MIRA INFORM REPORT

 

 

Report Date :

09.07.2013

 

IDENTIFICATION DETAILS

 

Name :

WESLEY INTERNATIONAL LIMITED

 

 

Registered Office :

Building No. S 10806, Sheikh Zayed Road, Roundabout No. 8, Jebel Ali Free Zone, South Zone, P O Box 17113, Dubai

 

 

Country :

United Arab Emirates  

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

01.07.1993

 

 

Legal Form :

Branch of a Foreign Registered Corporation

 

 

Line of Business :

Distributors of razors, shaving foam, combs and manicure kits.

 

 

No. of Employees :

55

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Branch of a Foreign Registered Corporation

 

 

Payment Behaviour :

No  Complaints 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

United Arab Emirates  

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


UAE ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. In April 2004, the UAE signed a Trade and Investment Framework Agreement with Washington and in November 2004 agreed to undertake negotiations toward a Free Trade Agreement with the US; however, those talks have not moved forward. The country's Free Trade Zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency. The UAE Central Bank and Abu Dhabi-based banks bought the largest shares. In December 2009 Dubai received an additional $10 billion loan from the emirate of Abu Dhabi. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA

 


SUMMARY

 

Company Name                                    : WESLEY INTERNATIONAL LIMITED

Country of Origin                                   : Panama

Legal Form                                           : Branch of a Foreign Registered Corporation

Registration Date                                  : 1st July 1993

Trade Licence Number                           : 827

Chamber Membership Number               : 27666

Total Workforce                                     : 55

Activities                                               : Distributors of razors, shaving foam, combs and manicure kits.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Mostafa Zoeb, Finance Manager

 


COMPANY NAME

 

WESLEY INTERNATIONAL LIMITED

 

 

Company ADDRESS

 

Registered & Physical Address

Building            : Building No. S 10806

Street               : Sheikh Zayed Road, Roundabout No. 8

Area                 : Jebel Ali Free Zone, South Zone

PO Box            : 17113

Town                : Dubai

Country             : United Arab Emirates

Telephone         : (971-4) 8862121 / 8143333 / 8836150

Facsimile          : (971-4) 8863967

Mobile              : (971-50) 4644395

Email                : wesleycu@emirates.net.ae / merlyn.goveas@supermaxworld.com

  suresh.shetty@super-maxworld.com

 

Premises

Subject operates from a suite of offices and a warehouse covering an area of 50,000 square feet that are rented and located in the Jebel Ali Free Zone Area of Dubai.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Simon Cook                                                                                     Managing Director

·       Samir Solkani                                                                                   Export Manager

·       Denise Taskar                                                                                   Commercial Manager

·       Mostafa Zoeb                                                                                  Finance Manager

·       Suresh Shetty                                                                                   Assistant Finance Manager

·       Keshor Wad                                                                                     Human Resources Manager

·       Merlyn Goveas                                                                                 Administration Executive

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st July 1993

 

Legal Form                  : Subject is the United Arab Emirates registered branch of Wesley International

  Limited, a Limited Liability Company incorporated in Panama.

 

  Wesley International Limited in the United Arab Emirates, operates as a

  Branch of a Foreign Registered Corporation.

 

  A Branch of a Foreign Registered Corporation is not a legal entity in

  its own right. Responsibility for payments lays in the hands of the

  company where it is originally registered.

 

  Under these circumstances, we strongly advise that any international trade credit should

  only be written under the name of the main company where the subject holds its registered

  office, in this case Panama.

 

Trade Licence No.        : 827

 

Chamber Member No.  : 27666

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of razors, shaving foam, combs and manicure kits.

 

                 Subject is ISO 9001 accredited.

 

Import Countries: Europe and the United States of America.

 

Brand Names: SUPER-MAX

 

Operating Trend: Steady

 

Subject has a workforce of 55 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United States Dollars (US$)

 

                                                Year Ending 31/03/11:               Year Ending 31/03/12:

 

Total Revenue                           US$ 120,000,000                       US$ 128,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Mostafa Zoeb, Finance Manager

 

 


BANKERS

 

·       HSBC Bank Middle East

Deira Souk Branch

     PO Box: 66

     Dubai

     Tel: (971-4) 2535000

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.05

UK Pound

1

Rs.90.89

Euro

1

Rs.78.27

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.