MIRA INFORM REPORT

 

 

Report Date :

30.01.2013

 

IDENTIFICATION DETAILS

 

Name :

KAFIN KAFI NIGERIA LIMITED

 

 

Registered Office :

32, Fagge Takudu Street, Kano State

 

 

Country :

Nigeria

 

 

Date of Incorporation :

25.07.1978

 

 

Com. Reg. No.:

RC: 25595

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Import & Exports of Textiles Leather and General Merchandising.

 

 

No. of Employees :

Over 10

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Nigeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

NIGERIA - ECONOMIC OVERVIEW

 

Oil-rich Nigeria has been hobbled by political instability, corruption, inadequate infrastructure, and poor macroeconomic management, but in 2008 began pursuing economic reforms. Nigeria's former military rulers failed to diversify the economy away from its overdependence on the capital-intensive oil sector, which provides 95% of foreign exchange earnings and about 80% of budgetary revenues. Following the signing of an IMF stand-by agreement in August 2000, Nigeria received a debt-restructuring deal from the Paris Club and a $1 billion credit from the IMF, both contingent on economic reforms. Nigeria pulled out of its IMF program in April 2002, after failing to meet spending and exchange rate targets, making it ineligible for additional debt forgiveness from the Paris Club. In November 2005, Abuja won Paris Club approval for a debt-relief deal that eliminated $18 billion of debt in exchange for $12 billion in payments - a total package worth $30 billion of Nigeria's total $37 billion external debt. Since 2008 the government has begun to show the political will to implement the market-oriented reforms urged by the IMF, such as modernizing the banking system, removing subsidies, and resolving regional disputes over the distribution of earnings from the oil industry. GDP rose strongly in 2007-11 because of growth in non-oil sectors and robust global crude oil prices. President JONATHAN has established an economic team that includes experienced and reputable members and has announced plans to increase transparency, diversify economic growth, and improve fiscal management. Lack of infrastructure and slow implementation of reforms are key impediments to growth. The government is working toward developing stronger public-private partnerships for roads, agriculture, and power. Nigeria's financial sector was hurt by the global financial and economic crises, but the Central Bank governor has taken measures to restructure and strengthen the sector to include imposing mandatory higher minimum capital requirements.

Source : CIA


Company name

 

KAFIN KAFI NIGERIA LIMITED

 

 

OPERATIONS

 

The company is engages in Import & Exports of Textiles Leather and General Merchandising.

 

 

COMPANY LOCATION

 

The company is located at Import & Exports of Textiles Leather and General Merchandising

 

 

IDENTIFICATION

 

COMPANY NAME:                                 KAFIN KAFI NIGERIA LIMITED

REGISTERED NAME:                            KAFIN KAFI NIGERIA LIMITED

REGISTERED ADDRESS:                      32, Fagge Takudu Street, Kano State, Nigeria

HEAD OFFICE ADDRESS:                     69E, Bello Road, Ajingi, Kano State, Nigeria

POSTAL ADDRESS:                             P.O. Box 2235, Kano State, Nigeria

TELEPHONE:                                        234-64-647715, 632392-3 (2 Lines), 640465, 641715

FAX:                                                     234-64-643678

MOBILE:                                               234-803-788-1660

E-MAIL:                                                bmanwani@aol.com

CONTACT PERSON:                             Harish S. Manwani

 

Currency: All monetary quoted in this report are in Nigerian Naira, the local currency or unless otherwise stated. The exchange rate is N150 to 1 US $.

  

 

SUMMARY

 

NATURE OF PREMISES:                       Leased office space approximately 500 square meters

DATE INCORPORATED:                        25th July, 1978

YEAR BEGAN OPERATIONS:                1978

LEGAL FORM:                                      Private Limited Company

REGISTRATION NO:                             RC: 25595

SHARE CAPITAL:                                 50,000

ISSUED CAPITAL:                                50,000

PAID-UP CAPITAL:                               50,000

STAFF STRENGHT:                              Over 10

 

 

OWNERSHIP/SHAREHOLDING STRUCTURE

 

  1. Michael O. Abiodun

24, Iwaya Road, Onike, Yaba, Lagos State, Nigeria

 

  1. Tajudeen Ojoye                         

32, Fagge Takudu Street, Kano State, Nigeria

 

  1. Harish S. Manwani

69E, Bello Road, Kano State, Nigeria

 

  1. Shewak U. Manwani

69E, Bello Road, Kano State, Nigeria

 

  1. Shewak L. Inter Ltd

69E, Bello Road, Kano State, Nigeria

 

 

DIRECTORS  

                                                                                               

  1. Michael O. Abiodun
  2. Tajudeen Ojoye
  3. Harish S. Manwani
  4. Shewak U. Manwani

 

 

MANAGEMENT TEAM

 

S/N

Name

Position

1.

Mr. S.U. Manwani

Chairman

2.

Chief Shewak Manwani

Chief Executive Officer

3.

Mr. Harish Manwani

Executive Director

4.

Mr. Bharat Manwani

Executive Director

 

BACKGROUND

 

Kafin Kafi Nigeria Limited was incorporated on 25th July, 1978 with Registration Number (RC: 25592). The corporate head office located at 69E, Bello Road, Ajingi, Kano State, Nigeria.

 

During our visit to the company, we were denied access into the premises by the security officers at the entrance gate. According to them, the current security situation in the state prompted them to give order that no visitor without prior appointment and due clearance from the management should be allowed into the premises.

 

We later spoke with Harish S. Manwani (234-803-788-1660) who confirmed the company’s line of business but refused to disclose further information afterwards. All efforts to persuade him proved abortive as he insisted on knowing the source of enquiry, he later promised to get back to us but we are yet to receive any response from him at the time of compiling this report.

 

Meanwhile, our secondary sources information revealed that the company engages in Import & Export of Textiles Leather and General Merchandising.

 

Conclusion:  Based on the registration details of the company obtained from the Corporate Affairs Commission (CAC) and the secondary sources information we obtained on the company, we are of the opinion that the company is a legal entity and operate a legitimate business. As such, any business relationship with the company should be mutually beneficial.

 

 

PRODUCTS AND SERVICES

(From Secondary Sources)

 

·         Fiber

·         Cotton Fabric

·         Handloom Fabric

·         Nonwoven Fabric

·         Twill Fabric

 

 

TYPES OF CUSTOMERS

 

·        General Public

·        Group of Companies

 

 

PERFORMANCE RANKING

 

* Quality of Management:          GOOD

* Ethics & Integrity:                     GOOD

* Ownership Structure:               GOOD

 

 

FINANCES

 

The company’s Audited Accounts was not available as at the time of compiling this report. However, we advise that the maximum credit limit to be accorded to the company could be put at 100million US dollars ($100m USD).

 

 

INDUSTRIAL OVERVIEW/ OPERATING ENVIRONMENT

 

Subject is operating in an industry with very great potentials. This sector in Nigeria has a lot to explore when it comes to the need for expansion, improvement of product quality, work force development and general technical expertise. Mainly, private individuals dominate this sector. Despite the huge capital required for setting up this investment, it has grown in its leaps and bounds over the decades in the nation, although, the efforts of the Federal Government cannot be ruled out. The government has put in place different policies that support private individuals to secure loans/ mortgages from banks and other financial institutions. However, to record a groundbreaking in this sector, foreign investors are inevitable.

 

This sector of the economy has great potentials for intending investors.

 

CMT REPORT (Corruption, Money Laundering & Terrorism)

Public Notice from various sources including but not limited to: The Courts, Nigerian Prison Service, Economic & Financial Crimes Commission (EFCC), National Drug Law Enforcement Agency (NDLEA), National Agency for Food & Drugs Administration and Control (NAFDAC), Independent Corrupt Practices and other related offences Commission (ICPC) Etc.

 

No negative information on subject from the above agencies.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.70

UK Pound

1

Rs.84.35

Euro

1

Rs.72.21

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.