNBURG, 0284

Head Office Postal Address

P 0 BOX 33, MARIKANA, 0284

Current Tel Number

0145727281

Cell Number

0718969501

Current Fax Number

0145727281

Current Email Address

amiral @gmail.com

Web Site Address

None

 

 

Auditors Information

 

Company Registered Name

A MOOSAANDCO

Registration Number

5510275135088 (Sole Proprieter)

Physical Address

FLAT 10 MEDWA AAANSIONS, VIOLET STREET, LAUDIUM, 0037

Postal Address

P O BOX 14298, LAUDIUM, 0037

Contact Person

ASHRAF MOOSA

Contact Number

0126580688

Email

Unavailable

Principals

1

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

Yes

Practice Number

Unavailable

VAT Number

4880233194

Tax Number

Unavailable

BEE Status

None

Financial Year End

JUNE

No of years in Business

16

Website

None

Comment

 

Previous Auditors Information - No Information on Record

 

 

Tax Information

 

Vat Number

4710163728

Status

ACTIVE

Vat Liable Date

1997/03/01

Tax Number

9566001658

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

Black Economic Empowerment

Status

No

Score

 

Expire Date

 

BEE Certificate Available

 

Comment

 

ISO Status

Type of ISO Grade

No

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

Comment

 

Workman's compensation

Registered

Yes

Compliance Certified

Yes

Comment

 

 

 

 

 

Company Structure

 

Subsidiaries

 

Subsidiary Company

None

Shareholding

 

Registration Number

 

Import / Export

 

Comment

 

Employees

Number of Employees

10

1. Salaried employees

10

2. Waged employees

 

3. Permanent employees

10

4. Casual employees

 

5. Contracted employees

 

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

3

Comment

 

Light delivery Vehicles

3

 

 

R0.00

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

LONMIN MINE

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

5 YEARS

Lease Expire Date

 

Type of Premises

FARM

Comment

 

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

Level

Position

Name

Comment

 

1

MEMBER

AHMOD CASSIM

 

 

1

MEMBER

CASSIM ABOO BAKER

 

 

1

MEMBER

GOOLAM ABOO

 

 

Company Structure (Ownership)

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

33.3 % - CASSIM AHMOD

AMIRANA TRADING CC

 

 

33.3 % - CASSIM ABOO BAKER

AMIRANA TRADING CC

 

 

34 % - GOOLAM ABOO

AMIRANA TRADING CC

 

 

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

CASH AND CARRY

0145966626

 

 

 

 

Trade References Detail

 

Nr

Age of Acc

Terms

Average Purchases

Terms Taken

Comment

1

5 Years

21 Days

R17000

21 Days

Excellent Account

 

 

Adverse Information on Subject

 

Previous Auditors Information - No Information on Record

 

Judgement - No Information on Record

BusinessRescure - No Information on Record

Default Listing - No Information on Record

Notarial Bonds - No Information on Record 

Bank Information - No Information on Record

Bank Code History - No Information on Record

Previous Bank Account Information - No Information on Record

Deeds Information - No Information on Record

 

 

Financial Estimates

 

CURRENT ASSETS

R0.00

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

Loan Details

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

 

Estimated Current Year Turnover

 

Current Turnover per month

 

Current Turnover per annum

 

Comment

DEEMED CONFIDENTIAL

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

 

Number of Principals

3

Average Age of Active Principals

62

Active Principals Principal - 1of 3 AHMOD CASSIM

Surname

CASSIM

First Name

AHMOD

Other Names

None

Marital Status

Married

ID Number

5503105170086

Verified ID Number

Yes

Current Age

58

Designation

MEMBER

Status

Active

Appointment Date

1997/01/07

Physical Address (at time of Appointment)

45 PETUNIA STREET, ZINNIAVILLE, 0302

Postal Address

45 PETUNIA STREET, ZINNIAVILLE, 0302

Current Tel Number

0145727281

Cell number

 

Shareholding/Membership

33 %

 

Business Information forAHMOD CASSIM

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

AMIRANA TRADING CC

B1997/000564/23

In Business

16 Years 4 Months

0

No

 

LIBRA GARDEN TRADING 400 CC

B2006/103646/23

In Business

7 Years 7 Months

0

No

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

Principal - 2of 3 CASSIM ABOO BAKER

Surname

ABOO BAKER

First Name

CASSIM

Other Names

None

Marital Status

Married

ID Number

5006095070015

Verified ID Number

Yes

Current Age

63

Designation

MEMBER

Status

Active

Appointment Date

1997/01/07

Physical Address (at time of Appointment)

45 PETUNIA STREET, ZINNIAVILLE, 0302

Postal Address

P 0 BOX 33, MARIKANA, 0284

Current Tel Number

0145727281

Cell number

 

Shareholding/Membership

33 %

 

Business Information forCASSIM ABOO BAKER Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

AMIRANA TRADING CC

B1997/000564/23

In Business

16 Years 4 Months

0

No

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

Principal - 3of 3 GOOLAM ABOO

Surname

ABOO

First Name

GOOLAM

Other Names

None

Marital Status

Married

ID Number

4712095075087

Verified ID Number

Yes

Current Age

66

Designation

MEMBER

Status

Active

Appointment Date

1997/01/07

Physical Address (at time of Appointment)

45 PETUNIA STREET, ZINNIAVILLE, 0302

Postal Address

45 PETUNIA STREET, ZINNIAVILLE, 0302

Current Tel Number

0145727281

Cell number

0718969501

Shareholding/Membership

34%

 

Business Information forGOOLAM ABOO

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

AMIRANA TRADING CC

B1997/000564/23

In Business

16 Years 4 Months

0

No

 

LIBRA GARDEN TRADING 400 CC

B2006/103646/23

In Business

7 Years 7 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.94

UK Pound

1

Rs.86.24

Euro

1

Rs.72.20

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.