MIRA INFORM REPORT

 

 

Report Date :

30.01.2013

 

IDENTIFICATION DETAILS

 

Name :

DEEPTI AIR SYSTEMS AND FABRICATORS PRIVATE LIMITED

 

 

Registered Office :

Laxmi Industrial Estate, Marol Naka, Andheri (East), Mumbai – 400 059, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

28.03.1988

 

 

Com. Reg. No.:

11-046769

 

 

Capital Investment / Paid-up Capital :

Rs. 0.100 million

 

 

CIN No.:

[Company Identification No.]

U29100MH1988PTC046769

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMD11251C

 

 

PAN No.:

[Permanent Account No.]

AAACD4491P

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Air Pollution Control Equipments.

 

 

No. of Employees :

15 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (31)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 6000

 

 

Status :

Small Company

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a small company in its field. It’s scale of activities are limited. However, the latest financials of the company are not made available. Mr. Gautam R. Dubey, Director has provided all information but the financials are not verified. Trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for small to mediocre business with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Gautam Dubey

Designation :

Director

Contact No.:

91-9867392998

Date :

28.01.2013

 

 

 

LOCATIONS

 

Registered Office :

Laxmi Industrial Estate, Marol Naka, Andheri (East), Mumbai – 400 059, Maharashtra, India

Tel. No.:

91-22-28505267

Mobile No.:

91-9867392998 (Mr. Gautam Dubey)

Fax No.:

91-22-28501514

E-Mail :

rrdubey2@rediffmail.com

info@deeptiair.com

deeptiairsystems@gmail.com

Website :

http://www.deeptiair.com

Area :

1000 Sq. ft.

Location :

Owned

 

 

Factory  :

Located at:

 

·         Asangaon

 

 

DIRECTORS

 

As on 28.09.2012

 

Name :

Mr. Raghubansh Rampalat Dubey

Designation :

Director

Address :

B-11, Ankur Co-Operative Housing Society Limited, Behind Mukund Nagar, Andheri-Kurla Road, Andheri (East), Mumbai – 400 059, Maharashtra, India

Date of Birth/Age :

01.01.1951

Date of Appointment :

28.03.1988

DIN No.:

00386192

 

 

Name :

Mrs. Maya Raghubansh Dubey

Designation :

Director

Address :

B-11, Ankur Co-Operative Housing Society Limited, Behind Mukund Nagar, Andheri-Kurla Road, Andheri (East), Mumbai – 400 059, Maharashtra, India

Date of Birth/Age :

15.04.1959

Date of Appointment :

28.03.1988

DIN No.:

00386287

 

 

Name :

Mr. Gautam Raghubansh Dubey

Designation :

Director

Address :

B-11, Ankur Co-Operative Housing Society Limited, Behind Mukund Nagar, Andheri-Kurla Road, Andheri (East), Mumbai – 400 059, Maharashtra, India

Date of Birth/Age :

08.12.1984

Date of Appointment :

01.10.2009

DIN No.:

02194364

 

 

 

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 28.09.2012

 

Names of Shareholders

 

No. of Shares

 

 

 

Gautam Raghubansh Dubey

 

240

Raghubansh Rampalat Dubey

 

430

Maya Raghubansh Dubey

 

200

Prabha Raghubansh Dubey

 

120

Deepti Raghubansh Dubey

 

10

 

 

 

TOTAL

 

1000

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage

Directors or relatives of Directors

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

 

Line of Business :

Manufacturer and Exporter of Air Pollution Control Equipments.

 

 

Products :

·         Centrifugal Blower

·         Turbine Blower

·         Rotary Positive Blower

·         Axial Flow Fan

·         Dust Collector

·         Ducting for Ventilation

·         Scrubbers-(Micro Fog)

·         Combustion Blowers

·         Pressure Vessels

·         Dynamic Balancing

·         Air Curtains

·         Bag Filters

·         Industrial Exhaust

·         System Engineering for Dust and Fume Extraction

·         Air Pollution Control Equipment

·         Ventilation System

·         Air System for Fume Extraction

 

 

Exports :

 

Products :

Air Pollution Control Equipments.

Countries :

·         Middle East

·         Greece

 

 

Terms :

 

Selling :

Cash / Credit

 

 

Purchasing :

Cash / Credit

 

 

GENERAL INFORMATION

 

 

Suppliers :

·         Bharat Trading Company

·         Delta Metals

·         Heat on Furance Inc.

·         Mould N Cast

·         Par Filters Private Limited

·         Prince Fabricators

·         Reliable Marketing

·         Roshan Industries

·         S M Traders

·         Star Electro

·         Trinity Corporation

·         Western Metal Industries

·         Unity Steel Traders

·         Hanuman Iron and Steel

 

 

Customers :

End Users

·         Gurudev Icecan Refrigeration Private Limited

·         Hamco Mining and Smelting Limited

·         Hi-Tech Equipment and System

·         J.S.W. Steel Limited

·         Neotech Energy System Private Limited

·         Raulimex Industries

·         Parikh Enterprises

·         Uttam Galva Steels Limited

 

 

No. of Employees :

15 (Approximately)

 

 

Bankers :

·         Oriental Bank of Commerce, Andheri (West) Branch, G 1 and G 2, Bharat Apartment, 9 C. D. Barfiwala Marg, Andheri (West), Mumbai – 400 058, Maharashtra, India

·         Bank of Baroda, Gowalia Tank Branch 

 

 

Facilities :

Cash Credit: Rs. 2.000 millions

 

Secured Loan

As on

31.03.2011

(Rs. in

Millions)

As on

31.03.2010

(Rs. in

Millions)

Cash Credit from Oriental Bank of Commerce, Andheri West Branch

(From Hypothecation of Stock and personally guaranteed by directors)

 

1.501

 

1.512

Term Loan from Oriental Bank of Commerce, Andheri West Branch

(Against Hypothecation of Industrial gala at Asangaon and Personally Guaranteed by Directors)

 

0.000

 

0.417

Total

1.501

1.929

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

R.V. Doshi and Company

Chartered Accountants

Address :

Jay Chambers, Nanda Patker Road, Vile Parle (East), Mumbai - 400057, Maharashtra, India

Tel. No.:

91-22-26125994

PAN No.:

AABPD2753Q

 

 

CAPITAL STRUCTURE

 

As on 28.09.2012

 

Authorized Capital:

 

No. of Shares

Type

Value

Amount

 

 

 

 

1000

Equity Shares

Rs. 100/- each

Rs. 0.100 million

 

 

 

 

 

 

 

 

 

Issued, Subscribed & Paid-up Capital:

 

No. of Shares

Type

Value

Amount

 

 

 

 

1000

Equity Shares

Rs. 100/- each

Rs. 0.100 million

 

 

 

 

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.100

0.100

0.100

2] Share Application Money

0.751

0.751

0.751

3] Reserves & Surplus

0.848

1.293

1.124

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

1.699

2.144

1.975

LOAN FUNDS

 

 

 

1] Secured Loans

1.501

1.929

2.493

2] Unsecured Loans

0.864

0.841

0.764

TOTAL BORROWING

2.365

2.770

3.257

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

4.064

4.914

5.232

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

1.713

1.764

1.930

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERRED TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.000
3.057

2.566

 

Sundry Debtors

0.000
0.505

1.104

 

Cash & Bank Balances

0.000
0.024

0.213

 

Other Current Assets

0.000
0.000

0.000

 

Loans & Advances

5.281
1.761

1.693

Total Current Assets

5.281
5.347

5.576

Less : CURRENT LIABILITIES & PROVISIONS

 
 

 

 

Sundry Creditors

0.000
1.929

2.061

 

Other Current Liabilities

0.000
0.268

0.213

 

Provisions

2.929
0.000

0.000

Total Current Liabilities

2.929
2.197

2.274

Net Current Assets

2.351
3.150

3.302

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

4.064

4.914

5.232

 


 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

31.03.2010

31.03.2009

 

 

 

 

 

 

Sales Turnover (Approximately)

6.800

6.000

NA

 

 

 

 

 

 

EXPENSES

NA

NA

NA

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX

0.211

NA

NA

 

 

 

 

 

Less

TAX                                                                 

0.656

NA

NA

 

 

 

 

 

 

PROFIT/ (LOSS)  AFTER TAX

(0.445)

0.169

0.148

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

1.293

1.124

0.976

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

0.848

1.293

1.124

 

 

 

 

 

 

Earnings Per Share (Rs.)

(445.00)

169.00

148.00

 

Particulars

 

 

 

31.03.2012

Sales Turnover (Approximately)

 

 

8.200

 

 

 

 

 

Expected Sales ( 2012-13 ) : Rs. 11.200 millions

 

The above information has been parted by Mr. Gautam Dubey.

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

Return on Total Assets

(PBT/Total Assets}

(%)

3.02

NA

NA

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

12.42

NA

NA

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

1.39

1.29

1.65

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.80

2.43

2.45

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

----

14]

Estimation for coming financial year

Yes

15]

Capital in the business

Yes

16]

Details of sister concerns

No

17]

Major suppliers

Yes

18]

Major customers

Yes

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

----

22]

Litigations that the firm / promoter involved in

----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

----

26]

Buyer visit details

----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

FINANCIAL RESULTS:

 

During the year, the company has earned Net Profit of Rs. 0.211 million. The company has made provision for Income Tax for earlier years of Rs. 0.588 millions and Rs. 0.068 million for the year ended on 31.03.2011 which has been already paid and has been adjusted against above provisions. After provision there is a negative balance of Rs. 0.445 million this has been adjusted with brought forward profit and Loss a/c of Rs, 1.293 millions and net credit balance of Rs. 0.848 million has been transferred to balance sheet.

 

FIXED ASSETS:

 

·         Building

·         Cellular Phone

·         Computer

·         EPABX

·         Electric Installation

·         Fax Machine

·         Furniture and Fixture

·         Factory and Building

·         Machinery

·         Motor Car

·         Pager

·         Tools and Equipment

·         Printer

·         Laptop

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.70

UK Pound

1

Rs.84.35

Euro

1

Rs.72.21

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

NID

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

4

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

31

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

 

NB

New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.