MIRA INFORM REPORT

 

 

Report Date :

11.07.2013

 

IDENTIFICATION DETAILS

 

Name :

MASCHMEIJER AROMATICS (INDIA) PRIVATE LIMITED (w.e.f. 06.09.2001)

 

 

Formerly Known As :

A. MASCHMEIJER JR. (INDIA) PRIVATE LIMITED

 

 

Registered Office :

3, Leitha Castle,l North Street, Santhome ,Chennai – 600044, Tamilnadu

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

30.12.1960

 

 

Com. Reg. No.:

18-004370

 

 

Capital Investment / Paid-up Capital :

Rs. 2.000 millions

 

 

CIN No.:

[Company Identification No.]

U24246TN1960PTC004370

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

CHEM00364A

 

 

PAN No.:

[Permanent Account No.]

AAACH4389H

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of Perfumery Aromatics.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (51)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 78000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an old established company having a satisfactory track record.

 

The overall financial position is good. Trade relations are reported as decent. Business is active. Payment terms are usually correct and as per commitment.

 

The company can be considered for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office :

3, Leitha Castle, North Street, Santhome ,Chennai – 600044, Tamilnadu, India

Tel. No. :

91-44-22412112 / 13 /14

Fax No. :

91-44-22413100 / 24981188

E-Mail :

maschmeijer@pobox.com

accounts@maschmeijer.com

maschmeijer@vsnl.com

 

 

Factory :

3, Grand Southern Trunk Road, Chrompet, Chennai – 600044, Tamilnadu, India

 

 

DIRECTORS

 

As on 27.09.2012

 

Name :

Mr. Habibullah Badsha

Designation :

Director

Address :

7, Leith Castle, North Street, Santhome, Chennai – 600028, Tamilnadu, India

Date of Birth/Age :

08.03.1933

Date of Appointment :

12.11.1987

DIN No. :

00017078

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U24246TN1960PTC004370

MASCHMEIJER AROMATICS (INDIA) PRIVATE LIMITED

Director

12-11-87

12-11-87

-

Active

NO

2

U15201TN1999PTC042184

FRESH FLAVOURS AND FRAGRANCES PRIVATE LIMITED

Director

12-07-99

12-07-99

-

Active

NO

 

 

Name :

Mr. Syed Abdul Mohamed Shareef

Designation :

Managing director

Address :

No.32, Poes Garden,  Chennai – 600086, Tamilnadu, India

Date of Birth/Age :

02.09.1929

Date of Appointment :

12.11.1987

DIN No. :

01561260

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U24246TN1960PTC004370

MASCHMEIJER AROMATICS (INDIA) PRIVATE LIMITED

Managing director

12-11-87

12-11-87

-

Active

NO

2

U52599TN1992PTC023175

LIMRA CHEMICALS AND PHARMACEUTICALS PRIVATE LIMITED

Managing director

29-07-92

29-07-92

-

Active

NO

3

U15201TN1999PTC042184

FRESH FLAVOURS AND FRAGRANCES PRIVATE LIMITED

Director

12-07-99

12-07-99

-

Active

NO

 

 

Name :

Mr. Abdul Jabbar Suhail

Designation :

Director

Address :

7, Leith Castle, North Street, Santhome, Chennai, Tamilnadu, India

Date of Birth/Age :

04.07.1964

Date of Appointment :

26.09.1998

DIN No. :

00017106

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U24246TN1960PTC004370

MASCHMEIJER AROMATICS (INDIA) PRIVATE LIMITED

Director

26-09-98

26-09-98

-

Active

NO

2

U15201TN1999PTC042184

FRESH FLAVOURS AND FRAGRANCES PRIVATE LIMITED

Director

31-03-99

31-03-99

-

Active

NO

3

U24294TN1987PTC013887

A.M.AROMATICS PRIVATE LIMITED

Director

31-03-99

31-03-99

-

Active

NO

 

 

Name :

Mr. Syed Mohamed Abdul Kader

Designation :

Director

Address :

No.84, Poes Garden, Chennai – 600086, Tamilnadu, India

Date of Birth/Age :

10.11.1954

Date of Appointment :

25.03.1985

DIN No. :

00001814

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U24246TN1960PTC004370

MASCHMEIJER AROMATICS (INDIA) PRIVATE LIMITED

Director

25-03-85

25-03-85

-

Active

NO

2

U24294TN1987PTC013887

A.M.AROMATICS PRIVATE LIMITED

Director

01-01-87

01-01-87

-

Active

NO

3

U52599TN1992PTC023175

LIMRA CHEMICALS AND PHARMACEUTICALS PRIVATE LIMITED

Director

29-07-92

29-07-92

-

Active

NO

4

U15201TN1999PTC042184

FRESH FLAVOURS AND FRAGRANCES PRIVATE LIMITED

Managing director

31-03-99

31-03-99

-

Active

NO

 

 

Name :

Mr. Madras Govindarajulu Narayana Moorthy

Designation :

Director

Address :

No.10, Wallace Garden, III – Street, Chennai – 600086, Tamilnadu, India

Date of Birth/Age :

15.06.1935

Date of Appointment :

25.03.1985

DIN No. :

00017151

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 27.09.2012

 

Names of Shareholders

 

No. of Shares

Habibullah Badsha

 

228

A. J. Suhail

 

380

S.A. Md. Shareef

 

196

Nikhath Fathima

 

9

V. Marimuthu

 

40

Mallika Haque

 

17

Shamshia Badsha

 

87

Humeira Mussareth

 

48

Maimoona Badsha

 

48

M. R. Pratap

 

3

M.G. Narayana Moorthy

 

160

K.S. Amina Shareef

 

80

S.M. Abdul Kader

 

121

S.M. Shajahan

 

121

S.M. Mehtab Abul Kalam

 

121

S.M. Naseer Ahmed

 

121

M.V.M.Angamuthu Pillai

 

50

M.V.M. Chellamuthu Pillai

 

40

K. Kumaresan

 

20

K. Marimuthu

 

20

Raj Narain Bhargava

 

20

Saraswati

Minor Aruna Kamatchi

Minor A.P. Govinda Saminathan

Minor A.P. Arun Kumar

 

70

Total

 

2000

 

As on 27.09.2012

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage of Holding

Directors or relatives of Directors

87.00

Others

13.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Perfumery Aromatics.

 

 

Products :

Item Code No. (ITC Code)

Product Description

290930-05

Musk Ambrettle

290890-02

Musk Xylol

291470-02

Musk Ketone

 

PRODUCTION STATUS (AS ON 31.03.2011)

 

Particulars

Unit

Licensed Capacity

Installed Capacity

Actual Production

Musk Ambrettle

Tonnes

92.800

200.000

83.813

Musk Xylol

Tonnes

127.700

250.000

44.618

Musk Ketone

Tonnes

12.670

60.000

5.218

Perfumery Compounds

Tonnes

--

100.000

62.108

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

Bank of Baroda, Chennai Main Branch, New No.70 (Old No.28), Rajaji Salai,, Chennai – 600001, Tamilnadu, India

 

 

Facilities :

Secured Loans

31.03.2012

(Rs. in Millions)

31.03.2011

(Rs. in Millions)

Long term borrowings

 

 

Term Loans From Banks

(Vehicle loans secured by hypothecation of Motor Car and also secured by the personal guarantee of Director and Repayable in 24 Monthly Instalments of Rs. 0.072 million)

0.592

0.079

Short term borrowings

 

 

Cash Credit

(Secured by bood debts, Bill receivables, and hypothecation of raw materials, also secured by the personal guarantee of Directors)

13.794

13.781

Total

14.386

13.860

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

VDSR and Company

Chartered Accountants

Address :

1c,Queens Court,6/102 Montieth Road, Egmore, Chennai – 600008, Tamilnadu, India

Tel. No. :

91-44-28554447 / 28554019

Fax No. :

91-44-43599441

E-Mail :

office@kapsi.net

PAN No. :

AAAFK0788M

 

 

Entities where directors have control or significant influence :

·         Fresh Flavour Fragrances Private Limited

·         Limra Chemicals and Pharmaceuticals Private Limited

·         A M Aromatics Private Limited

·         Aroma Chemicals and Fragrances

 

 

CAPITAL STRUCTURE

 

As on 31.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

2000

Equity Shares

Rs.1000/- each

Rs. 2.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

2000

Equity Shares

Rs.1000/- each

Rs. 2.000 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2012

31.03.2011

I.              EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

2.000

2.000

(b) Reserves & Surplus

 

17.649

12.678

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.000

0.000

Total Shareholders’ Funds (1) + (2)

 

19.649

14.678

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

0.592

0.079

(b) Deferred tax liabilities (Net)

 

0.000

0.000

(c) Other long term liabilities

 

0.000

0.000

(d) long-term provisions

 

0.000

0.000

Total Non-current Liabilities (3)

 

0.592

0.079

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

13.794

13.781

(b) Trade payables

 

28.788

27.380

(c) Other current liabilities

 

1.669

2.047

(d) Short-term provisions

 

1.889

0.909

Total Current Liabilities (4)

 

46.140

44.117

 

 

 

 

TOTAL

 

66.381

58.874

 

 

 

 

II.            ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

11.389

11.061

(ii) Intangible Assets

 

0.000

0.000

(iii) Capital work-in-progress

 

0.000

0.000

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

0.170

0.170

(c) Deferred tax assets (net)

 

0.366

0.384

(d)  Long-term Loan and Advances

 

0.647

0.599

(e) Other Non-current assets

 

0.000

0.000

Total Non-Current Assets

 

12.572

12.214

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

10.667

11.651

(c) Trade receivables

 

28.327

20.958

(d) Cash and cash equivalents

 

12.789

10.547

(e) Short-term loans and advances

 

2.021

3.504

(f) Other current assets

 

0.005

0.000

Total Current Assets

 

53.809

46.660

 

 

 

 

TOTAL

 

66.381

58.874

 

 

SOURCES OF FUNDS

 

 

 

31.03.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

2.000

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

11.717

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

13.717

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

12.013

2] Unsecured Loans

 

 

0.000

TOTAL BORROWING

 

 

12.013

DEFERRED TAX LIABILITIES

 

 

0.000

 

 

 

 

TOTAL

 

 

25.730

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

11.579

Capital work-in-progress

 

 

0.000

 

 

 

 

INVESTMENT

 

 

0.170

DEFERRED TAX ASSETS

 

 

0.177

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

11.069

 

Sundry Debtors

 

 

16.574

 

Cash & Bank Balances

 

 

4.724

 

Other Current Assets

 

 

0.000

 

Loans & Advances

 

 

3.880

Total Current Assets

 

 

36.247

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 

 

22.088

 

Other Current Liabilities

 

 

0.000

 

Provisions

 

 

0.355

Total Current Liabilities

 

 

22.443

Net Current Assets

 

 

13.804

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.000

 

 

 

 

TOTAL

 

 

25.730

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2012

31.03.2011

31.03.2010

 

SALES

 

 

 

 

 

Income

190.408

174.202

172.393

 

 

Other Income

0.483

0.730

0.982

 

 

TOTAL                                    

190.891

174.932

173.375

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

183.467

173.119

172.512

 

 

 

 

 

 

PROFIT BEFORE TAX

7.424

1.813

0.863

 

 

 

 

 

Less

TAX                                                                 

2.453

0.504

0.273

 

 

 

 

 

 

PROFIT AFTER TAX

4.971

1.309

0.590

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export of goods calculated on FOB basis

20.069

16.103

19.441

 

TOTAL EARNINGS

20.069

16.103

19.441

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

2486.00

551.00

295.00

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2012

31.03.2011

31.03.2010

PAT / Total Income

(%)

2.60

0.75

0.34

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

3.90

1.04

0.50

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

11.27

3.11

1.80

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.38

0.12

0.06

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.73

0.94

1.62

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.17

1.06

1.62

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

CORPORATE INFORMATION

 

Subject was incorporated on 30.12.1960. On 06.09.2011 the name was changed to Maschmeijer Aromatics (India) Private Limited. (The company No. 4370 of 1960). The objective was to carry on the business of Aromatic Chemicals, Fragrances and Other Allied items to buy, sell, distribute manufacture refine, prepare and deal in all classes and kinds of Aromatic Chemicals, Perfume Compounds, Essential Oils and Artificial Musks among other things.

 

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number of the company

U24246TN1960PTC004370

Name of the company

MASCHMEIJER AROMATICS (INDIA) PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

3, Leitha Castle,l North Street, Santhome ,Chennai – 600044, Tamilnadu, India

E-mail: accounts@maschmeijer.com

This form is for

Modification of charge

Charge identification (ID) number of the charge to be modified

90296611

Type of charge

Immovable property

Book debts

Movable property (not being pledge)

Others (Movable Machineries and Vehicles)

Particular of charge holder

Bank of Baroda, Chennai Main Branch, New No.70 (Old No.28), Rajaji Salai,, Chennai – 600001, Tamilnadu, India

E-mail: northb@bankofbaroda.com

Nature of instrument creating charge

1. Supplemental Composite Agreement of Hypothecation of Goods, Book-Debts, Movable Machinery and Vehicles in

    Form LDOC 17(C)

2. Memorandum of Deposit of Title Deeds.

 

Both relate to one single Modification of Charge

Date of instrument Creating the charge

07.03.2013

Amount secured by the charge

Rs. 40.000 millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

CC :- 3.50% over Base Rate (i.e.,) 13.75% p.a., with monthly rests.

EPC :- 1.25% over Base Rate (i.e.,) 11.50% p.a., with monthly rests.

LC :- Commission :-  As per Bank Norms

 

Terms of Repayment

Cash Credit (Hypn.) : Rs.15.000 millions : Repayable on Demand. However, the limit is available for a period of 12 months

{EPC [Sub-Limit of Cash Credit (Hypn.)]} : Rs.3.000 millions  : As applicable to CC (Hypn.)

{FBP / FBD [Sub-Limit of EPC]} : Rs.3.000 millions : As applicable to CC (Hypn.)

LC : Rs.25.000 millions : As applicable to CC (Hypn.)

 

Margin

Cash Credit (Hypn.) : Rs.150.00 Lakhs : 25% on Stocks; 40% on Book Debts upto 90 Days

{EPC [Sub-Limit of Cash Credit (Hypn.)]} : Rs.3.000 millions : 25%

{FBP / FBD [Sub-Limit of EPC]} : Rs.3.000 millions : Nil

LC : Rs.25.000 millions : 25% as Cash Margin

 

Extent and Operation of the charge

The Charge on the Company's present and future Goods, Book-Debts, Receivables, Movable Machinery, Vehicles and Immovable Properties situate at 3, Grand Southern Trunk Road, Chrompet, Chennai - 44 (measuring 3.06 Acres and 1.41 Acres), shall be held as security by the Bank till the complete closure of the enhanced Overall Credit Limit of Rs.40.000 millions, together with interests, costs, charges and other expenses which may accrue and be debited to the appropriate account(s) from time to time.

 

Others

The enhanced Overall Credit Limit of Rs.40.000 millions consists of :

 

Cash Credit (Hypn.)                                  : Rs.15.000 millions

 

Sub Limit :

(EPC [Sub-Limit of Cash Credit (Hypn.)] : Rs.  3.000 millions)

(FBP / FBD [Sub-Limit of EPC]                : Rs.  3.000 millions)

 

LC                                                             : Rs.25.000 millions

Short particulars of the property or asset(s) charged (including complete address and location of the property)

a. All that piece and parcel of land of an extent of 1 Acre and 41 cents with building thereon at Old No.3, Grand Southern Trunk Road, Pallavaram, Chennai comprised in Old Survey No.405 and 405/1B, and New Survey No.405/1A at No.158, Pallavaram Village, Patta No.220, then Saidapet Taluk, Chingleput District, now Tambaram Taluk, Kancheepuram District, and

 

b. All that piece and parcel of land of an extent of 3 Acre and 6 Cents with building thereon at Old No.3, Grand Southern Truck Road, Pallavaram Chennai comprised in Survey No.403, Patta No.506, in the Village of Zamin Pallavaram, formerly Saidapet Taluk, Chingleput District presently Tambaram Taluk, Kancheepuram District

Date of instrument modifying the charge

10/05/2010

Particulars of the present modification

The enhanced Overall Credit Limit of Rs.40.000 millions, granted to the Company by the Bank is secured by the Company's present and future Goods, Book-Debts, Receivables, Movable Machinery, Vehicles and Immovable Properties situate at 3, Grand Southern Trunk Road, Pallavaram, Chennai (measuring 3.06 Acres and 1.41 Acres) - Details of the immovable properties furnished in Field No.15(i) to 15(vi) above and their boundaries more fully described in the Memorandum of Deposit of Title Deeds attached herewith.

 

 

FIXED ASSETS

 

·         Land – I

·         Land – II

·         Building (Office)

·         Building (Factory)

·         Furniture and Fittings

·         Office Equipments

·         Plant and Machinery

·         Electrical Items

·         Generator

·         Factory Equipments

·         Cooling Towers

·         Transformers

·         Boilers

·         Air Conditioners

·         Motor Cars

·         Motor Lorry

·         Van

·         Cycles

·         Tanker Trailer

·         Computer

·         Control Electronic Device


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.13

UK Pound

1

Rs.89.52

Euro

1

Rs.76.89

 

 

INFORMATION DETAILS

 

Report Prepared by :

MRI

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

6

--RESERVES

1~10

6

--CREDIT LINES

1~10

6

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

51

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.