1. Summary Information

 

Country

India

Company Name

INFINITI RETAIL LIMITED

Principal Name 1

Mr. Rayaroth Kariandi Krishna Kumar

Status

Satisfactory

Principal Name 2

Mr. Rajendra R Bhinge

Registration #

11-158120

Street Address

Bombay House, 24-Homi Modi Street, Mumbai – 400 001, Maharashtra, India

Established Date

16.12.2005

SIC Code

--

Telephone#

91-22-67613600

Business Style 1

electronics retail trade

Fax #

91-22-67101903

Business Style 2

--

Homepage

www.cromaretail.com

Product Name 1

--

# of employees

Not Available

Product Name 2

--

Paid up capital

Rs. 2800,000,000/-

Product Name 3

--

Shareholders

Bodies corporate – 100%

Banking

HDFC Bank Limited

 

Public Limited Corp.

NO

Business Period

 

IPO

NO

International Ins.

8 years

Public Enterprise

NO

Rating

Ba (48)

Related Company

Relation

Country

Company Name

CEO

Holding Company

India

Tata Sons Limited

 

--

Note

-

 

  1. Summary Financial Statement

 

Balance Sheet as of

31.03.2012

(Unit: Indian Rs.)

Assets

Liabilities

Current Assets

1,208,800,000

Current Liabilities

1,602,200,000

Inventories

1,852,100,000

Long-term Liabilities

1,500,000,000

Fixed Assets

982,900,000

Other Liabilities

466,200,000

Deferred Assets

0,000

Total Liabilities

3,568,400,000

Invest& other Assets

433,900,000

Retained Earnings

(1,890,700,000)

 

 

Net Worth

909,300,000

Total Assets

4,477,700,000

Total Liab. & Equity

4,477,700,000

 Total Assets

(Previous Year)

3,949,200,000

 

 

P/L Statement as of

31.03.2012

(Unit: Indian Rs.)

Sales

19,708,800,000

Net Profit / (Loss)

(794,100,000)

Sales(Previous yr)

15,434,800,000

Net Profit / (Loss) (Prev.yr)

(613,800,000)


MIRA INFORM REPORT

 

 

Report Date :

05.07.2013

 

IDENTIFICATION DETAILS

 

Name :

INFINITI RETAIL LIMITED [w.e.f. 28.09.2006]

 

 

Formerly Known As :

VALVES ELECTRONICS LIMITED

 

 

Registered Office :

Bombay House, 24-Homi Modi Street, Mumbai – 400 001, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

16.12.2005

 

 

Com. Reg. No.:

11-158120

 

 

Capital Investment / Paid-up Capital :

Rs. 2800.000 Millions

 

 

CIN No.:

[Company Identification No.]

U31900MH2005PLC158120

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMV13188A

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Subject is engaged in the business of electronics retail trade through its Croma Stores.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (48)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 3630000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a subsidiary of ‘Tata Sons Limited’. It is a well established and reputed company having a satisfactory track record.

 

Even thought the company has recorded some growth in its turnover during 2012, it has incurred loss from its operations.

 

There appear huge accumulated losses recorded by the company.

 

However, it receives better support from its group companies.

 

Trade relations are reported as decent. Business is active. Payment terms are usually correct and as per commitments.

 

The company can be considered for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CARE

Rating

A+ (Long Term Bank Facilities)

Rating Explanation

Having adequate degree of safety regarding timely servicing of financial obligation. It carry low credit risk.

Date

June 2013

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office :

Bombay House, 24-Homi Modi Street, Mumbai – 400 001, Maharashtra, India

Tel. No.:

91-22-67613600

Fax No.:

91-22-67101903/67103669

E-Mail :

taher.ali@infinitiretail.com

Website :

www.cromaretail.com

 

 

Corporate Office :

202 Akruti Centre Point, Next to Marol Telephone Exchange, MIDC, Andheri (East), Mumbai – 400 093, Maharashtra, India

Tel. No.:

91-22-67101900

Fax No.:

91-22-67101903

 

 

Croma (Juhu Office) :

Croma

Ground Floor, Vasundhara CHS, Opposite Utpal Shanghvi School, JVPD, Vile Parle (West), Mumbai – 400 049, Maharashtra, India

Tel. No.:

91-22-67103333

Fax No.:

91-22-67107630

 

 

DIRECTORS

 

AS ON 26.09.2012

 

Name :

Mr. Rayaroth Kariandi Krishna Kumar

Designation :

Chairman

Address :

‘Apsara’ NCPA Complex, Flat No. 213, B Block, Nariman Point, Mumbai – 400 021, Maharashtra, India

Date of Birth/Age :

18.07.1938

Date of Appointment :

18.05.2006

DIN No.:

00027941

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

L15491WB1962PLC031425

TATA GLOBAL BEVERAGES LIMITED

Director

05-05-87

05-05-87

-

Active

NO

2

L01131KA1943PLC000833

TATA COFFEE LIMITED

Nominee director

10-01-91

10-01-91

-

Active

NO

3

L74999MH1902PLC000183

THE INDIAN HOTELS COMPANY LIMITED

Director

29-08-97

29-08-97

-

Active

NO

4

U55101MH1968PLC013960

PIEM HOTELS LIMITED

Director

06-09-97

06-09-97

-

Active

NO

5

L55101TN1970PLC005897

ORIENTAL HOTELS LIMITED

Director

24-09-97

24-09-97

-

Active

NO

6

U44003MH1945PLC004403

TATA INDUSTRIES LIMITED

Director

03-04-98

03-04-98

-

Active

NO

7

U99999MH1917PLC000478

TATA SONS LIMITED

Director

22-01-02

22-01-02

-

Active

NO

8

U74999MH1922PLC001030

EWART INVESTMENTS LIMITED

Director

28-03-02

28-03-02

-

Active

NO

9

U99999MH1942PLC003573

TATA HOUSING DEVELOPMENT COMPANY LIMITED

Director

22-09-04

22-09-04

-

Active

NO

10

U64200AP1995PLC044060

TATA BUSINESS SUPPORT SERVICES LIMITED

Director

14-01-05

14-01-05

03-12-07

Active

NO

11

U31900MH2005PLC158120

INFINITI RETAIL LIMITED

Director

26-06-09

18-05-06

-

Active

NO

12

U65990MH1991PLC060670

TATA CAPITAL LIMITED

Additional director

01-11-06

01-11-06

30-04-07

Active

NO

13

U70102MH2007PLC168300

TATA REALTY AND INFRASTRUCTURE LIMITED.

Director

02-03-07

02-03-07

-

Active

NO

14

U51900MH1962PLC012528

TATA INTERNATIONAL LIMITED

Additional director

22-05-07

22-05-07

22-04-09

Active

NO

15

U74990MH2009PTC190764

RNT ASSOCIATES PRIVATE LIMITED

Director

05-03-09

05-03-09

-

Active

NO

16

U45401MH2007PTC170381

CASA DECOR PRIVATE LIMITED

Director

30-09-09

21-07-09

12-07-12

Active

NO

17

U15500HR2010PLC041616

NOURISHCO BEVERAGES LIMITED

Director

11-05-12

14-03-11

-

Active

NO

18

U74900MH2011PLC222589

TATA STARBUCKS LIMITED

Director

23-07-12

26-03-12

-

Active

NO

 

 

Name :

Mr. Ajit Joshi

Designation :

Managing Director

Address :

Flat No. 802, 8th Floor, Badrinath Towers, Kailash Sarovar Sankul, Off Seven Bunglow, Versova, Andheri (West), Mumbai – 400 061, Maharashtra, India

Date of Birth/Age :

12.05.1960

Date of Appointment :

27.11.2006

DIN No.:

01265581

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U31900MH2005PLC158120

INFINITI RETAIL LIMITED

Managing director

27-11-11

27-11-06

Active

NO

2

U85191MH2011NPL222989

RETAILERS ASSOCIATION'S SKILL COUNCIL OF INDIA

Director

13-10-11

13-10-11

Active

NO

3

U51900MH2006PLC159768

INFINITI WHOLESALE LIMITED

Managing director

15-10-12

15-10-12

Active

NO

 

Name :

Mr. Arunkumar Ramanlal Gandhi

Designation :

Director

Address :

Akruti Astha, 23 G, Dongarsey Road, Mumbai – 400006, Maharashtra, India

Date of Birth/Age :

15.03.1943

Date of Appointment :

25.03.2010

Date of Cessation :

16.03.2013

DIN No.:

00007597

 

 

Name :

Mr. Jimmy Bilimoria

Designation :

Director

Address :

5 Battery House, 2nd Floor, 74, Bhulabhai Desai Road, Mumbai – 400026, Maharashtra, India

Date of Birth/Age :

27.01.1947

Date of Appointment :

06.10.2009

Date of Cessation :

06.05.2013

DIN No.:

00112654

 

 

Name :

Mr. Rajendra R Bhinge

Designation :

Director

Address :

83, Landmark Carmichael Road, Mumbai – 400 026, Maharashtra, India

Date of Birth/Age :

29.05.1952

Date of Appointment :

16.12.2005

DIN No.:

00036557

Voter ID No.:

JRW0961086

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U01110MH1990PLC057600

ORIENTAL FLORATECH INDIA LIMITED

Director

16-04-91

16-04-91

26-05-09

Active

NO

2

U84200MH1992PLC066138

ITEL INDUSTRIES LIMITED

Director

27-03-92

27-03-92

28-08-08

Active

NO

3

U74999MH1993PLC072118

ORIENTAL SERITECH LIMITED

Director

25-05-93

25-05-93

07-08-09

Active

NO

4

U34300PN1996PLC015038

JOHNSON CONTROLS AUTOMOTIVE LIMITED

Director

25-07-96

25-07-96

25-03-13

Active

NO

5

L32200MH1940PLC003164

NELCO LIMITED

Director

06-06-13

29-08-03

-

Active

NO

6

U34100MH1995PLC093733

TATA AUTOCOMP SYSTEMS LIMITED

Director

30-07-04

30-07-04

-

Active

NO

7

U31900MH2005PLC158120

INFINITI RETAIL LIMITED

Director

16-12-05

16-12-05

-

Active

NO

8

U51900MH2006PLC159776

COMPUTATIONAL RESEARCH LABORATORIES LIMITED

Director

06-08-07

14-07-06

28-08-12

Active

NO

9

U67120MH1987PLC044351

TATANET SERVICES LIMITED

Director

14-09-11

14-09-11

-

Active

NO

10

U44003MH1945PLC004403

TATA INDUSTRIES LIMITED

Whole-time director

05-09-12

01-04-12

-

Active

NO

 

 

Name :

Mr. Pankaj K Gupta

Designation :

Director

Address :

B 7, Sneh Milan Khandelwal Society, 17th Road, Khar (West), Mumbai – 400 052, Maharashtra, India

Date of Birth/Age :

07.08.1972

Date of Appointment :

16.12.2005

Din No.:

 00467066

 

 

KEY EXECUTIVES

 

Name :

Mr. Taher Ali

Designation :

Senior Manager – Legal and Company Secretary

Address :

Flat No. 804, Wing – C, Nilgiri, Bamandaya Pada, Opp. Custom Colony, Military Road, Marol, Andheri East, Mumbai – 400072, Maharashtra, India

Date of Birth/Age :

06.03.1975

Date of Appointment :

18.09.2006

Pan No.:

AFTPA1071M

 

 

Name :

Mr. Ajit Joshi

Designation :

Chief Executive Officer

Address :

Flat No. 802, 8th Floor, Badrinath Towers, Kailash Sarovar Sankul, Off Seven Bunglow, Versova, Andheri (West), Mumbai – 400 061, Maharashtra, India

Date of Birth/Age :

12.05.1960

Date of Appointment :

27.11.2006

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 26.09.2012

 

Names of Shareholders

No. of Shares

Tata Sons Limited, India 

279999994

Tata Sons Limited, India  and Farokh Nariman Subedar

1

Tata Sons Limited, India  and Bharat D Vasani

1

Tata Sons Limited, India  and Rohinton P Wadia

1

Tata Sons Limited, India  and Kersi Rustom Bhagat

1

Tata Sons Limited, India  and Manoj Kumar Cheranalloor Vasudeva

1

Tata Sons Limited, India  and Eruch N. Kapadia,

1

TOTAL

280000000

 

AS ON 31.10.2012

 

Names of Allottees

No. of Shares

Tata Sons Domestic Limited, India 

110000000

TOTAL

110000000

 

AS ON 26.09.2012

 

Equity Share Breakup

Percentage of Holding

Category

 

Bodies corporate

100.00

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Subject is engaged in the business of electronics retail trade through its Croma Stores.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

  • HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai-400013, Maharashtra, India 
  • Bank of Baroda, Mumbai Main Office, 10/12, M S Marg, Fort Mumbai-400023, Maharashtra, India
  • HSBC Bank

 

 

Facilities :

Secured Loan

As on 31.03.2012

[Rs. in Millions]

As on 31.03.2011

[Rs. in Millions]

Long Term Borrowings

 

 

Term loans from banks

0.000

600.000

Short Term Borrowings

 

 

Non-convertible debentures others

1500.000

150.000

Other loans and advances, others

0.000

10.500

 

 

 

TOTAL

1500.000

760.500

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

S.R. Batliboi and Associates

Chartered Accountants

Address :

22, Camac Street, Block C, 3rd Floor, Kolkata-700016, West Bengal, India

PAN No:

AABFS3421N

 

 

Holding Company :

Tata Sons Limited

CIN No.: U99999MH1917PLC000478

 

 

Fellow Subsidiaries :

  • Tata Housing Development Company Limited [U99999MH1942PLC003573]
  • Tata Consultancy Services Limited [L22210MH1995PLC084781]
  • CMC Limited [L72200AP1975PLC001970]
  • Tata AIG General Insurance Company Limited [U85110MH2000PLC128425]
  • Tata AIG Life Insurance Company Limited [U66010MH2000PLC128403]
  • Tata Teleservices (Maharashtra) Limited [L64200MH1995PLC086354]
  • Tata Business Support Services Limited [U64200AP1995PLC044060]
  • Tata Teleservices Limited [U74899DL1995PLC066685]
  • Smart Value Homes Limited [U45400MH2009PLC195605]
  • TC Travel and Services Limited [U63040MH2008PLC187559]
  • Ewart Investments Limited [U74999MH1922PLC001030
  • Tata Capital Limited [L65990MH1991PLC060670]
  • Tata Autocomp Systems Limited [U34100MH1995PLC093733]
  • Tata Industries Limited [U44003MH1945PLC004403]
  • Tata Investment Corporation Limited [L67200MH1937PLC002622]
  • Drive India Enterprise Solutions Limited [U72900MH2000PLC126195]
  • Tata Sky Limited [U92120MH2001PLC130365]

 

 

CAPITAL STRUCTURE

 

AS ON 26.09.2012

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

600000000

Equity Shares

Rs.10/- each

Rs. 6000.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

390000000

Equity Shares

Rs.10/- each

Rs. 3900.000 Millions

 

 

 

 

 

 

AS ON 31.03.2012

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

600000000

Equity Shares

Rs.10/- each

Rs. 6000.000 Millions

 

 

 

 

 

Issued & Subscribed Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

390000000

Equity Shares

Rs.10/- each

Rs. 3900.000 Millions

 

 

 

 

 

Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

280000000

Equity Shares

Rs.10/- each

Rs. 2800.000 Millions

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2012

31.03.2011

I.              EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

2800.000

2800.000

(b) Reserves & Surplus

 

(1890.700)

(1079.700)

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.000

0.000

Total Shareholders’ Funds (1) + (2)

 

909.300

1720.300

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

1500.000

750.000

(b) Deferred tax liabilities (Net)

 

0.000

0.000

(c) Other long term liabilities

 

283.600

186.500

(d) long-term provisions

 

20.200

19.400

Total Non-current Liabilities (3)

 

1803.800

955.900

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

0.000

10.500

(b) Trade payables

 

594.800

366.700

(c) Other current liabilities

 

723.800

854.400

(d) Short-term provisions

 

446.000

41.400

Total Current Liabilities (4)

 

1764.600

1273.000

 

 

 

 

TOTAL

 

4477.700

3949.200

 

 

 

 

II.          ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

887.100

843.800

(ii) Intangible Assets

 

95.800

110.800

(iii) Capital work-in-progress

 

32.800

32.200

(iv) Intangible assets under development

 

29.400

1.100

(b) Non-current Investments

 

0.100

0.000

(c) Deferred tax assets (net)

 

0.000

0.000

(d)  Long-term Loan and Advances

 

647.900

599.000

(e) Other Non-current assets

 

0.000

0.000

Total Non-Current Assets

 

1693.100

1586.900

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

371.600

262.300

(b) Inventories

 

1852.100

1448.500

(c) Trade receivables

 

281.900

347.900

(d) Cash and cash equivalents

 

62.000

171.200

(e) Short-term loans and advances

 

217.000

132.400

(f) Other current assets

 

0.000

0.000

Total Current Assets

 

2784.600

2362.300

 

 

 

 

TOTAL

 

4477.700

3949.200

 

 

SOURCES OF FUNDS

 

 

 

31.03.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

2400.000

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

368.650

4] (Accumulated Losses)

 

 

(2413.920)

NETWORTH

 

 

354.730

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

1452.367

2] Unsecured Loans

 

 

50.000

TOTAL BORROWING

 

 

1502.367

DEFERRED TAX LIABILITIES

 

 

0.000

 

 

 

 

TOTAL

 

 

1857.097

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

727.082

Capital work-in-progress

 

 

66.530

 

 

 

 

INVESTMENT

 

 

0.000

DEFERREX TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

948.786

 

Sundry Debtors

 

 

142.985

 

Cash & Bank Balances

 

 

159.577

 

Other Current Assets

 

 

0.000

 

Loans & Advances

 

 

588.318

Total Current Assets

 

 

1839.666

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 

 

178.400

 

Other Current Liabilities

 

 

559.778

 

Provisions

 

 

46.713

Total Current Liabilities

 

 

784.891

Net Current Assets

 

 

1054.775

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

8.710

 

 

 

 

TOTAL

 

 

1857.097

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2012

31.03.2011

31.03.2010

 

SALES

 

 

 

 

 

Income

19708.800

15434.800

10214.000

 

 

Other Income

34.500

56.600

17.100

 

 

TOTAL                                     (A)

19743.300

15491.400

10231.100

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Purchases of stock-in-trade

17403.700

13825.000

9083.000

 

 

Employee benefit expense

759.700

527.800

336.500

 

 

Other expenses

2368.100

1945.400

1298.600

 

 

Exceptional items/ Prior period items

126.200

21.100

10.500

 

 

Share Issue Items

0.000

0.000

4.900

 

 

Prior Period Items

0.000

0.000

10.500

 

 

Changes in inventories of finished goods, work-in-progress and stock-in-trade

(403.600)

(502.500)

0.000

 

 

TOTAL                                     (B)

20254.100

15816.800

10744.000

 

 

 

 

 

Less

PROFIT / (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)     (C)

(510.800)

(325.400)

(512.900)

 

 

 

 

 

Less

FINANCIAL EXPENSES                                    (D)

140.700

180.200

149.000

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                (E)

(651.500)

(505.600)

(661.900)

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

142.600

108.200

62.300

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX (E-F)               (G)

(794.100)

(613.800)

(724.200)

 

 

 

 

 

Less

TAX                                                                  (H)

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT / (LOSS) AFTER TAX (G-H)                  (I)

(794.100)

(613.800)

(724.200)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

(3027.700)

(2413.900)

(1689.700)

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

(3821.800)

(3027.700)

(2413.900)

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

NA

NA

5.900

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

(2.84)

(2.53)

(3.29)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2012

31.03.2011

31.03.2010

PAT / Total Income

(%)

(4.02)

(3.96)

(7.07)

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(4.03)

(3.98)

(7.09)

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(17.98)

(15.67)

(28.21)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.87)

(0.36)

(2.04)

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

1.65

0.44

4.24

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.58

1.86

2.34

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

Yes

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

PAN of Proprietor/Partner/Director, if available

No

32]

Date of Birth of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

Yes

34]

External Agency Rating, if available

Yes

 

BUSINESS OVERVIEW:

 

The Company continued to be one of the top three CDIT (Consumer Durables and Information Technology) retailers in India by volume. During the year, it gained considerable market share in key domestic markets.

 

The Company continued to win several awards during the financial year. The most significant one being the Most Admired Retailer in the CDIT category, which was awarded to Croma stores for the fourth consecutive year.

 

During the year, the Company launched Croma Service Centres in Mumbai, Delhi and Bangalore to provide after sales service to its customers. No other retailer in CDIT category except Reliance Digital has set up its own service centres in India.

 

During the year, the Company expanded its own brand of products, which were received extremely well by the market. The Company plans to build a robust offering of its own label (“Croma” branded products) in the next few years, which would improve its margins even further.

 

The Company has implemented new model of Inventory Management based on ‘Consumption’ or ‘Customer Pull’ for each product in each store (against ‘Push’ based inventory management typically followed by retailers). This has not only resulted in better cash flow due to substantial inventory reduction but has also begun to improve the same-store growth due to better distribution of right stocks to right stores (same store growth in April 2012 improved further to 24%). For this the Company has associated itself with Goldratt Consulting, Israel to advise the Company on dynamic inventory management.

 

The Company is in process of negotiating and finalizing new terms of its three contracts with its strategic alliance and sourcing partner, Woolworths Limited, Australia and its associate companies (Woolworths). The said contracts with Woolworths were due for review after an initial term of 5 years which expired on 2nd May 2011.

 

 

FIXED ASSETS:

 

TANGIBLE ASSETS

 

·         Leasehold improvements

·         Plant and Machinery

·         Furniture and Fixtures

·         Computers

 

INTANGIBLE ASSETS:

 

·         Brand

·         ERP Software

·         Website Development

 

NEWS:

 

INFINITI RETAIL EYES 30% INCREASE IN TURNOVER THIS FISCAL

 

Tata group firm Infiniti Retail Limited that runs consumer durables and electronics chain under Croma brand is eyeing 30% increase in its turnover to Rs 33000.000 Millions this financial year on the back of network expansion and enhanced contribution from private labels.

The company which reported turnover of Rs 25000.000 Millions last year will add 14-15 stores this year to its total network of 90 stores at present.

"Looking at the current trends for sales we are targeting 30% growth in turnover over last year," Infiniti Retail Limited MD and CEO Ajit Joshi told PTI.

Commenting on the store expansion plans, he said Infiniti Retail would add up to 15 stores this year entailing a total investment of Rs 500.000-600.000 Millions.

"We expect these new stores to contribute about Rs 2000.000 Millions each to our turnover," Joshi said.

All Croma stores are company-owned and the new stores will come up in cities where Croma stores are already present.

"Our strategy is to penetrate deeper into our existing markets, rather than opening stores in new cities," Joshi said.

On the contribution from private labels, he said the retail chain is targeting 7-10% of total turnover from such products.

It plans to add high-end refrigerators to range of private label products after recently adding mobiles and tablets.

"We continue to expand our private label range. We are targeting a turnover of Rs 2000.000 Millions from that range this year. We will continue to bring quality products to our customers,” Joshi said.

Croma sells over 200 products under its private label. The company which achieved cash break-even in 2012-13 is looking at bottom-line break-even this year.

 

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 60.09

UK Pound

1

Rs. 91.57

Euro

1

Rs. 78.07

 

 

INFORMATION DETAILS

 

Report Prepared by :

DPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

8

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

8

--PROFITABILIRY

1~10

2

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

7

--RESERVES

1~10

2

--CREDIT LINES

1~10

7

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

48

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.