MIRA INFORM REPORT

 

 

Report Date :

18.07.2013

 

IDENTIFICATION DETAILS

 

Name :

EVER RICH D.F.S. CORPORATION

 

 

Registered Office :

No.1, Lane 60, Sec. 3, Mincyuan E. Rd., Jhongshan District, Taipei City 104

 

 

Country :

Taiwan

 

 

Date of Incorporation :

17.08.1995

 

 

Com. Reg. No.:

89400818

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Trading of wines, tobacco, cosmetic products, perfume, clothes, accessories and foods.

 

 

No. of Employees :

About 4,500 Employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

TAIWAN - ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. In 2009, Taiwan's GDP contracted 1.8%, due primarily to a 13.1% year-on-year decline in exports. In 2010 GDP grew 10.7%, as exports returned to the level of previous years, and in 2011, grew 4.0%. In 2012, however, growth fell to 1.3%, because of softening global demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, but except for the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, so far Taiwan has been excluded from this greater economic integration in part because of its diplomatic status. Negotiations continue on such follow-on components of ECFA regarding trade in goods and services. The MA administration has said that the ECFA will serve as a stepping stone toward trade pacts with other key trade partners, which Taiwan subsequently launched with Singapore and New Zealand. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large trade surplus largely because of its surplus with China, and its foreign reserves are the world's fifth largest, behind China, Japan, Saudi Arabia, and Russia. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Three financial memorandums of understanding, covering banking, securities, and insurance, took effect in mid-January 2010, opening the island to greater investments from the mainland's financial firms and institutional investors, and providing new opportunities for Taiwan financial firms to operate in China. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved.

Source : CIA


Contact Points

 

Company Name:

Ever Rich D.F.S. Corporation

Former Name:

Everrich D.F.S. Corporation

Supplied Name:

EVER RICH D.F.S. CORP

Trading Address:

No 289, Shin-Hu, 2nd Road, Nei Hu District 11494 Taipei City, R.O.C. Taiwan

Supplied Address:

NO 289, SHIN-HU, 2ND RD NEI-HU DISTRICT 11494 TAIPEI CITY, R.O.C. TAIWAN

Telephone Number:

+886-2-8178-5518

Fax Number:

+886-2-2791-3088

Notes: The exact name and address are as above.

 

Credit Summary

 

Credit Opinion:

Business connections are permissible.

 

Company Identification Details

 

Registered Name:

Ever Rich D.F.S. Corporation

Registered Address:

No.1, Lane 60, Sec. 3, Mincyuan E. Rd., Jhongshan District, Taipei City 104, Taiwan (R.O.C.)

Date of Foundation:

1995-8-17

Registration Number:

89400818

Registry:

Department of Commerce, Ministry of Economic Affairs, R.O.C.

Registered Capital:

NTD 4,600,000,000 (USD 154,00,000)

(As of 2013.07, 1 NTD = 0.0335 USD)

Paid-up Capital:

NTD 4,600,000,000 (USD 154,00,000)

Legal Representatives:

Songhua Jiang

Legal Form:

Joint Stock Company

Principal Activities:

Trading of wines, tobacco, cosmetic products, perfume, clothes, accessories and foods, etc.

Staff:

About 4,500 Employees

Listed at Stock Exchange:

No

Date of Last Annual Return:

2013-4-11

 

History

Subject was incorporated on 1995-8-17 with registered number 89400818 as Joint Stock Company in Taiwan.

 

Change of Name

Former English Name

Everrich D.F.S. Corporation

Current English Name

Ever Rich D.F.S. Corporation

 

Shareholders

 

Name

Subscription Shares

Songhua Jiang

11,500,000       

 

Zheyan Zhu

 

11,500,000

 

Yongliao Investment Co Ltd (Liberal Translation)

11,500,000

Jianting Jiang

27,600,000

Guokai Investment Co Ltd (Liberal Translation)

34,500,000

Chairworks Development Limited

57,500,000

 

The information above is that of subject’s major shareholders.

 


Subsidiaries & Branches

 

Branch Companies

1

Name

Hualien Airport Branch

Address

Airport No.1, Chia-Li Village , Hsin-Cheng Township , Hualien ,Taiwan 97144, R.O.C

Registration Number

53671219

Date of Registration

2013-5-21

Status

Live Company

Manager Name

Songhua Jiang

Telephone Number:

+886-800-098-668

Date of Last Annual Return

--

2

Name

Taichung Airport Branch 1

Address

No.42, Zhongqing Rd., Shalu Dist., Taichung City 43346, Taiwan (R.O.C.)

Registration Number

53665933

Date of Registration

2013-2-23

Status

Live Company

Manager Name

Songhua Jiang

Telephone Number:

+886-4-2615-5333

Date of Last Annual Return

--

3

Name

Taipei SongShan Airport Branch

Address

No.340-9, Dunhua N. Rd., Songshan Dist., Taipei City 10548, Taiwan (R.O.C.)

Registration Number

53657482

Date of Registration

2012-9-18

Status

Live Company

Manager Name

Songhua Jiang

Telephone Number:

+886-2-2546-7588

Date of Last Annual Return

--

4

Name

Ever Rich Duty Free Plaza

Address

No.129, Jinzhuang Rd., Neihu Dist., Taipei City 11469, Taiwan (R.O.C.)

Registration Number

53656202

Date of Registration

2012-8-30

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

--

5

Name

Keelung Branch

Address

2F., No.1, Zhongzheng Rd., Zhongzheng Dist., Keelung City, Taiwan (R.O.C.)

Registration Number

53006088

Date of Registration

2011-1-21

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

--

6

Name

Taoyuan Branch

Address

1-1, Hangzhan S. Rd., Dayuan Township, Taoyuan County 33758, Taiwan (R.O.C.)

Registration Number

28998862

Date of Registration

2010-8-3

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

--

7

Name

Minquan Branch

Address

No.66, Sec. 3, Minquan E. Rd., Zhongshan Dist., Taipei City, Taiwan (R.O.C.)

Registration Number

28995078

Date of Registration

2010-5-4

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

--

8

Name

Taiwan Taoyuan International Airport Branch

Address

No.15, Hangzhan S. Rd., Dayuan Township, Taoyuan County 33758, Taiwan (R.O.C.)

Registration Number

28984831

Date of Registration

2009-10-12

Status

Live Company

Manager Name

Songhua Jiang

Telephone Number:

+886-3-398-2333

Date of Last Annual Return

2010-4-14

9

Name

Kaohsiung Branch

Address

No.2, Jhongshan 4th Rd., Siaogang District, Kaohsiung City 812, Taiwan (R.O.C.)

Registration Number

28979957

Date of Registration

2009-6-17

Status

Live Company

Manager Name

Songhua Jiang

Telephone Number:

+886-7-805-7085

Date of Last Annual Return

2010-4-14

10

Name

Taichung Airport Branch 2

Address

No.42, Zhongqing Rd., Shalu Dist., Taichung City 43346, Taiwan (R.O.C.)

Registration Number

28979942

Date of Registration

2009-6-17

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

2010-4-17

11

Name

Taipei Branch 2

Address

No.340, 9-10, Dunhua N. Rd., Songshan Dist., Taipei City 10548, Taiwan (R.O.C.)

Registration Number

28971511

Date of Registration

2008-11-14

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

2010-4-14

12

Name

Taoyuan Branch 3

Address

No.15, Hangzhan S. Rd., Dayuan Township, Taoyuan County 33758, Taiwan (R.O.C.)

Registration Number

28483105

Date of Registration

2007-4-2

Dated of Dissolved

2010-7-29

Status

Dissolved

Manager Name

Songhua Jiang

Date of Last Annual Return

2010-4-14

13

Name

Kinmen Branch

Address

1F., No.5, Sec. 1, Xihai Rd., Jincheng Township, Kinmen County 89346, Taiwan (R.O.C.)

Registration Number

27959638

Date of Registration

2005-10-14

Status

Live Company

Manager Name

Songhua Jiang

Telephone Number:

+886-82-32-2733

Date of Last Annual Return

2010-4-14

14

Name

General Administration Branch

Address

6F., No.289, Xinhu 2nd Rd., Neihu Dist., Taipei City, Taiwan (R.O.C.)

Registration Number

27364691

Date of Registration

2004-9-22

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

2010-4-14

15

Name

Taipei Branch

Address

1F, 2/F, No.289, Xinhu 2nd Rd., Neihu Dist., Taipei City, Taiwan (R.O.C.)

Registration Number

27360415

Date of Registration

2004-9-9

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

2010-4-14

16

Name

Zhongzheng Branch

Address

No.9, Hangzhan S. Rd., Dayuan Township, Taoyuan County 33758, Taiwan (R.O.C.)

Registration Number

80649325

Date of Registration

2003-12-4

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

2010-4-14

17

Name

Taoyuan Branch 2

Address

No.15, Hangzhan S. Rd., Dayuan Township, Taoyuan County 33758, Taiwan (R.O.C.)

Registration Number

80649319

Date of Registration

2003-12-4

Status

Dissolved

Date of dissolved

2010-1-13

Manager Name

Songhua Jiang

Date of Last Annual Return

2010-4-14

18

Name

Taoyuan Branch Company

Address

No.15, Hangzhan S. Rd., Dayuan Township, Taoyuan County 33758, Taiwan (R.O.C.)

Registration Number

80344246

Date of Registration

2002-9-30

Status

Dissolved

Date of dissolved

2009-10-29

Manager Name

Songhua Jiang

Date of Last Annual Return

--

19

Name

Kinmen Branch Company

Address

8F., No.43, Minsheng Rd., Jincheng Township, Kinmen County, Taiwan (R.O.C.)

Registration Number

80332895

Date of Registration

2002-5-2

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

2010-4-14

20

Name

Taipei Branch Company

Address

Underground 1F., No.72, Sec. 3, Minquan E. Rd., Zhongshan Dist., Taipei City, Taiwan (R.O.C.)

Registration Number

16091532

Date of Registration

1997-9-4

Status

Live Company

Manager Name

Songhua Jiang

Date of Last Annual Return

2010-4-14

21

Name

Kaohsiung Branch Company

Address

No.2, Jhongshan 4th Rd., Siaogang District, Kaohsiung City 812, Taiwan (R.O.C.)

Registration Number

16084602

Date of Registration

1997-6-13

Date of dissolved

2000-1-20

Status

Dissolved

Manager Name

Delin Chen

Date of Last Annual Return

1998-7-8

 

Personnel Information

Core Management

 

Directors

1

Name

Songhua Jiang

Position

Board Chairman

Date of Appointment

2007-7-1

2

Name

Zheyan Zhu

Position

Director

3

Name

Xixian Wu

Position

Director

4

Name

Jianting Jiang

Position

Director

5

Name

Guokai Investment Co Ltd (Liberal Translation)

Position

Director

6

Name

Jingyuan Li

Position

Supervisor

 

Personnel Structure

 

Total Employees

About 4,500 Employees

 

Operation Information

Offices & Factories

 

 

Headquarters

Add

No 289, Shin-Hu, 2nd Road, Nei Hu District 11494 Taipei City, R.O.C. Taiwan

 

Production Information

 

l         Subject is a trader of wines, tobacco, cosmetic products, perfume, clothes, accessories and foods, etc without any production activities

 

Purchase Information

 

l         The registered activities of subject:

Business Code

Details

F115010

Wholesales of jewelry and precious metal.

F215010

Retails of jewelry and precious metal.

F108040

Wholesales of cosmetic.

F208040

Retails of cosmetic.

F104110

Wholesales of cloth, wearing, shoe, cap, umbrella and fumishings.

F204110

Retails of cloth, wearing, shoe, cap, umbrella and fumishings.

F110010

Wholesales of clock and watch.

F210010

Retails of clock and watch.

F106050

Wholesales of ceramics and glassare.

F102170

Wholesales of food and other products.

F102020

Wholesales of edible oil and fat.

F203010

Retails of food and drink.

F102030

Wholesales of cigarette and wine.

F203020

Retails of cigarette and wine.

F105050

Wholesales of furniture, sleeping supplies, kitchen utensil and furnish goods.

F205040

Retails of furniture, sleeping supplies, kitchen utensil and furnish goods.

F301010

The department store.

F399990

Other comprehensive retails.

ZZ99999

Besides licensed business, all other business items those are not banned or restricted.

 

l         It is introduced that subject purchases its products both at home and abroad.

 

Sales Information

 

l         The subject is mainly engaged in sales of wines, tobacco, cosmetic products, perfume, clothes, accessories and foods, etc.

l         It is introduced that subject’s selling territory is mainly in domestic market.

l         It is introduced that subject’s major customers are direct customers and etc.

l         It is introduced that subject is selling products with many brands, such as Bally, Burberry, Bvlgari, Celine, Coach, Daks, Dunhill, Fendi, Gucci, Hermes, Hunting World, Longchamp, Prada, Samsonite, YSL, Salvatore Ferragamo, Tiffany co, TODs, Omega, Piaget, Swatch, Swarovski, Folli Follie, Anna Sui, Chanel, Christian Dior, Elizabeth Arden, Estee Lauder, La Mer, La Prairie, Lancôme, Shiseido, Shu Uemura, Sisley, SKII, YSL, Homee Kitchen, Espressamente Illy Coffee, and etc.

l         It is introduced that subject trade as the duty free shop in Taiwan.

 

Import and export right:

Import right

Yes

Export right

Yes

 

Settlements

Purchase

 

Domestic Purchase

Product

Payment Terms

Proportion

Wines, tobacco, cosmetic products, perfume, clothes, accessories and foods, etc.

COD, CBD and etc

100%

 

Foreign Purchase

Product

Payment Terms

Proportion

Wines, tobacco, cosmetic products, perfume, clothes, accessories and foods, etc.

CBD and etc

100%

 

Sales

Domestic Markets

Product

Sales Terms

Proportion

Wines, tobacco, cosmetic products, perfume, clothes, accessories and foods, etc.

COD, CBD and etc

100%

 


Export

Product

Sales Terms

Proportion

Wines, tobacco, cosmetic products, perfume, clothes, accessories and foods, etc.

CBD and etc

100%

 

Financial Information

 

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

Subject’s relevant staff Ms. Sun declined to disclose its financials citing the grounds of company’s confidentiality; from other source we can not obtain the relevant information, either.

 

Bankers

 

Subject declined to disclose its bank details; from other source we cannot obtain the relevant information, either.

 

Public Record

 

Mortgage

 

No chattel mortgage record of subject has been found within the recent 3 months.

 

Lawsuit

 

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

Interview Details

 

Name

Ms. Sun

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.36

UK Pound

1

Rs.89.69

Euro

1

Rs.77.98

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.