MIRA INFORM REPORT

 

 

Report Date :

04.07.2013

 

IDENTIFICATION DETAILS

 

Name :

ROBOD SA

 

 

Registered Office :

Ul. Trakt Św. Wojciecha 223/225 80-017 Gdańsk

 

 

Country :

Poland

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

30.11.1998

 

 

Com. Reg. No.:

KRS 73498

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Wholesale and retail sale of work clothing, footwear and work and fire safety articles

 

 

No. of Employees :

166

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Poland

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

POLAND - ECONOMIC OVERVIEW

 

Poland has pursued a policy of economic liberalization since 1990 and Poland's economy was the only one in the European Union to avoid a recession through the 2008-09 economic downturn. Although EU membership and access to EU structural funds have provided a major boost to the economy since 2004, GDP per capita remains significantly below the EU average while unemployment continues to exceed the EU average. The government of Prime Minister Donald TUSK steered the Polish economy through the economic downturn by skillfully managing public finances without stifling economic growth and adopted controversial pension and tax reforms to further shore up public finances. While the Polish economy has performed well over the past five years, growth slowed in 2012, in part due to the ongoing economic difficulties in the euro zone. The key policy challenge is to provide support to the economy through monetary easing, while maintaining the pace of structural fiscal consolidation. Poland's economic performance could improve over the longer term if the country addresses some of the remaining deficiencies in its road and rail infrastructure and its business environment. An inefficient commercial court system, a rigid labor code, red tape, and a burdensome tax system keep the private sector from realizing its full potential.

Source : CIA


Company name and address

 

 ROBOD SA

    

   ul. Trakt Św. Wojciecha 223/225
   80-017 Gdańsk

   Phone:    58 3090220

   Fax:      58 3094950

   E-mail:   info@robod.pl

   Website:  www.robod.pl

  

 

 

 

 

 

 

 

 

Legal form

Joint Stock Company

 

Stat.no.

191674888

 

Tax ID

PL 5832563839

 

 

 

 

 

Establishment

30.11.1998

 

 

 

 

Registration:

17.12.2001, District Court Gdańsk, VII Department, KRS 73498

Data concerning previous registrations:
08.12.1998, District Court Gdańsk, RHB 13370

 

 

 

 

 

Shareholders

Kistenpfennig AG, Woehlerstr. 2/6, 55120 Mainz, Germany

 

 

 

Percent of owned shares

 

100.00%

 

 

 

 

 

shareholders' list as at 31.10.2012

 

 

 

 

 

 

 

Share capital

 

PLN 5 573 200,00

 

Share capital divided into 55732 shares of PLN 100,00 each

 

 

 

 

 

An in-kind contribution has been made and valued at

PLN  5 457 200,00

 

 

 

 

 

 

 

 

 

Management

Janusz Ryszard Karpiński , personal ID no. (PESEL) 71011605151, ul. Tatrzańska 4/73, 81-814 Sopot
 - president

 

Proxies:
Maria Teresa Kamińska , personal ID no. (PESEL) 53031404666, ul. Podkomorzego 1, 80-119 Gdańsk
 - joint proxy

Robert Adam Kusio , personal ID no. (PESEL) 66060513850, ul. Krzemowa 6A/3, 80-041 Gdańsk
 - joint proxy

Andrzej Wieder , personal ID no. (PESEL) 75062411318, ul. Olimpijska 8/7, 80-180 Gdańsk
 - joint proxy
 

Aleksandra Maria Gomolińska , personal ID no. (PESEL) 56071603909, ul. Sojowa 2A/12, 81-589 Gdynia
 - joint proxy

 

Representation:
since 03.01.2013 
President individually, two members of the board of directors jointly or member of the board of directors and proxy jointly

 

 

 

Supervisory board

Grzegorz Piechowiak , personal ID no. (PESEL) 78010900133

Helmuth Megner 

Tomasz Jarosław Gomoliński , personal ID no. (PESEL) 55111802254, ul. Sojowa 2A/12, 81-581 Gdynia

Patrick Kistenpfennig , Mainz, Germany

 

 

 

 

 

 

Main activity

Wholesale and retail sale of work clothing, footwear and work and fire safety articles

 

 

Branches NACE 2007:

 

 

Wholesale of clothing and footwear

 

 

Other wholesale

 

 

Wholesale of hardware, plumbing and heating equipment and supplies

 

 

 

 

Employment

2007:              254       employees
2008:              235       employees
2009:              160       employees
2010:              155       employees
2011:              166       employees

 

 

 

 

 

 

 

Turnover

2007

PLN

43 369 184,66

 

2008

PLN

42 997 692,44

 

2009

PLN

38 466 841,31

 

2010

PLN

43 205 686,15

 

2011

PLN

48 201 534,13

 

 

Financial statements

 

In the court files, no financial report for the last financial period. According to paragraph 53 point 1 of Ustawa o Rachunkowości (resolution about accountancy) year financial report of the company should be approved by approval body no longer than 6 months after the balance day. Within 14 days from approval, financial report should be submitted to the register court.

 

 

 

 

 

 

 

Source of financial data

Monitor Polski B

Monitor Polski B

Monitor Polski B

Monitor Polski B

 

annual

annual

annual

annual

Personal balance sheet as at

31.12.2011
(PLN)

31.12.2010
(PLN)

31.12.2009
(PLN)

31.12.2008
(PLN)

-A. Fixed assets......................

3 754 033,99

4 185 500,58

4 473 412,98

4 869 878,33

-  I.   Intangible assets.............

194 642,61

239 899,01

17 206,27

22 203,19

-    3. Other intangible assets.......

185 242,61

239 899,01

17 206,27

22 203,19

-    4. Prepayments for intangible
assets................................

9 400,00

 

 

 

-  II.  Tangible assets...............

3 435 365,38

3 830 114,57

4 289 350,71

4 595 405,14

-    1. Fixed goods...................

3 421 565,38

3 816 314,57

3 982 384,58

4 482 474,29

-      a) land........................

478 751,23

563 877,67

790 558,40

897 745,28

-      b) buildings, premises,
facilities............................

1 822 275,88

2 000 234,44

2 042 816,33

2 208 385,49

-      c) machinery and equipment.....

103 789,56

136 573,63

169 575,10

198 030,20

-      d) fleet of motor vehicles.....

963 695,19

1 042 637,46

912 249,48

1 094 894,83

-      e) other fixed goods...........

53 053,52

72 991,37

67 185,27

83 418,49

-    2. Fixed goods under
construction..........................

13 800,00

13 800,00

306 966,13

112 930,85

-V. Long-term prepayments and
accrued income........................

124 026,00

115 487,00

166 856,00

252 270,00

-  1. Deferred tax assets.............

124 026,00

115 487,00

166 856,00

252 270,00

-B. Current assets....................

22 460 671,64

19 796 336,04

17 138 577,69

17 578 913,74

-  I.   Stock.........................

11 219 041,95

9 382 030,49

7 841 619,95

7 633 622,24

-    1. Raw materials.................

1 268 586,36

1 253 148,06

1 245 048,39

1 278 126,09

-    3. Finished products.............

984 094,26

1 011 917,97

1 156 306,30

1 105 633,23

-    4. Goods for re-sale.............

8 966 361,33

7 116 964,46

5 440 265,26

5 249 862,92

-  II. Short-term receivables.........

7 745 897,53

6 678 359,45

5 326 945,37

5 691 200,05

-    2. Other receivables ............

7 745 897,53

6 678 359,45

5 326 945,37

5 691 200,05

-      a) Due to deliveries and
services with payment period:.........

7 433 344,24

6 452 258,20

5 153 733,20

5 462 863,35

-        - up to 12 months............

7 433 344,24

6 452 258,20

5 153 733,20

5 462 863,35

-      b) Due to taxes, subsidies,
insurances, duties, etc...............

166 812,06

100 335,24

83 511,30

17 741,00

-      c) Other.......................

145 741,23

125 766,01

89 700,87

210 595,70

-  III. Short term investments........

3 364 178,17

3 620 815,79

3 827 556,43

4 140 487,87

-    1. Short-term financial assets...

3 364 178,17

3 620 815,79

3 827 556,43

4 140 487,87

-      c) cash and other liquid
assets................................

3 364 178,17

3 620 815,79

3 827 556,43

4 140 487,87

-        - cash in hand and on bank
account...............................

3 364 178,17

3 620 815,79

3 827 556,43

4 140 487,87

-IV. Short-term prepayments and
accrued income........................

131 553,99

115 130,31

142 455,94

113 603,58

-D. Total assets......................

26 214 705,63

23 981 836,62

21 611 990,67

22 448 792,07

-A. Shareholders' equity..............

15 533 322,03

14 441 557,76

13 202 803,73

13 276 465,10

-  I.   Basic share capital...........

5 573 200,00

5 573 200,00

5 573 200,00

5 573 200,00

-  IV.  Statutory reserve capital.....

8 218 594,84

7 498 148,41

7 571 809,78

6 650 083,91

-  V. Revaluation reserve.............

3 271,72

3 271,72

3 271,72

3 271,72

-  VIII. Net profit (loss)............

1 738 255,47

1 366 937,63

54 522,23

1 049 909,47

-B. Liabilities and reserves for
liabilities...........................

10 681 383,60

9 540 278,86

8 409 186,94

9 172 326,97

-  I.   Reserves for liabilities......

181 799,00

178 009,00

171 826,00

211 824,00

-    1. Deferred income tax reserves..

24 083,00

 

 

 

-    2. Reserves for pensions and
similar social payments...............

128 476,00

128 634,00

117 117,00

142 811,00

-      - long-term....................

128 476,00

128 634,00

117 117,00

142 811,00

-    3. Other reserves................

29 240,00

49 375,00

54 709,00

69 013,00

-      - long-term....................

13 240,00

34 375,00

54 709,00

69 013,00

-      - short-term...................

16 000,00

15 000,00

 

 

-II.  Long-term liabilities...........

714 582,40

948 980,23

1 149 164,16

1 913 467,36

-  2. Other liabilities...............

714 582,40

948 980,23

1 149 164,16

1 913 467,36

-    a) Loans.........................

522 600,00

876 494,33

1 149 164,16

1 913 467,36

-    c) Other financial liabilities...

191 982,40

72 485,90

 

 

-III. Short-term liabilities..........

9 785 002,20

8 413 289,63

7 087 701,78

6 965 093,06

-  2. Other liabilities...............

9 663 434,97

8 336 516,85

6 986 726,00

6 797 580,58

-    a) Loans.........................

353 957,87

413 821,09

475 072,78

2 148 205,09

-    c) Other financial liabilities...

134 011,07

31 251,81

 

 

-    d)Due to deliveries and
services with payment period:.........

7 781 982,44

6 844 172,15

5 301 397,25

3 715 009,18

-      - up to 12 months..............

7 781 982,44

6 844 172,15

5 301 397,25

3 715 009,18

-    g) Due to taxes, subsidies,
insurances, duties, etc...............

840 905,28

511 211,60

656 739,56

471 848,52

-    h) Due to salaries...............

550 528,62

535 118,58

552 610,27

450 207,68

-    i) Other.........................

2 049,69

941,62

906,14

12 310,11

-  3. Special funds...................

121 567,23

76 772,78

100 975,78

167 512,48

-IV.  Accruals and deferred income....

 

 

495,00

81 942,55

-  2. Other accruals..................

 

 

495,00

81 942,55

-    - short-term.....................

 

 

495,00

81 942,55

-D. Total liabilities.................

26 214 705,63

23 981 836,62

21 611 990,67

22 448 792,07

 

 

 

 

 

Source of financial data

Monitor Polski B

Monitor Polski B

Monitor Polski B

Monitor Polski B

 

annual

annual

annual

annual

individual PROFIT AND LOSS ACCOUNT

01.01.2011-
31.12.2011
(PLN)

01.01.2010-
31.12.2010
(PLN)

01.01.2009-
31.12.2009
(PLN)

01.01.2008-
31.12.2008
(PLN)

-A. Income from sales and similar.....

48 201 534,13

43 205 686,15

38 466 841,31

42 997 692,44

-  - including related companies......

0,00

 

 

 

-  I.   Net revenue form sale of
products..............................

7 797 294,10

7 556 454,60

7 653 256,63

11 219 538,66

-  II.  Net revenue from sale of
goods.................................

40 404 240,03

35 649 231,55

30 813 584,68

31 778 153,78

-B.Cost of products, goods sold.......

34 646 648,88

31 439 614,50

28 350 865,08

30 453 819,35

-  I.  Cost of production of
products sold.........................

5 761 796,50

5 906 801,97

6 458 778,89

9 354 549,20

-  II.  Value of products sold........

28 884 852,38

25 532 812,53

21 892 086,19

21 099 270,15

-C. Gross profit on sale..............

13 554 885,25

11 766 071,65

10 115 976,23

12 543 873,09

-D. Costs of sale.....................

7 230 338,67

6 437 359,56

5 816 664,48

6 320 354,35

-E. General management costs..........

3 906 958,04

3 666 084,36

3 610 562,90

4 237 105,44

-F. Profit on sale....................

2 417 588,54

1 662 627,73

688 748,85

1 986 413,30

-G. Other operating incomes...........

399 808,01

706 545,15

430 573,27

436 980,75

-  I.   Incomes from disposal of
fixed assets..........................

42 574,88

312 890,02

41 991,47

 

-  II.  Subsidies.....................

 

 

 

20 000,00

-  III. Other operating incomes.......

357 233,13

393 655,13

388 581,80

416 980,75

-H. Other operating costs.............

468 332,71

474 826,51

568 297,94

341 382,68

-  II.  Goodwill revaluation..........

224 256,26

129 018,11

216 371,66

90 436,60

-  III. Other operating costs.........

244 076,45

345 808,40

351 926,28

250 946,08

-I. Profit on operating activities....

2 349 063,84

1 894 346,37

551 024,18

2 082 011,37

-J. Financial incomes.................

333 358,78

70 710,67

71 547,26

355 067,07

-  I.   Dividends received............

261 567,00

 

 

 

-  II.  Interest received.............

71 118,87

70 112,08

61 698,89

77 307,54

-  V.   Other.........................

672,91

598,59

9 848,37

277 759,53

-K. Financial costs...................

465 327,15

194 661,41

482 635,21

1 063 964,94

-  I.   Interest......................

88 179,84

80 989,44

124 024,32

171 496,70

-  IV.  Other.........................

377 147,31

113 671,97

358 610,89

892 468,24

-L. Gross profit on economic activity.

2 217 095,47

1 770 395,63

139 936,23

1 373 113,50

-M. Exceptional items.................

 

 

 

-1 346,03

-  II.  Exceptional losses............

 

 

 

1 346,03

-N. Gross profit......................

2 217 095,47

1 770 395,63

139 936,23

1 371 767,47

-O. Corporation tax...................

463 296,00

352 089,00

85 414,00

321 858,00

-  a) current part....................

 

 

 

321 858,00

-P. Other statutory charges...........

15 544,00

51 369,00

 

 

-R. Net profit........................

1 738 255,47

1 366 937,63

54 522,23

1 049 909,47

 

 

 

 

 

 

AUDITOR

 

Balance sheet as at 31.12.2011

"DORADCA AUDITORS" Sp. z o.o., al. Grunwaldzka 212, 80-266 Gdańsk

No. 913

Expert auditor Joanna Deja , personal ID no. (PESEL) 72102201508

No. 11456

 

 

Balance sheet as at 31.12.2010

"DORADCA AUDITORS" Sp. z o.o., al. Grunwaldzka 212, 80-266 Gdańsk

No. 913

Expert auditor Joanna Deja , personal ID no. (PESEL) 72102201508

No. 11456

 

 

Balance sheet as at 31.12.2009

"DORADCA AUDITORS" Sp. z o.o., al. Grunwaldzka 212, 80-266 Gdańsk

No. 913

Expert auditor Joanna Deja , personal ID no. (PESEL) 72102201508

No. 11456

 

 

Balance sheet as at 31.12.2008

"DORADCA AUDITORS" Sp. z o.o., al. Grunwaldzka 212, 80-266 Gdańsk

No. 913

Expert auditor Joanna Deja

No. 11456/8195

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ratios

01.01.2011-
31.12.2011

01.01.2010-
31.12.2010

01.01.2009-
31.12.2009

01.01.2008-
31.12.2008

 

Current ratio

2,30

2,35

2,42

2,52

 

Quick ratio

1,14

1,22

1,29

1,41

 

Immediate ratio

0,34

0,43

0,54

0,59

 

Return on sale

3,61

3,16

0,14

2,44

 

Return on assets

6,63

5,70

0,25

4,68

 

Return on equity

11,19

9,47

0,41

7,91

 

Average trade debtors' days

58,65

56,42

50,55

48,44

 

Average stock turnover's days

84,95

79,26

74,41

64,98

 

average payables payment period

74,10

71,08

67,25

59,29

 

Total indebtedness ratio

40,75

39,78

38,91

40,86

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

While rating the company, it is advisable
to take into consideration information about the branch  , the company is acting in

(G.46.42.Z - NACE 2007), as at :

31.12.2012

31.12.2011

31.12.2010

31.12.2009

31.12.2008

Current ratio............................

1,65

1,64

1,62

1,43

1,80

Quick ratio..............................

0,96

0,91

0,95

0,78

1,00

Immediate ratio..........................

0,11

0,14

0,18

0,15

0,16

Return on sale...........................

1,01

2,40

6,78

-3,09

4,73

Return on assets.........................

1,34

3,22

9,00

-4,43

6,75

Return on equity.........................

3,01

7,58

20,30

-10,50

13,99

Average trade debtors' days..............

103,25

97,70

90,59

76,42

78,74

Average stock turnover's days............

84,16

90,96

77,80

78,32

77,93

average payables payment period..........

122,78

127,24

119,49

122,53

100,72

Total indebtedness ratio.................

55,28

57,55

55,67

57,83

51,76

Percent share in the examinated group
of companies with net profit.............

73,20

78,60

80,40

59,30

68,00

Sales/revenue per employee in th. PLN....

571,71

471,23

385,61

355,95

344,29

Average sales/revenue per company in
th. PLN..................................

62 246,98

54 292,93

47 414,80

46 906,85

54 233,16

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(G.46.90.Z - NACE 2007), as at :

31.12.2012

31.12.2011

31.12.2010

31.12.2009

31.12.2008

Current ratio............................

1,37

1,34

1,35

1,36

1,39

Quick ratio..............................

0,92

0,91

0,92

0,93

0,95

Immediate ratio..........................

0,11

0,12

0,13

0,17

0,16

Return on sale...........................

1,98

2,37

2,52

2,30

2,78

Return on assets.........................

4,39

4,83

5,29

4,75

5,76

Return on equity.........................

10,68

12,19

12,58

10,74

13,62

Average trade debtors' days..............

53,54

60,01

55,55

53,42

58,76

Average stock turnover's days............

32,07

34,73

33,41

31,26

33,02

average payables payment period..........

74,05

84,44

79,60

78,58

80,33

Total indebtedness ratio.................

58,95

60,38

57,95

55,79

57,74

Percent share in the examinated group
of companies with net profit.............

84,00

85,20

88,30

84,50

83,10

Sales/revenue per employee in th. PLN....

1 251,19

1 194,06

1 096,92

1 041,26

1 030,83

Average sales/revenue per company in
th. PLN..................................

212 247,13

200 401,36

168 306,09

167 458,62

182 396,25

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

according to the Central Statistical Office

 

 

 

 

Locations:

seat:
ul. Trakt Św. Wojciecha 223/225, 80-017 Gdańsk
Phone:                   58 3090220
                         58 3090302
Fax:                     58 3065835
                         58 3094950
E-mail:                  info@robod.pl
Website:                 www.robod.pl

place of running the activity:
ul. Handlowa 2, 15-399 Białystok
ul. Słupecka 12A, 81-316 Gdynia
Al.Roździeńskiego 170, 40-203 Katowice
ul. Międzyleska 4, 50-514 Wrocław
ul. Gdańska 16B, 70-661 Szczecin
ul. Spokojna 10, 81-549 Gdynia

 

 

 

 

 

 

 

Real Estate

ul. Trakt Św. Wojciecha 223/225, 80-017 Gdańsk
ownership, built-up land of area 10 125 sq.m. 
buildings of area 2 000 sq m,

 

 

 

Book value of buildings as at 31.12.2011

PLN

1 822 275,88

 

Book value of lands as at 31.12.2011

PLN

478 751,23

 

Verification of information on real estate ownership position through the Real Estate Register is not covered by the standard report.

 

 

 

 

 

 

 

 

 

 

Shares in other companies

As at 10.06.2013 there are no shares in other companies.

 

 

 

 

 

 

 

 

Connections:

Grzegorz Piechowiak , personal ID no. (PESEL) 78010900133
-  TOREX SA, ul. Rynek 39/40, 50-102 Wrocław
  · president
-  BIWA sp. z o.o., ul. Rynek 39/40, 50-102 Wrocław
  · member of board of directors
-  PEARL STREAM Spółka Akcyjna NIP PL 7561964727, ul. Gogolińska 10, 47-100 Strzelce Opolskie
  · member of supervisory board
-  SHELF 28 sp. z o.o. NIP 7010352336, al. Jerozolimskie 65/79/1724, 00-679 Warszawa
  · shareholder: PLN 2 550,00 (51,00%)

  · president
-  JP WEBER ACCOUNTING & TAX sp. z o.o. NIP 8971707054, ul. Rynek 39/40, 50-102 Wrocław
  · member of board of directors
-  SCHRADENBIOGAS sp. z o.o. NIP 8971779183, ul. Rynek 39/40, 50-102 Wrocław
  · member of board of directors
-  ATB TRUCK SA NIP PL 5291001649, ul. Inowłodzka 5, 03-237 Warszawa
  · member of supervisory board
-  JP WEBER INVESTMENTS SPÓŁKA Z O.O. NIP 8971770733, ul. Rynek 39/40, 50-102 Wrocław
  · member of board of directors

Janusz Ryszard Karpiński , personal ID no. (PESEL) 71011605151
-  GRUPA K&L INWESTYCJE SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ sp. k., ul. 3-go Maja 67-69/I P., 81-850 Sopot
  · Limited partners, Comandite sum: PLN 10 000,00

  · proxy
-  VIVA RAFAŁ KRZYSZTOF SZLĄZAK sp. j., ul. 3-go Maja 67-69/I P, 81-850 Sopot
  · shareholder
  · member of representation unit
-  K&L INWESTYCJE SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ SPÓŁKA KOMANDYTOWA NIP 5851451219, ul. 3-go Maja 67-69/I P., 81-850 Sopot
  · Limited partners, Comandite sum: PLN 10 000,00

  · proxy
-  K&L INWESTYCJE GRZEGORZ KRYCHOWSKI JANUSZ KARPIŃSKI SPÓŁKA JAWNA NIP 5851432044, ul. 3-go Maja 67-69/I P., 81-850 Sopot
  · shareholder
  · member of representation unit
-  K&L INWESTYCJE SPÓŁKA Z O.O. NIP 5851443711, ul. 3-go Maja 67-69/I P., 81-850 Sopot
  · shareholder: PLN 23 500,00 (47,00%)


Tomasz Jarosław Gomoliński , personal ID no. (PESEL) 55111802254
-  GRUPA K&L INWESTYCJE SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ sp. k., ul. 3-go Maja 67-69/I P., 81-850 Sopot
  · Limited partners, Comandite sum: PLN 10 000,00


Helmuth Megner 
Patrick Kistenpfennig 
Connections have not been determined due to no possibility of identification of the persons or subjects which appear in the company.

 

 

Data concerning connections are valid as at: 10.06.2013.

 

 

 

 

 

 

 

Certificates:

ISO 9001:2008

 

 

 

 

 

General information

The subject company was founded on the basis of the company ROBOD s.c. Andrzej Szeffela, Tomasz Gomoliński (registration. 15.01.1993, UM Gdańsk, No. 34337).

 

The subject has not decided to cooperate in elaboration of the report.

 

 

 

 

 

Banks

BRE Bank SA O. Korporacyjny Gdańsk  (11401065)
ul. Wały Jagiellońskie 8, 80-900 Gdańsk
Acc.no. 16114010650000388513001001

 Bank Handlowy w Warszawie SA O. w Gdańsku  (10301117)
ul. Wały Piastowskie 1, 80-855 Gdańsk

 

 

 

 

Payment Manner

In available sources, payment delays have not been noted

 

Credit capability

Business connections appear permissible, credits should not be refused.
Maximum credit PLN  720 000,00

 

 

We would like to draw your attention to:
- No insight into financial situation of the company

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.10

UK Pound

1

Rs.91.07

Euro

1

Rs.77.95

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.