1. Summary Information
|
Country |
|
||
|
Company Name |
DAYALBAGH EDUCATIONAL INSTITUTE |
Principal Name 1 |
Prof V. G. Das |
|
Status |
Satisfactory |
Principal Name 2 |
Mr. Prem Kumar |
|
Registration # |
-- |
||
|
Street Address |
Dayalbagh, Agra – 282110, Uttar Pradesh, |
||
|
Established Date |
1973 |
SIC Code |
-- |
|
Telephone# |
91-562-2801545/6533987 |
Business Style 1 |
Educational Institute |
|
Fax # |
91-562-2801226 |
Business Style 2 |
-- |
|
Homepage |
Product Name 1 |
-- |
|
|
# of employees |
Not Divulged |
Product Name 2 |
-- |
|
Paid up capital |
Not Divulged |
Product Name 3 |
-- |
|
Shareholders |
-- |
Banking |
-- |
|
Public Limited Corp. |
No |
Business Period |
-- |
|
IPO |
No |
International Ins. |
- |
|
Public |
No |
Rating |
Ba (48) |
|
Related
Company |
|||
|
Relation
|
Country
|
Company
Name |
CEO |
|
-- |
-- |
-- |
-- |
|
Note |
- |
||
2. Summary
Financial Statement
|
Balance Sheet as of |
- |
(Unit: Indian Rs.) |
|
|
Assets |
Liabilities |
||
|
Current Assets |
-- |
Current Liabilities |
-- |
|
Inventories |
-- |
Long-term Liabilities |
-- |
|
Fixed Assets |
-- |
Other Liabilities |
-- |
|
Deferred Assets |
-- |
Total Liabilities |
-- |
|
Invest& other Assets |
-- |
Retained Earnings |
-- |
|
|
|
Net Worth |
-- |
|
Total Assets |
-- |
Total Liab. & Equity |
-- |
|
Total Assets (Previous Year) |
-- |
|
|
|
P/L Statement as of |
-- |
(Unit: Indian Rs.) |
|
|
Sales |
-- |
Net Profit |
-- |
|
Sales(Previous yr) |
-- |
Net Profit(Prev.yr) |
-- |
|
Report Date : |
09.07.2013 |
IDENTIFICATION DETAILS
|
Name : |
DAYALBAGH EDUCATIONAL INSTITUTE |
|
|
|
|
Registered
Office : |
Dayalbagh, |
|
|
|
|
Country : |
|
|
|
|
|
Year of
Establishment : |
1973 |
|
|
|
|
Capital Investment
/ Paid-up Capital : |
Not Divulged |
|
|
|
|
Legal Form : |
Educational Insatiate |
|
|
|
|
Line of Business
: |
Educational Institute |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba (48) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
Usually correct |
|
|
|
|
Litigation : |
Clear |
|
|
|
|
Comments : |
Subject is an established institute having satisfactory track. Trade
relations are reported as fair. Business is active. Payments are reported to
be usually correct and as per commitments. The subject can be considered normal for business dealings at usual
trade terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2013
|
Country Name |
Previous Rating (31.12.2012) |
Current Rating (31.03.2013) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2012.
INFORMATION DECLIED BY
|
Name : |
Not Divulged |
|
Designation : |
Office Executive |
|
Contact No.: |
91-562-2801545 |
|
Date : |
08.07.2013 |
LOCATIONS
|
Registered Office : |
Dayalbagh, |
|
Tel. No.: |
91-562-2801545/6533987 |
|
Fax No.: |
91-562-2801226 |
|
E-Mail : |
|
|
Website : |
MANAGEMENT
|
Name : |
Prof V. G. Das |
|
Designation : |
Director |
|
|
|
|
Name : |
Mr. Prem Kumar |
|
Designation : |
President |
|
|
|
|
Name : |
Ms. Sneh Bijlani |
|
Designation : |
Treasurer |
|
|
|
|
Name : |
Prof. Anand Mohan |
|
Designation : |
Registrar |
|
|
|
|
Name : |
|
|
Designation : |
Administrative Officer (Computers) |
|
|
|
|
Name : |
Dr. P.K. Sinha |
|
Designation : |
Assistant Registrar (Academic) |
|
|
|
|
Name : |
Dr. Amar Prakash Assistant Registrar |
|
Designation : |
Accounts |
BUSINESS DETAILS
|
Line of Business : |
Educational Institute |
GENERAL INFORMATION
|
No. of Employees : |
Not Divulged |
|
|
|
|
Bankers : |
Not Divulged |
|
|
|
|
Banking
Relations : |
-- |
|
|
|
|
Auditors : |
Not Divulged |
CAPITAL STRUCTURE
|
Capital Investment : |
|
|
Owned : |
Not Divulged |
|
Borrowed : |
-- |
|
Total : |
Not Divulged |
FINANCIAL DATA
[all figures are
in Rupees Millions]
NOT DIVULGED
The above information has been denied by Office Executive
Note : Sole Proprietory and Partnership concerns are exempted
from filing their financials with the Government Authorities or Registry.
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check List by Info Agents |
Available in
Report (Yes / No) |
|
1] |
Year of Establishment |
Yes |
|
2] |
Locality of the firm |
Yes |
|
3] |
Constitutions of the firm |
Yes |
|
4] |
Premises details |
No |
|
5] |
Type of Business |
Yes |
|
6] |
Line of Business |
Yes |
|
7] |
Promoter's background |
No |
|
8] |
No. of employees |
No |
|
9] |
Name of person contacted |
No |
|
10] |
Designation of contact
person |
Yes |
|
11] |
Turnover of firm for last
three years |
No |
|
12] |
Profitability for last
three years |
No |
|
13] |
Reasons for variation
<> 20% |
-- |
|
14] |
Estimation for coming
financial year |
No |
|
15] |
Capital in the business |
No |
|
16] |
Details of sister
concerns |
No |
|
17] |
Major suppliers |
No |
|
18] |
Major customers |
No |
|
19] |
Payments terms |
No |
|
20] |
Export / Import details
(if applicable) |
No |
|
21] |
Market information |
-- |
|
22] |
Litigations that the firm
/ promoter involved in |
-- |
|
23] |
Banking Details |
No |
|
24] |
Banking facility details |
No |
|
25] |
Conduct of the banking
account |
-- |
|
26] |
Buyer visit details |
-- |
|
27] |
Financials, if provided |
No |
|
28] |
Incorporation details, if
applicable |
No |
|
29] |
Last accounts filed at
ROC |
No |
|
30] |
Major Shareholders, if
available |
No |
|
31] |
Date of Birth of
Proprietor/Partner/Director, if available |
No |
|
32] |
PAN of Proprietor/Partner/Director,
if available |
No |
|
33] |
Voter ID No of
Proprietor/Partner/Director, if available |
No |
|
34] |
External Agency Rating,
if available |
No |
Central
Facilities:
AS PER WEBSITE DETAILS
PHILOSOPHY
The Institute has introduced
a scheme of innovative and comprehensive education at university and
non-university general and technical education levels
which aims at excellence but not at the cost of the relevance, which inculcates
dignity of labour, encourages initiative and creative work, which is
multi-disciplinary, which prepares men for the increasingly techno-oriented
society of tomorrow without uprooting them from their agricultural moorings,
which will generate in the alumni the
basic values of humanism, secularism and democracy by exposing them to the
principles of all the major religions of the world and to their own cultural
heritage, thus developing in them an integrated personality of well-adjusted
men whose world has not been broken into fragments by narrow domestic walls.
BRIEF HISTORY
Soon after Dayalbagh
was founded in 1915, the Radhasoami Satsang Sabha, in pursuance of the lofty
ideals to evolve the superman of tomorrow, started the Radhasoami Educational
Institute, as a co-educational Middle School, open to all, on January 1, 1917.
Administered by a Managing Committee registered under the Societies
Registration Act XXI of 1860, the Institute, since the very beginning, combined
the pursuit of academic studies with sensibilities, moral and spiritual values.
From the modest beginning, the nucleus not only grew and got divided but also
spawned new institutions, as the needs of the society and the times demanded.
Within six months, it was raised to the level of a High School; Intermediate
classes were started in 1922; it became a Degree College in 1947, with the
introduction of B.Com. classes affiliated to Agra University; B.Ed. (B.T.)
classes were added in 1951 and the first batch of B.Sc. students was sent up
for the final examination in 1955.
A Technical School,
which later developed into a College, was started in 1927 for imparting
training in automobile, electrical and mechanical engineering, leading to the
award of diploma in the concerned branch of the Board of Technical Education,
U.P. The Leather Working School, started in 1930, gives instructions in both
theory and practice for manufacture of leather goods.
To further the cause
of women's education, Prem Vidyalaya was started in 1930. It is now an
Intermediate College. The Women's Training College was established in 1947 for
B.A. and B.Ed. classes. M.Ed. classes were added in 1958. M.A. in Psychology,
English and Hindi in 1969 and M.A. (Music) in 1976. It made phenomenal progress
to become one of the premier women's colleges in the country.Engineering College,
affiliated to Agra University, for the degree of B.Sc. (Engineering), was the
latest (1950) addition to the chain of educational institutions in Dayalbagh.
A new and significant
development of far-reaching consequence, in the history of education at Dayalbagh,
was the establishment of Dayalbagh Educational Institute as a registered body
in 1973, which integrated and brought under one umbrella all the educational
institutions of Dayalbagh, including the School of Comparative Study of
Religion, the School of Languages and the School of Art and Culture.
In 1975, it
formulated an innovative and comprehensive programme of undergraduate studies
which received approbation from the Government of Uttar Pradesh and the
University Grants Commission, as a result of which in 1981 the Ministry of
Education, Government of India, conferred the status of an institution deemed
to be a University on the Dayalbagh Educational Institute, to implement the new
scheme.
LOCATION AND THE NEIGHBOURHOOD COMMUNITY
The Institute is situated
at DAYALBAGH, a self-contained colony well-known for its serene environment,
secular establishments like the industries, the educational institutions, the
agriculture farm etc. and the activities of its inmates who lead an active,
disciplined and co-operative community life, conforming to the high spiritual
ideals of their faith. It is situated at a distance of about two Km. from the
city of Agra on its northern periphery. It is conveniently connected to the
railway stations and bus-stands by the city bus, rickshaws, auto-rickshaws and
taxies.
VISION 2011
Dayalbagh Educational Institute has set forth a bold goal for itself: to
become one of the top 20 educational institutions in the country by the year
2011. Keeping in line with the original philosophy of education at Dayalbagh,
this goal set forth for the institute envisions making D.E.I. a top
teaching-cum-research institute, leading others forward with the exemplary
system of education that integrates (K-U) i.e. K through 12 through UG/PG to
Ph.D. programmes. Education at DEI will reflect a rare combination of state-of-the-art knowledge woven into a fabric that
inculcates dignity of labour, and stresses creative multi-disciplinary work
experience, cultural and agricultural moorings, and basic values of humanism,
secularism and democracy. In fact, Vision 2011 envisages that a major spin-off
of DEI's effort to move into the top 20 institutions in India will be its recognition at
international fronts for its excellence in instruction and research, within its
special social, moral, and spiritual framework.
MESSAGE FROM THE DIRECTOR
The Dayalbagh
Educational Institute (D.E.I.) provides a comprehensive, multifaceted,
inter-disciplinary, value-based and world-class education with special focus on
academic excellence as well as holistic development. It provides a high degree
of personalized education and supports the advancement and dissemination of
knowledge through teaching, research and scholarly activities.
The rigorous and
state-of-the-art curriculum is regularly upgraded to keep pace with the
requirements of the dynamic world. The highly dedicated faculty train and
expose students to the most recent trends and practices in various disciplines.
From
their experience at D.E.I., students learn to define problems, exercise
judgment, make decisions, communicate effectively, and assume responsibility,
while focusing on devising and implementing action plans. As the students move
up their learning curve with their enhanced theoretical and practical skill
set, articulate vision and relentless pursuit of excellence, they have much to
offer in diverse professional domains. Furthermore, D.E.I.'s value-based
education builds students' EQ and fosters attributes such as discipline,
self-reliance, integrity, honesty, hard work, cooperative spirit and sincerity
that are vital ingredients for success in today's dynamic working environment.
A combination of their students, faculty and the way they teach makes D.E.I.
home to some of the brightest minds in the country today.
THE AMBIENCE OF DAYALBAGH
The Dayalbagh Educational Institute is located amidst the tranquil
environs of Dayalbagh, a self-contained colony renowned for its serene environment
and secular establishments, in which its inhabitants lead an active,
disciplined and co-operative community life dedicated to service, conforming to
the high spiritual ideals of their faith. On the outskirts of the
historic city of Agra, the campus is situated in garden settings, away from the
din and noise of the city. Nestled between lush green fields, it provides an
excellent ambience and academic setting which is in harmony with nature. This,
along with a simple, disciplined and principled life, undoubtedly contributes
to the strength of the social, moral and spiritual fiber of the institute's
educational system.
COMMUNITY LIFE AT DAYALBAGH
The Colony of
Dayalbagh, which translates as Garden of the Merciful, was founded on the
Basant Day in 1915 by Huzur Sahabji Maharaj, the fifth Revered Leader of
Radhasoami Faith by planting a Mulberry tree, as an Ashram or the spiritual
home of the followers of the Faith. The headquarters of Radhasoami Satsang
Sabha are located here.
The colony is laid
out in an open garden setting. The land where the colony was established one
consisted of sand dunes. For more than 60 years residents of the colony - men
and women, young and old - have worked with quiet dedication in a vast
programme for reclamation of land launched in 1943 by Huzur Mehtaji Maharaj,
the sixth Revered Leader of the Faith. The result is a lush green 1200 acre
farm where food-grains, oil-seeds, fodder, and vegetables are grown.
Nobody owns any
property in Dayalbagh individually. The land, the houses and institutions all
belong to the community as a whole. People also live and work as a community.
For example, the residents share various responsibilities like cleaning up the
colony and arranging night security. The colony has its own water supply,
electricity distribution, and civic services. The colony has its Dairy which
meets bulk of the requirement of milk and a Community Kitchen which supplies
food free to pilgrims. The residents can also obtain meals from there and free
themselves from household chores.
There is an
Allopathic hospital which also has a Maternity ward. Facilities exist for
Ophthalmic and Dental treatment, Ultra-sound, ECG, and Pathological testing.
All consultations and treatment are free for everyone. The majority of patients
are from outside Dayalbagh. There are Homeopathic and Ayurvedic dispensaries.
Small scale
industries known as the Model Industries were established in 1916 to provide
employment and a source of livelihood to the persons residing in the colony. It
has done some pioneering work in the country. The industries have now been
decentralized and cottage scale production of goods of daily necessity is
taking place in units set up by Satsangis all over the country.
The Radhasoami
Urban Cooperative Bank and the Dayalbagh Mahila Bank cater to the financial
requirements of various organizations and individuals in the colony. The
Dayalbagh Printing Press prints Holy Books and the two Satsang weeklies, one in
English (also available in its e-version) and the other in Hindi.
The day in
Dayalbagh begins with congregational prayers, followed by physical fitness
exercise and work on the farms and in colony by way of service, where after
people go to their respective vocations. The day ends with prayers in the
evening.
THE GENESIS OF DAYALBAGH EDUCATIONAL INSTITUTE
The foundation of a school was laid the very next day after the
foundation of the colony. The school has grown in course of time to become a
Deemed University-Dayalbagh Educational Institute-with various faculties with
facilities for research. The education system followed is unique and provides
value-based multi-disciplinary education with work experience. In addition, the
colony has a diploma level Technical College, a Women's Polytechnic, a nursery,
primary level schools and secondary level colleges for boys and girls; a school
of Languages; a School of Art and Culture; a Tailoring School; a School of
Dress Designing and Interior Decoration; a Day Boarding School; a
Training Center for Indian Music; and a Leather Working School.
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist organization
or whom notice had been received that all financial transactions involving
their assets have been blocked or convicted, found guilty or against whom a
judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on Corporate
Governance to identify management and governance. These factors often have been
predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.61.05 |
|
|
1 |
Rs.90.89 |
|
Euro |
1 |
Rs.78.27 |
INFORMATION DETAILS
|
Information
Gathered by : |
PLV |
|
|
|
|
Report Prepared
by : |
KVT |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
7 |
|
PAID-UP CAPITAL |
1~10 |
4 |
|
OPERATING SCALE |
1~10 |
6 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
6 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
|
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
NO |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
DEFAULTER |
|
|
|
--RBI |
YES/NO |
NO |
|
--EPF |
YES/NO |
NO |
|
TOTAL |
|
48 |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as
indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.