MIRA INFORM REPORT

 

 

Report Date :

26.07.2013

 

IDENTIFICATION DETAILS

 

Name :

JESH SHOES CC

 

 

Registered Office :

17 Manchester Road, Pietermaritzburg, Kwazulu Natal

 

 

Country :

South Africa

 

 

Date of Incorporation :

26.05.2004

 

 

Com. Reg. No.:

B2004/050645/23

 

 

Legal Form :

Close Corporation

 

 

Line of Business :

Manufacture of Footwear

 

 

No. of Employees :

60

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. State power supplier Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA


Summary

 

Subject Name

JESH SHOES CC

Country

South Africa

Subject Contact Person

VINESHMALAN NADASEN PILLAY - Managing Member

Assessment

This is an established business. On investigation contact was made with MR. VINESHMALAN NADASEN PILLAY the managing member who assisted with most of the information, he however declined to provide the financial information due to it being confidential. The subject is meeting commitments timeously with suppliers. We have obtained a bank code C for R 100 000 over a period of 30 days. Please see the available information obtained below.

 

 

Company Information

 

Registered Name

JESH SHOES CC

Trading as/ Division Name

JESH SHOES

Previous Name

None

Date of Name Change

None

Registration Number

B2004/050645/23

Registration Date

2004/05/26

Date Commenced Trading

2004-05-26

Age of Business

9 Years 2 Months

History of Business

JESH SHOES CC commenced trading as a new business in 2004.

History of Principals

There are currently 2 active members within the business.

Shareholders/Members/Partners of subject and % holding

50 % - VINESHMALAN NADASEN PILLAY, 50 % - RENE PILLAY

Authorised Share Capital

R 0.00

Issued Share Capital/Members Contribution

R 0.00

Status

In Business

Operations Assessment

The subject manufactures shoes.

Industry/ Customers

The general public

Export

None

Export Countries

 

Import

None

Import Countries

 

Major Industry Code / SICC

31700

Definition of Code

MANUFACTURE OF FOOTWEAR

Head Office Physical Address

17 Manchester Road, Pietermaritzburg, KWAZULU NATAL

Head Office Postal Address

P O BOX 437, LUXMI, 3207

Current Tel Number

0333875522

Cell Number

Unavailable

Current Fax Number

0333971924

Current Email Address

Unavailable

Web Site Address

Unavailable

Comments

 

 

 

Auditors Information

 

Company Registered Name

MEKRAJ AND COMPANY

Trading Name

None

Registration Number

6208125211089 (Sole Proprietor)

Physical Address

18 ESSA ROAD, SAMANAVILLE, PIETERMARITZBURG, 3201

Postal Address

P O BOX 437, LUXMI, 3207

Contact Person

HIMMESH

Contact Number

0333972941

Email

Unavailable

Principals

1

Judgements Against Subject

None On Record

Judgements Against Principals

None On Record

Subject Verified as Client

Yes

Practice Number

955418

VAT Number

4500163573

Tax Number

Unavailable

BEE Status

Unavailable

Financial Year End

Unavailable

No of years in Business

Unknown

Website

Unavailable

Comment

 

 

Previous Auditors Information - No Information on Record

 

 

Tax Information

 

Vat Number

4540217884

Status

ACTIVE

Vat Liable Date

2004/09/01

Tax Number

9621331157

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

 

Black Economic Empowerment Information - No Information on Record

 

ISO Information - No Information on Record

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

Comment

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

60

1. Salaried employees

60

2. Waged employees

 

3. Permanent employees

60

4. Casual employees

 

5. Contracted employees

 

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

The Fleet is made up of

9

Comment

 

Cars

6

Owned

 

 

Light delivery Vehicles           3 Owned

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Owned

Rental Company

 

Owned by

JESH SHOES CC

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

Offices and a factory

Comment

 

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

1

Member

VINESHMALAN NADASEN PILLAY

 

 

1          Member            RENE PILLAY

 

Company Structure (Ownership)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

50 % - VINESHMALAN NADASEN PILLAY

JESH SHOES CC

 

 

50 % - RENE PILLAY

JESH SHOES CC

 

 

 

Key Deals - No Information on Record

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

A GREEN AWAYS

0312089101

 

 

 

 

2

MENDELSON AND

0312088171

 

 

 

 

FROST

 

 

 

 

 

Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

10 Years

R 500000.00

R 200000

30 Days

R 70000

30 Days

Excellent account

2

15 Years

 

R 1500

C.O.D

R 600

C.O.D

GOOD

 

Adverse Information on Subject

Judgements - No information on record

BusinessRescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank Information

 

Bank

FIRST NATIONAL BANK

Branch

RAISETHORPE

Brach Code

250655

Bank Account Number

62071409108

Type of Account

Current

Account Name

JESH SHOES CC

Overdraft Facilities

None

Bank Code

C For R100 000

Bank Comment

The subject's bankers consider them good for all business normal engagements

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

Principals

 

Number of Principals

2

Average Age of Active Principals

49

Active Principals Principal - 1of 2 RENE PILLAY

Surname

PILLAY

First Name

RENE

Other Names

None

Marital Status

Married

ID Number

6607070626086

Verified ID Number

Yes

Current Age

47 Years

Designation

Member

Status

Active

Appointment Date

2004/10/18

Physical Address (at time of Appointment)

29 BOUNDARY ROAD, BELFORT, NORTHDALE, PIETERMARITZBURG, 3201

Postal Address

PO BOX 437, LUXMI, 3207

Current Tel Number

0333875522

Cell number

0726202687

Shareholding/Membership

50 %

 

Principal's Adverse - No information on record

 

Business Information forRENE PILLAY

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

JESH SHOES CC

B2004/050645/23

Deregistration Process

9 Years 9 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

Principal - 2of 2 VINESHMALAN PILLAY

 

Surname

PILLAY

First Name

VINESHMALAN

Other Names

None

Marital Status

Married

ID Number

6201085240081

Verified ID Number

Yes

Current Age

51 Years 6 Months

Designation

Member

Status

Active

Appointment Date

2004/10/18

Physical Address (at time of Appointment)

29 BOUNDARY ROAD, BELFORT, NORTHDALE, PIETERMARITZBURG, 3201

Postal Address

PO BOX 437, LUXMI, 3207

Current Tel Number

0333875522

Cell number

0832341800

Shareholding/Membership

50 %

 

Principal's Adverse - No information on record

 

Business Information forVINESHMALAN PILLAY

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

JESH SHOES CC

B2004/050645/23

Deregistration Process

9 Years 9 Months

0

No

 

RENE FOOTWEAR

6201085240057

 

Unknown

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.94

UK Pound

1

Rs.90.47

Euro

1

Rs.77.86

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.