MIRA INFORM REPORT

 

 

Report Date :

26.07.2013

 

IDENTIFICATION DETAILS

 

Name :

CELTEJO-EMPRESA DE CELULOSE DO TEJO SA

 

 

Registered Office :

Rua Do Porto Do Tejo Vila Velha De Rodao 6030-223-Vila Velha De Rodao

Vila Velha De Rodao Castelo Branco

 

 

Country :

Portugal

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

08.07.1993

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Pulp industry and manufacturing raw folder

 

 

No. of Employees :

189

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Portugal

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

PORTUGAL - ECONOMIC OVERVIEW

 

Portugal has become a diversified and increasingly service-based economy since joining the European Community - the EU's predecessor - in 1986. Over the following two decades, successive governments privatized many state-controlled firms and liberalized key areas of the economy, including the financial and telecommunications sectors. The country qualified for the Economic and Monetary Union (EMU) in 1998 and began circulating the euro on 1 January 2002 along with 11 other EU members. The economy grew by more than the EU average for much of the 1990s, but the rate of growth slowed in 2001-08. The economy contracted 2.5% in 2009, before growing 1.4% in 2010, but GDP fell again in 2011 and 2012, as the government began implementing spending cuts and tax increases to comply with conditions of an EU-IMF financial rescue package, agreed to in May 2011. GDP per capita stands at roughly two-thirds of the EU-27 average. Portugal also has been increasingly overshadowed by lower-cost producers in Central Europe and Asia as a destination for foreign direct investment, in part because its rigid labor market hindered greater productivity and growth. However, the government of Pedro PASSOS COELHO has enacted several measures to introduce more flexibility into the labor market, and, this, along with steps to reduce high levels of public debt, could make Portugal more attractive to foreign investors. The government reduced the budget deficit from 10.1% of GDP in 2009 to 4.5% in 2011, an achievement made possible only by the extraordinary revenues obtained from the one-time transfer of bank pension funds to the social security system. The budget deficit worsened in 2012 as a sharp reduction in domestic consumption took a bigger bite out of value-added tax revenues while rising unemployment benefits increased expenditures more than anticipated. Poor growth prospects over the next year have reinforced investors' concerns about the government's ability to achieve its budget deficit targets and regain full access to bond market financing when the EU-IMF financing program expires in 2013.

Source : CIA


Identification

 

Name

CELTEJO-EMPRESA DE CELULOSE DO TEJO SA

V.A.T. Number / NIF

503058203

Address

Rua do Porto do Tejo

Locality

Vila Velha De Rodao

Postal Code

6030-223-VILA VELHA DE RODAO

Municipality

VILA VELHA DE RODAO

District

CASTELO BRANCO

Telephone

272540100

Fax

272540111

E-Mail

info@celtejo.com

Web Site

www.altri.pt

 

 

C.A.E.(Rev 3)

17110- Manufacture of pulp

 

 

 

 

Summary

 

Legal Form

Joint Stock Company

Constitution

08-07-1993

V.A.T. Number / NIF

503058203

Employees

189

Capital

37.500.000,00

Sales in : 31-12-2011

74.317.400,00

Shareholders Funds in: 31-12-2011

79.367.238,00

Payments

Good

Credit Recommendation

Credit Worthy

Actual Condition

In activity

Financial Highlights

 

 

31-12-2009

 

31-12-2010

 

31-12-2011

Net Sales

62.882.897,00

91.786.256,00

74.317.400,00

Net Income For the Year

(7.229.600,00)

8.494.930,00

204.345,00

Shareholders Funds

70.667.963,00

79.162.893,00

79.367.238,00

Stocks

12.476.394,00

11.709.812,00

25.275.383,00

LIABILITY

122.641.571,00

111.693.654,00

102.512.791,00

ASSETS

193.309.534,00

190.856.547,00

181.880.029,00

 

Business Concept

 

Consulted sources say that the subject has been respecting its payments and commercial commitments, so credit connections with this company are recommended.

 

All the amounts are express in Euros, otherwise you will be advised

 

 

 

Governing Bodies

 

 

 

Board of Director's

PAULO JORGE DOS SANTOS FERNANDES

Board of Director's President

AGOSTINHO DOLORES FERREIRA

Administrator

JOAO MANUEL MATOS BORGES DE OLIVEIRA

Administrator

PEDRO MACEDO PINTO DE MENDONCA

Administrator

 

Fiscal Board

JORGE MANUEL DE ARAUJO DE BEJA NEVES

Fiscal Board Substitute

DELOITTE & ASSOCIADOS-SROC SA

Unique Fiscal

 

 

Legal Structure

 

 

Registed on the Register Record Office of Vila Velha de Rodao with the Register Number 503058203 previous number 12 in 08-07-1993

Constitution celebrated in 08-07-1993 published on Diário da República number 239 of 12-10-1993

To oblige the company it is necessary 2 signature

 

Changes to Society

 

In 26-07-2012 on Portal MJ of 28-09-2012 board of director's change

In 20-01-2009 on Portal MJ of 05-03-2009 board of director's change

In 26-06-2008 on Portal MJ of 30-07-2008 board of director's change

In 07-11-2006 on Portal MJ of 10-11-2006 board of director's change

In 24-10-2005 on Diário da República number 50 of 10-03-2006 denomination change Clique para ver detalhes

de Portucel Tejo-Empresa de Celulose do Tejo SA, para Celtejo-Empresa de Celulose do Tejo SA.

 

 


Capital

 

 

The Capital is 37.500.000,00 , divided in 7500000 shares , with a nominal value of 5,00

 

 

with the following shareholders

 

INVESCAIMA-INVESTIMENTOS E PARTICIPACOES SGPS SA

37.443.750,00

99,85%

 

 

Shareholders / Partners Companies

 

 

 

NAME

INVESCAIMA-INVESTIMENTOS E PARTICIPACOES SGPS SA

Funtion

Shareholder

Address

Lugar de Leirosa

Locality

Praia Da Leirosa

C.A.E.

64202-Actividades das sociedades gestoras de participaçơes sociais năo financeiras

 

 

Activities

 

 

Line of Business

Percentage

Pulp industry and manufacturing raw folder

100%

 

 

Type of Clients

Private Companies

 

 

Sales Conditions

Contract

 

 

Sales Area

 

 

 

Country

28,01%

Foreign

71,99%

Imports

15,19%

from

ESPANHA

Exports

71,99%

to

FRANÇA,ALEMANHA,AUSTRIA,BELGICA,CHINA, REPUBLICA POPULAR,EGIPTO,ESPANHA,FILIPINAS,ITALIA,JAPĂO,LUXEMBURGO,HOLANDA,INDIA,INDONESIA,IRLANDA,MARROCOS,REINO UNIDO,REPÚBLICA CHECA,SIRIA,SUECIA,SUIÇA,TAILANDIA,TAIWAN,VIETNAM

 

Trade Marks

 

Portucel

 

 

Banks and Financial Institutions

 

 

MILLENNIUM BCP

Sede - Lisboa

BANCO ESPIRITO SANTO, SA

Castelo Branco

CAIXA GERAL DE DEPOSITOS, SA

Vila Velha de Roldăo

BANCO BPI, SA

Sede

 

 

Incidents

 

 

Legal Actions

 

Date

Process

Author

Type

Amount

Judicial District

Court

Situation

14-05-2012

801/12.7TBCTB

Ambitermo - Engenharia e Equipamentos Térmicos SA.

Ordinária

59.038,69

Castelo Branco - Tribunal Judicial

 

 

09-09-2010

224/10.2TTCTB

Júlio Roque Costa

Acçăo de Processo Comum

40.723,25

Castelo Branco - Tribunal do Trabalho

 

 

27-08-2010

185/10.8TTCTB

José Pires Pedro

Acçăo de Processo Comum

11.689,16

Castelo Branco - Tribunal do Trabalho

 

Resolvida

01-03-2010

6161/09.6TVLSB

Portucel Industrial Trading, Gmbh

Ordinária

41.875,06

Castelo Branco - Tribunal Judicial

 

Resolvida

 

 

Employees

 

 

Total

189

 

 

 

 

 

 

Insurance

 

 

Tranquilidade Seguros SA

Império Bonança Companhia de Seguros SA

 

 

Head Office and Installations

 

 

Head office and factory owned Rua do Porto do Tejo, Vila Velha De Rodao, 6030-223, VILA VELHA DE RODAO, Tel:272540100, Fax:272540111

 

 

Participations

 

 

The subject participates on the following company(ies)

 

NAME

ALTRI-ENERGIAS RENOVAVEIS SGPS SA

Address

Avenida Conde Valbom, 30, 5º andar

Locality

Lisboa

C.A.E.

64202- Activities of a holding company non-financial

Capital

18.050.000,00

Participation

100%

 

NAME

NATURTEJO-EMPRESA DE TURISMO EIM

Address

Praça do Municipio

Locality

Castelo Branco

Telephone

272320176

C.A.E.

74900- Other professional, scientific and technical activities n.d

Capital

820.800,00

Participation

0%

 

 

Financial Demonstration SNC

 

Balance Sheet SNC

CoinEURO

 

Date31-12-2011

 

 

Closing Date

31-12-2011

31-12-2010

31-12-2009

Variaçăo (%)

 

 

 

ASSET

 

 

 

 

 

Non-current assets

 

Tangible fixed assets

119.536.186,00

122.032.409,00

125.280.576,00

(2,05)

Biological assets

291.916,00

291.916,00

291.916,00

 

Financial participations - other methods

18.229.056,00

18.229.056,00

18.251.653,00

 

Other financial assets

 

 

15.000,00

 

Deferred tax assets

292.121,00

304.366,00

4.356.899,00

(4,02)

Total

138.349.279,00

140.857.747,00

148.196.044,00

(1,78)

 

 

 

 

 

Current assets

 

 

Inventories

25.275.383,00

11.709.812,00

12.476.394,00

115,85

Costumers

10.309.093,00

15.112.440,00

9.901.505,00

(31,78)

State and other public entities

3.985.469,00

2.173.440,00

2.551.844,00

83,37

Shareholders/partners

192.759,00

6.264.833,00

15.467.722,00

(96,92)

Other accounts receivable

804.610,00

386.311,00

601.307,00

108,28

Deferrals

90.472,00

1.508.766,00

1.768.041,00

(94,00)

Non-current assets held for sale

15.000,00

15.000,00

 

 

Cashier and bank deposits

2.857.964,00

12.828.198,00

2.346.677,00

(77,72)

Total

43.530.750,00

49.998.800,00

45.113.490,00

(12,94)

TOTAL ASSET

181.880.029,00

190.856.547,00

193.309.534,00

(4,70)

 

 

 

 

 

SHAREHOLDERS FUNDS AND LIABILITIES

 

 

 

 

 

 

 

SHAREHOLDERS FUNDS

 

 

Capital

37.500.000,00

37.500.000,00

37.500.000,00

 

Legal reserves

3.669.209,00

3.244.462,00

3.244.462,00

13,09

Other reserves

(176.555,00)

(176.555,00)

(176.555,00)

 

Net retained

34.954.080,00

26.883.897,00

34.113.497,00

30,02

Revaluation surplus

3.216.159,00

3.216.159,00

3.216.159,00

 

Total

79.162.893,00

70.667.963,00

77.897.563,00

12,02

Net income for the period

204.345,00

8.494.930,00

(7.229.600,00)

(97,59)

TOTAL OF SHAREHOLDERS FUNDS

79.367.238,00

79.162.893,00

70.667.963,00

0,26

 

 

 

 

 

LIABILITY

 

 

 

 

 

 

 

Non-current liiabilities

 

 

Provisions

143.386,00

143.386,00

1.141.067,00

 

Financing obtained

14.816.005,00

15.396.663,00

19.690.192,00

(3,77)

Diferred taxes liabilities

9.266,00

317.793,00

459.827,00

(97,08)

Other payable accounts

 

 

22.500.000,00

 

Total

14.968.657,00

15.857.842,00

43.791.086,00

(5,61)

 

 

 

 

 

Current liabilities

 

 

Suppliers

17.977.605,00

14.397.731,00

18.359.350,00

24,86

State and other public entities

448.540,00

346.662,00

223.649,00

29,39

Shareholders/partners

44.197.287,00

31.766.691,00

38.794.179,00

39,13

Financing obtained

18.110.780,00

17.758.788,00

12.872.909,00

1,98

Other payable accounts

4.369.985,00

28.606.069,00

5.731.351,00

(84,72)

Deferrals

2.439.937,00

2.959.871,00

2.869.047,00

(17,57)

Total

87.544.134,00

95.835.812,00

78.850.485,00

(8,65)

TOTAL LIABILITIES

102.512.791,00

111.693.654,00

122.641.571,00

(8,22)

TOTAL SHAREHOLDERS FUNDS AND LIABILITIES

181.880.029,00

190.856.547,00

193.309.534,00

(4,70)

 

 

 

 

 

INCOME STATEMENT

 

 

 

 

 

 

 

INCOME AND EXPENSES

 

 

Sales and services

74.317.400,00

91.786.256,00

62.882.897,00

(19,03)

Operating government grants

21.048,00

 

 

 

Variation in production inventories

10.883.618,00

(1.447.472,00)

 

(851,91)

Work for the entity itself

59.758,00

 

 

 

Cost of goods sold and materials consumed

(45.312.413,00)

41.963.433,00

40.633.767,00

(207,98)

Suppliers and external services

(23.713.416,00)

21.952.092,00

21.080.897,00

(208,02)

Personnel costs

(7.669.520,00)

9.650.293,00

8.719.074,00

(179,47)

Impairment of receivables (losses/revearsals)

 

(200.000,00)

 

 

Provisions (increases/reductions)

 

(303.123,00)

120.000,00

 

Other income and gains

4.169.609,00

1.138.563,00

7.113.362,00

266,22

Other expenses and losses

(2.084.603,00)

1.105.959,00

597.868,00

(288,49)

Result before depreciation, financing costs and taxes

10.671.481,00

17.308.693,00

(1.155.347,00)

(38,35)

Expenses/reversals of depreciation and amortization

(7.680.324,00)

7.592.774,00

7.394.286,00

(201,15)

Operating result (before financing costs and taxes)

2.991.157,00

9.715.919,00

(8.549.633,00)

(69,21)

Interest and similar income obtained

25.192,00

3.221.451,00

3.829.521,00

(99,22)

interest and similar expenses incurred

(3.295.241,00)

2.443.076,00

6.920.662,00

(234,88)

Net before taxes

(278.892,00)

10.494.294,00

(11.640.774,00)

(102,66)

Income tax of the period

483.237,00

1.999.364,00

(4.411.174,00)

(75,83)

Net profit for the period

204.345,00

8.494.930,00

(7.229.600,00)

(97,59)

 

 

RATIOS SNC

 

 

Closing Date

31-12-2011

31-12-2010

31-12-2009

 

 

 

 

TURNOVER RATIOS

 

Shareholder's Funds Profitability

0,003

0,107

(0,102)

 

Assets Profitability

0,016

0,051

(0,044)

 

Sales Net Profitability

0,003

0,093

(0,115)

 

 

 

 

 

 

EFFICIENCY RATIOS

 

 

Medium Term Receivable

50,632

60,097

57,473

 

Asset Rotation

0,409

0,481

0,325

 

 

 

 

 

 

PRODUCTIVITY RATIOS

 

 

Productivity

(15,598)

5,163

2,552

 

 

 

 

 

 

SHORT TERM RATIOS

 

 

General Liquidity

0,497

0,522

0,572

 

Reduced Liquidity

0,209

0,4

0,414

 

Immediate Liquidity

0,033

0,134

0,03

 

 

 

 

 

 

MEDIUM LONG TERM RATIOS

 

 

Financial Autonomy

0,436

0,415

0,366

 

Solvability

0,774

0,709

0,576

 

Borrowed Capital Structure

0,854

0,858

0,643

 

General Debt

0,415

0,419

0,461

 

Medium Long Term Debt

0,187

0,194

0,279

 

Debt Structure

0,854

0,858

0,643

 

Capital Structure

5,302

4,992

1,614

 

 

 

 

 

 

Operational and Financial Risk

 

 

Operational Leverage Level

39,994

5,128

(2,602)

 

Financial Leverage Level

(10,725)

0,926

0,734

 

Combined Leverage Level

(428,936)

4,749

(1,91)

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.94

UK Pound

1

Rs.90.47

Euro

1

Rs.77.86

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.