|
Report Date : |
29.01.2013 |
IDENTIFICATION DETAILS
|
Name : |
B & Q PLC |
|
|
|
|
Registered Office : |
B & Q House, Chestnut Avenue, Chandler's Ford, Eastleigh, SO53 3LE |
|
|
|
|
Country : |
United Kingdom |
|
|
|
|
Financials (as on) : |
28.01.2012 |
|
|
|
|
Date of Incorporation : |
26.02.1970 |
|
|
|
|
Com. Reg. No.: |
00973387 |
|
|
|
|
Legal Form : |
Public Subsidiary Company |
|
|
|
|
Line of Business : |
providers of
home improvement and garden products |
|
|
|
|
No. of Employees : |
31,184 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Good |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2012
|
Country Name |
Previous Rating (31.12.2011) |
Current Rating (31.03.2012) |
|
United
Kingdom |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
United Kingdom - ECONOMIC OVERVIEW
The UK, a leading
trading power and financial center, is the third largest economy in Europe after
Germany and France. Over the past two decades, the government has greatly
reduced public ownership and contained the growth of social welfare programs.
Agriculture is intensive, highly mechanized, and efficient by European
standards, producing about 60% of food needs with less than 2% of the labor
force. The UK has large coal, natural gas, and oil resources, but its oil and
natural gas reserves are declining and the UK became a net importer of energy
in 2005. Services, particularly banking, insurance, and business services,
account by far for the largest proportion of GDP while industry continues to
decline in importance. After emerging from recession in 1992, Britain's economy
enjoyed the longest period of expansion on record during which time growth outpaced
most of Western Europe. In 2008, however, the global financial crisis hit the
economy particularly hard, due to the importance of its financial sector.
Sharply declining home prices, high consumer debt, and the global economic
slowdown compounded Britain's economic problems, pushing the economy into
recession in the latter half of 2008 and prompting the then BROWN (Labour)
government to implement a number of measures to stimulate the economy and
stabilize the financial markets; these include nationalizing parts of the
banking system, temporarily cutting taxes, suspending public sector borrowing
rules, and moving forward public spending on capital projects. Facing
burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition
government (between Conservatives and Liberal Democrats) initiated a five-year
austerity program, which aims to lower London's budget deficit from over 10% of
GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer
George OSBORNE announced additional austerity measures through 2017 because of
slower-than-expected economic growth and the impact of the euro-zone debt
crisis. The CAMERON government raised the value added tax from 17.5% to 20% in
2011. It has pledged to reduce the corporation tax rate to 23% by 2015. The
Bank of England (BoE) implemented an asset purchase program of up to £325
billion (approximately $525 billion) as of February 2011. During times of
economic crisis, the BoE coordinates interest rate moves with the European
Central Bank, but Britain remains outside the European Economic and Monetary
Union (EMU).
|
Source : CIA |
B & Q PLC
B & Q House
Chestnut Avenue
Chandler's Ford
Eastleigh, SO53 3LE
United Kingdom
Tel: 02380690000
Fax: 02380690001
Web: www.diy.com
Employees: 31,184
Company Type: Public Subsidiary
Corporate Family: 113
Companies
Ultimate Parent: Kingfisher
plc
Quoted Status: Non-quoted Company
Incorporation Date: 26-Feb-1970
Auditor: Deloitte LLP
Financials in: USD
(Millions)
Fiscal Year End:
28-Jan-2012
Reporting Currency: British
Pound Sterling
Annual Sales: 5,940.0 1
Net Income: 243.2
Total Assets:
8,330.5
Founded in 1969, B&Q PLC is one of the leading providers of home improvement and garden products in the United Kingdom. It offers various types of bathroom fittings and furniture. The company provides flooring, colour scheme planning, ceramic tiling and plumbing repair and maintenance services. In addition, it offers a variety of kitchen fittings, appliances and accessories. The company also provides garden care products, plants, conservatories and lawnmowers. Additionally, it supplies lighting and window and wall decoration products. The company offers various types of building materials, electrical appliances, and hand and power tools. It also specialises in the manufacture of various room heating and cooling equipment.
Industry
Industry Retail (Grocery)
ANZSIC 2006: 4279 - Other
Store-Based Retailing Not Elsewhere Classified
NACE 2002: 5212 - Other
retail sale in non-specialised stores
NAICS 2002: 4451 - Grocery
Stores
UK SIC 2003: 5212 - Other
retail sale in non-specialised stores
UK SIC 2007: 4719 - Other retail
sale in non-specialised stores
US SIC 1987: 5399 -
Miscellaneous General Merchandise Stores
|
Name |
Title |
|
Mike Bell |
Group IT Director |
|
James Alan Skelton |
Deputy Finance Director |
|
Lorraine White Read |
Head of Advertising |
|
Sally J Clifton |
Company Secretary |
|
Peter Hanson |
IT Manager |
|
|
|
||||||||||||||||||||||
Registered No.(UK): 00973387
1 - Profit & Loss Item Exchange Rate: USD 1 = GBP 0.6246515
2 - Balance Sheet Item Exchange Rate: USD 1 = GBP 0.6365305
Location
B & Q House
Chestnut Avenue
Chandler's Ford
Eastleigh, SO53 3LE
Hampshire County
United Kingdom
Tel: 02380690000
Fax: 02380690001
Web: www.diy.com
Sales GBP(mil): 3,710.4
Assets GBP(mil): 5,302.6
Employees: 31,184
Fiscal Year End: 28-Jan-2012
Industry: Retail
(Grocery)
Registered
Address:
B & Q House Chestnut Avenue
Chandlers Ford
Eastleigh, SO53 3LE
United Kingdom
Incorporation Date: 26-Feb-1970
Company Type: Public
Subsidiary
Quoted Status: Not
Quoted
Registered No.(UK): 00973387
Chairman: Euan
Sutherland
Contents
· Industry Codes
· Business Description
· Financial Data
· Key Corporate Relationships
· Gazette Status
Industry Codes
ANZSIC 2006 Codes:
4279 - Other Store-Based Retailing Not Elsewhere Classified
421 - Furniture, Floor Coverings, Houseware and Textile Goods
Retailing
NACE 2002 Codes:
5212 - Other retail sale in non-specialised stores
5248 - Other retail sale in specialised stores
5244 - Retail sale of furniture, lighting equipment and household
articles not elsewhere classified
NAICS 2002 Codes:
4451 - Grocery Stores
453 - Miscellaneous Store Retailers
442 - Furniture and Home Furnishings Stores
US SIC 1987:
5399 - Miscellaneous General Merchandise Stores
57 - Home Furniture, Furnishings, and
Equipment Stores
599 - Retail Stores, Not Elsewhere Classified
UK SIC 2003:
5212 - Other retail sale in non-specialised stores
5244 - Retail sale of furniture, lighting equipment and household
articles not elsewhere classified
5248 - Other retail sale in specialised stores
UK SIC 2007:
4719 - Other retail sale in non-specialised stores
477 - Retail sale of other goods in specialised stores
47599 - Retail sale of furniture, lighting equipment and other
household articles (other than musical instruments) n.e.c., in specialised
stores
Business
Description
Founded in 1969,
B&Q PLC is one of the leading providers of home improvement and garden
products in the United Kingdom. It offers various types of bathroom fittings
and furniture. The company provides flooring, colour scheme planning, ceramic
tiling and plumbing repair and maintenance services. In addition, it offers a
variety of kitchen fittings, appliances and accessories. The company also
provides garden care products, plants, conservatories and lawnmowers.
Additionally, it supplies lighting and window and wall decoration products. The
company offers various types of building materials, electrical appliances, and
hand and power tools. It also specialises in the manufacture of various room
heating and cooling equipment.
More Business
Descriptions
B & Q PLC is a
subsidiary of Kingfisher PLC, one of Europe’s leading home improvement retail
groups. Kingfisher maintains leading market positions in the United Kingdom,
France, Poland, Italy, China and Taiwan. The company’s core retail brands
include B&Q, Castorama, Brico Dépôt and Screwfix Direct. Kingfisher also
has a partial interest in Hornbach, Germany's leading do-it-yourself warehouse
retailer. Kingfisher operates nearly 650 stores throughout Europe and Asia. The
company boasts annual sales of £8 billion. B & Q PLC maintains its head office
in Eastleigh, Hampshire. (Updated by OneSource Information Services)
Retail trade in DIY products
Home Improvement Products Retailer
Representative Office
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Corporate
Family |
Corporate
Structure News: |
|
|
Kingfisher plc |
|
B & Q PLC |
|
|
|
|
|
Company Name |
Company Type |
Location |
Country |
Industry |
Sales |
Employees |
|
Parent |
London |
United Kingdom |
Retail (Home Improvement) |
17,339.3 |
67,386 |
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Retail (Grocery) |
5,940.0 |
31,184 |
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Retail (Home Improvement) |
39.7 |
383 |
|
|
UK Branch/Trading address |
Dartford |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
263 |
|
|
UK Branch/Trading address |
Liverpool |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
250 |
|
|
UK Branch/Trading address |
Wallasey |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
250 |
|
|
UK Branch/Trading address |
St Helens |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
200 |
|
|
UK Branch/Trading address |
Bolton |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
166 |
|
|
UK Branch/Trading address |
Darlington |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
150 |
|
|
UK Branch/Trading address |
Newcastle Upon Tyne |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
150 |
|
|
UK Branch/Trading address |
Ashford |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
116 |
|
|
UK Branch/Trading address |
Barnstaple |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
88 |
|
|
UK Branch/Trading address |
Bridgwater |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
85 |
|
|
UK Branch/Trading address |
Newry |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
75 |
|
|
UK Branch/Trading address |
Birmingham |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
70 |
|
|
UK Branch/Trading address |
Scarborough |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
60 |
|
|
UK Branch/Trading address |
Stratford-Upon-Avon |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
45 |
|
|
UK Branch/Trading address |
Abingdon |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
43 |
|
|
UK Branch/Trading address |
Durham |
United Kingdom |
Retail (Home Improvement) |
5,940.0 |
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
|
|
|
|
Subsidiary |
Templemars |
France |
Retail (Home Improvement) |
|
13,074 |
|
|
Subsidiary |
Templemars |
France |
Retail (Home Improvement) |
3,633.0 |
12,964 |
|
|
Subsidiary |
Templemars |
France |
Business Services |
148.8 |
|
|
|
Subsidiary |
Warszawa |
Poland |
Food Processing |
|
|
|
|
Subsidiary |
Warszawa |
Poland |
Real Estate Operations |
47.7 |
5 |
|
|
Subsidiary |
Longpont sur Orge |
France |
Retail (Home Improvement) |
3,023.4 |
7,663 |
|
|
Subsidiary |
Yeovil |
United Kingdom |
Miscellaneous Capital Goods |
737.8 |
3,492 |
|
|
UK Branch/Trading address |
Glasgow |
United Kingdom |
Appliance and Tool |
737.8 |
20 |
|
|
Subsidiary |
|
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Berlin |
Germany |
Appliance and Tool |
|
3,278 |
|
|
Subsidiary |
El Prat De Llobregat, Barcelona |
Spain |
Retail (Grocery) |
365.8 |
839 |
|
|
Subsidiary |
Dublin |
Ireland |
Retail (Home Improvement) |
137.6 |
774 |
|
|
Subsidiary |
London |
United Kingdom |
Computer Services |
216.3 |
324 |
|
|
Subsidiary |
Longpont-sur-Orge |
France |
Retail (Home Improvement) |
|
300 |
|
|
Subsidiary |
Montreal, QC |
Canada |
Retail (Home Improvement) |
|
250 |
|
|
Subsidiary |
Hong Kong |
Hong Kong |
Retail (Department and Discount) |
350.0 |
140 |
|
|
Subsidiary |
Brussels, Anderlecht |
Belgium |
Appliance and Tool |
|
100 |
|
|
Subsidiary |
Milton Keynes |
United Kingdom |
Biotechnology and Drugs |
6.5 |
55 |
|
|
Subsidiary |
Yeovil |
United Kingdom |
Business Services |
0.8 |
|
|
|
Subsidiary |
Milton Keynes |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Milton Keynes |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Milton Keynes |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Milton Keynes |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Milton Keynes |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Schiphol |
Netherlands |
Electronic Instruments and Controls |
|
50 |
|
|
Subsidiary |
Harrow |
United Kingdom |
Recreational Activities |
|
40 |
|
|
Subsidiary |
London |
United Kingdom |
Commercial Banks |
|
7 |
|
|
Subsidiary |
Pu Dong, Shanghai |
China |
Retail (Specialty) |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Miscellaneous Capital Goods |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
|
|
|
|
Subsidiary |
Shanghai, Shanghai |
China |
Food Processing |
|
|
|
|
Subsidiary |
Moscow |
Russian Federation |
Retail (Grocery) |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
Virginia Water |
United Kingdom |
Construction Services |
0.0 |
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
Warsaw |
Poland |
Retail (Specialty) |
|
|
|
|
Subsidiary |
Sirri Celik Bulvari,Umraniye, Istanbul |
Turkey |
Retail (Specialty) |
|
|
|
|
Subsidiary |
Merignac |
France |
Retail (Home Improvement) |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
29 |
|
|
Subsidiary |
London |
United Kingdom |
Commercial Banks |
|
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
61.3 |
7 |
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
0.7 |
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
0.4 |
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
0.3 |
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
0.2 |
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
|
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
|
|
|
|
Subsidiary |
Eastleigh |
United Kingdom |
Construction Services |
4.1 |
|
|
|
Subsidiary |
London |
United Kingdom |
Construction Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
1 |
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
New Delhi |
India |
Business Services |
1.0 |
35 |
|
|
Subsidiary |
Templemars |
France |
Retail (Home Improvement) |
3,633.1 |
3 |
|
|
Subsidiary |
Warszawa |
Poland |
Retail (Home Improvement) |
1,855.3 |
10,000 |
|
|
Subsidiary |
Templemars |
France |
Miscellaneous Financial Services |
80.0 |
|
|
|
Subsidiary |
Amsterdam, Noord-Holland |
Netherlands |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Retail (Specialty) |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Consumer Financial Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
Yeovil |
United Kingdom |
Nonclassifiable Industries |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
|
|
|
Board of
Directors |
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Chairman |
Chairman |
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Company Secretary |
Director/Board Member |
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Legal Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Deputy Finance Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Director |
Director/Board Member |
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Executives |
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Group IT Director |
Division Head Executive |
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Company Secretary |
Administration Executive |
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Deputy Finance Director |
Finance Executive |
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Other Marketing Staff |
Marketing Executive |
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PR & Communications Manager |
Corporate Communications Executive |
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Head of Advertising |
Advertising Executive |
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Advertising Director |
Advertising Executive |
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IT Manager |
Information Executive |
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Legal Director |
Legal Executive |
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Director |
Merchandise Management Executive |
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Main Office Address: |
Tel: 02380690000 |
Annual Return Date: 01 Jul 2012 |
|
Individual Directors |
|||||||
|
Name |
Status |
DOB |
Filed Address |
Appointment Date |
Resignation Date |
Summary of Directorships |
|
|
Current |
25 Aug 1972 |
B & Q House Chestnut Avenue, Chandlers Ford, |
16 May 2011 |
NA |
Current:1 |
|
|
|
Current |
20 Feb 1971 |
B & Q House Chestnut Avenue, Chandlers Ford, |
01 Feb 2011 |
NA |
Current:1 |
|
|
|
Current |
30 Nov 1969 |
B & Q House Chestnut Avenue, Chandlers Ford, |
26 Sep 2011 |
NA |
Current:1 |
|
|
|
Current |
05 Jun 1971 |
B & Q House Chestnut Avenue, Chandler's Ford, |
10 Oct 2011 |
NA |
Current:1 |
|
|
|
Current |
02 Jun 1971 |
B & Q House Chestnut Avenue, Chandlers Ford, |
26 Sep 2011 |
NA |
Current:1 |
|
|
|
Current |
18 Apr 1970 |
B & Q House Chestnut Avenue, Chandlers Ford, |
02 Jul 2012 |
NA |
Current:1 |
|
|
|
Current |
13 Sep 1971 |
B & Q House Chestnut Avenue, Chandler's Ford, |
25 Jun 2012 |
NA |
Current:1 |
|
|
|
Current |
06 Aug 1959 |
Trade House Mead Avenue, Houndstone Business Park, |
10 Nov 2009 |
NA |
Current:4 |
|
|
|
Current |
29 Jun 1965 |
B & Q House Chestnut Avenue, Chandlers Ford, |
01 Nov 2010 |
NA |
Current:1 |
|
|
|
Current |
15 Nov 1966 |
Mount Nugent Farm, |
26 Nov 2008 |
NA |
Current:11 |
|
|
|
Current |
06 Feb 1969 |
Apple Trees Pursers Lane, Peaslake, |
17 Jun 2008 |
NA |
Current:2 |
|
|
|
Current |
12 Nov 1968 |
B & Q House Chestnut Avenue, Chandlers Ford, |
01 Sep 2005 |
NA |
Current:6 |
|
|
|
Previous |
06 Oct 1965 |
Strethall House, Strethall, |
17 Aug 2009 |
11 Oct 2011 |
Current:1 |
|
|
|
Previous |
17 Aug 1962 |
25 Gresham Street, |
26 Aug 1997 |
20 Apr 2001 |
Current:1 |
|
|
|
Previous |
06 Aug 1959 |
Woodside, Botley Road, |
17 Oct 2000 |
16 Aug 2005 |
Current:0 |
|
|
|
Previous |
02 Jul 1958 |
Cedar House, Coombe Lane Sunninghill, |
22 Sep 2000 |
30 Sep 2005 |
Current:0 |
|
|
|
Previous |
NA |
Flat 3 Ash House, Athelstan Road, |
21 Feb 2006 |
24 Dec 2008 |
Current:0 |
|
|
|
Previous |
18 Mar 1946 |
125 Chartwell Road, |
23 Feb 2001 |
25 Feb 2003 |
Current:0 |
|
|
|
Previous |
01 Oct 1953 |
Cedarwood House, 18 The Gateway, |
17 Aug 2009 |
10 Oct 2011 |
Current:2 |
|
|
|
Previous |
07 Mar 1963 |
Flat 18 Chiswick View, 300-320 Acton Lane, |
07 Jul 2008 |
11 Oct 2011 |
Current:1 |
|
|
|
Previous |
27 Feb 1957 |
The Brick House, Tyndales Meadow, Dinton, |
01 Feb 1998 |
22 Sep 2000 |
Current:0 |
|
|
|
Previous |
10 Dec 1946 |
One Great Cumberland Place, Marble Arch, |
06 Mar 1995 |
22 Sep 2000 |
Current:4 |
|
|
|
Previous |
18 Nov 1948 |
9 Rue De L Eglise, |
18 Dec 1998 |
13 Sep 2002 |
Current:0 |
|
|
|
Previous |
13 Apr 1944 |
Route De Cobrieux, |
18 Dec 1998 |
13 Sep 2002 |
Current:0 |
|
|
|
Previous |
19 Jan 1943 |
2170 Graham Boulevard, |
25 Mar 1999 |
21 Dec 2001 |
Current:0 |
|
|
|
Previous |
06 Aug 1959 |
103 Balham Park Road, |
07 Jun 2005 |
15 Apr 2011 |
Current:5 |
|
|
|
Previous |
21 Jun 1949 |
84 Macclesfield Road, |
NA |
31 Dec 1995 |
Current:1 |
|
|
|
Previous |
09 Sep 1959 |
Tamarind House, The Plantation, |
01 Feb 2002 |
29 Sep 2008 |
Current:0 |
|
|
|
Previous |
15 Mar 1965 |
45 Old Deer Park Gardens, |
23 Feb 2001 |
14 Dec 2004 |
Current:1 |
|
|
|
Previous |
11 Dec 1959 |
Dairy Cottage Church Barns, Church Bank Road East Stratton, |
01 Mar 2004 |
24 Oct 2005 |
Current:0 |
|
|
|
Previous |
18 Feb 1947 |
Meadoways Shepperds Lane, Compton, |
09 Aug 1992 |
20 Mar 2002 |
Current:1 |
|
|
|
Previous |
02 Sep 1959 |
112 Woodcote Road, Caversham, |
20 Apr 2001 |
31 May 2004 |
Current:1 |
|
|
|
Previous |
05 Jul 1961 |
21 Cranbourne Drive, |
16 Dec 2003 |
31 Jan 2006 |
Current:2 |
|
|
|
Previous |
18 Mar 1946 |
Hillersdon, Horsell Rise, |
18 Apr 1997 |
28 Jan 2000 |
Current:0 |
|
|
|
Previous |
21 Jan 1952 |
17 Rochester Row, Westminster, |
NA |
01 Oct 1994 |
Current:5 |
|
|
|
Previous |
21 Apr 1944 |
Imo 35-37 Amersham Hill, |
01 Oct 1994 |
14 Apr 1998 |
Current:5 |
|
|
|
Previous |
29 Aug 1967 |
East Stoke, |
14 Mar 2006 |
29 Aug 2008 |
Current:1 |
|
|
|
Previous |
21 Sep 1956 |
Hilmore House, Gain Lane, |
09 Aug 1992 |
01 Feb 2009 |
Current:11 |
|
|
|
Previous |
27 Jan 1952 |
The Close, Church Lane, |
09 Aug 1992 |
11 Apr 1994 |
Current:17 |
|
|
|
Previous |
07 Feb 1942 |
Flat 2 3Rd Floor, North West House 119 Marylebone Road, |
27 Jul 1998 |
21 Nov 2002 |
Current:0 |
|
|
|
Previous |
04 Aug 1962 |
Fornells, Bagshot Road, |
18 May 2004 |
13 Oct 2005 |
Current:2 |
|
|
|
Previous |
18 Aug 1954 |
18 The Broadwalk, |
01 Feb 1998 |
27 May 2002 |
Current:1 |
|
|
|
Previous |
18 Mar 1946 |
Copper Beech House Little Shire Lane, |
10 Jul 2006 |
30 Apr 2008 |
Current:0 |
|
|
|
Previous |
NA |
70 Andes Close, Ocean Village, |
15 Feb 2005 |
10 Feb 2006 |
Current:0 |
|
|
|
Previous |
19 Feb 1945 |
Green Ways, Weetwood Park Drive, |
07 Oct 1992 |
NA |
Current:0 |
|
|
|
Previous |
03 Oct 1949 |
B & Q House Chestnut Avenue, Chandlers Ford, |
15 Oct 2007 |
11 Oct 2011 |
Current:0 |
|
|
|
Previous |
18 Aug 1956 |
Ivy Farm, West Yatton, |
27 Jul 1998 |
17 May 2005 |
Current:2 |
|
|
|
Previous |
NA |
House 108 The Portofino, 88-181 Pak To Avenue, |
17 Oct 2000 |
31 May 2008 |
Current:0 |
|
|
|
Previous |
22 Sep 1971 |
10 Bede Street, |
26 Aug 2008 |
17 Sep 2010 |
Current:0 |
|
|
|
Previous |
01 Nov 1947 |
Amalfi, Manor Farm Road Sandle Heath, |
09 Aug 1992 |
30 Jan 2004 |
Current:0 |
|
|
|
Previous |
07 Dec 1959 |
2Nd Floor 2 Burgage Square, Merchant Gate, |
18 Apr 1997 |
26 Mar 2001 |
Current:7 |
|
|
|
Previous |
21 Jan 1960 |
421 Flagstaff House, 10 St George Wharf, |
25 Mar 1994 |
26 Aug 1997 |
Current:4 |
|
|
|
Previous |
10 Dec 1968 |
Lake Farm House, Allington Lane, |
21 Jun 2005 |
26 Aug 2008 |
Current:0 |
|
|
|
Previous |
26 Jun 1967 |
17 Swanage Road, |
07 Jun 2005 |
23 Apr 2007 |
Current:0 |
|
|
|
Previous |
NA |
2 Dever Close, Micheldever Village, |
18 Apr 1997 |
14 Apr 2003 |
Current:0 |
|
|
|
Previous |
14 Feb 1954 |
16 Brokes Road, |
09 Aug 1993 |
31 Mar 1996 |
Current:2 |
|
|
|
Previous |
24 Feb 1960 |
Dryburn Norton Drive, Clarendon Chase Ford, |
01 Sep 1994 |
09 Aug 1995 |
Current:0 |
|
|
|
Previous |
08 Jan 1961 |
Katrine Lodge, 1 Clumps Road Lower Bourne, |
20 Jul 2001 |
31 Jul 2004 |
Current:0 |
|
|
|
Previous |
10 May 1946 |
7 Old Park Avenue, |
06 May 1997 |
26 Sep 2001 |
Current:1 |
|
|
|
Previous |
14 Mar 1951 |
3 Sheldon Square, Paddington, |
09 Aug 1993 |
01 Feb 1998 |
Current:0 |
|
|
|
Previous |
27 Oct 1946 |
Cider Mill House, Cider Mill Lane, |
NA |
01 Oct 1994 |
Current:12 |
|
|
|
Previous |
13 Feb 1960 |
77 Tycehurst Hill, |
12 Feb 2003 |
16 Aug 2005 |
Current:0 |
|
|
|
Previous |
21 Jul 1947 |
Rombalds Rombalds Lane, Ben Rhydding, |
NA |
17 Nov 1994 |
Current:0 |
|
|
|
|
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Corporate Directors |
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There are no corporate directors for this company. |
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Individual Secretaries |
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|
Name |
Status |
DOB |
Filed Address |
Appointment Date |
Resignation Date |
Summary of Directorships |
|
|
Current |
NA |
Braeside, Old Micheldever Road, |
01 Feb 2007 |
NA |
Current:8 |
|
|
|
Previous |
16 Jan 1949 |
Hawkslease, Chapel Lane, |
14 Oct 2003 |
10 Feb 2006 |
Current:1 |
|
|
|
Previous |
02 Nov 1949 |
2 Chancellor Court, Occam Road Surrey Research Park, |
19 Feb 1999 |
14 Oct 2003 |
Current:24 |
|
|
|
Previous |
06 Jun 1959 |
38 Chiddingstone Street, Fulham, |
NA |
14 Oct 1994 |
Current:8 |
|
|
|
Previous |
13 May 1952 |
Driftwood, |
09 Aug 1992 |
NA |
Current:0 |
|
|
|
Previous |
27 Jan 1952 |
The Close, Church Lane, |
14 Aug 1992 |
01 Dec 1992 |
Current:17 |
|
|
|
Previous |
NA |
71 Elm Park Road, Finchley, |
10 Feb 2006 |
31 Jan 2007 |
Current:0 |
|
|
|
Previous |
26 Mar 1959 |
16 Nutchers Drove, Kings Somborne, |
01 Aug 1996 |
19 Feb 1999 |
Current:0 |
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Corporate Secretaries |
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There are no corporate secretaries for this company. |
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Shareholders |
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OneSource currently does not provide shareholding information for this
company. |
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|
Hart Systems, LLC Announces European
Expansion |
24-Aug-2012 |
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Hart Systems, LLC Announces European
Expansion |
24-Aug-2012 |
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Epic Data Announces Q3 Results |
23-Aug-2012 |
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Epic Data Announces Increase in Size of
Non-Brokered Financing |
15-Aug-2012 |
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Epic Data Announces Q2 Results |
30-May-2012 |
|
Passion for Beautiful, Manicured Gardens
and Landscape Drives the Global Garden Products Market, According to New
Report by Global Industry Analysts, Inc. |
08-May-2012 |
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Epic Data's Chinese Joint Venture Wins
Contract with JAC Motors |
18-Apr-2012 |
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Epic Data Announces Q1 Results |
29-Feb-2012 |
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Epic Data Announces Year End Results |
16-Dec-2011 |
|
Epic Data International Announces Joint
Venture with Chinese Academic Institution |
08-Nov-2011 |
|
Take a DIY masterclass; Become a dab hand
in the house (and save money) with a little help from the internet |
31-Aug-2012 |
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New to the shops this weekend |
25-Aug-2012 |
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DO IT IN A DAY; homes |
25-Aug-2012 |
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DO IT IN A DAY; homes ROLL UP YOUR SLEEVES
AND GET THAT ROOM SORTED, ALL YOU NEED IS ONE DAY TO MAKE THE DIFFERENCE |
25-Aug-2012 |
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Train of success |
09-Aug-2012 |
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HOME NEWS |
01-Aug-2012 |
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HOME NEWS; STYLISH BARBECUES |
30-Jul-2012 |
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The Ten Best Barbecues |
03-Jul-2012 |
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We NY; When Victoria and Nick Sullivan headed
for a new life in New York City, they created an oasis of peace in the heart
of Brooklyn |
30-Jun-2012 |
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ELECTRONICS; Whether dad likes to dabble
in DIY, rock-out to the radio or relax with a freshly brewed cuppa, he'll be
cooking on gas |
13-Jun-2012 |
Financials in: USD (mil)
Except for share items (millions) and per share items (actual units)
|
|
28-Jan-2012 |
29-Jan-2011 |
30-Jan-2010 |
31-Jan-2009 |
02-Feb-2008 |
|
Period Length |
52 Weeks |
52 Weeks |
52 Weeks |
52 Weeks |
52 Weeks |
|
Filed Currency |
GBP |
GBP |
GBP |
GBP |
GBP |
|
Exchange Rate
(Period Average) |
0.624652 |
0.648767 |
0.635548 |
0.558389 |
0.499604 |
|
Consolidated |
No |
No |
No |
No |
No |
|
|
|
|
|
|
|
|
Turnover (UK) |
- |
- |
5,967.1 |
- |
7,715.9 |
|
Turnover (Exports) |
- |
- |
0.0 |
- |
0.0 |
|
Total Turnover |
5,940.0 |
5,721.2 |
5,967.1 |
6,596.3 |
7,715.9 |
|
Cost of Sales |
3,519.1 |
3,458.1 |
3,671.0 |
4,107.7 |
4,841.0 |
|
Gross Profit |
2,420.9 |
2,263.1 |
2,296.1 |
2,488.6 |
2,874.9 |
|
Depreciation |
14.7 |
127.8 |
144.9 |
175.9 |
180.9 |
|
Other Expenses |
2,194.7 |
2,048.2 |
2,088.4 |
2,415.3 |
2,765.2 |
|
Other Income |
106.1 |
61.8 |
121.2 |
125.4 |
237.8 |
|
Interest Paid |
6.9 |
13.1 |
7.4 |
6.1 |
5.8 |
|
Exceptional Income |
0.0 |
-40.5 |
308.6 |
11.1 |
0.0 |
|
Discontinued Operations |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Profit Before Taxes |
325.5 |
223.0 |
630.0 |
203.6 |
341.7 |
|
Tax Payable / Credit |
82.3 |
78.6 |
79.5 |
51.9 |
84.7 |
|
Extraordinary Items/Debits |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Dividends |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Profit After Taxes |
243.2 |
144.4 |
550.5 |
151.7 |
257.0 |
|
Minority Interests (Profit & Loss) |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Audit Fees |
0.2 |
0.2 |
0.2 |
0.5 |
0.6 |
|
Non Audit Fees |
- |
- |
- |
0.0 |
0.2 |
|
Number of Employees |
31,184 |
31,254 |
32,042 |
34,830 |
37,740 |
|
Wages |
697.8 |
655.7 |
658.5 |
780.8 |
920.1 |
|
Social Security Costs |
47.5 |
46.9 |
47.4 |
56.2 |
65.9 |
|
Pensions |
- |
0.0 |
0.0 |
0.0 |
0.0 |
|
Other Pension Costs |
49.6 |
53.6 |
45.3 |
48.9 |
2.2 |
|
Employees Remuneration |
795.0 |
756.2 |
751.2 |
885.9 |
988.2 |
|
Directors Emoluments |
- |
4.8 |
4.4 |
4.6 |
5.9 |
|
Other Costs |
- |
0.6 |
0.4 |
0.0 |
0.0 |
|
Directors Remuneration |
10.9 |
5.4 |
4.8 |
4.6 |
5.9 |
|
Highest Paid Director |
2.2 |
1.5 |
1.9 |
0.9 |
1.6 |
Annual Balance Sheet
Financials in: USD (mil)
|
|
28-Jan-2012 |
29-Jan-2011 |
30-Jan-2010 |
31-Jan-2009 |
02-Feb-2008 |
|
Filed Currency |
GBP |
GBP |
GBP |
GBP |
GBP |
|
Exchange Rate |
0.636531 |
0.631154 |
0.624064 |
0.717437 |
0.507962 |
|
Consolidated |
No |
No |
No |
No |
No |
|
|
|
|
|
|
|
|
Land & Buildings |
229.8 |
194.4 |
170.3 |
156.5 |
305.5 |
|
Fixtures & Fittings |
536.7 |
562.1 |
639.2 |
624.9 |
854.8 |
|
Plant & Vehicles |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Total Tangible Fixed Assets |
766.5 |
756.6 |
809.5 |
781.4 |
1,160.3 |
|
Intangible Assets |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Investments |
286.2 |
350.8 |
357.5 |
427.6 |
606.3 |
|
Total Fixed Assets |
1,052.7 |
1,107.3 |
1,167.0 |
1,209.0 |
1,766.7 |
|
Stocks |
985.8 |
1,007.8 |
867.7 |
867.8 |
1,450.1 |
|
Work in Progress |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Total Stocks Work In Progress |
985.8 |
1,007.8 |
867.7 |
867.8 |
1,450.1 |
|
Trade Debtors |
195.4 |
173.3 |
155.6 |
12.0 |
18.1 |
|
Inter-Company Debtors |
5,617.3 |
4,897.2 |
5,008.9 |
3,530.2 |
1,826.3 |
|
Other Debtors |
145.8 |
141.3 |
127.6 |
133.4 |
236.6 |
|
Total Debtors |
5,958.6 |
5,211.9 |
5,292.1 |
3,675.6 |
2,081.1 |
|
Cash and Equivalents |
79.5 |
81.0 |
60.4 |
64.5 |
85.0 |
|
Other Current Assets |
253.9 |
78.1 |
0.0 |
0.0 |
140.8 |
|
Total Current Assets |
7,277.7 |
6,378.8 |
6,220.2 |
4,607.9 |
3,757.0 |
|
Total Assets |
8,330.5 |
7,486.1 |
7,387.2 |
5,817.0 |
5,523.6 |
|
Trade Creditors |
733.8 |
769.7 |
777.2 |
531.3 |
892.8 |
|
Inter-Company Creditors |
28.4 |
105.2 |
105.8 |
13.7 |
124.8 |
|
Hire Purchase (Current Liability) |
0.0 |
0.0 |
- |
0.0 |
0.0 |
|
Finance Lease (Current Liability) |
7.5 |
1.0 |
- |
1.1 |
1.4 |
|
Total Finance Lease/Hire Purchase (Current Liability) |
7.5 |
1.0 |
1.4 |
1.1 |
1.4 |
|
Accruals/Deferred Income (Current Liability) |
389.3 |
449.0 |
220.5 |
366.7 |
- |
|
Social Security/VAT |
120.8 |
118.4 |
99.2 |
88.0 |
119.3 |
|
Corporation Tax |
8.0 |
13.0 |
27.2 |
55.8 |
33.7 |
|
Other Current Liabilities |
102.4 |
113.6 |
300.0 |
112.8 |
657.5 |
|
Total Current Liabilities |
1,390.3 |
1,569.8 |
1,531.3 |
1,169.3 |
1,829.5 |
|
Hire Purchase (Long Term Liability) |
0.0 |
- |
- |
0.0 |
0.0 |
|
Leasing (Long Term Liability) |
7.5 |
0.0 |
- |
2.0 |
3.9 |
|
Total Hire Purchase Loans (Long Term Liability) |
7.5 |
- |
0.8 |
2.0 |
3.9 |
|
Other Long Term Liabilities |
6.9 |
31.2 |
2.6 |
2.2 |
5.7 |
|
Total Long Term Liabilities |
14.5 |
31.2 |
3.4 |
4.2 |
9.6 |
|
Deferred Taxation |
- |
- |
- |
0.0 |
53.4 |
|
Other Provisions |
62.7 |
91.4 |
282.0 |
126.8 |
162.8 |
|
Total Provisions |
62.7 |
91.4 |
282.0 |
126.8 |
216.2 |
|
Issued Capital |
1,069.4 |
241.3 |
244.0 |
212.3 |
299.8 |
|
Share Premium Accounts |
2,833.0 |
2,857.1 |
2,889.6 |
2,513.5 |
602.8 |
|
Revaluation Reserve |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Retained Earnings |
2,958.7 |
2,697.8 |
2,438.7 |
1,774.8 |
2,563.6 |
|
Other Reserves |
1.9 |
-2.5 |
-1.8 |
16.0 |
2.2 |
|
Minority Interests (Balance Sheet) |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Total Shareholders Funds |
6,863.0 |
5,793.7 |
5,570.6 |
4,516.6 |
3,468.4 |
|
Net Worth |
6,863.0 |
5,793.7 |
5,570.6 |
4,516.6 |
3,468.4 |
Annual Cash Flows
Financials in: USD (mil)
|
|
28-Jan-2012 |
29-Jan-2011 |
30-Jan-2010 |
31-Jan-2009 |
02-Feb-2008 |
|
Period Length |
52 Weeks |
52 Weeks |
52 Weeks |
52 Weeks |
52 Weeks |
|
Filed Currency |
GBP |
GBP |
GBP |
GBP |
GBP |
|
Exchange Rate
(Period Average) |
0.624652 |
0.648767 |
0.635548 |
0.558389 |
0.499604 |
|
Consolidated |
No |
No |
No |
No |
No |
|
|
|
|
|
|
|
Annual Ratios
Financials in: USD (mil)
|
|
28-Jan-2012 |
29-Jan-2011 |
30-Jan-2010 |
31-Jan-2009 |
02-Feb-2008 |
|
Period Length |
52 Weeks |
52 Weeks |
52 Weeks |
52 Weeks |
52 Weeks |
|
Filed Currency |
GBP |
GBP |
GBP |
GBP |
GBP |
|
Exchange Rate |
0.636531 |
0.631154 |
0.624064 |
0.717437 |
0.507962 |
|
Consolidated |
No |
No |
No |
No |
No |
|
|
|
|
|
|
|
|
Current Ratio |
5.23 |
4.06 |
4.06 |
3.94 |
2.05 |
|
Liquidity Ratio |
4.53 |
3.42 |
3.50 |
3.20 |
1.26 |
|
Stock Turnover |
5.91 |
5.84 |
7.00 |
5.92 |
5.23 |
|
Credit Period (Days) |
12.24 |
10.76 |
9.35 |
0.85 |
0.87 |
|
Working Capital by Sales |
101.00% |
81.77% |
77.16% |
66.98% |
25.40% |
|
Trade Credit by Debtors |
3.75 |
4.44 |
4.99 |
44.33 |
49.29 |
|
Return on Capital |
4.60% |
3.88% |
10.96% |
3.41% |
9.10% |
|
Return on Assets |
3.83% |
3.06% |
8.69% |
2.72% |
6.08% |
|
Profit Margin |
5.48% |
3.90% |
10.56% |
3.09% |
4.43% |
|
Return on Shareholders Funds |
4.65% |
3.96% |
11.52% |
3.51% |
9.69% |
|
Borrowing Ratio |
0.63% |
1.83% |
1.94% |
0.37% |
3.75% |
|
Equity Gearing |
82.38% |
77.39% |
75.41% |
77.65% |
62.79% |
|
Debt Gearing |
0.11% |
- |
0.01% |
0.04% |
0.11% |
|
Interest Coverage |
47.28 |
17.02 |
85.19 |
33.44 |
58.86 |
|
Sales by Tangible Assets |
7.60 |
7.77 |
7.51 |
6.57 |
6.54 |
|
Average Remuneration per Employee |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Profit per Employee |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Sales per Employee |
0.2 |
0.2 |
0.2 |
0.1 |
0.2 |
|
Capital Employed per Employee |
0.2 |
0.2 |
0.2 |
0.1 |
0.1 |
|
Tangible Assets per Employee |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
|
Total Assets per Employee |
0.3 |
0.2 |
0.2 |
0.2 |
0.1 |
|
Employee Remuneration by Sales |
13.38% |
13.22% |
12.59% |
13.43% |
12.81% |
|
Creditor Days (Cost of Sales Based) |
77.56 |
79.04 |
75.88 |
60.66 |
68.44 |
|
Creditor Days (Sales Based) |
45.95 |
47.77 |
46.68 |
37.78 |
42.94 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.53.89 |
|
UK Pound |
1 |
Rs.84.92 |
|
Euro |
1 |
Rs.72.51 |
INFORMATION DETAILS
|
Report Prepared
by : |
SDA |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as
indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any risk
and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its
officials.