MIRA INFORM REPORT

 

 

Report Date :

30.01.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. SAUDARA KUSUMA ERASEJAHTERA

 

 

Registered Office :

Jl. Pluit Raya No. 3 Kel. Pluit, Kec. Penjaringan Jakarta Utara 14450

 

 

Country :

Indonesia

 

 

Date of Incorporation :

05.10.1989

 

 

Com. Reg. No.:

No. AHU-AH.01.10-35582

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Export-Import and Distribution of Agricultural Products 

 

 

No. of Employees :

45 persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

Source : CIA


Name of Company

 

P.T. SAUDARA KUSUMA ERASEJAHTERA

 

 

Address

 

Head Office                                     

Jl. Pluit Raya No. 3

Kel. Pluit, Kec. Penjaringan

Jakarta Utara 14450

Indonesia

Phones             - (62-21) 662210, 6622159, 6612686

Fax.                  - (62-21) 662244

Building Area     - 2 storey

Office Space      - 120 sq. meters

Region              - Commercial

Status               - Owned

 

 

Registration data

 

Date of Incorporation :

05 October 1989

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

a. No. C2-2128.HT.01.01.Th.91

    Dated 13 June 1991

b. No. AHU-36359.AH.01.02.Tahun 2009

    Dated 30 July 2009

c. No. AHU-AH.01.10-35582

    Dated 01 October 2012

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 1.310.996.3-041

 

Related Companies :

a. P.T. MITRAKUSUMA ERAKHARISMA (Investment Holding)

b. P.T. INDONESIA FARMING CM (Chicken Farming)

c. P.T. MITRAKUSUMA ERASEMBAGA (Investment Holding)

d. P.T. MITRAKUSUMA INDRANUSA (Investment Holding)

e. C.V. ANGKUTAN SAUDARA (Land Transportation and General Trading)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                   - Rp. 20,000,000,000.-

Issued Capital                         - Rp.   7,000,000,000.-

Paid up Capital                       - Rp.   7,000,000,000.-

 

Shareholders/Owners :

a. Mr. Erwin Taufik Kusumawan      - Rp. 4,500,000,000.- (64.3%)

    Address : Jl. Pluit Timur Blok Y Utara/1

                    RT.07/RW.09, Penjaringan

                    Jakarta Utara

b. PT. Mitrakusuma Erakharisma     - Rp. 2,500,000,000.- (35.7%)

    Address : Jl. Pluit Raya No. 3

                    RT.021/RW.07, Penjaringan

                    Jakarta Utara

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Export-Import and Distribution of Agricultural Products 

 

Production Capacity :

None

 

Total Investment :

a. Owned Capital              - Rp. 7.0 billion

b. Loan Capital                 - None______

c. Total Investment            - Rp. 7.0 billion

 

Started Operation :

December 1989

 

Brand Name :

None

 

Technical Assistance :

None

 

Number of Employee :

45 persons

 

Marketing Area :

a. Local       - 60%

b. Export    - 40%

 

Main Customers :

a. Traditional markets in Jakarta and its surroundings

b. Supermarkets and Hypermarkets

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ALAM INDORAMA

b. C.V. BUMI DJAJA

c. P.T. ADI SAMPOERNO

d. C.V. PUTRA NUSA

e. C.V. SUMBER BUMI JAYA

f.  C.V. ARSAM PRATAMA

g. C.V. MUKTI JABAR

h. C.V. PRIMATAMA

i.  Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. P.T. Bank CIMB NIAGA Tbk (Ex. Lippo Bank)

    Jl. Pluit Sakti Raya No. 113-115

    Pluit, Jakarta Utara

    Indonesia

b. P.T. Bank CENTRAL ASIA Tbk

    Jl. Pluit Samudera No. 2

    Pluit, Jakarta Utara

    Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Total Income/Revenues (estimated) :

2009 – Rp. 24.6 billion

2010 – Rp. 28.0 billion

2011 – Rp. 31.5 billion

2012 – Rp. 36.0 billion

 

Net Profit (Loss) :

2009 – Rp. 1.6 billion

2010 – Rp. 1.8 billion

2011 – Rp. 2.0 billion

2012 – Rp. 2.3 billion

 

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Andy Alvin Jayakusuma

 

Board of Commissioners :

President Commissioner                   - Mr. Erwin Taufik Kusumawan

Commissioner                                 - Mr. Teddy Surya

 

Signatories :

Director (Mr. Andy Alvin Jayhakusuma) which must be approved by Board of Commissioners (Mr. Erwin Taufik Kusumawan or Mr. Teddy Surya)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

OVERALL PERFORMANCE

 

      P.T. SAUDARA KUSUMA ERASEJAHTERA (P.T. SKE) was established in Jakarta on October 5, 1989 with an authorized capital of Rp. 1,500,000,000.- issued capital of Rp. 600,000,000.- entirely paid up. The founding shareholders of the Company are Mr. Erwin taufik Kusumawan AKA Hiu Thauw Jin, Mr. Hiu Cho Djin, Mr. Ajie Surya, Mr. Edi Kusuma and Mr. Hiu fung Djin.  They are Indonesian businessmen of Chinese extraction.  The Articles of Association has been approved by the Minister of Law and Human Rights through Decision Letter No. C2-2128.HT.01.01.Th.1991 dated June 13, 1991.

 

 

      The Company’s article of association has been amended for several times.  In July 2009 the authorized capital was raised to Rp. 6,000,000,000.- of which Rp. 1,500,000,000.- was issued and fully paid up.  Since at the time, the shareholders of the company are PT. MITRAKUSUMA ERAKHARISMA (99.6%) and Mr. Erwin Taufik Kusumawan (0.4%).  The notarial Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-36359.AH.01.02.Tahun 2009 dated July 30, 2009.

 

      Most recently by notarial deed of Yan Armin, SH., No. 82 dated September 18, 2012 the authorized capital was raised again to Rp. 20,000,000,000.- of which Rp. 7,000,000,000.- was issued and fully paid up.  Concurrently, the shareholders of the Company are PT. MITRAKUSUMAH ERAKHARISMA (64.3%) and Mr. Erwin Taufik Kusumawan (35.7%). The amendment to notarial Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-AH.01.10-35582 dated October 18, 2012.

 

P.T. SKE had been operating since 1989 in trading, exporting and importing of agricultural products like mung bean, soybean, ground nut, etc. The products likes mung bean is imported from Myanmar and China, ground nut from India, RRC, Vietnam and other Asian countries and soybean from the USA for some 2,000 tons per year based on order from the National Logistics Agency (BULOG). P.T. SKE imports ground nut and mung bean of 15 to 20 tons per month.  Since mid-1998, the government allowed other private companies to import wheat flour and P.T.SKE started to import wheat flour from Germany as ordered by its buyers at home. As well as soybean is imported freely. P.T. SKE has exported corn to Malaysia and clove to India. The whole products (mung bean and ground nut) are sold to food stores, wholesalers and food processing industries operating in Jakarta, Surabaya, Lampung and other major cities in the country. It imports ground nut from India only 10 containers per month. P.T. SKE is classified as a medium-sized company of its kind in the country of which the operation has been growing in the last three years.

 

      We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country.   Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider P.T. SKE to be in a quite favorable position for having already got hold of a steady clientele in the Java and surroundings.  

 

Until this time P.T. SKE has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. P.T. LD’s management is very reclusive to outsider and rejecting to disclose its financial condition but we estimated the total sales turnover of the company in 2010 amounted of Rp. 28.0 billion increased to Rp. 31.5 billion in 2011 and rose gain to Rp. 36.0 billion in 2012.   The operation in 2012 yielded an estimated net profit at least Rp. 2.3 billion and the company has an estimated total networth at Rp. 12.5 billion.  So far we did not hear that the P.T. SKE has been black listed by Bank Indonesia (Central Bank) or having detrimental cases being settled in local district court. The company usually pays its debts punctually to suppliers.  

 

The management of the company has been led by Mr. Andy Alvin Jayakusuma(55) as Director.  He is a businessman with experience for some 20 years in agricultural products trading.  In daily activities he is assisted by Mr. Erwin Taufik Kusumawan (58) as President Commissioner and Mr. teddy Surya (39) as Commissioner.  The management, which is evaluated quite creative and dynamic, also has succeeded in expanding their overseas marketing network.  They have close relations with many high-ranking government officials as well as with private businessmen within and outside the country. So far, we did not hear that the company’s management involved in the business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. SKE is appraised good for business transaction. But owing to economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.70

UK Pound

1

Rs.84.35

Euro

1

Rs.72.21

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.