MIRA INFORM REPORT

 

 

Report Date :

29.01.2013

 

IDENTIFICATION DETAILS

 

Name :

H&B PAPEL INDUSTRY LIMITED

 

 

Registered Office :

Trust Company Complex, Ajeltake Road, Ajeltake Island, Majuro, Marshall Islands MH96960

 

 

Country :

Marshall Islands

 

 

Date of Incorporation :

28.012.2009

 

 

Com. Reg. No.:

38743

 

 

Legal Form :

International Business Company

 

 

Line of Business :

Offshore company

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Offshore company

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Marshall Islands

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

MARSHALL ISLANDS - ECONOMIC OVERVIEW

 

US Government assistance is the mainstay of this tiny island economy. The Marshall Islands received more than $1 billion in aid from the US from 1986-2002. Agricultural production, primarily subsistence, is concentrated on small farms; the most important commercial crops are coconuts and breadfruit. Small-scale industry is limited to handicrafts, tuna processing, and copra. The tourist industry, now a small source of foreign exchange employing less than 10% of the labor force, remains the best hope for future added income. The islands have few natural resources, and imports far exceed exports. Under the terms of the Amended Compact of Free Association, the US will provide millions of dollars per year to the Marshall Islands (RMI) through 2023, at which time a Trust Fund made up of US and RMI contributions will begin perpetual annual payouts. Government downsizing, drought, a drop in construction, the decline in tourism, and less income from the renewal of fishing vessel licenses have held GDP growth to an average of 1% over the past decade.

Source : CIA

 


REGISTERED NAME & COMPANY SUMMARY

 

IDENTIFICATION

 

Ordered as:

H&B Papel Industry Ltd

Address in the order:

Ajeltake Road, Ajeltake Island, Majuro, Marshall Island MH96960

Legal Name:

H&B PAPEL INDUSTRY LIMITED

Legal Address

Trust Company Complex,

Ajeltake Road, Ajeltake Island, Majuro,

Marshall Islands MH96960

Telephone:

N.A.

Registration Number :

38743

Fax:

N.A.

Legal Form:

International Business Company

Email:

N.A.

Registered in:

Marshall Islands

Website:

N.A.

Date Created:

December 28, 2009

Manager:

N.A.

Date Incorporated:

December 28, 2009

Staff:

0

Stock:

N.A.

 

 

Value:

N.A.

Activity:

Offshore company

 

 

Final Opinion

 

We are reporting an offshore company which belongs to foreign shareholders. Although it is registered in The Marshall Islands, it uses such territory only as its legal and administrative address, but all its operations are carried out abroad. It is managed by a resident registration agent and it is unknown in the marketplace, so its commercial morality and general reputation cannot be assessed, although nothing detrimental is noted upon subject.

A credit line may be considered for USD 500,000.

 

 

 

 

 

DIRECTORS/MANAGEMENT

 

Management:

 

It is locally managed by the registered agent mentioned above.

The agent refused to provide any information on the company which is protected by the laws of non disclosure.

 

 

NEGATIVE INFORMATION

 

Legal Filings

 The sources consulted record no detrimental legal or labor court information.

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Shareholders Parent Company(ies):

 

The company is owned by foreign shareholders.

 

 

PAYMENT INFORMATION

 

PAYMENTS

 

made on a 40 days basis - monitored over the last 12 months

 


DEBT COLLECTIONS AND PAYMENTS

Public

NO

Payments

REGULAR

 

 

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Related Companies:

 

The subject would be related to:

H&B PAPEL INDUSTRY LTD

NINGBO-CALLAO

CHINA

However, the subject being an offshore, the link could not be verified.

 

 

FINANCIAL INFORMATION

 

Financials - COMMERCIAL TRENDS AND FORECAST

As a private company the subject does not publish any financial statements.

However our financial sources could provide us with the following data.

Those figures are estimates provided by confidential banking and financial institutions working with the company.

Currency

DATE

 

USD

2011

 

Turnover

0

 

Operating Income

10,500,000

 

Net Income

10,500,000

 

Net worth

55,000,000

 

Bank liabilities

0

 

The cash flow is

normal

 

 

Comments on the financial data: The 2012 financial figures are not available yet.


FINANCIAL SUMMARY

Profitability

GOOD

Indebtedness

NIL

Cash

NORMAL

 

 

FOREIGN EXCHANGE RATES

 

Na

 

 

 

 

ADDITIONAL INFORMATION

 

BANKS

Name of the Bank

China Merchants Bank

BUSINESS

PRINCIPAL ACTIVITY

 

At the address requested is located the office of The Trust Company of the Marshall Islands, which is the registered agent for all the foreign companies incorporated in the Marshall Islands.

From an interview with Tanya Lawson of The Trust Company of the Marshall Islands:

In accordance with the of the Trust Company of the Marshall Islands, Inc., The Republic of the Marshall Islands Registrar of Corporations, the above Corporation filed Articles of Incorporation on December 28, 2009 and remains an existing Corporation.

The registered address of the Corporation in the Marshall Islands is Trust Company Complex, Ajeltake Road, Ajeltake Island, Majuro, Marshall Islands MH96960. The name of the

corporation's registered agent at such address is The Trust Company of the Marshall Islands, Inc.

Pursuant to the Marshall Islands Business Corporations Act, Marshall Islands non-resident domestic corporations are not required to publicly file information with the Registrar of Corporations regarding the company's business activities, accounts, directors, officers, or shareholders. As such the Trust Company of the Marshall Islands, Inc. is unable to produce any such information.

H&B PAPEL INDUSTRY LIMITED is an International Business Company / Offshore Company incorporated in The Marshall Islands for tax purposes.

However the company does not carry any operation in The Marshall Islands.

It is not registered with The Marshall Islands Chamber of Commerce as being an active business.

It is not listed with The Marshall Islands yellow pages.

It is not listed with the major local credit bureaus.

 

Trade References:

 

In virtue of the nature of its business activities its local transactions are seldom. Therefore, commercial sources consulted in the marketplace report that they are unable to establish subject's payment performance and general reputation regarding commitments contracted as same it is UNKNOWN as making use of credit facilities.

The subject employs 0 employee(s)

Comments on staff:

 

The company does not have any employee in The Marshall Islands. It uses the registered agent staff.

 

Business Overview:

 

 

Business Licenses:

For a foreign investor to do business in the Marshall Islands as an individual, a partnership, a joint venture, or a corporation (domestic or foreign), the investor must first obtain a Foreign Investment Business License.

Application forms for a Foreign Investment Business License may be obtained from the Registrar of Foreign Investment in the Office of the Attorney General.

Applications are then reviewed by the sectoral Ministries and Agencies.

The process of review and approval normally takes no longer than four to six weeks (often less).

The National Government does not require foreign investors to obtain any other licenses, unless they are involved in regulated activities (e.g., the practice of law, the practice of medicine, banking, fishing, fishing base operation, etc.).

If a business entity has a Foreign Investment Business License, it need not obtain a business license from the local government in whose jurisdiction it operates for a period of one year from the date of issuance of the foreign investment license.

Foreign Corporations:

If an investor chooses to do business in the Marshall Islands through a foreign corporation, partnership, trust, unincorporated association, or other entity, he/she can file with the Registrar of Corporations an Application for Registration of a Foreign Entity to do Business in the Marshall Islands.

 

Listed at the stock exchange:

 

NO

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.89

UK Pound

1

Rs.84.92

Euro

1

Rs.72.51

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.