MIRA INFORM REPORT

 

 

Report Date :

25.01.2013

 

IDENTIFICATION DETAILS

 

Name :

BANTEX PTY LTD

 

 

Formerly Known As :

SCANREX PTY LTD (initial)

 

 

Registered Office :

20 Huntingwood Drive Huntingwood New South Wales 2148

 

 

Country :

Australia

 

 

Financials (as on) :

30.06.2012 (Consolidated)

 

 

Date of Incorporation :

28.04.1972

 

 

Com. Reg. No.:

000994310

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Manufacturer and distributor of office supplies.

 

 

No. of Employees :

51 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

AUSTRALIA - ECONOMIC OVERVIEW

 

Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron ore, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia also has a large services sector and is a significant exporter of natural resources, energy, and food. Key tenets of Australia''s trade policy include support for open trade and the successful culmination of the Doha Round of multilateral trade negotiations, particularly for agriculture and services. The Australian economy grew for 17 consecutive years before the global financial crisis. Subsequently, the former RUDD government introduced a fiscal stimulus package worth over US$50 billion to offset the effect of the slowing world economy, while the Reserve Bank of Australia cut interest rates to historic lows. These policies - and continued demand for commodities, especially from China - helped the Australian economy rebound after just one quarter of negative growth. The economy grew by 1.4% during 2009 - the best performance in the OECD - by 2.7% in 2010, and by 1.8% in 2011. Unemployment, originally expected to reach 8-10%, peaked at 5.7% in late 2009 and fell to 5.0% in 2011. As a result of an improved economy, the budget deficit is expected to peak below 4.2% of GDP and the government could return to budget surpluses as early as 2015. Australia was one of the first advanced economies to raise interest rates, with seven rate hikes between October 2009 and November 2010. The GILLARD government is focused on raising Australia''s economic productivity to ensure the sustainability of growth, and continues to manage the symbiotic, but sometimes tense, economic relationship with China. Australia is engaged in the Trans-Pacific Partnership talks and ongoing free trade agreement negotiations with China, Japan, and Korea.

Source : CIA


IDENTIFICATION DETAILS

 

Verified Address

Subject name :              BANTEX PTY LTD

Business address :        20 Huntingwood Drive

Town :                          Huntingwood

Province :                     New South Wales

Zip/postal code :           2148

Country :                       Australia

Tel :                              +61 2 88115333

Fax :                             +61 2 96727722

Email :                          sales@bantex.com.au

Website :                      www.bantex.com.au

 

Registered address :     20 Huntingwood Drive

Town :                          Huntingwood

Province :                     New South Wales

Zip/postal code :           2148

Country :                       Australia

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :      28/04/1972

Legal form :                              Australian Proprietary Company

Chief executive :                       Michael Stathakis

Issued & paid up capital :          AUD 800,000

Sales turnover :                         AUD 21,635,444 (Consolidated 12 months, 30/06/2012)

Net income :                             AUD 313,745 (Consolidated 12 months, 30/06/2012)

Total fixed assets :                    AUD 14,988,037 (Consolidated 12 months, 30/06/2012)

Line of business :                      Manufacturer and distributor of office supplies.

Staff employed :                       51 employees

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                 Country risk is minimal

Operation trend :           Operational trend is steady

Management experience : Management is reasonably experienced

Financial performance : Financial performance is good

Organization structure : Organizational structure is stable

Detrimental :     No detrimental found

Payment history :          No payment delays noted

STATUTORY DETAILS

 

Registry Data

Registration date :         28/04/1972

Legal form :                  Australian Proprietary Company

Registration no Australian Company Number: 000994310

Registered authority :    Australian Securities & Investments Commission

Fiscal/ Tax no :             Australian Business Number: 72000994310

Registry status :            Live/Active

Previous name :            SCANREX PTY LTD (initial)

Change of legal form :   None reported.

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :              Michael Stathakis

Designation :    Managing Director

 

Name :              Eduardo Fuentealba

Designation :    Joint Managing Director

 

Name :              Narendra Charan

Designation :    Financial Controller

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :              Michael Stathakis

Designation :    Director and Company Secretary

Appointment date : 17/08/01

Address :          3 Marshall Street

Kogarah, NSW 2217

Australia

Biography :       Born on 18-02-1976 in Sydney, New South Wales, Australia.

 

Name :              Eduardo Fuentealba

Designation : Director

Appointment date : 25/10/07

Address :          41 West Crescent

Hurstville Grove, NSW 2220

Australia

Biography :       Born on 21-04-1956 in Chanco, Chile.

Staff employed : 51 employees

 

 

Key Advisors

Auditors :          HARRIS & ASSOCIATES

Suite 1, Level 11

49-51 York Street

Sydney, NSW 2000

Australia

 

SHARE CAPITAL

 

Composition

Authorized Capital :       AUD 800,000

No of shares :               800,000 Ordinary Shares

Share par value :           AUD 1

Issued capital :              AUD 800,000

Paid up capital :            AUD 800,000

 

OWNERSHIP / SHAREHOLDERS

How listed : Full List

 

Composition

Shareholder name :       AOW PTY. LIMITED

Address :                      20 Huntingwood Drive

Huntingwood, NSW 2148

Australia

No. of shares :              800,000 Ordinary Shares

% of shares :                100%

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :              AOW PTY. LIMITED

Affiliation type : Parent Company

Address :          20 Huntingwood Drive

Huntingwood, NSW 2148

Australia

 

Name :              BEAUTONE SPECIALTIES AUSTRALIA PTY LIMITED

Affiliation type : Wholly-owned Subsidiary

Address :          20 Huntingwood Drive

Huntingwood, NSW 2148

Australia

 

Name :              MAYER PLASTICS PTY LTD

Affiliation type : Sister Company

Address :          20 Huntingwood Drive

Huntingwood, NSW 2148

Australia

 

BANK & MORTGAGES

 

Bank Details

Name of bank :             Commonwealth Bank Of Australia

Address :                      Australia

Account details :           Current Account

 

Name of bank :             Westpac Banking Corporation

Address :                      Australia

Account details :           Current Account

Comments : It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                  Satisfied Charges:

ASIC Charge Number: 29360

Date Registered: 10-05-1989

Charge type: Both Fixed & Floating

Date Created: 17-04-1989

Chargees Name: COMMONWEALTH BANK OF AUSTRALIA

 

ASIC Charge Number: 29391

Date Registered: 26-09-1985

Charge type: Both Fixed & Floating

Date Created: 11-09-1985

Chargees Name: KENT (AUSTRALIA) PTY LTD

 

ASIC Charge Number: 29418

Date Registered: 12-02-1974

Date Created: 31-01-1974

Chargees Name: CBC HOLDINGS LTD

 

ASIC Charge Number: 816868

Date Registered: 20-08-2001

Charge type: Both Fixed & Floating

Date Created: 17-08-2001

Chargees Name: ORIX AUSTRALIA CORPORATION LIMITED

 

ASIC Charge Number: 872975

Date Registered: 03-07-2002

Charge type: Both Fixed & Floating

Date Created: 28-06-2002

Chargees Name: GE CAPITAL FINANCE PTY LTD

ASIC Charge Number: 1100617

Date Registered: 10-11-2004

Charge type: Both Fixed & Floating

Date Created: 06-10-2004

Chargees Name: AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

Unsatisfied Charges:

 

ASIC Charge Number: 1928410

Date Registered: 16-02-2010

Charge type: Both Fixed & Floating

Date Created: 12-02-2010

Chargees Name: WESTPAC BANKING CORPORATION

 

Legal Fillings

Bankruptcy fillings :       None reported.

Court judgements :        None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

FINANCIAL DATA

 

Description

Source of financial statement :   Commercial Registry Filings

Financial statement date :          30/06/12

Type of accounts :                    Full audited

Currency :                                 Australia Dollar (AUD)

Exchange rate :                         1 USD = AUD 0.95 as of 22-01-2013

 

Summarized Financial Information

Consolidation type :                  Consolidated                            Consolidated

Currency :                                 Australia Dollar (AUD)                Australia Dollar (AUD)

Denomination :                          (x1) One                                    (x1) One

Date of financial year end :        30/06/12                                    30/06/11

Length of accounts :                 12 months                                 12 months

Sale turnover / Income :             21,635,444                                22,272,314

Gross profit :                            8,833,111                                  9,388,570

Profit before tax :                      531,853                                     1,868,493

Net income :                             313,745                                     1,275,280

Non current assets :                  6,686,604                                  5,428,001

Current assets :                         8,301,433                                  8,344,162

Inventories :                              3,639,389                                 3,823,780

Total assets :                            14,988,037                                13,772,163

Current liabilities :                      7,124,854                                  5,020,824

Non current liabilities :               287,331                                     389,232

Total liabilities :                                     7,412,185                                  5,410,056

Share equity :                            7,575,852                                 8,362,107

Retained earning :                     6,056,596                                  6,842,851

 

Comments : The consolidated financial information above relates to the Subject and its only

subsidiary Beautone Specialties Australia Pty Limited.

 

OPERATION DETAILS

Main activities :             The Subject is engaged in manufacturing and distribution of office supplies.

 

Product & services :     Office Products

-Binders, Folders & Clipboards

-Binder Accessories

-Display & Presentation Books

-Paper Storage

-Cases, Compendiums & Bags

-Tapes, Adhesives & Metal Fasteners

-Rulers, Erasers & Writing Accessories

-Staplers & Punches

 

Filing Products

-Binders, Folders & Clipboards

-Binder Accessories

-Cases, Compendiums & Bags

-Display & Presentatin Books

-Expanding & Box Files

 

Cutting Products & Machines

-Shredders

-Guillotines

-Trimmers

-Paper Folders

-Scissors

-Sharpeners

 

Removable Adhesive Notes

-Removable Self Adhesive Notes

-Flags & Accessories

-Pre-Printed Message Notes & Flags

 

Writing Instruments

-Pens

-Markers & Highlighters

 

Adhesive Products

-Indexing Tabs

-Shelving & Label Holders

-Pockets

-Self Laminating Products

-Scrapbooking Products

 

Scrapbook Products

-Keepbox & Memento Files

-Binders and Gusset Files

-Project Files, Pockets & Albums

Technical Drawing Products

-Drawing Boards & Accessories

-Compasses & Drawinig Sets

-Protractors, Set Squares and Stencils

-Rulers

-Scissors, Scalpels & Cutting Mats

 

Presentation & Display Products

-Document Holders

-Desk Stands & Wall Units

Digital Presentation & Meeting Technology

-Digital display products

-Business, Conference, Education, Government

Enviro-Friendly Filing

-Binders, Folders

-Binder Accessories

 

Enviro-Friendly Desk Stationery

-Stapler, Hole-punch, Tape dispenser

 

Brand : Bantex, Beautone, Zebra, Linex, Tarifold, Ecoboard, Ecoboard office, 3L,

Stickon notes, Ledah, Legacy Crafters, Paper Show

 

Purchases

International : Mainly Asia, Europe

 

Sales

Local : Yes

International : The Subject exports its products to over 70 countries worldwide

 

Property & Assets

Premises : The Subject operates from premises located at the verified heading

address consisting of a production facilities, warehouse and administrative

office.

Branches : In addition, the Subject operates from branch facilities located at:

95-101 Wetherill Street North

Silverwater, NSW 2128

Australia

Tel: +61 2 96471555

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :    US$ 43.879 billion

Gross domestic product - GDP :                        US$ 1.586 trillion

GPP (Purchasing power parity) :                        954.296 billion of International dollars

GDP per capita - current prices :            US$ 68,916

GDP - composition by sector :              agriculture: 4%

industry: 25.6%

services: 70.4%

Inflation :                                              2009: 1.8%

2010: 2.8%

2011: 3.4%

Unemployment rate :                             2009: 5.6%

2010: 5.2%

2011: 5.1%

Public debt

(General Government gross debt as

a % GDP):                                            2009: 16.9%

2010: 20.4%

2011: 22.9%

Government bond ratings :                    Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

shares:                                                 US$1.258 trillion

Largest companies in the country : Commonwealth Bank (Banking), BHP Billiton (Materials), Westpac Banking

Group (Banking), Rio Tinto (Materials), National Australia Bank (Banking),

ANZ Banking (Banking), Telstra (Telecommunications)

 

Trade & Competitiveness Overview

Total exports :               US$210.7 billion

Exports commodities : Coal, iron ore, gold, meat, wool, alumina, wheat

Total imports : US$187.2 billion

Imports commodities :   Machinery and transport equipment, computers and office machines,

telecommunication equipment and parts, crude oil and petroleum products

Export - major partners : Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

Import - major partners : China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%,

UK 4.3%, Thailand 4.2%

FDI Inflows :                 2008: US$46,843 million

2009: US$25,716 million

2010: US$32,472 million

FDI Outflows :               2008: US$33,604 million

2009: US$16,160 million

2010: US$26,431 million

Best countries for doing business : 10 out of 183 countries

Global competitiveness ranking : 20 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

Total population :          22.23 million

Total area :                    7,692,024 km2

Capital :                        Canberra

Currency :                     Australian dollars (AUD)

Internet users as % of total

population:                   76%

PAYMENT HISTORY

 

Purchase Term

Local : Prepayment, D/P, Credit up to 90 days

International : L/C, Prepayment, D/P, Credit up to 90 days

 

Sales Term

Local : Prepayment, D/P, Credit up to 90 days

International : L/C, Prepayment, D/P, Credit up to 90 days

 

Trade Reference/ Payment

 

Behaviour

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

Investigation Note

Sources : Interviews and material provided by the Subject

: Other official and local business sources

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.85

UK Pound

1

Rs.85.25

Euro

1

Rs.71.72

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.