MIRA INFORM REPORT

 

 

Report Date :

23.01.2013

 

IDENTIFICATION DETAILS

 

Name :

KAIFA  TECHNOLOGY  (H.K.)  LTD.

 

 

Registered Office :

Room 2201, 22/F., Hong Kong Worsted Mills Industrial Building, 31-39 Wo Tong Tsui Street, Kwai Chung, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

06.11.1984

 

 

Com. Reg. No.:

09321170

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of Communication products, desk-top computers, connectors, electronic products, hard disk drive heads, magnetic heads, computers and peripherals, mother boards, tape heads, video heads, audio products, CD heads, computer products, notebook computers, personal computers, connectors, fax/modems, I/O controllers, optical disks/CD-ROMs, tape drives, VGA card, sound card, I/O card, PCMCIA, internal and external modems, etc.

 

 

No. of Employees :

150.  (Hong Kong)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

--

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

Source : CIA


Company name and address

 

KAIFA  TECHNOLOGY  (H.K.)  LTD.

 

 

ADDRESS:       Room 2201, 22/F., Hong Kong Worsted Mills Industrial Building, 31-39 Wo Tong Tsui Street, Kwai Chung, New Territories, Hong Kong.

 

PHONE:            2425 8505,  2480 8561

 

FAX:                 2480 4723

 

E-MAIL:            kaifa@kaifa.com.hk.

 

 

MANAGEMENT

 

President & Managing Director:  Mr. Tam Man Chi

 

 

SUMMARY

 

Incorporated on:              6th November, 1984.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           US$500,000.00

Issued:              US$500,000.00

 

Business Category:        Trading in HDD (hard disk drive ) and HDD substrates.

 

Company Turnover:  RMB19,495,293,500 Yuan  (Year ended 31-12-2011)

 

Group Turnover:             RMB95,024,261,000 Yuan  (Year ended 31-12-2011)

 

Employees:                   150.  (Hong Kong staff)

 

Main Dealing Banker:     Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

 

Banking Relation:           Good.


ADDRESS

 

Registered Head Office & Workshop:-

Room 2201, 22/F., Hong Kong Worsted Mills Industrial Building, 31‑39 Wo Tong Tsui Street, Kwai Chung, New Territories, Hong Kong.

 

Warehouse:-

Room 201, 2/F., Hong Kong Worsted Mills Industrial Building, 31‑39 Wo Tong Tsui Street, Kwai Chung, New Territories, Hong Kong.

 

China Factory:  Shenzhen SEZ, China.

 

Holding Company:-

Shenzhen Kaifa Technology Co. Ltd., China.

 

Ultimate Holding Company:-

Great Wall Technology Co. Ltd., China.

 

Affiliated Companies:-

Great Wall Technology Group of Companies

BriVictory Display Technology (Labuan) Corporation, Malaysia.

CPT TPV Optical (Fujian) Co. Ltd., China.

Ebony Hong Kong Holding Ltd., Hong Kong.

Envision Industira de Productos Electronicos Ltda., Brasil.

Envision Peripherals Inc., USA.

ExcelStor Great Wall Technology Ltd., Cayman Islands.

ExcelStor Group Ltd., Cayman Islands.

ExcelStor Technology (Shenzhen) Ltd., China.

G&W Technologies Co. Ltd., Cayman Islands.

Guilin Changhai Technology Co. Ltd., China.

L&T Display Technology (Fujian) Ltd., China.

L&T Display Technology (Xiamen) Ltd., China.

MEXHK Services S.A. de C.V., Mexico.

MMD (Shanghai) Electronics Technology Co. Ltd.,  China.

MMD (Shanghai) Electronics Trading Co. Ltd., China.

MMD Hong Kong Holding Ltd., Hong Kong.

MMD Singapore Pte. Ltd., Singapore.

MMD-Monitors & Displays Czech Republic s.r.o, Czech Republic.

MMD-Monitors & Displays Nederland B.V., the Netherlands.

MMD-Monitors & Displays Taiwan Ltd., Taiwan.

O-Net Communications (Group) Ltd., Cayman Islands/Hong Kong.

P-Harmony Monitors (Taiwan) Ltd., Taiwan.

P-Harmony Monitors Netherlands B.V., the Netherlands.

PI International Holdings, British Virgin Islands.

PTC Consumer Electronics Co. Ltd., China.

PTC Technology Co. Ltd., China.

Shenzhen Great Wall Kemei Technology Co. Ltd., China.

Shenzhen Hai Liang Storage Products Co. Ltd., China.

Shenzhen Kaifa Magnetic Recording Co. Ltd., China.

Shenzhen Kaifa Magnetic Recording Joint-Stock Co. Ltd., China.

Shenzhen Kaifa O&M Technology Co. Ltd., China.

Shenzhen KTM Glass Substrate Co. Ltd., China.

Three Titans Technology (Xiamen) Co. Ltd., China.

Top Victory Australia Pty. Ltd., Australia.

Top Victory Electronics (Fujian) Co. Ltd., China.

Top Victory Electronics (Taiwan) Co. Ltd., Taiwan.

Top Victory Electronics de Mexico S.A. de C.V., Mexico.

Top Victory International Ltd., British Virgin Islands.

Top Victory Investments Ltd., Hong Kong.

TPV CIS Ltd., Russia.

TPV Display Polska Sp.z.o.o., Poland.

TPV Display Technology (China) Co. Ltd., China.

TPV Display Technology (Wuhan) Co. Ltd., China.

TPV Display Technology (Xiamen) Co. Ltd., China.

TPV do Brazil Industria de Componentes Electronicos Ltda., Brazil.

TPV Electronics (Fujian) Co. Ltd., China.

TPV Electronics (Fuzhou Bonded Zone) Trading Co. Ltd., China.

TPV Electronics (Wuhan) Co. Ltd., China.

TPV International (Netherlands) B.V., the Netherlands.

TPV International (USA) Inc., USA.

TPV Optronics Technology (Wuhan) Co. Ltd., China.

TPV Technology (Beijing) Co. Ltd., China.

TPV Technology (Ningbo) Co. Ltd., China.

TPV Technology (Qingdao) Co. Ltd., China.

TPV Technology (Suzhou) Co. Ltd., China.

TPV Technology Polska Sp.z.o.o., Poland.

TPV-Inventa (Fujian) Electronics Technology Co. Ltd., China.

TPV-Inventa Holding Ltd., Hong Kong.

TPV-Inventa Technology Co. Ltd., Taiwan.

Trend Smart America Ltd., US.

Trend Smart CE Mexico S. de R.L. de C.V., Mexico.

USA Kaifa Technology Inc., USA.

Wuhan Admiral Technology Ltd., China.

Xiamen Admiral Electronics Technology Co. Ltd., China.

etc.

 

 

BUSINESS REGISTRATION NUMBER

 

09321170

 

 

COMPANY FILE NUMBER

 

 0143241

 

 

MANAGEMENT

 

President & Managing Director:  Mr. Tam Man Chi

Senior Vice President:  Mr. Cheng Kwok Wing, Philip

 

 

CAPITAL

 

Nominal Share Capital: US$500,000.00 (Divided into 500,000 shares of US$1.00 each)

 

Issued Share Capital: US$500,000.00

 

 

SHAREHOLDERS

(As per registry dated 06-11-2012)

 

Name

 

No. of shares

TAM Man Chi

 

1

Shenzhen Kaifa Technology Co. Ltd.

Kaifa Complex, Caitian Road, Futian Industrial District, Shenzhen, China.

 

499,999

 

 

–––––––

 

Total:

500,000

======

 

 

DIRECTORS

(As per registry dated 06-11-2012)

 

Name

(Nationality)

 

Address

TAM Man Chi

House 33, Windsor Park, Phase 2, 1 Ma Lok Path, Kau To Shan, Shatin, New Territories, Hong Kong.

 

CHENG Kwok Wing

Flat A, 4/F., Block 2, Richmond Court, 1-3 Lok Yuen Path, Fo Tan, Shatin, New Territories, Hong Kong.

 

CHEN Zhu Jiang

Room 803, Building 24, Qian Hai Garden, Nanshan District, Shenzhen, China.

 

 

SECRETARY

 

CHENG Kwok Wing  (As per registry dated 06-11-2012)

 


HISTORY

 

The subject was incorporated on 6th November, 1984 as a private limited liability company under the Hong Kong Companies Ordinance.

Originally the subject was registered under the name of Flymason Ltd., name changed to the present style was on 7th June, 1985.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:          Importer and Exporter; China Project.

 

Lines:   Communication products, desk-top computers, connectors, electronic products, hard disk drive heads, magnetic heads, computers and peripherals, mother boards, tape heads, video heads, audio products, CD heads, computer products, notebook computers, personal computers, connectors, fax/modems, I/O controllers, optical disks/CD-ROMs, tape drives, VGA card, sound card, I/O card, PCMCIA, internal and external modems, PC add-in card, pagers, cordless phones, feature phones, help phones, security boxes, printing phones, caller ID display, answering machines, interactive LED display, video CD player, magnetic stripe card, magnetic stripe card reader, bar code card, smart credit, smart card reader, contactless card, contactless card reader and equipments for smart card production.

 

Trade Marks:     “BERING”, “CONNER”, “EXABYTE”, “HP”, “KAIFA”, “KMB”, “MITAC”, “MTRC”, “OCEAN”, “TEAC”, “TEKCON”, “TIDALWAVE”, “VISTA” and “VOYAGER” brands.

 

Office & Workshop Space:  29,000 sq.ft. in Hong Kong.

 

China Factory Space:  270,000 sq.ft. in China.

 

Employees:-

Office Staff:  150.  (Hong Kong)

Workers:  Over 6,500.  (China)

 

Commodities Imported:-

EXABYTE”, “MTRC” and “KMB” tape heads – China.

KAIFA” video heads – China.

TEKCON” connectors – USA.

CD heads – USA.

Hard disk drive heads – China.

Magnetic heads – China, Japan and USA.

 

Markets:           USA (main), Europe, Japan, Singapore, Taiwan and Southeast Asia.

 

Company Turnover:  RMB19,495,293,500 Yuan  (Year ended 31-12-2011)

 

Group Turnover: RMB  23,682,455,000 Yuan  (Year ended 31-12-2007)

RMB  22,528,185,000 Yuan  (Year ended 31-12-2008)

RMB  37,085,314,000 Yuan  (Year ended 31-12-2009)

RMB104,931,670,000 Yuan  (Year ended 31-12-2010)

RMB  95,024,261,000 Yuan  (Year ended 31-12-2011)

RMB  46,717,824,000 Yuan  (6 months ended 30-06-2011)

RMB  42,755,637,000 Yuan  (6 months ended 30-06-2012)

 

Terms/Sales:  As per contracted.

 

Terms/Buying:  L/C, T/T, D/P, etc.

 

 

MEMBERSHIP

 

The Hong Kong Electronic Industries Association Ltd., Hong Kong.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: US$500,000.00 (Divided into 500,000 shares of US$1.00 each)

 

Issued Share Capital: US$500,000.00

 

Alternation of Capital:-

06-11-1984

paid up

US$           4.00

10-06-1985

paid up

US$       196.00

13-11-1987

paid up

US$  25,600.00

10-12-1991

paid up

US$474,200.00

 

 

–––––––––––––

Total:

paid up

US$500,000.00

============

 

Increases of Nominal Capital:-

From

US$     200.00

to

US$  25,800.00

on

18-05-1987

From

US$25,800.00

to

US$500,000.00

on

02-12-1991

 

Indebtedness:  US$612,758,894 & HK$65,000,000
(Total amount outstanding on all mortgages and charges as per last

Annual Return dated 06-11-2012)

 

Mortgage or Charge:  (See attachment)

 

Company Total Asset:  RMB4,522,706,600 Yuan  (Year ended 31-12-2011)

 

Company Net Asset:  RMB755,724,440 Yuan  (Year ended 31-12-2011)

 

Company Net Profit:  RMB53,744,900 Yuan  (Year ended 31-12-2011)

 

Group Net Profit:-

RMB   840,603,000 Yuan  (Year ended 31-12-2007)

RMB   623,816,000 Yuan  (Year ended 31-12-2008)

RMB1,006,882,000 Yuan  (Year ended 31-12-2009)

RMB1,739,725,000 Yuan  (Year ended 31-12-2010)

RMB   747,880,000 Yuan  (Year ended 31-12-2011)

RMB  484,831,000 Yuan  (6 months ended 30-06-2011)

RMB  176,051,000 Yuan  (6 months ended 30-06-2012)

 

Profit or Loss:  Operation is profitable.

 

Condition:  Business is good.

 

Facilities:  Making active use of general banking facilities.

 

Payment:  Met as contracted.

 

Commercial Morality:  Good.

 

Bankers:-

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

Bank of China (Hong Kong) Ltd., Hong Kong.

BNP Paribas, Hong Kong Branch.

United Overseas Bank Ltd., Hong Kong Branch.

 

Standing:  Good.

 

 

GENERAL

 

Kaifa Technology (H.K.) Ltd. is a wholly-owned subsidiary of Shenzhen Kaifa Technology Co. Ltd. which is a China-based firm.  The subject’s ultimate holding company Great Wall Technology Co. Ltd. [GWT] is a Hong Kong-listed firm.  The subject is trading in the products of GWT.

The main associated company of the subject is Shenzhen Kaifa Technology Co. Ltd. [Shenzhen Kaifa] which is a Shenzhen listed firm.

China Great Wall Computer Group Company [GWCG] was the sole promoter of GWT.  GWT was formally established in Shenzhen, China on 20th March 1998 with a registered capital of RMB743,870,000 Yuan and was listed on The Stock Exchange of Hong Kong Ltd. bearing stock code 0074 on 5th August, 1999.  Currently, the registered capital of GWT is RMB1,197,742,000 Yuan.  GWT was classified as “Information Technology Stock” in May 2000 by the Hong Kong Hang Seng Index Services Ltd.

On 2nd August, 2005, the State-owned Assets Supervision and Administration Commission of the State Council [SASAC] announced the Notifications on the Restructuring of 6 Enterprises including China Electronics Corporation [CEC], pursuant to which GWCG would be consolidated into CEC for restructuring [Restructuring].  GWT was notified by GWCG on 15th September, 2006 that the Restructuring was approved by the State Administration For Industry and Commerce [SAIC] on 18th August, 2006.  As a result of the Restructuring, GWCG has become a wholly-owned subsidiary of CEC.  CEC has become the ultimate controlling shareholder of GWT through its control of 62.11% of GWCG.  CEC is an enterprise directly administered by SASAC.  It is principally engaged in the design and manufacturing of integrated circuits, software and integrated system services and research, development and manufacturing of other communication products

The business of GWT and its subsidiaries (hereinafter collective referred to as the “Great Wall Technology Group”) covers development, manufacture, sale and research and development of personal computer [PC] and information terminal products, storage products, power supply products, monitoring terminal, LCD TV products and EMS business.

For the year ended 31st December, 2011, the sales revenue of the Great Wall Technology Group amounted to RMB95.0 billion Yuan, representing a decrease of 9.4% (2010: RMB104.9 billion Yuan).

The Group’s profit before tax of RMB997 million and its sale revenue, both lower than those for the previous year.  However, excluding the changes in foreign exchange rates and the non-recurring gains and losses arising from the disposal of long-term equity investment for the previous year, the Group’s fundamentals remained sound, with stable and increased shipments and market share.  In particular, after the high end guidelines proposed by the Board, i.e. transforming from “manufactural Great Wall” to “scientific Great Wall”, are consistently implemented, the development ideas and industry chains have become clearer and the industry structure increasingly tends to be rational.

During the six months ended 30th June 2012 (the “Reporting Period“), the Group realised a turnover of approximately RMB42,756 million Yuan, representing a decrease of 8.5% as compared to the corresponding period of previous year.  Profit after tax attributable to the shareholders of the company amounted to approximately RMB20 million Yuan during the Reporting Period as compared to the profit of approximately RMB124 million Yuan for the corresponding period of previous year.  As global economy has just started recovering gradually from severe deterioration, the pace of recovery in the Europe and the United States, which are major markets of the Group, is slow, which impacted the Group’s results.

In the first half of the year, TPV, a member of the Group, focused on the optimization of customer mix of television business, and increased market expansion for brand business.  In the first half of the year 2012, TPV and Koninklijke Philips Electronics N.V. [Philips] established a joint venture company – TP Vision, which took over Philips’ television business.  From January to June, sales revenue of RMB13.44 billion Yuan was recorded in aggregate for television business, representing a comparative increase of 15%.

The Group’s magnetic head segment continued to grow rapidly.  In recent years, as Great Wall Kaifa’s manufacturing capacity and EMS electronics manufacturing service proficiency have improved, the quality of its products and services is well recognized by international customers.  In the first half of the year 2012, magnetic head segment of Great Wall Kaifa achieved a new high growth rate over 50% compared to the previous year, and represented a comparative increase of 16% in terms of sales revenue from January to June.

For the year ended 31st December, 2011, the principal operating revenue of the subject amounted to RMB19.5 billion Yuan, net profit was RMB53.7 million Yuan.

As at 30th June 2012, the number of employees of the Group was approximately 62,000 (as at 31st December 2011: approximately 59,000).

The subject is fully supported by the Great Wall Technology Group.

On the whole, consider the subject good for normal business engagements.

 

 

REMARKS

 

            Brief personnel profile of the directors:-

Mr. TAM Man Chi, aged 64, is a director of China Great Wall Computer (Shenzhen) Co. Ltd., the Chairman of Shenzhen Kaifa Technology Co. Ltd., a director and President of the subject and Shenzhen Kaifa Magnetic Recording Co. Ltd., the Co-chairman of the Board of O-Net Communications (Group) Ltd., a Non-executive director and the Chairman of the remuneration committee, a director of O-Net Communications (Group) Ltd., a company listed on the Stock Exchange of Hong Kong Ltd., the President of O-Net Communications (Shenzhen) Co. Ltd., a director of ExcelStor Group Ltd., ExcelStor Technology (Shenzhen) Ltd. and Shenzhen Hai Liang Storage Products Co. Ltd. and the Vice Chairman of Shenzhen KTM Glass Substrate Co. Ltd.  Mr. Tam has been awarded “Shenzhen Honor Citizen” in 1994, “National Friendship Award” in 2005 and “Excellent Worker title of Guangdong Province” in 2006.  Mr. Tam has over 40 years’ of management experience in the international electronic industry.  Mr. Tam was previously the Vice President of GWT, but he resigned from that position with effect from 23rd April, 2003.  Mr Tam has been an Executive director of GWT since 1998.

Mr.CHENG Kwok Wing, born in November 1958.  Nationality: Hong Kong China.  Currently, Mr. Cheng is the director of the subject, director of Suzhou Kaifa Technology Co. Ltd., director of Shenzhen Kaifa Magnetic Recording Co. Ltd. etc.  Mr. Cheng is well educated with two postgraduate degrees of Master of Business Administration and Master of Business Economics.

Mr. CHEN Zhu Jiang, born in September 1967.  Nationality: China.  Graduated from Tianjin University as a Bachelor of Engineering, then from Jilin University as a Master of Management Science, Mr. Chen is a senior executive of business.  Mr. Chen currently holds the posts of director of the subject, Board Chairman of Kaifa-O&M Components Co. Ltd., Board Chairman of Shenzhen Kaifa Micro-Electronics Co. Ltd., Board Chairman of Suzhou Kaifa Technology Co. Ltd., director of O-Net Communications (Shenzhen) Co. Ltd., director of Shenzhen Great Wall Kemei Technology Co. Ltd.  Mr. Chen was the director and General Manager of Shenzhen Huaming Computer Co. Ltd., Secretary to Chairman, Vice-Chief of Office of China Great Wall Computer Shenzhen Company.  He is a member of Shenzhen Youth League, and Vice-Presidents of Shenzhen Entrepreneur Association and Shenzhen Computer Industry Association.  Mr. Chen first served as Vice-President of Shenzhen Kaifa Technology Co. Ltd. in January 2005, and was reappointed consecutively in June 2007.

 

            Court case:-

Action Date

Case No.

Plaintiff

Defendant

Cause

Amount

Oct. 2002

H4119

Levine Morton P.

Kaifa Technology (H.K.) Ltd.

Order

Not stated

Oct. 2002

H4120

Levine Morton P.

Kaifa Technology (H.K.) Ltd.

Order

Not stated

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

18-12-1987

Instrument:        Security Over Deposit

Property:

Fixed Deposit No. 314228 for US$53,500

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

General banking facilities

17-10-1988

Instrument:        Security Over Deposit

Property:

Fixed Deposit No. 397904, 394905 & 397906 for US$9,440, US$27,120 & US$73,872 respectively

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

General banking facilities

17-11-1988

Instrument:        Security Over Deposit

Property:

Fixed Deposit No. 413725, 413726 & 413727 for US$7,000, US$27,540 & US$37,260 respectively

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

General banking facilities

22-11-1988

Instrument:        Security Over Deposit

Property:

Fixed Deposit No. 413749 for US$148,851

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

General banking facilities

19-12-1988

Instrument:        Security Over Deposit

Property:

Fixed Deposit No. 413847, 413848 & 413854 for US$2,725, US$3,630 & US$80,550 respectively

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

General banking facilities

09-02-1990

Instrument:        Security Over Deposit

Property:

Fixed Deposit No. 561496 for US$900,000

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

General banking facilities

28-06-1990

Instrument:        Security Over Deposit

Property:

Fixed Deposit No. 640260 for US$137,700

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

General banking facilities

28-12-1990

Instrument:        Assignment of Term Deposit

Property:

Deposit Receipt No. 163184 for HK$3,000,000

Mortgagee:        Union Bank of Hong Kong Ltd., Hong Kong.  [Now known as Industrial & Commercial Bank of China (Asia) Ltd.]

General banking facilities

21-03-1991

Instrument:        Letter of Charge and Set-off

Property:

Deposit No. HK-157159

Mortgagee:        United Overseas Bank Ltd., Hong Kong.

General banking facilities

19-02-1993

Instrument:        Security Over Deposit in Respect of Obligations of the Depositor

Property:

Deposit Receipt No. 293118 for HK$20,000,000 under A/C No. 303-730005313

Mortgagee:        Union Bank of Hong Kong Ltd., Hong Kong.  [Now known as Industrial & Commercial Bank of China (Asia) Ltd.]

General banking facilities

23-04-1993

Instrument:        Security Over Deposit in Respect of Obligations of a Third Party

Property:

Deposit Receipt No. 221078, 299231, 299239 & 309229 for US$500,000, HK$3,000,000, US$900,000 & HK$20,000,000 respectively

Mortgagee:        Union Bank of Hong Kong Ltd., Hong Kong.  [Now known as Industrial & Commercial Bank of China (Asia) Ltd.]

General banking facilities

14-12-1993

Instrument:        Security Over Deposit in Respect of Obligations of a Third Party

Property:

Deposit Receipt No. 336211 for HK$2,800,000 under A/C No. 730005313

Mortgagee:        Union Bank of Hong Kong Ltd., Hong Kong.  [Now known as Industrial & Commercial Bank of China (Asia) Ltd.]

General banking facilities

20-07-1998

Instrument:        Deed of Charge on Savings Account and Set-Off

Property:

Deposit of Saving A/C No. 031-356-9-210343-4

Mortgagee:        Sin Hua Bank Ltd., Hong Kong Branch.
[Merged into Bank of China (Hong Kong) Ltd.]

To secure all monies and liabilities

11-01-1999

Instrument:        Security Over Deposit in Respect of Obligations of the Depositor

Property:

Fixed Deposit A/C No. 0360001921, Receipt No. 000004-001 for US$800,000 and any renewal or extension thereof

Mortgagee:        Union Bank of Hong Kong Ltd., Hong Kong.  [Now known as Industrial & Commercial Bank of China (Asia) Ltd.]

General banking facilities

14-02-2000

Instrument:        Deed of Charge on Deposit

Property:

A/C No. 00001-040483-141-04

Mortgagee:        Banque Nationale de Paris, Hong Kong Branch.
[Now known as BNP Paribas]

The liabilities

01-08-2005

Instrument:        Deed of Charge Over Accounts Payable executed by the Chargor in favour of the Chargee

Property:

1)         Fixed Charge: the Chargor, as legal and beneficial owner of the Collateral, and as a continuing security for the payment and discharge of the Obligations, charges in favour of the Chargee by way of first fixed charge, the Accounts Payable

2)         Assignment: the Chargor, as legal and beneficial owner, assigns to the Chargee all of the Chargor’s present and future rights, titles, claims, benefits and interests in, to and under any and all present and future Accounts Payable

3)         Floating Charge: the Chargor, as legal and beneficial owner of the Accounts Payable, and as a continuing security for the payment and discharge of the Obligations, charges and agrees to charge in favour of the Chargee all present and future Accounts Payable by way of first floating charge

Mortgagee:        Sony International (Hong Kong) Ltd., Hong Kong.  [Chargee]

Any and all of such payments, liabilities, indebtedness, obligations, fees, costs and expenses herein called the “Obligations”

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.51

UK Pound

1

Rs.84.85

Euro

1

Rs.71.43

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.