MIRA INFORM REPORT
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Report Date : |
10.07.2013 |
IDENTIFICATION DETAILS
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Name : |
HUNDIA INFOSOLUTION PRIVATE LIMITED |
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Registered
Office : |
4, Ganga Building, Topiwala X Lane, Lamington Road, Mumbai – 400 007,
Maharashtra |
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Country : |
India |
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Financials (as
on) : |
31.03.2012 |
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Date of
Incorporation : |
18.09.2006 |
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Com. Reg. No.: |
11-161985 |
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Capital
Investment / Paid-up Capital : |
Rs.0.900 Million |
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CIN No.: [Company Identification
No.] |
U74999MH2006PTC161985 |
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TAN No.: [Tax Deduction &
Collection Account No.] |
MUMH12107E |
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PAN No.: [Permanent Account No.] |
AABCH7575H |
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Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Trader and Importer of Electronic Systems and Computer Accessories. |
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No. of Employees
: |
Information declined by the Management |
RATING & COMMENTS
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MIRA’s Rating : |
Ba (46) |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
USD 28000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Usually Correct |
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Litigation : |
Clear |
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Comments : |
Subject is an
established company having satisfactory track record. The company has
achieved significant growth in its sales turnover as well as net
profitability during 2012. Trade relations are
fair. Business is active. Payment terms are reported as usually correct. The company can
be considered normal for business dealings at usual trade terms and
conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2012.
INFORMATION PARTED BY
|
Name : |
Mr. Kunal Ramesh Hundia |
|
Designation : |
Director |
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Contact No.: |
91-22-66331343 |
|
Date : |
09.07.2013 |
LOCATIONS
|
Registered Office : |
4, Ganga Building, Topiwala X Lane, Lamington Road, Mumbai – 400 007,
Maharashtra, India |
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Tel. No.: |
91-22-66331343/ 23889479 |
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Fax No.: |
Not Available |
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E-Mail : |
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Website : |
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Branch Office : |
Located at: ·
Mumbai ·
Ahmedabad ·
Surat ·
Pune ·
Bhopal ·
Coimbatore ·
Cochin ·
Goa ·
Hyderabad |
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Service Centre : |
Located at:
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DIRECTORS
AS ON 29.09.2012
|
Name : |
Mr. Vishal Ramesh Hundia |
|
Designation : |
Director |
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Address : |
506/A, B Wing, Jai Hari Co-operative Housing Society Limited, Forjet Street, Tardeo, Mumbai – 400 036, Maharashtra, India |
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Date of Appointment : |
18.09.2006 |
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DIN No.: |
02215836 |
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Name : |
Mr. Kunal Ramesh Hundia |
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Designation : |
Director |
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Address : |
506/A, B Wing, Jai Hari Co-operative Housing Society Limited, Forjet Street, Tardeo, Mumbai – 400 036, Maharashtra, India |
|
Date of Appointment : |
18.09.2006 |
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DIN No.: |
00596581 |
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Name : |
Mr. Vikesh Ramesh Hundia |
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Designation : |
Director |
|
Address : |
506/A, B Wing, Jai Hari Co-operative Housing Society Limited, Forjet Street, Tardeo, Mumbai – 400 036, Maharashtra, India |
|
Date of Appointment : |
18.09.2006 |
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DIN No.: |
00596527 |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
AS ON 29.09.2012
|
Names of Shareholders |
|
No. of Shares |
|
Popatidevi Ramesh Kumar Hundia |
|
6000 |
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Vishal Ramesh Kumar Hundia |
|
1000 |
|
Kunal Ramesh Kumar Hundia |
|
1000 |
|
Vikesh Ramesh Kumar Hundia |
|
1000 |
AS ON 05.01.2013
|
Names of Allottees |
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No. of Shares |
|
Popatidevi Ramesh Kumar Hundia |
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476000 |
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Kunal Ramesh Kumar Hundia |
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68000 |
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Vishal Ramesh Kumar Hundia |
|
68000 |
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Vikesh Ramesh Kumar Hundia |
|
68000 |
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|
680000 |
AS ON 29.09.2012
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Equity Share Breakup |
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Percentage of Holding |
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Category |
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Directors
or relatives of directors |
|
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Trader and Importer of Electronic Systems and Computer Accessories. |
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Imports : |
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Products : |
Electronic Systems and Computer Accessories |
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Countries : |
Singapore |
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Terms : |
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Selling : |
Cash and Credit |
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Purchasing : |
Cash and Credit |
GENERAL INFORMATION
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Customers : |
End Users |
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No. of Employees : |
Information declined by the Management |
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Bankers : |
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Facilities : |
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Banking
Relations : |
-- |
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Auditors : |
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Name : |
L.C. Barola and Company Chartered Accountants |
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Address : |
43, 2nd Floor, Ganga Building, Lamington Road, Topiwala Cross Lane, Mumbai – 400 007, Maharashtra, India |
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PAN No.: |
AACPB9911B |
CAPITAL STRUCTURE
AFTER 29.09.2012
Authorised Capital : Rs.6.900 millions
Issued, Subscribed & Paid-up Capital : Rs.6.900
millions
AS ON 29.09.2012
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
90000 |
Equity Shares |
Rs.10/- each |
Rs.0.900 Million |
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|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
90000 |
Equity Shares |
Rs.10/- each |
Rs.0.900 Million |
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|
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FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
|
31.03.2012 |
31.03.2011 |
|
I.
EQUITY AND LIABILITIES |
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|
|
|
(1) Shareholders' Funds |
|
|
|
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(a) Share Capital |
|
0.900 |
0.100 |
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(b) Reserves & Surplus |
|
6.023 |
3.521 |
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(c) Money received against share warrants |
|
0.000 |
0.000 |
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|
|
|
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(2) Share Application money pending allotment |
|
0.000 |
0.000 |
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Total
Shareholders’ Funds (1) + (2) |
|
6.923 |
3.621 |
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(3)
Non-Current Liabilities |
|
|
|
|
(a) Long-term borrowings |
|
3.691 |
5.790 |
|
(b) Deferred tax liabilities (Net) |
|
0.000 |
0.000 |
|
(c)
Other long term liabilities |
|
0.000 |
0.000 |
|
(d)
Long-term provisions |
|
0.000 |
0.000 |
|
Total
Non-current Liabilities (3) |
|
3.691 |
5.790 |
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|
|
|
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(4) Current Liabilities |
|
|
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(a)
Short term borrowings |
|
13.706 |
15.027 |
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(b)
Trade payables |
|
15.945 |
1.875 |
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(c)
Other current liabilities |
|
0.000 |
0.000 |
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(d)
Short-term provisions |
|
1.608 |
1.802 |
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Total
Current Liabilities (4) |
|
31.259 |
18.704 |
|
|
|
|
|
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TOTAL |
|
41.873 |
28.115 |
|
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II.
ASSETS |
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|
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(1) Non-current assets |
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|
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(a) Fixed Assets |
|
|
|
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(i)
Tangible assets |
|
0.479 |
0.563 |
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(ii)
Intangible Assets |
|
0.000 |
0.000 |
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(iii)
Capital work-in-progress |
|
0.000 |
0.000 |
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(iv) Intangible assets under development |
|
0.000 |
0.000 |
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(b) Non-current
Investments |
|
0.369 |
0.262 |
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(c) Deferred tax assets
(net) |
|
0.000 |
0.000 |
|
(d) Long-term Loan
and Advances |
|
0.700 |
0.000 |
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(e)
Other Non-current assets |
|
0.000 |
0.000 |
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Total
Non-Current Assets |
|
1.548 |
0.825 |
|
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(2) Current assets |
|
|
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(a)
Current investments |
|
0.000 |
0.000 |
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(b)
Inventories |
|
12.621 |
4.602 |
|
(c)
Trade receivables |
|
24.172 |
20.176 |
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(d)
Cash and cash equivalents |
|
1.212 |
0.383 |
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(e)
Short-term loans and advances |
|
0.000 |
0.000 |
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(f)
Other current assets |
|
2.320 |
2.129 |
|
Total
Current Assets |
|
40.325 |
27.290 |
|
|
|
|
|
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TOTAL |
|
41.873 |
28.115 |
|
SOURCES OF FUNDS |
|
|
31.03.2010 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
|
|
0.100 |
|
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2] Share Application Money |
|
|
0.000 |
|
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3] Reserves & Surplus |
|
|
2.145 |
|
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4] (Accumulated Losses) |
|
|
0.000 |
|
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NETWORTH |
|
|
2.245 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
|
|
5.964 |
|
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2] Unsecured Loans |
|
|
13.531 |
|
|
TOTAL BORROWING |
|
|
19.495 |
|
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DEFERRED TAX LIABILITIES |
|
|
0.000 |
|
|
|
|
|
|
|
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TOTAL |
|
|
21.740 |
|
|
|
|
|
|
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APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
0.613 |
|
|
FIXED ASSETS [Net Block] |
|
|
0.000 |
|
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Capital work-in-progress |
|
|
|
|
|
|
|
|
0.000 |
|
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INVESTMENT |
|
|
0.000 |
|
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DEFERRED TAX ASSETS |
|
|
|
|
|
|
|
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CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
|
|
9.574 |
|
|
Sundry Debtors |
|
|
26.722 |
|
|
Cash & Bank Balances |
|
|
0.111 |
|
|
Other Current Assets |
|
|
3.272 |
|
|
Loans & Advances |
|
|
0.096 |
|
Total
Current Assets |
|
|
39.775 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditors |
|
|
15.654 |
|
|
Other Current Liabilities |
|
|
0.000 |
|
|
Provisions |
|
|
3.002 |
|
Total
Current Liabilities |
|
|
18.656 |
|
|
Net Current Assets |
|
|
21.119 |
|
|
|
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|
|
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|
MISCELLANEOUS EXPENSES |
|
|
0.008 |
|
|
|
|
|
|
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TOTAL |
|
|
21.740 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
|
|
SALES |
|
|
|
|
|
|
|
|
303.365 |
148.972 |
91.709 |
|
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Other Income |
|
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|
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TOTAL (A) |
303.365 |
148.972 |
91.709 |
|
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EXPENSES |
|
|
|
|
|
|
|
Office Expenses |
|
144.843 |
89.177 |
|
|
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Administrative Expenses |
|
|
|
|
|
|
Advertising Expenses |
|
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|
|
|
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TOTAL (B) |
297.308 |
144.843 |
89.177 |
|
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PROFIT
BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C) |
6.057 |
4.129 |
2.532 |
|
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|
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|
INTEREST COST (D) |
2.314 |
2.039 |
0.643 |
|
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|
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PROFIT
BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E) |
3.743 |
2.090 |
1.889 |
|
|
|
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DEPRECIATION/
AMORTISATION (F) |
0.084 |
0.099 |
0.108 |
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PROFIT BEFORE
TAX (E-F) (G) |
3.657 |
1.991 |
1.781 |
|
|
|
|
|
|
|
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|
|
TAX (H) |
0.000 |
0.000 |
0.574 |
|
|
|
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|
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|
PROFIT AFTER TAX
(G-H) (I) |
3.657 |
1.991 |
1.207 |
|
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|
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|
Earnings Per
Share (Rs.) |
40.63 |
1991.00 |
NA |
|
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Particulars |
|
|
31.03.2013 |
|
Sales Turnover (Approximately) |
|
|
330.000 |
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|
|
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|
Expected Sales (2013-2014): Rs.360.000 millions
The above information has been parted by Mr. Kunal Ramesh Hundia
(Director).
KEY RATIOS
|
PARTICULARS |
|
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
PAT / Total Income |
(%) |
1.21 |
1.34 |
1.32 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
8.81 |
7.15 |
4.41 |
|
|
|
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|
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|
Return on Investment (ROI) (PBT/Networth) |
|
0.53 |
0.55 |
0.79 |
|
|
|
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|
Debt Equity Ratio (Total Debt/Networth) |
|
2.51 |
5.75 |
8.68 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
1.29 |
7.42 |
2.13 |
LOCAL AGENCY FURTHER INFORMATION
Details of Sundry Creditors:
|
Particulars |
31.03.2012 (Rs. in millions) |
31.03.2011 (Rs. in millions) |
31.03.2010 (Rs. in millions) |
|
Sundry Creditors |
15.945 |
1.875 |
15.654 |
|
Check
List by Info Agents |
Available
in Report (Yes / No) |
|
1) Year of Establishment |
Yes |
|
2) Locality of the firm |
Yes |
|
3) Constitutions of the firm |
Yes |
|
4) Premises details |
No |
|
5) Type of Business |
Yes |
|
6) Line of Business |
Yes |
|
7) Promoter’s background |
Yes |
|
8) No. of employees |
No |
|
9) Name of person contacted |
Yes |
|
10) Designation of contact person |
Yes |
|
11) Turnover of firm for last four years |
Yes |
|
12) Profitability for last three years |
Yes |
|
13) Reasons for variation <> 20% |
-- |
|
14) Estimation for coming financial year |
Yes |
|
15) Capital in the business |
Yes |
|
16) Details of sister concerns |
Yes |
|
17) Major suppliers |
No |
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18) Major customers |
No |
|
19) Payments terms |
Yes |
|
20) Export / Import details (if
applicable) |
Yes |
|
21) Market information |
-- |
|
22) Litigations that the firm / promoter
involved in |
-- |
|
23) Banking Details |
Yes |
|
24) Banking facility details |
Yes |
|
25) Conduct of the banking account |
-- |
|
26) Buyer visit details |
-- |
|
27) Financials, if provided |
Yes |
|
28) Incorporation details, if applicable |
Yes |
|
29) Last accounts filed at ROC |
Yes |
|
30) Major Shareholders, if available |
Yes |
|
31)
Date of Birth of Proprietor/Partner/Director, if available |
Yes |
|
32)
PAN of Proprietor/Partner/Director, if available |
No |
|
33)
Voter ID No of Proprietor/Partner/Director, if available |
No |
|
34)
External Agency Rating, if available |
No |
|
Unsecured Loans |
31.03.2012 (Rs.
in Millions) |
31.03.2011 (Rs.
in Millions) |
|
LONG-TERM BORROWINGS |
|
|
|
From Others |
|
|
|
Ajit Gems |
2.000 |
2.000 |
|
Hundia Enterprises |
0.691 |
0.850 |
|
Shikha Diamond Private Limited |
1.000 |
1.000 |
|
Kunal R. Hundia |
0.000 |
0.100 |
|
Popati Devi R. Hundia |
0.000 |
0.200 |
|
Ramesh G Hundia |
0.000 |
0.400 |
|
Sunshine Import and Exports Private Limited |
0.000 |
1.000 |
|
Vikesh R. Hundia |
0.000 |
0.150 |
|
Vishal R. Hundia |
0.000 |
0.090 |
|
Total
|
3.691 |
5.790 |
Bankers Charges Report
as per Registry
|
Corporate
identity number of the company |
U74999MH2006PTC161985 |
|
Name of the
company |
HUNDIA INFOSOLUTION PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
4, Ganga Building, Topiwala X Lane, Lamington Road, Mumbai – 400 007,
Maharashtra, India E-Mail: lcbarola@rediffmail.com |
|
This form is for |
Modification of
charge |
|
Charge identification
number of the modified |
10208918 |
|
Type of charge |
Book Debts Movable Property
(not being pledged) |
|
Particular of
charge holder |
Union Bank of India, Opera House Branch, Tejura Chambers, 365/367,
V.P. Road, Opera House, Mumbai – 400 004, Maharashtra, India |
|
Nature of
description of the instrument creating or modifying the charge |
Supplementary Agreement
to Hypothecation Agreement of Goods and Debts |
|
Date of
instrument Creating the charge |
08.02.2013 |
|
Amount secured by
the charge |
Rs.30.000
millions |
|
Brief particulars
of the principal terms and conditions and extent and operation of the charge |
Rate of Interest: As Applicable Terms of
Repayment: On Demand Margin: As per sanction
terms Extent and
Operation of the charge: To secure various
credit facilities aggregating to Rs.30.000 millions granted by the Bank to
the Company as under :- 1. Cash Credit
(Hypothecation) Rs.15.000 millions 2. Import/Inland
LC (DA/DP upto 90 days) Rs.15.000 millions Total Aggregating
Rs.30.000 millions |
|
Short particulars
of the property charged |
That the
Hypothecated Goods, Book-Debts and Movable Property covered by the Principal
Hypothecation Agreement shall continue to be a security for the Bank for the
enhanced limit of Rs.30.000 millions viz Cash Credit (Hypothecation)
Rs.15.000 millions and Import/Inland LC (DA/DP upto 90 days) facility of
Rs.15.000 millions total aggregating to Rs.30.000 millions granted by the
Bank to the Company |
|
Date of latest
modification prior to the present modification |
29.04.2010 |
|
Particulars of the
present modification |
Vide this
modification charge amount enhanced from Rs.15.000 millions to Rs.30.000
millions and That the Hypothecated Goods, Book-Debts and Movable Property
covered by the Principal Hypothecation Agreement shall continue to be a
security for the Bank for the enhanced limit of Rs.30.000 millions viz Cash
Credit (Hypothecation) Rs.15.000 millions and Import/Inland LC (DA/DP upto 90
days) facility of Rs.15.000 millions total aggregating to Rs.30.000 millions granted by the Bank to the
Company |
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.60.07 |
|
|
1 |
Rs.89.91 |
|
Euro |
1 |
Rs.77.43 |
INFORMATION DETAILS
|
Information
Gathered by : |
SVA |
|
|
|
|
Report Prepared
by : |
SMN |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
6 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
DEFAULTERS |
|
|
|
--RBI |
YES/NO |
NO |
|
--EPF |
YES/NO |
NO |
|
TOTAL |
|
46 |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as
indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.