MIRA INFORM REPORT

 

 

Report Date :

08.07.2013

 

IDENTIFICATION DETAILS

 

Name :

GOUDAS FOOD PRODUCTS AND INVESTMENTS LIMITED

 

 

Registered Office :

241 Snidercroft Road, Concord, Ontario L4K 2J8

 

 

Country :

Canada

 

 

Year of Establishments:

1969

 

 

Legal Form :

Ontario Corporation

 

 

Line of Business :

producer, manufacturer and distributor of food, including rice packed and bulked, beans, peas, vegetables in cans, pastes, tomato products, fruits in cans, dairy products

 

 

No. of Employees :

60

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate   

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear 

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

canada ECONOMIC OVERVIEW

 

As an affluent, high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and affluent living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, uranium, and electric power. Given its great natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-12 and plans to balance the budget by 2015. In addition, the country's petroleum sector is rapidly becoming an even larger economic driver with Alberta's oil sands significantly boosting Canada's proven oil reserves, ranking the country third in the world behind Saudi Arabia and Venezuela.

 

Source : CIA

 

 

Company name & address

 

Company name:            GOUDAS FOOD PRODUCTS AND INVESTMENTS LIMITED

Address:                       241 Snidercroft Road, Concord, Ontario L4K 2J8 - Canada

Telephone:                    +1 905-660-3232

Fax:                              +1 905-660-7628

Website:                       www.goudasfoods.com

 

 

Company summary

 

Corporate ID#:              ON-0000272890

State:                           Ontario

Judicial form:                Ontario Corporation

Date incorporated:        June 28, 1973

Date founded:               1969

Stock:                           -

Value:                           -

Name of manager:         Peter GOUDAS

 

 

ACTIVITIES & OPERATIONS

 

Business:

Goudas Food Products and Investments Limited was founded in 1969, and incorporated in 1971 by Peter Goudas who started out with a food packing plant, packing rice in the basement of a grocery store.

 

Demand was not only generated from the core business of rice and beans, but by the large product offering that the company developed steadily over the years.

 

Today, the Company is a producer, manufacturer and distributor of food, including rice packed and bulked, beans, peas, vegetables in cans, pastes, tomato products, fruits in cans, dairy products, and much more.

 

To fuel this unprecedented growth, the company entered into partnership agreements with a number of factories in Canada and around the world.

 

Brands: Mr. Goudas, Jewel Indies, Cakemaker, Brown, Lentilino, Root Beer, Speedy Rice, and others.

 

The Company makes purchases in the U.S., Asia and South America and sells to distributors and retailers in all the provinces in Canad

 

Suppliers include:

M.R. OVERSEAS PVT. LTD.
204, WASON CHAMBER B-9, MODEL TOWN NEW DELHI - 110009 INDIA

 

SUN PACKERS SRL LTDA

LOS JAZMINES 423, URBANIZACION SAN EUGENIO, LIMA 14, PERU

 

Staff:                            60

Operations & branches:

At the headquarters, we find the corporate headquarters, including a factory, warehouse and office, owned.

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

This is a GOUDAS family owned and managed Company.

 

Management:

Peter GOUDAS is the founder, President and CEO

Patricia GOUDAS is Director, Secretary and Treasurer.

 

As far as we know, they are not involved in other local business, including:

 

P & P GOUDAS HOLDINGS INC.

incorporated in Ontario on September 6, 2000

ID # ON-0001437978

 

GOUDAS FOOD PRODUCTS CO. LTD

incorporated in Ontario on April 12, 1996

ID # ON-0001174821

 

FOUDAS FOOD REALTY INC

incorporated in Ontario March 18, 1996

ID # ON-0001165968

 

 

FINANCIALS

 

In Canada, privately held corporations are not required to publish any financials.

 

On a direct call, nobody accepted to answer our questions.

We sent 2 faxes but no answer received.

 

However, sales estimate for year 2012 is in the range of CAD 20,000,000=

 

Banks:  HSBC Bank

            250 University Avenue, Toronto, Ontario M5H 3E5

            Ph: 416-868-8150

 

 

LEGAL FILINGS

 

Legal filings & complaints:

As of today date, there are several legal filing pending with the Courts.

 

Secured debts summary:   Several

 

 

 

COMPANY CREDIT HISTORY

 

Trade references:

Date reported:               June 2013

High credit:                   CAD 25,000

Now owing:                   0

Past due:                      0

Last purchase:              May 2013

Line of business:           Office supply

Paying status:               15+ days beyond terms

 

Date reported:               June 2013

High credit:                   CAD 200,000+

Now owing:                   0

Past due:                      0

Last purchase:              May 2013

Line of business:           Payroll

Paying status:               As agreed

 

Date reported:               June 2013

High credit:                   CAD 1,000

Now owing:                   0

Past due:                      0

Last purchase:              May 2013

Line of business:           Telecommunications

Paying status:               8 days beyond terms

 

Domestic credit history:

National Credit Bureaus gave a medium/bad credit rating.

 

According to our credit analysts, during the last 6 months, domestic payments were made with an average of 15 days beyond terms.

 

International credit history:

Payments of imports are currently made with an average of 2 to 5 days beyond terms.

 

Other comments:

The bank confirmed some late payments.

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

The risk is medium/high.

 

Our opinion:

A business connection may be conducted but we suggest you to check regularly the way of payments.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.34

UK Pound

1

Rs.90.79

Euro

1

Rs.77.81

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.