MIRA INFORM REPORT

 

 

Report Date :

29.01.2013

 

IDENTIFICATION DETAILS

 

Name :

SAUDI TELECOMMUNICATIONS CO (STC)

 

 

Registered Office :

STC Building Al Mursalat City PO Box 88945 & 87912 & 67668 Riyadh 11517

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2011

 

 

Year of Incorporation :

1965

 

 

Com. Reg. No.:

1010150269, Riyadh

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

National telecommunication company.

 

 

No. of Employees :

23,000

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SAUDI ARABIA - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about one-fifth of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Almost 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia''s first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in December 2005 after many years of negotiations. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia''s economic development.

Source : CIA


 

SUMMARY

 

Company Name                                    : SAUDI TELECOMMUNICATIONS CO (STC)

Doing Business As                                : SAUDI TELECOM CO

Country of Origin                                   : Saudi Arabia

Legal Form                                           : Joint Stock Company

Start Date                                             : 1965

Registration Date                                  : 29th June 1998

Commercial Registration Number           : 1010150269, Riyadh

Chamber Membership Number               : 90247

Issued Capital                                       : SR 15,000,000,000

Paid up Capital                                     : SR 15,000,000,000

Total Workforce                         : 23,000

Activities                                               : National telecommunication company.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 

 


 

COMPANY NAME

 

SAUDI TELECOMMUNICATIONS CO (STC)

 

DOING BUSINESS AS: SAUDI TELECOM CO

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : STC Building

Area                 : Al Mursalat City

 

PO Box                        : 88945 & 87912 & 67668

 

Town                : Riyadh 11517

Country : Saudi Arabia

 

Telephone         : (966-1) 4637225 / 4525555

Facsimile          : (966-1) 4052310 / 4525229

Email                : contact@stc.com.sa

 

Premises

 

Subject operates from a large suite of offices that are owned and located in the Central Business Area of Riyadh.

 

 

KEY PRINCIPALS

 

     Name                                                                                   Position

 

·       Dr Mohammed Bin Suleiman Al Jasser                                  Chairman

 

·       Khaled Bin Abdulrahman Al Rajhi                                           Board Member

 

·       Mohammed Bin Omran Al Omran                                           Board Member

 

·       Abdulrahman Bin Abdulaziz Mazi                                           Board Member

 

·       Abdulaziz Bin Haban Alhabdan                                              Board Member

 

·       Mohammed Bin Abdullah Al Kharashi                                    Board Member

 

·       Dr Hamed Bin Suleiman Al Qassumi                                      Board Member

 

·       Mohammed Bin Saleh Al Daham                                           Board Member

 

·       Ibrahim Bin Ali Al Hassen                                                      Board Member

 

·       Khalid Bin Abdullah Al Melhem                                              Executive President

 

·       Saud Bin Majid Al Dowaish                                                   Al Jawal Manager

 

·       Khalid Bin Abdullah Al Ajlan                                                  Networks Manager

 

·       Abdurrzag Mohammed Abu Bakar                                         Commercial Manager

 

·       Abdullah Omar Bajabaa                                                        Finance Manager

 

·       Khaled Abdurhman Al Jaser                                                  Marketing Manager

 

·       Ibrahim Abdulaziz Al Dhobaie                                                Information Technology Manager

 

·       Saad Ahmed Al Demiaty                                                       Manager - International Services

 

·       Dr Abdullah Ali Al Moosa                                                      Internet Services Manager

 

·       Mohamed Ibrahim Al Mohna                                                  Human Resources Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 29th June 1998

 

History                         : Subject was originally established in 1965 as a department of the Ministry of Post,

   Telegraphs and Telephones.

 

                                      However, in 1998, subject became a legal entity and was registered as a Joint Stock

              Company. This was a result of the Saudi government’s approval of the plan to privatise the telecommunications sector.

 

  In December 2002, 90,000,000 shares in the subject were made available in an initial public offering, which was fully subscribed in early 2003.

 

Legal Form                  : Joint Stock Company

 

Commercial Reg. No.   : 1010150269, Riyadh

 

Chamber Member No.  : 90247

 

Issued Capital              : SR 15,000,000,000

 

Paid up Capital            : SR 15,000,000,000

 

Name of Shareholder (s)                                                 Percentage

 

·       Pubic Investment Fund *                                               70%

 

·       General Organisation for Social Insurance                         5%

 

·       Public Pension Fund                                            5%

 

·       Saudi nationals & private investors                                 20%

 

*    The Pubic Investment Fund is directly responsible to the Saudi Government.

 

 

AFFILIATED COMPANIES

 

·       Arabian Internet and Communications Services LLC                                                    100%

Saudi Arabia

 

·       Telecom Investment Company Ltd                                                                             100%

Saudi Arabia

 

·       STC Bahrain BSCC                                                                                                   100%

Bahrain

 

·       BT Axis Telecom Indonesia                                                                                       80.10%

Indonesia

 

·       Gulf Digital Media Holding BSCC                                                                              71.00%

Bahrain

 

·       Sale for Distribution & Communication Co Ltd                                                           60.00%

Saudi Arabia

 

·       Arab Submarine Cables Company Ltd                                                                       50.00%

Saudi Arabia

 

·       Call Center Company                                                                                                50.00%

Saudi Arabia

 

·       Arab Satellite Communications Organization (Arabsat)                                                36.66%

Saudi Arabia

 

·       Oger Telecom Ltd                                                                                                     35.00%

United Arab Emirates

 

·       Kuwait Telecom Company KSCC                                                                               26.00%

Kuwait

 

·       Binariang GSM Holding Group                                                                                  25.00%

Malaysia

 

 

OPERATIONS

 

Activities: Subject is responsible for the national and international telecommunication services throughout the

             Kingdom of Saudi Arabia.

 

Services include full feature telephones for home, office and commercial sites, as well as wireless           communications that include GSM, paging and satellite technologies. The company has 3.3 million working lines at the end of July 2002.

Al Jawal

 

This division is responsible for STC’s mobile network. By the end of 2002 it had increased the number of mobile lines to reach a total of 5,007,965 for the Kingdom, a 98% increase that is an average of 23.5 mobile subscribers out of a possible 100.

 

Import Countries: United States of America and Europe.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 23,000 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR 000’s)

 

Consolidated Balance Sheet                                                     31/12/11                       31/12/10

 

Assets

Cash                                                                                         6,588,554                      6,050,677

Short-term investments                                                              2,445,762                      385,142

Accounts receivable                                                                  8,755,480                      8,707,358

Prepayments and other current assets                                        4,177,239                      3,561,035

Total current assets                                                                   21,967,035                    18,704,212

 

Investments in equity                                                                 2,682,441                      2,540,494

Property, plant and equipment                                                   55,085,184                    55,127,443

Intangible assets                                                                       29,317,791                    31,837,104

Other non-current assets                                                            2,349,329                      2,571,666

Total non-currents assets                                                           89,434,745                    92,076,707

Total assets                                                                              111,401,780                  110,780,919

 

Liabilities and equity

Account payable                                                                       5,190,003                      7,036,414

Other payables – current                                                            3,666,828                      3,508,500

Accrued expenses                                                                     8,576,456                      6,058,002

Deferred revenues                                                                     1,857,994                      1,568,491

Murabaha and loans – current portion                                         5,971,814                      8,446,926

Total current liabilities                                                                25,263,095                    26,618,333

Murabaha and loans – non-current portion                                  23,959,617                    21,741,130

Provisions for end of service benefits                                        3,062,097                      2,995,371

Other payables – non-current                                                     5,034,653                      5,961,740

Total non-current liabilities                                                          32,056,367                    30,698,241

Total liabilities                                                                           57,319,462                    57,316,574

Shareholders’ equity

Capital                                                                                      20,000,000                    20,000,000

Statutory reserve                                                                       10,000,000                    10,000,000

Retained earnings                                                                      19,516,064                    16,287,412

Other reserves                                                                           (1,133,336)                    (1,269,415)

Financial statements translation differences                                (1,474,423)                    (22,071)

Total shareholders’ equity                                                          46,908,305                    44,995,926

Non-controlling interests                                                            7,174,013                      8,468,419

Total equity                                                                               54,082,318                    53,464,345

Total liabilities and equity                                                           111,401,780                  110,780,919

 

Consolidated Statement of Income

           

Sales                                                                                        55,662,079                    51,786,828

Cost of services                                                                        (24,333,827)                  (21,464,230)

Gross profit                                                                              31,328,252                    30,322,598

Operating expense

Selling and marketing expenses                                     (7,424,448)                    (7,083,100)

General and administrative expenses                                          (3,878,940)                    (3,618,983)

Depreciation and amortization                                                    (8,853,844)                    (8,642,204)

Total operating expenses                                                           (20,157,232)                  (19,344,287)

Operating income                                                                      11,171,020                    10,978,311

Other income and expenses

Cost of early retirement                                                             (413,529)                       (605,559)

Finance cost                                                                             (2,237,858)                    (1,780,670)

Interest                                                                                     449,904                         308,727

Other                                                                                        (481,184)                       2,076,253

Other income and expenses, net                                                (2,682,667)                    (1,249)

Net income before Zakat, tax and

non-controlling interests                                                 8,488,353                      10,977,062

Provision for Zakat                                                                    (118,002)                       (118,208)

Provision for tax                                                                       (478,845)                       (820,171)

Net income before non-controlling interests                                7,891,506                      10,038,683

Share of non-controlling interests                                               (162,854)                       (602,361)

Net income of the year                                                              7,728,652                      9,436,322

 

Local sources consider subject’s financial condition to be Good.

 

 


BANKERS

 

·       National Commercial Bank

Batha Branch

PO Box: 34

Riyadh 11411

Tel: (966-1) 4010076 / 4025084

Fax: (966-1) 4034625

 

·       Saudi British Bank

PO Box: 2907

Riyadh 11462

Tel: (966-1) 4794400

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.89

UK Pound

1

Rs.84.92

Euro

1

Rs.72.51

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.