MIRA INFORM REPORT

 

 

Report Date :

31.01.2013

 

IDENTIFICATION DETAILS

 

Name :

FUHRMANN S.A.

 

 

Registered Office :

Ruta 25,   Lote Ha,   Chacra 73,   Rawson, (9103) Province Of Chubu

 

 

Country :

Argentina

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

15.07.1999

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

Laundry and Combing Wool.

 

 

No. of Employees :

140

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Usually Correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Argentina

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ARGENTINA - ECONOMIC OVERVIEW

 

Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and a bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - the largest in history - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in early 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. The economy has rebounded strongly from the 2009 recession, but the government's continued reliance on expansionary fiscal and monetary policies risks exacerbating already high inflation.

Source : CIA


Registered Name

 

FUHRMANN S.A.

C.U.I.T. 30-69108475-9

 

 

Summary

 

FOLLOWER OF ACTIVITIES. INCORPORATED IN 1999. BALANCE SHEET AS OF 31/12/2011. FIT FOR OPERATIONS  IN RELATION TO YOUR RESOURCES KNOWN.

 

 

Operations

 

LAUNDRY AND COMBING WOOL.

 

 

Legal Structure

 

LEGAL FORM               PUBLIC LIMITED COMPANY

 

CREATED                     15/07/1999

 

 

REGISTERED RPC        24/08/1999

DURATION                    99 YEARS

 

END OF FISCAL YEAR 31/12

 

AFIP      433  -  9  DE JULIO  297,   TRELEW, CHUBUT.

 

 

Contact

 

ACCOUNTANT KARINA ABAD

LEGAL AND OPERATIVE ADDRESS:   RUTA 25,   LOTE HA,   CHACRA 73,   RAWSON, (9103)

PROVINCE OF CHUBUT.

PHONE./FAX:   54 0280 4449200

E_MAIL: KARINA.ABAD@FUHRMANN1735.COM WWW.GSCHNEIDER.COM

 

 

Partners

 

PRESIDENT                              JOSE GUILLERMO MARIO PEDRO GALLIA

 DIRECTOR                               MARCO GALLIA

ALTERNATE DIRECTOR            KARINA EDITH ABAD

ALTERNATE DIRECTOR            MAXIMO RICARDO GALLIA 

 

Use of signature: President.

 

 

Corporate Stock

 

SOCIAL CAPITAL $  5,500,000. -

99% OF  SHARES  IS CONTROLLED    POR SEFIT INDUSTRIES  S.A.   OF LUXEMBURGO.

 

 

Personal Information

 

JOSE GUILLERMO MARIO PEDRO GALLIA:

italian,  married,  with DNI N° 93.932.712

 

MARCO GALLIA:

argentine,  married,  with DNI N° 22.431.316

 

KARINA EDITH ABAD:

argentine,  married,  with DNI N° 21.645.575

 

MAXIMO RICARDO GALLIA:

argentine,  married,  with DNI N° 20.468.765

 

 

History

 

Las actividades motivo de la presente informacion,  datan del 15 de Julio de 1999,  cuando la empresa SCHNEIDER ARGENTINA S.A.,

inicio sus actividades en nuestro pais, actuando como sucursal de THE SCHNEIDER GROUP,   con sede en Australia.

El 05 de febrero de 2003,  cambia su denominacion por la actual,  FUHRMANN S.A., establecida en la direccion de las senas.

FUHRMANN SA AND COSU-LAN SA are merged ABSORPTION Source:  Official Gazette

Chubut Province - Number: 11206 of 13/04/11

 

 

Economic-Financial Position

 

Balance sheet   (Last known)  as 31/12/2011:

 

ASSETS CURRENT                               $ 96.028.752

ASSETS NON CURRENT                       $ 24.521.420

TOTAL ASSETS                                   $120.550.172

CURRENT LIABILITIES                          $ 69.462.436

CURRENT NON LIABILITIES                    $ 6.467.860

NET WORTH                                        $ 44.619.876

NET SALES                                         $240.776.833

PROFIT                                                  $ 9.873.599

 

 

BALANCE SHEET

 

Balance Sheet/s

 

31/12/2011

Total Assets

$

120 . 550.172, 00

Current Assets

$

96.028.752,00

Banks

 

$ 0,00

Accounts Receivables

$

61.314.906,00

Inventory

$

34.713.846,00

Fixed Assets

 

$ 0,00

Non-Current Assets

$

24.521.420,00

Investments

 

$ 0,00

Total Liabilities

$

75.930.296,00

Current Liabilities

$

69.462.436,00

Non-Current Liabilities

 

$ 6.467.860,00

StockHolders Equity

$

44.619.876,00

Net Sales

$

240.776.833,00

Cost of Good Sold

$

200.828.193,00

Gross Result

$

39.948.640,00

Administrative Expenses

 

$ 4.808.669,00

Selling Expenses

$

16.090.862,00

Financial Income

 

$ 0,00

Other Expenses

$

-9.175.510,00

Final Result

 

$ 9.873.599,00

 

 

Balance sheet analysis

 

Indexes

31/12/2011

Current Ratio

138,25

%

Quick Ratio

88,27

%

Short Term Indebtedness

155,68

%

Debt to Equity Ratio

170,17

%

Long Term Assets to Total Assets

20,34

%

Fixed Assets to Equity

0,00

%

Total Assets to Total Liabilities

158,76

%

Debt Ratio

62,99

%

Equity Ratio

37,01

%

Investments to Assets Ratio

28,80

%

Current Investment

79,66

%

Stocks Aging Days

63,09 dias

Day Sales

92,95 dias

Trade Debtors To Assets

50,86

%

Total Assets Turnover

199,73

%

Net Worth Aging

539,62

%

Fixed Assets Aging

Infinito

%

Gross Profit

83,41

%

Financial Expenses on Sales Ratio

0,00

%

Commercial Exp.  on Sales Ratio

6,68

%

Administrative Exp.  on Sales Ratio

2,00

%

 

Assets

CARRIAGES:

*    4 trucks Ford

REAL ESTATE:

*    RUTA 25, LOTE HA, CHACRA 73, RAWSON, (9103) PROVINCE OF CHUBUT, of 28 acres and buildings several.

 

 

Parent/Related Companies

 

SANIN S.A.

C.U.I.T. 30-63195884-9

San Luis N° 885 City of Salta

 

Commercial References Consulted

 

COMPANIA DE TIERRAS  SUD ARGENTINO S.A. MARSK CIA.   NAVIERA S.A. FERRO RANQUEL S.A.

Payment Term:   60/90/120 days. Concept: Good.

 

 

Evolution and Results     

Is dedicated society holder to the development of the following activities: > PREPARING TEXTILE FIBRES USING ANIMALS,   EVEN WASHED WOOL.

For the development of its operations the company has succeeded in forming a proper structure,   in which under the direct supervision of the makers themselves,  perform numerous employees in the care of various tasks.

Performs sales in the local market and exports to India,  Mexico, Colombia, Turkey,  Chile and other countries.

*    140 employees

 

FOREIGN TRADE:

In the last months made ??imports from China for usd 35.059.-



Payment Record and Credit Risk

 

HSBC BANK ARGENTINA                   BRANCH RAWSON

BANCO DEL CHUBUT                                       "

SANTANDER RIO                                   "

DE GALICIA Y BS.AS.                           " 

 

CREDIT RISK:

------------

11/2012

 

HSBC                           19,469,800

 del Chubut                    17,391,400   

Santander Rio                7,302,800  

Galicia                          3,915,500

 

Banco Macro                 2,404,600  

Bco Frances                  2,189,200  

American Express         18,700  

Bco Patagonia                4,200         

Total                             52,696,200  

 

SITUATION 1, NORMAL. 

 

INSURANCE:

----------

SANCOR COOP DE SEGUROS LTDA. PREVENCIO ART

 

 

Concept

 

It is commercially related with local and foreign companies. Many of them give it their credit support,  using it in accordance with its needs.

According to our consultations,  there are no objections aobut its payment record.

* FULFILLMENT: NOT OBJECTED

 

 

Final Opinion

 

Bearing in mind what has been exposed hereby,  we consider feasible the new credit treatment with this company with the adoption of appropriate guarantees.

*  FIT FOR NEW OPERATIONS CREDITS.

BTDL

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.57

UK Pound

1

Rs.84.37

Euro

1

Rs.72.23

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.