MIRA INFORM REPORT

 

 

Report Date :

10.07.2013

 

IDENTIFICATION DETAILS

 

Name :

UB EMIRATES LLC

 

 

Registered Office :

Plot No. 262, Ajman Free Zone, Al Jurf, P O Box            22244 & 3386, Ajman

 

 

Country :

United Arab Emirates  

 

 

Date of Incorporation :

18.07.2010

 

 

Com. Reg. No.:

58230, Ajman

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Importer and Distributor of electrical products, including cables, wires, switchgear, fans, light  fittings, bulbs, water heaters and weatherproof accessories

 

 

No. of Employees :

75

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No  Complaints

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

United Arab Emirates  

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


UAE ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. In April 2004, the UAE signed a Trade and Investment Framework Agreement with Washington and in November 2004 agreed to undertake negotiations toward a Free Trade Agreement with the US; however, those talks have not moved forward. The country's Free Trade Zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency. The UAE Central Bank and Abu Dhabi-based banks bought the largest shares. In December 2009 Dubai received an additional $10 billion loan from the emirate of Abu Dhabi. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA

 

 


SUMMARY

 

Company Name                                    : UB EMIRATES LLC

Country of Origin                                   : Ajman, United Arab Emirates

Legal Form                                           : Limited Liability Company - LLC

Registration Date                                  : 18th July 2010

Commercial Registration Number           : 58230, Ajman

Trade Licence Number                           : 51682

Issued Capital                                       : UAE Dh 500,000

Paid up Capital                                     : UAE Dh 500,000

Total Workforce                                     : 75

Activities                                               : Distributors of electrical products

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

 

COMPANY NAME

 

UB EMIRATES LLC

 

 

Company ADDRESS

 

Registered & Physical Address

Building            : Plot No. 262

Area                 : Ajman Free Zone, Al Jurf

PO Box            : 22244 & 3386

Town                : Ajman

Country             : United Arab Emirates

Telephone         : (971-6) 7489394

Facsimile          : (971-6) 7487975

 

Premises

Subject operates from a medium sized suite of offices that are rented and located in the Ajman Free Zone Area.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Arvinda Dagshan Varith                                                                    Managing Director

·       Venoy Kumran                                                                                  Director

·       Sash Marikalmath                                                                             Financial Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 18th July 2010

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.   : 58230, Ajman

 

Trade Licence No.        : 51682 (Expires 17/07/2013)

 

Issued Capital              : UAE Dh 500,000

 

Paid up Capital            : UAE Dh 500,000

 

Name of Shareholder (s)                                              

·       Arvinda Dagshan Varith                                                                   

·       Venoy Kumran

 

 

AFFILIATED COMPANIES

 

·       UB Emirates LLC

Al Nahda Platinum Business Centre, 1st Floor, Office No. 102

Al Nahda (2), Al Qusais

PO Box: 20827

Dubai

Tel: (971-4) 2382249

Fax: (971-4) 2382289

 

·       UB Emirates LLC

Abu Dhabi

 

·       UB Electrical Trading

Dubai

 

·       UB Gulf FZE

Jebel Ali

Dubai

 

·       UB Gulf FZE

Hamriyah Free Zone

Sharjah

 

·       Fenshawe Group Holdings Middle East Ltd

Ras Al Khaimah

 

·       Barrel Oilfield Equipment Trading LLC

 

·       Montrose International S A

Fujairah

 

·       Asian Opportunities and Investments Ltd

 

·       Ajman Montrose International SA

Fujairah

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of electrical products, including cables, wires, switchgear, fans, light  fittings, bulbs, water heaters and weatherproof accessories.

 

Import Countries: Europe and the Far East.

 

Brand Names: GALUX, LUVATA, USHA, VINI TAPE, LKS, HAVELLS, CUPRA, NCI, NEXANS, NOVABLUE

                         INDUSTRIES, LKH, FULHAM, DECODUCT, BIAX, RAMCRO, MEGALITE, HOTACE, LS, TRY

IT, VS, MHI, INNOWARE, MESC, SCAME, KED BROOKE, MAY, EVERLUX and SM CABLES

 

Subject has a workforce of 75 employees.

 

 

FINANCIAL DATA

 

Companies registered in Ajman, United Arab Emirates are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       HSBC Bank Middle East

Main Branch

Ajman

Tel: (971-6) 5537222

Fax: (971-6) 5537880

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

According to local sources, subject meets its payment obligations in a timely manner and the business is considered to be a fair trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.75

UK Pound

1

Rs.89.91

Euro

1

Rs.77.43

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.