MIRA INFORM REPORT

 

 

Report Date :

30.01.2013

 

IDENTIFICATION DETAILS

 

Name :

TECNISPICE S.A. DE C.V.

 

 

Registered Office :

Kilómetro 11.5 Carretera al Puerto de La Libertad, Parque Industrial El Progreso, Bodega

 

 

Country :

El Salvador

 

 

Date of Incorporation :

26.02.2010

 

 

Legal Form :

Joint-Stock Company

 

 

Line of Business :

Subject is engaged in processing and distributing condiments, spices, additives and ingredients for the food industry.

 

 

No. of Employees :

16 (11 office , 5 operators)

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

El Salvador

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

EL SALVADOR - ECONOMIC OVERVIEW

 

The smallest country in Central America geographically, El Salvador has the third largest economy in the region. With the global recession in 2009, real GDP contracted by 3.1%. The economy began a slow recovery in 2010 on the back of improved export and remittances figures. Remittances accounted for 17% of GDP in 2011 and were received by about a third of all households. In 2006, El Salvador was the first country to ratify the Dominican Republic-Central American Free Trade Agreement (CAFTA-DR), which has bolstered the export of processed foods, sugar, and ethanol, and supported investment in the apparel sector amid increased Asian competition. El Salvador has promoted an open trade and investment environment and has embarked on a wave of privatizations extending to telecom, electricity distribution, banking, and pension funds. The Salvadoran Government maintained fiscal discipline during post-war reconstruction and reconstruction following earthquakes in 2001 and hurricanes in 1998 and 2005. Taxes levied by the government include a value added tax (VAT) of 13%, income tax of 30%, excise taxes on alcohol and cigarettes, and import duties. The VAT accounted for about 51.7% of total tax revenues in 2011. Calculated according to the International Monetary Fund (IMF) standards, El Salvador's public external debt in December 2011 was about $12.95 billion or 57.3% of GDP. El Salvador's total public debt includes non-financial public sector debt, financial public sector debt, and central bank debt. In 2006, El Salvador and the Millennium Challenge Corporation (MCC) - a United States Government agency - signed a five-year, $461 million compact to stimulate economic growth and reduce poverty in the country's northern region, the primary conflict zone during the civil war, through investments in education, public services, enterprise development, and transportation infrastructure. In December 2011, the MCC approved El Salvador's eligibility to develop a proposal for a second compact for consideration.

Source : CIA

 


IDENTIFICATION

 

CORRECT COMPANY NAME

TECNISPICE S.A. DE C.V.

TRADE NAME

TECNISPICE

TAXPAYER REGISTRATION

NIT 06142602101020

MAIN ADDRESS

Kilómetro 11.5 Carretera al Puerto de La Libertad, Parque Industrial El Progreso, Bodega A

PROVINCE / DEPARTAMENT

Santa Tecla / La Libertad

COUNTRY

EL SALVADOR

TELEPHONE

(503) 25602200 - 22889994 - 25052200

E-MAIL

dguevara@tecnispice.com

WEB

www.tecnispice.com

 

 

SUMMARY

 

Date of foundation

2010

Capital stock

US$6,250,000.= Dollars

permanent employees

16 (11 office , 5 operators)

Chief Executive

GARCIA BENITEZ, BENEDICTO

Disposition

POOR (Politely provided very few information).

Payments policy

Usually to terms/good

 

 

LEGAL BACKGROUNDS

 

LEGAL STATUS

Joint-Stock Company

DATE OF INCORPORATION

26FEB2010

PLACE OF REGISTRY

La Libertad

NOTARY OFFICE

Julio Roberto Bermejo Quiñonez

REGISTRATION

No. 88471, Page 144, Book 182; File 31798/201

CURRENT PAID-IN CAPITAL

US$6,250,000.= Dollars

LISTED AT STOCK EXCHANGE

No

COMMENTS

The Company's incorporation was published in the Journal of Central America

 

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

BUESO MATHEU, STEPHEN ALEJANDRO

President

50%

03.08.10

BUESO DERAS, ESTUARDO ROBERTO

Legal Representative

50%

22.07.10

GARCIA BENITEZ, BENEDICTO

Finance and General Mgr.

 

 

ALVARENGA CELARIE, FATIMA MARIA

Financial Adviser

 

 

GUEVARA, DORA ALICIA

General Accountant

 

 

 

 

 

WHO IS WHO?

 

BUESO MATHEU, STEPHEN ALEJANDRO

NATIONALITY

Guatemalan

D.O.B.

1975

ID

CI A-01 910222

PROFESSION

University Graduate

 

 

ASSOCIATED AS PER OUR DATABASE TO

COMPANY

TITLE

TAX REG

COUNTRY

GRUPO INDUSTRIAL ALIMENTICIO S.A.

Executive President

22358307

GUATEMALA

GRUPO TECNISPICE S.A. DE C.V.

Director

06141212011023

EL SALVADOR

 

 

 

 

BUESO DERAS, ESTUARDO ROBERTO

NATIONALITY

Guatemalan

D.O.B.

07JUN1950

ID

CI A-01 392142

PROFESSION

Businessman

TAX ID

466205-9

BACKGROUND INFORMATION

Place of birth: Guatemala

Parents: Ricardo Bueso Portillo and Carmen Deras.

Passport No.2154708

 

Registered domiciles:

- Km 19, Carretera Rooselvet, Zona 3, Colonia Lo de Coy, Mixco, Guatemala.

- Calle Gerardo Barrios Lote 906 D, San Salvador, El Salvador.

- 29 Calle 1-43 Zona 3, Guatemala

- 3 Calle 0-36 Zona 1, Guatemala

 

REAL ESTATE: Mr. Estuardo Roberto Bueso Deras is the owner of the following real properties:

- Km. 19 Carretera Roosevelt de Coy, Mixco, Guatemala

  (750 m2) Property Record 1260, Page 8, Book 393

- Km. 19 Carretera Roosevelt de Coy, Mixco, Guatemala

  (2,961 m2) Property Record 41943, Page 8, Book 347

 

Vehicles: He owns the following vehicles:

(01) TOYOTA 4-Runner Van, year 2000, licence plate P234BXN

(01) SUZUKI motorcycle, year 1987, licence plate M46085

 

 

ASSOCIATED AS PER OUR DATABASE TO

COMPANY

TITLE

TAX REG

COUNTRY

GRUPO TECNISPICE S.A. DE C.V.

President

06141212011023

EL SALVADOR

GRUPO INDUSTRIAL ALIMENTICIO S.A.

Shareholder

22358307

GUATEMALA

SULA GUATEMALA S.A.

Shareholder

25599410

GUATEMALA

FARMADEX DE CENTROAMERICA S.A.

Administrator

 

GUATEMALA

BUEHNOS S.A.

Administrator

 

GUATEMALA

CENDALZA S.A.

Board Member

74191047

GUATEMALA

ALIMENTOS Y CAFES S.A.

Administrator

 

GUATEMALA

AGROSOL S.A.

Manager

 

GUATEMALA

INDUSTRIA ENLATADORA GUATEMALTECA DE CAFE S.A.

Manager

 

GUATEMALA

ALIMENTOS Y ESPECIAS DE CENTROAMERICA S.A.

Administrator

 

GUATEMALA

 

 

PARTICIPATED IN

COMPANY

TITLE

COUNTRY

YEAR / REF

INDUSTRIAS LACTEAS S.A.

Shareholder

GUATEMALA

2011

 

 

GARCIA BENITEZ, BENEDICTO

NATIONALITY

Salvadoran

 

 

 

 

ALVARENGA CELARIE, FATIMA MARIA

BACKGROUND INFORMATION

Previously she worked at Productos Carnicos S.A de C.V (Sigma Alimentos El Salvador) from September 2009 to September 2010 (1 year one month).

 

 

 

 

GUEVARA, DORA ALICIA

NATIONALITY

Salvadoran

PROFESSION

C.P.A.

 

 

RELATED COMPANIES TO SUBJECT COMPANY OR TO MAJORITY SHAREHOLDER

 

COMPANY NAME

COUNTRY

TAX REG.

RELATION %

CENDALZA S.A.

GUATEMALA

74191047

Related

GRUPO INDUSTRIAL ALIMENTICIO S.A.

GUATEMALA

22358307

Related

TECNISPICE S.A. DE C.V.

HONDURAS

 

Related

 

 

 

BUSINESS

 

SIC Classification
2 0 - FOOD AND KINDRED PRODUCTS. SOLIDS AND LIQUIDS. (Manuf.Meat products, dairy products, poultry, canned fruits and vegetables, beverages, beer.)

Main activity

Subject is engaged in processing and distributing condiments, spices, additives and ingredients for the food industry.

Trademark:  "SASON"

 

Other brands it sells:

"ARCOR", "RED BULL", "CALVO", "CENTROLAC", "CREMORA, "DEL MONTE, "DON VITTORIO", "MCCORMICK"

Import

Yes

Country

China, Canada, Guatemala and USA

Export

No

% CASH SALES / METHOD

50%

% Credit SALES / Terms

50% (30-day terms)

% FOREIGN PURCHASES

100%

SELLING TerritorY

100% (Domestic market)

EMPLOYEES

16 (11 office , 5 operators)

LOCATION

PREMISES

Rented

TIME OCCUPIED

2010

OTHER PREMISES

Tax domicile, Headquarters and Production Plant are located at the above address.

 

Through third-party source we found out an address at Km.26.5 Carretera al Pacífico, Paso a Desnivel, entrada a Amatitlán, Guatemala.

Comments

Customers: food, bakery, ice cream industries and restaurants, etc.

 

Business purpose: Manufacture, import, export, distribution, purchase, sale, commercialization of all food and beverages, raw materials for preparing food and beverages, processed and semi-finished products, formulation development services and technical assistance in the preparation of ingredients additives and raw materials for processing of foods and beverages, everything related to the administration of goods of all kinds, especially the real estate management and others contained in the Articles of Incorporation.

 

The Company has its own microbiologic laboratory, where they perform essential and basic analysis, as well as the control of physical and chemical and sensory type.  Besides, they have a traceability quality system to register and save information of each production lot, as well as a retention area of any lot samples and an acceleration camera to the measurement of shelf's life.

 

 

FINANCIAL INFORMATION

 

Interviewee(s)

Dora Alicia Guevara

Position(s)

Accountant

Disposition

POOR (Politely provided very few information).

Information provided

The interviewed person kindly provided commercial information indicating that she would analyze our request for financial information. She will respond in the course of next few days. If outcome is positive,  immediately we will be sending to you a supplemental report; otherwise, please consider this as a final report.

 

For our part, we resorted to various indirect sources to complement information, but it was virtually impossible to find balance sheets and / or reference sales figures at sources researched.

 

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

NN: UNDETERMINED

Subject's Financial Position is considered UNDETERMINED, since there are no financial figures allowing a financial analysis of the results in its last fiscal year.

 

However, it should be mentioned recent references provided by suppliers revealed stable operations and moderate credit amounts which are paid within specified terms. Subject is creditworthy.

Property of company comments

Subject has sterilization systems for spices and herbs

 

 

 

 

 

INSURANCE

COMPANY

AGAINST

EXPIRATION

AMOUNT

CHARTIS S.A. CIA. DE SEGUROS

 

 

 

 

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS


(Confidential Information)

 

TRADE REFERENCES

Supplier: ADUANERAS DEL PACÍFICO S.A. DE C.V.

Tel.: (503) 25262900

Country: EL SALVADOR

Goods/Services? : Customs service

 

 

Highest credit? : US$ 15,000.=

 

 

Client since? : 2010

Terms? : 30 days

Performance? : Prompt

Supplier: GRUPO INDUSTRIAL ALIMENTICIO

Tel.: (503) 66288000

Country: EL SALVADOR

Goods/Services? : Food spices

 

 

Highest credit? : US$ 10,000.=

 

 

Client since? : 2010

Terms? : 30 days

Performance? : Prompt

Supplier: CHARTIS S.A. CÍA. DE SEGUROS

Tel.:

Country: EL SALVADOR

Highest credit? : n/a

 

 

Comments : We failed to contact the company.

 

Note : Other suppliers did not provide information or could not be consulted

 

 

 

 

 

 

 

 

Supplier

Country

Comment

CROWN PRODUCTS

U.S.A.

 

CROWN PRODUCTS

CHINA

 

JINING

CHINA

 

ROY INC.

CANADA

 

CARGILL

U.S.A.

 

OPERACIONES COMERCIALES INTERNACIONALES

 

 

PRIME SEEDS INTERNATIONAL INC.

U.S.A.

 

CROWN PRODUCTS INC

U.S.A.

 

 

LAWSUITS

No claims or lawsuits were found filed against this Company so far.

 

BANKERS

Subject Company is a client of the above bank where not provide information because of privacy policy.

 

 

GENERAL INFORMATION

 

REPUTATION

NOTHING AGAINST COMPANY

 

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.70

UK Pound

1

Rs.84.35

Euro

1

Rs.72.21

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.