MIRA INFORM REPORT

 

 

Report Date :

06.07.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. BERKAT SEJAHTERA ABADI

 

 

Registered Office :

Jalan Mede (Kebun 200) No. 8 RT. 001/006, Kamal. Kalideres District, Jakarta Barat 11810

 

 

Country :

Indonesia

 

 

Date of Incorporation :

03.11.2003

 

 

Com. Reg. No.:

No. AHU-17068.AH.01.02.Tahun 2009

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Supply of Shoe Component especially shoe upper

 

 

No. of Employees :

26

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

Indonesia ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.2% and 6.5% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 

 


Name of Company

 

P.T. BERKAT SEJAHTERA ABADI

 

 

company Address

 

Head Office

Jalan Mede (Kebun 200) No. 8 RT. 001/006

Kamal. Kalideres District

Jakarta Barat 11810

Indonesia

Phone               - (62-21) 5555015, 7060 8511

Fax                   - (62-21) 55952347, 70608522

Land Area         - 460 sq. meters

Office Space    - 280 sq. meters

Region              - Industrial Zone

Status               - Rent

 

 

Date of Incorporation

 

3 November 2003

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

No. AHU-17068.AH.01.02.Tahun 2009

Dated 30 April 2009

 

 

Company Status

 

National Private Company

 

           

Permit by the Government Department

 

The Department of Finance

NPWP No. 02.305.770.6-034.000

 

The Department of Industry and Trade

TDP No. 090215126748

Dated 16 January 2004

 

 

Associated Company

 

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital               - Rp. 500,000,000.-

Issued Capital                     - Rp. 130,000,000.-

Paid up Capital                   - Rp. 130,000,000.-

 

Shareholders/Owners :

a. Mr. Bong Tjhing Hoi                            - Rp. 80,000,000.- (61.54%)

    Address : Citra I Ext. Blok AE-12/22, RT.012/RW.015

                    Kel. Kalideres, Kec. Kalideres

                    Jakarta Barat

                    Indonesia

b. Mrs. Tjin Hoa AKA Theng Tjin Hoa      - Rp. 30,000,000.- (23.08%)

    Address : Jl. Jelambar Aladin RT. 007 RW. 006

                    Kel. Pajagalan, Kec. Penjaringan

                    Jakarta Utara

                    Indonesia

b. Mrs. Yanne                                          - Rp. 20,000,000.- (15.38%)

    Address : Jl. Jelambar Barat II H No. 5 RT.012/RW.011

                    Kel. Jelambar Baru, Kec. Grogol Petamburan

                    Jakarta Barat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Supply of Shoe Component especially shoe upper.

 

Production Capacity :

None

 

Total Investment :                         

Owned Capital         - Rp. 500 million

 

Started Operation :

2004

 

Technical Assistance :                  

None

 

Number of Employee :

26 persons

 

Marketing Area :                            

Local    - 100%

 

Main Customer :

P.T. KINGS SAFETYWEAR (Safety Shoe Manufacturing)

 

Market Situation :                          

Very Competitive

 

Main Competitors :                        

a. PT. Sayung Adi Mukti

b. PT. Kukdong Perdana Mulia

c. PT. Ria Sarana Ekapratama

d. PT. Thema Artha Perkasa

e. PT. Trinico Citra Manunggal, Etc.

 

Business Trend :

Growing with but only slowly

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a. P.T. Bank MANDIRI Tbk

    Jalan Daan Mogot Blok 7B No. 14

    Jakarta Barat, Indonesia

b. P.T. Bank ARTHA GRAHA Tbk

    Jalan Suryopranoto No. 1-9

    Jakarta Pusat, Indonesia

 

Auditor :

Internal Auditor

           

Litigation :                                    

No litigation record in our database

FINANCIAL FIGURE

 

Annual Sales (estimated) :             

2010 – Rp. 43.0 billion

2011 – Rp. 45.0 billion

2012 – Rp. 48.0 billion

 

Net Profit (estimated) :                   

2010 – Rp. 2.1 billion

2011 – Rp. 2.3 billion 

2012 – Rp. 2.5 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :                 

President Director                           - Mr. Bong Tjhing Hoi

Director                                          - Mrs. Tjin Hoa AKA Theng Tjin Hoa

 

Board of Commissioner :              

Commissioner                                 - Mrs. Yanne

 

Signatories :                                 

President Director (Mr. Bong Tjhing Hoi) Director (Mrs. Tjin Hoa AKA Theng Tjin Hoa) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. BERKAT SEJAHTERA ABADI (P.T. BSA) was established in Jakarta, on November 3, 2003 with the authorized capital of Rp. 200,000,000 of which Rp. 50,000,000 was issued and fully paid up. The founding shareholders of the company are Mrs. Tjin Hoa AKA Theng Tjin Hoa (61%) and Mrs. Yanne (41%), both are Indonesian business family of Chinese descent. The deed of amended was made by Mr. Syafi’i, SH, a public notary in Bekasi under Company Registration Number C-28966 HT.01.01.TH.2003, dated December 12, 2003. On March 2009, the authorized capital was increased to Rp. 500,000,000 of which Rp. 130,000,000 was issued and fully paid up.  Concurrently, the shareholders of the company are Mr. Bong Tjhing Hoi (61.5%), Mrs. Tjhin Hoa AKA Theng Tjin Hoa (23.1%) and Mrs. Yanne (15.4%). The notary deed of amendment was approved by the Ministry of Law and Human Right in its Decision Letter No. AHU-17068.AH.01.02.Tahun 2009, dated 30 April 2009. 

 

P.T. BSA has been in operation since 2003 dealing with trading and supply of shoe components and accessories.  Mr. Wondo, an administration staff of P.T. BSA explained that the company engaged in trading and supply of shoe components especially shoe upper. He added that the company’s main customer is P.T. KING’S SAFETYWEAR, a large company dealing with safety shoe industry. Its plant is located at Jalan Kosambi Barat Km. 1`7, RT. 08, RW.03, Kosambi Barat 15213, Tangerang, Banten Province with annual production of 1.2 million pairs safety shoes. Besides, some of the products is also supplied to P.T. KSW BATAM, a foreign shoe industry which operating in Batam island. P.T. BSA appointed P.T. KING’S SAFETYWEAR and P.T. KSW BATAM as a vendor. Besides, some of the products supplied through DUNIA SAFTEY which located in Glodok, Central Jakarta. We observed that P.T. BSA is classified as a medium sized company of its kind in the country of which the operation has been growing in the last three years.

 

In general, we observed that before the economic crisis striking  Indonesia, the existing shoe manufacturing companies in Indonesia already encountered many problems like an over investment and low knowledge skill in the industry which caused many shoes manufacturing companies to stop operation before the economic crisis striking Indonesia. Besides that, Indonesian shoes producers also got strong competition from Vietnam, the new comer which may appear as the quite heavy competitor apart from the People's Republic of China. If Indonesian shoes export value in 2005 reached US$ 1,428 million, rose to US$ 1,599 million in 2006 and rose again to US$ 1,637 million in 2007 to US$ 1,885 million in 2008, dropped to US$ 1,734 million in 2009 and increase to US$ 2,000 million in 2010. According Indonesian Footwear Association (Asprindo), shoes exports in 2011 reached US$ 3.1 billion. This figure is up 25% from last year's U.S. $ 2.5 billion. Footwear export in 2012 was encouraging about 10%. Eddy Widjanarko, ASI Chairman, explained that the increase in exports was driven ability of local manufacturers to meet demand, both producer large and small brands. However, the value of these export do not fit the previous set target of US$ 3.2 billion. Because, had some time bookings decreased approximately 10% -20% compared to the months typically. European fears of uncertain conditions make export demand was restrained. While footwear sales in the domestic market reached Rp. 24 trillion to Rp. 25 trillion. This figure is up 10% from 2010's Rp. 22 trillion. Footwear manufacturers still rely on moments of this year's New School Year and other religious holidays to boost sales.

 

It’s projected the Indonesian shoes export value will be increase in the next two years. P.T. BSA is doing quite well in the above business, because whole of its production has been absorbed by shoes industries in the country. The national shoes production and export value, as shown on the table below:

 

National Shoes Production and Exports Value 2005-2011

                                                                                                                 

Year

Production (Million Pairs)

Million US$

2005

820,870

1,428

2006

822,624

1,599

2007

797,945

1,637

2008

771,144

1,885

2009

759,577

1,734

2010

779,500

2,500

2011

1,013,350

3,300

                              Source: Central Bureau of Statistic, processed

 

 

Until this time P.T. BSA has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. BSA is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 43.0 billion rose to Rp. 45.0 billion in 2011 increased to Rp. 48.0 billion in 2012 and projected to go on rising by at least 5% in 2013. The operation in 2012 yielded an estimated net profit of at least Rp. 2.5 billion.  The company has an estimated total net worth of at least Rp. 3.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of the company is headed by Mr. Bong Tjhing Hoi (49) as President Director, with more than 13 years of experience in trading and supply of shoe components especially shoe upper. In daily activities, he is assisted by Mr. Tjin Hoa AKA Theng Tjin Hoa (49) as Director.  Beside that the management is also handled by experienced professional managers having wide relation with private businessmen of home and overseas as well as with the government sectors.  So far, we did not hear that P.T. BSA has been involved in business malpractices or detrimental cased being settled in local district court.  The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.  

 

P.T. BERKAT SEJAHTERA ABADI is still appraised to be good for normal business transaction.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.34

UK Pound

1

Rs.90.79

Euro

1

Rs.77.81

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.