MIRA INFORM REPORT

 

 

Report Date :

16.07.2013

 

IDENTIFICATION DETAILS

 

Name :

SHILPA CHEMSPEC INTERNATIONAL PRIVATE LIMITED

 

 

Registered Office :

406, Adamji Building, 4th Floor, 413, Narsi Natha Street, Mumbai – 400 009, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

09.12.2005

 

 

Com. Reg. No.:

11-157937

 

 

Capital Investment / Paid-up Capital :

Rs.8.850 millions

 

 

CIN No.:

[Company Identification No.]

U24117MH2005PTC157937

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMS50710C

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader and Importer of Chemicals, Papers, Resins, Laminates, Photo Voltaic Panel Components etc.

 

 

No. of Employees :

20 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (36)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 85000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having a moderate track record. The financial position seems to be moderate. The profit margin appears to be low.

 

However, trade relations are reported to be fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some caution.

 

Note:

As per the Government Registry the name of the subject company is “SHILPA CHEMSPEC INTERNATION PRIVATE LIMITED” but Mr. Divyesh S. Sanghvi (Director) has confirmed that the correct name of the company is “SHILPA CHEMSPEC INTERNATIONAL PRIVATE LIMITED”.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

NSIC - SE 3B

Rating Explanation

Financial strength seems to be moderate and performance capacity is moderate.

Date

October, 2012

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

INFORMATION PARTED BY

 

Name :

Mr. Divyesh S. Sanghvi

Designation :

Director

Contact No.:

91-22-66312622 

Date :

15.07.2013

 

 

LOCATIONS

 

Registered Office :

406, Adamji Building, 4th Floor, 413, Narsi Natha Street, Mumbai – 400 009, Maharashtra, India

Tel. No.:

91-22-43402121/ 66312622/ 23432133

Fax No.:

91-22-23442703

E-Mail :

silpa@vsnl.com

info@scipl.co.in

ashvinvejani@hotmail.com

Website :

http://www.shilpachemspec.co.in

Location :

Owned

 

 

DIRECTORS

 

AS ON 29.09.2012

 

Name :

Mr. Divyesh Shashikant Sanghvi

Designation :

Director

Address :

43, Suraj Bolton, 274, Tardeo Road, Opposite Bhatia Hospital, Mumbai – 400 007, Maharashtra, India

Date of Birth/Age :

25.03.1974

Date of Appointment :

09.12.2005

DIN No.:

00728665

 

 

Name :

Mr. Mehul Shashikant Sanghvi

Designation :

Director

Address :

43, Suraj Bolton, 274, Tardeo Road, Opposite Bhatia Hospital, Mumbai – 400 007, Maharashtra, India

Date of Birth/Age :

30.12.1977

Date of Appointment :

09.12.2005

DIN No.:

00728699

 

 

Name :

Ms. Bharti Shashikant Sanghvi

Designation :

Director

Address :

43, Suraj Bolton, 274, Tardeo Road, Opposite Bhatia Hospital, Mumbai – 400 007, Maharashtra, India

Date of Birth/Age :

16.11.1947

Date of Appointment :

09.12.2005

DIN No.:

00728725

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 29.09.2012

 

Names of Shareholders (Equity Shares)

 

 

No. of Shares

Mehul Shashikant Sanghvi

 

127500

Divyesh Shashikant Sanghvi

 

127498

Bharti Shashikant Sanghvi

 

254499

 

Names of Shareholders (Preference Shares) – Not Available

 

AS ON 29.09.2012

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Directors or relatives of directors

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader and Importer of Chemicals, Papers, Resins, Laminates, Photo Voltaic Panel Components etc.

 

 

Products :

·         Tetrahydrofuran

·         Ethyl Chloroformate

·         Hydroquinone

·         Iodine Flakes

·         Lithium Aluminum Hydride

·         Methane Sulphonic Acid

·         Methane Sulphonyl Chloride

·         Methyl Chloroformate

·         N.N. Dicyclohexylcarbodiimide

·         Phenyl Chloroformate

·         Resorcinol

·         Sodium Borohydride

·         Thiophenol

·         Iodine Prilled

·         Solar Backsheet

·         Solar Cells

·         Thioglycolic Acid

·         Laminated Materials

·         PVB Film

·         EVA Encapsulation Film

 

 

Imports :

 

Products :

Finished Goods

Countries :

·         USA

·         Taiwan

·         Korea

·         Australia, etc.

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash, Credit and Depend

 

 

GENERAL INFORMATION

 

Customers :

End Users

 

 

No. of Employees :

20 (Approximately)

 

 

Bankers :

Union Bank of India, Bazargate Street Branch, 266, Perin Nariman Street, Fort,  Mumbai – 400 001, Maharashtra, India

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Vejani and Katakia

Chartered Accountants

Address :

257/165, Narshi Natha Street, 213/2, New Anant Bhuvan, Bhat Bazar, Mumbai – 400 009, Maharashtra, India

Tel. No.:

91-22-23754840

E-Mail :

ashvinvejani@hotmail.com

PAN No:

AAHFV7310F

 

 

Associates/Subsidiaries :

Shilpa International

 

 

CAPITAL STRUCTURE

 

AS ON 29.09.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

550000

Equity Shares

Rs.10/- each

Rs.5.500 millions

90000

Preference Shares

Rs.100/- each

Rs.9.000 millions

 

Total

 

Rs.14.500 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

510000

Equity Shares

Rs.10/- each

Rs.5.100 millions

37500

Preference Shares

Rs.100/- each

Rs.3.750 millions

 

Total

 

Rs.8.850 millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1) Shareholders' Funds

 

 

 

(a) Share Capital

 

8.850

8.850

(b) Reserves & Surplus

 

8.504

8.103

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

4.000

0.000

Total Shareholders’ Funds (1) + (2)

 

21.354

16.953

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) Long-term borrowings

 

0.000

0.000

(b) Deferred tax liabilities (Net)

 

0.070

0.062

(c) Other long term liabilities

 

0.000

0.000

(d) Long-term provisions

 

0.000

0.000

Total Non-current Liabilities (3)

 

0.070

0.062

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

2.531

2.271

(b) Trade payables

 

12.262

15.961

(c) Other current liabilities

 

2.049

2.195

(d) Short-term provisions

 

0.380

0.000

Total Current Liabilities (4)

 

17.222

20.427

 

 

 

 

TOTAL

 

38.646

37.442

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

0.354

0.391

(ii) Intangible Assets

 

0.000

0.000

(iii) Capital work-in-progress

 

0.000

0.000

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

0.000

0.000

(c) Deferred tax assets (net)

 

0.000

0.000

(d)  Long-term Loan and Advances

 

0.000

0.000

(e) Other Non-current assets

 

0.000

0.000

Total Non-Current Assets

 

0.354

0.391

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

7.756

6.994

(c) Trade receivables

 

19.881

18.785

(d) Cash and cash equivalents

 

9.669

8.919

(e) Short-term loans and advances

 

0.986

2.353

(f) Other current assets

 

0.000

0.000

Total Current Assets

 

38.292

37.051

 

 

 

 

TOTAL

 

38.646

37.442

 

 

SOURCES OF FUNDS

 

 

 

31.03.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

8.850

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

7.299

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

16.149

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

0.000

2] Unsecured Loans

 

 

2.568

TOTAL BORROWING

 

 

2.568

DEFERRED TAX LIABILITIES

 

 

0.015

 

 

 

 

TOTAL

 

 

18.732

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

0.700

Capital work-in-progress

 

 

0.000

 

 

 

 

INVESTMENT

 

 

0.000

DEFERRED TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

3.892

 

Sundry Debtors

 

 

13.783

 

Cash & Bank Balances

 

 

1.987

 

Other Current Assets

 

 

0.000

 

Loans & Advances

 

 

10.653

Total Current Assets

 

 

30.315

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 

 

11.231

 

Other Current Liabilities

 

 

0.000

 

Provisions

 

 

1.054

Total Current Liabilities

 

 

12.285

Net Current Assets

 

 

18.030

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.002

 

 

 

 

TOTAL

 

 

18.732

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2012

31.03.2011

31.03.2010

 

TURNOVER

105.433

104.976

78.576

 

 

 

 

 

Less

TOTAL EXPENSES

NA

NA

NA

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX

NA

NA

NA

 

 

 

 

 

Less

TAX                                                                 

NA

NA

NA

 

 

 

 

 

 

PROFIT / (LOSS) AFTER TAX

NA

NA

NA

 

 

Particulars

 

 

 

31.03.2013

Sales Turnover (Approximately)

 

 

100.000

 

 

 

 

 

The above information has been parted by Mr. Divyesh S. Sanghvi (Director).

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2012

31.03.2011

31.03.2010

Debt Equity Ratio

(Total Debt/Networth)

 

0.12

0.13

0.16

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.22

1.81

2.47

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Details of Current Maturities of Long Term Debt: Not Available

 

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

No

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last four years

Yes

12) Profitability for last three years

No

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

Yes

17) Major suppliers

No

18) Major customers

No

19) Payments terms

Yes

20) Export / Import details (if applicable)

Yes

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

31) Date of Birth of Proprietor/Partner/Director, if available

Yes

32) PAN of Proprietor/Partner/Director, if available

No

33) Voter ID No of Proprietor/Partner/Director, if available

No

34) External Agency Rating, if available

Yes

 


 

Unsecured Loan

As on 31.03.2012

(Rs. in Millions)

As on 31.03.2011

(Rs. in Millions)

SHORT TERM BORROWINGS

 

 

Loans repayable on demand

 

 

- From other parties

2.531

2.271

Total

2.531

2.271

 

 

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U24117MH2005PTC157937

Name of the company

SHILPA CHEMSPEC INTERNATIONAL PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

406, Adamji Building, 4th Floor, 413, Narsi Natha Street, Mumbai – 400 009, Maharashtra, India

E-Mail: ashvinvejani@hotmail.com

This form is for

Creation of charge

Type of charge

Movable Property (not being pledge)

Particular of charge holder

Union Bank of India, Bazargate Street Branch, 266, Perin Nariman Street, Fort,  Mumbai – 400 001, Maharashtra, India

E-Mail: cbsbazargate@unionbankofindia.com

Nature of description of the instrument creating or modifying the charge

Hypothecation of Vehicles Agreement

Date of instrument Creating the charge

26.06.2013

Amount secured by the charge

Rs.0.500 million

Brief particulars of the principal terms and conditions and extent and operation of the charge

Rate of Interest:

10.70% per annum with Monthly rests or at such other rate/s as may be prescribed by the Bank from time to time

 

Terms of Repayment:

Vehicle Loan (Term Loan)  under Union Miles Scheme shall be repayable in 36 Equated Monthly Installment of Rs.0.016 million commencing from July 2013

 

Margin:

As per sanction terms

 

Extent and Operation of the charge:

To Secure Vehicle Loan (Term Loan) under Union Miles Scheme facility of Rs.0.500 million granted by the Bank to the Company.

Short particulars of the property charged

Hypothecation by way of First Charge in favour of the Bank : Vehicle ERTIGA ZXI

 

 

FIXED ASSETS:

 

·         Air Condition

·         Cellular Phone

·         Computer

·         Fax Machine

·         Motor Car

·         Motor Cycle

·         Furniture

·         Refrigerator

·         Type Writer

·         Water Cooler

·         Xerox Machine

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.05

UK Pound

1

Rs.90.71

Euro

1

Rs.78.47

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

SMN


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

4

--LIQUIDITY

1~10

4

--LEVERAGE

1~10

4

--RESERVES

1~10

4

--CREDIT LINES

1~10

4

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

36

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.