MIRA INFORM REPORT

 

 

Report Date :

26.07.2013

 

 

 

Tel. No.:

386 2 8706200

Fax No.:

386 2 8706230

 

IDENTIFICATION DETAILS

 

Name :

NOŽI RAVNE D.O.O.

 

 

Registered Office :

Koroška cesta 14, 2390 Ravne na Koroškem

 

 

Country :

Slovenia

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

28.12.1990

 

 

Com. Reg. No.:

10340200

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

manufacturer of machine blades and tools for cutting of metal,  plastic, wood, paper

 

 

No. of Employees :

193

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Slovenia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Slovenia ECONOMIC OVERVIEW

 

Slovenia became the first 2004 European Union entrant to adopt the euro (on 1 January 2007) and has experienced one of the most stable political and economic transitions in Central and Southeastern Europe. With the highest per capita GDP in Central Europe, Slovenia has excellent infrastructure, a well-educated work force, and a strategic location between the Balkans and Western Europe. Privatization has lagged since 2002, and the economy has one of the highest levels of state control in the EU. Structural reforms to improve the business environment have allowed for somewhat greater foreign participation in Slovenia's economy and helped to lower unemployment. In March 2004, Slovenia became the first transition country to graduate from borrower status to donor partner at the World Bank. In 2007, Slovenia was invited to begin the process for joining the OECD; it became a member in 2012. Despite its economic success, foreign direct investment (FDI) in Slovenia has lagged behind the region average, and taxes remain relatively high. Furthermore, the labor market is often seen as inflexible, and legacy industries are losing sales to more competitive firms in China, India, and elsewhere. In 2009, the global recession caused the economy to contract - through falling exports and industrial production - by 8%, and unemployment to rise. Although growth resumed in 2010, it dipped into negative territory in 2012 and the unemployment rate continued to rise, approaching 12% in 2012.

 

Source : CIA


Company name

 

NOŽI RAVNE d.o.o.                      

                                    

                      

Company address

    

Koroška cesta 14,

2390 Ravne na Koroškem

Phone:              02 870 62 00

Telefax:             02 870 62 29

E-Mail:              info@ravne.com

Web:                www.ravne.com

 

 

Company summary

 

Legal form         d.o.o. - Limited liability company (Ltd.)                                      

Established       on  28/12/1990 - d.o.o. - Limited liability company (Ltd.)         

                        Last entry on 27.11.2012                                       

 

Registered on   28/12/1990, Maribor, Registration number: 10340200             

            Tax number: SI60733900                                          

            Company number: 5439264                                        

 

Registered                                          EUR        5.108.400,00    

capital                                                                         

 

Owner               SIJ, d.d., Ljubljana (Statistical   EUR        5.108.400,00    

             number: 5046432)                                               

             Gerbičeva ulica 98, 1000 Ljubljana                             

 

Manager         dipl. Ing. Darko Ravlan                                        

                        Legen 71b, 2383 Šmartno pri Slov. Gradcu                       

                        director                                                       

 

General data    Company activity:                                              

                                                                               

                 manufacture of machine blades and tools for cutting of metal, 

                plastic, wood,paper, ...                                       

                trade    

                                                     

                Suppliers are from Slovenia and ca. 6% from other countries    

                Headquaters and business premises are located on the address   

                above                                                          


                Main activity:                                                 

                Manufacture of other tools (NACE 2)                     

                Export:                                                        

                Germany                                                        

                Italy                                                           

                France                                                         

                Canada                                                         

                USA                                                            

                                                                                

                Residence address:                                             

                Koroška cesta 14, 2390 Ravne na Koroškem                       

                Phone:                                                          

                02 870 62 00                                                   

                Telefax:                                                       

                02 870 62 29                                                    

                E-Mail:                                                        

                info@ravne.com                                                   

                Web:                                                             

                www.ravne.com                                                    

 

Other          

activities     

 

Employees          2007    204 employees                                          

                2008    196 employees                                          

                2009    194 employees                                          

                2010    193 employees                                           

                2011    195 employees                                          

                2012    193 employees                                          

 

Annual turnover   2006            Enterprise turnover EUR        14.012.987,-    

                2007            Enterprise turnover EUR        16.660.040,-    

                2008            Enterprise turnover EUR        17.156.340,-    

                2009            Enterprise turnover EUR        11.796.068,-    

                2010            Enterprise turnover EUR        13.319.164,-    

                2011            Enterprise turnover EUR        16.428.566,-    

 

Property        Company's property: Business premises                                    

                                                                               

                SI-Ravne na Koroškem, Koroška cesta  14                        

                                                                                

                Company's                                                      

                property: Land                                                 

                                                                               

                 per 31.12.2009                                                

                SI-                                                            

                Book value: 252.459,- EUR ()                                   

                                                                                

                Company's property: Buildings                                          

                 per 31.12.2009                                                

                SI-                                                             

                Book value: 1.780.505,- EUR ()                                 

 

Remarks         Company name:                                                  

           NOŽI RAVNE podjetje za proizvodnjo nožev in rezil d.o.o.       

                                                                              

           balance sheet per 31.12.2012 is not yet available              

                                                                                

                                                                               

Interests       SIJ, d.d., Ljubljana (Statistical number: 5046432):            

                ACRONI, d.o.o. (Statistical         Owner                       

                number: 5688418)                                               

                ELEKTRODE JESENICE, d.o.o.          Owner                      

                (Statistical number: 1254430)                                  

                METAL RAVNE d.o.o. (Statistical     Owner                      

                number: 5686482)                                               

                ODPAD d.o.o. Pivka (Statistical     Owner                      

                number: 5577772)                                               

                Slovenske železarne - Energetika    Owner                      

                Štore d.o.o. (Statistical number:                              

                1254855)                                                       

                Slovenske zelezarne Jeklolivarna    Owner                      

                d.o.o. (Statistical number:                                    

                5439132)                                                       

                SUZ, d.o.o. (Statistical number:    Owner                      

                1199781)                                                       

                SŽ - ARMATURE MUTA Ravne d.o.o.     Owner                      

                (Statistical number: 5439256)                                  

                SŽ PFJ d.o.o. (Statistical number:  Owner                      

                5434513)                                                       

                SŽ-PFP d.o.o. (Statistical number:  Owner                      

                5434521)                                                       

                TIO PNEUMATIKA d.o.o. (Statistical  Owner                      

                number: 5868459)                                               

 

Bank relations      PROBANKA d.d.:                                                 

                Central address: SI Trg Leona Štuklja 12, 2000 Maribor         

                Account number: 25100-970594186                                

                                                                               

                BANKA KOPER d.d.:                                               

                Central address: SI Pristaniška 14, 6502 Koper                 

                Account number: 10100-0043499936                               

                                                                                

                NOVA LJUBLJANSKA BANKA d.d., LJUBLJANA:                        

                Central address: SI Trg republike 2, 1520 Ljubljana            

                Account number: 024700-017188524                                

                                                                               

                SBERBANK d.d.:                                                 

                Central address: SI Dunajska cesta 128a, 1000 Ljubljana        

                Account number: SI56 3000 0000 8797 936                        


Company         Positive                                                    

development                                                                    

Business course good                                                        

 

Terms of        No complaints, but occasional delays                        

payment                                                                        

 

Business        Business connection appear premissable connection                                                                     

 

 

A. The enclosed balance of 2011 is originated from official source, it is not  

authenticated by the auditor. (31.12.2011 - 1 EUR)                              

 

B. The enclosed balance of 2010 is originated from official source, it is      

authenticated by the auditor . (31.12.2010 - 1 EUR)                            

 

C. The enclosed balance of 2009 is originated from official source, it is      

authenticated by the auditor . (31.12.2009 - 1 EUR)                            

 

D. The enclosed balance of 2008 is originated from official source, it is      

authenticated by the auditor . (31.12.2008 - 1 EUR)                            

 

balance                              A           B           C           D

 

                            31.12.2011  31.12.2010  31.12.2009  31.12.2008

ASSETS (AKTIVA)             16.918.504  15.623.696  14.104.906  14.229.948

LONG-TERM ASSETS             5.415.383   5.309.063   5.391.822   5.422.243

Intangible assets and          250.587     268.005                 335.288

long-term deferred costs                                                  

and accrued revenues                                                       

Intangible assets              250.587     268.005     302.483            

Long-term deferred costs             0           0                        

and accrued revenues                                                      

Tangible fixed assets        5.002.815   4.802.141   4.930.593   4.927.989

Long-term financial                  0           0                       0

investments and Real                                                      

estate investments                                                         

Investment property                  0           0                        

Long-term financial                  0           0                        

investments                                                               

Long-term operating              2.658           0                       0

receivables                                                               

Deferred receivables for       159.323     238.917     158.746     158.966

taxes                                                                      

>SHORT-TERM ASSETS         >11.503.121 >10.314.633  >8.713.084  >8.807.705

Short-term assets                                                6.910.253

(without Short-term                                                        

deferred costs and                                                        

accrued revenues)                                                         

Assets (group for                    0           0                       0

estrange) for sell                                                        

Inventories                  3.723.915   3.716.741   3.902.831   4.348.724

Short-term financial         3.480.000   2.280.000   1.880.000   1.897.452

investments                                                                

Short-term operating         3.580.448   2.713.559   2.490.789   2.559.360

receivables                                                               

Cash assets                    718.758   1.604.333     265.836       2.169

>Short-term deferred                >0          >0                      >0

costs and accrued revenues                                                

Off-balance sheet items              0           0                        

>LIABILITIES               >16.918.504 >15.623.696             >14.229.948

Long-term sources                                               11.360.542

(PASSIVA)                                                                 

>CAPITAL                   >11.409.019 >10.404.361 >10.843.284 >10.771.453

Called-up capital            5.108.400   5.108.400   5.108.400            

Basic (subscribed) capital   5.108.400   5.108.400               5.108.400

Non called-up capital                0           0                        

(deductive item)                                                          

 Capital reserves              126.075     126.075     126.075     126.075

Reserves from profit         1.806.524   1.806.524   1.806.524   1.679.798

Surplus from revaluation             0           0                        

Retained net                 3.363.362   3.802.285   3.734.046   2.667.141

Net business result for      1.004.658    -438.923      68.239   1.190.039

the business year                                                          

>PROVISIONS AND LONG-TERM     >634.791    >571.216    >581.537    >589.089

ACCRUED COSTS AND                                                         

DEFERRED REVENUES                                                         

>FINANCIAL AND BUSINESS     >4.669.456  >4.424.197              >2.552.954

LIABILITIES                                                               

LONG-TERM LIABILITIES        1.083.750           0                 589.089

Provisions and long-term                                           589.089

accrued costs and                                                         

deferred revenues                                                         

Long-term liabilities                                                    0

Long-term financial          1.083.750           0                       0

liabilities                                                               

Long-term operating                  0           0                       0

liabilities                                                                

Deferred liabilities for             0           0                        

taxes                                                                     

>Short-term liabilities                                         >2.869.406

and accruals                                                              

>SHORT-TERM LIABILITIES     >3.585.706  >4.424.197  >2.553.464  >2.552.954

Liabilities, included in             0           0                         

groups for estrange                                                       

Short-term financial           122.572   1.508.369         586           0

liabilities                                                               

Short-term operating         3.463.134   2.915.828   2.552.878   2.552.954

liabilities                                                               

SHORT-TERM ACCRUED COSTS       205.238     223.922     126.621     316.452

AND DEFERRED REVENUES                                                      

Off-balance sheet items              0           0                        

A. The enclosed profit and loss account of 2011 is originated from official    

source, it is not authenticated by the auditor. (31.12.2011 - 1 EUR)            

B. The enclosed profit and loss account of 2010 is originated from official    

source, it is authenticated by the auditor . (31.12.2010 - 1 EUR)              

C. The enclosed profit and loss account of 2009 is originated from official    

source, it is not authenticated by the auditor. (31.12.2009 - 1 EUR)           

D. The enclosed profit and loss account of 2008 is originated from official    

source, it is authenticated by the auditor . (31.12.2008 - 1 EUR)              

profit and loss account              A           B           C           D

                            31.12.2011  31.12.2010  31.12.2009  31.12.2008

TOTAL REVENUES                                                  17.156.340

TOTAL EXPENSES                                                  15.613.465

>Net sales                 >16.339.796 >13.379.141 >11.531.286            

>Changes in the value of     >-190.481          >0          >0            

inventories of products                                                   

and work-in-process                                                       

>Capitalised own products           >0          >0          >0            

and own services                                                          

>Other operating revenues      >79.666          >0          >0            

(with subventions,                                                        

grants,...)                                                               

>GROSS OPERATING YIELD     >16.228.981          >0          >0            

>Cost of goods, material    >9.362.268          >0          >0  >7.229.255

and services                                                              

Purchase value of goods              0           0           0            

and materials sold and                                                    

cost of material and cost                                                 

of material used                                                          

Cost of services                     0           0           0   2.711.781

>Labour cost                >4.817.771          >0          >0  >4.402.311

thereof wages                                                    3.031.608

Cost of wages                3.509.286           0           0             

Cost of pension insurance            0           0           0            

Cost of other social           629.500           0           0            

insurance                                                                 

Other labour cost              678.985           0           0            

>Write-offs                   >782.835          >0          >0            

Depreciation                   782.835           0           0     669.965

Revaluation operating                0           0           0            

expenses for non-tangible                                                 

assets and tangible fixed                                                 

assets                                                                     

Revaluation operating                0           0           0            

expenses for current                                                      

assets                                                                    

Other operating expenses       172.278           0           0     425.700

write-off of working                                               115.598

means (revaluation                                                        

expenses)                                                                  

OPERATING REVENUES          16.419.462           0           0  17.022.660

Financial Revenues from                                         16.331.208

salles of goods, services                                                 

and materials                                                             

>OPERATING EXPENSES        >15.135.152          >0          >0 >15.554.610

>OPERATING RESULT           >1.284.310   >-614.318     >33.929            

>EBIT                       >1.093.829    >229.679    >778.929            

Financial income from                0           0           0           0

investments in other                                                      

enterprises                                                                

Financial income from                0           0           0            

loans                                                                     

Financial income from                0           0           0            

operating receivables                                                     

Financial expenses from              0           0           0           0

depreciation and write-                                                   

offs of financial                                                          

investments                                                               

Financial expenses from              0           0           0            

financial liabilities                                                      

Financial expenses from              0           0           0            

operating liabilities                                                     

Financial income               199.585     135.690      86.380     111.140

Financial expenses              97.765      40.467       1.197      58.845

Other revenues                       0           0           0      22.540

Other expenses                       0           0      47.060          10

Total revenues              16.428.566  13.319.164  11.829.909            

>Total costs               >15.232.917 >13.838.259 >11.757.857            

Total business result        1.195.649    -519.095      72.052            

>Tax on profit                >111.396          >0          >0            

Deferred taxs                   79.595     -80.171         221            

Net business result for      1.004.658    -438.924      71.831            

the accounting period                                                     

Write-offs of equity and                                            58.845

other financial                                                           

investments                                                               

EARNINGS BEFORE TAXES                                            1.542.875

(EBT)                                                                     

INCOME TAX                                                         290.203

NET EARNINGS (E)                                                 1.252.672

                                                                

Ratios                                     2008    2009    2010    2011

                Equity ratio               0,36     n/a    0,33     0,3

                Cleared equity ratio       0,36     n/a    0,33     0,3

                Current liquidity          3,45    3,41    2,33    3,21

                Quick liquidity            1,75    1,88    1,49    2,17

                Working capital         6254751 6159620 5890436 7917415

                Gearing                    2,79     n/a    3,06    3,31

                Cleared gearing               0     n/a     0,3    0,24

                Profitability              8,99    0,61    -3,9    7,28

                Operating profitability     7,3    0,61    -3,3    6,12

                Stock days                92,52     120     102   82,74

                Debtor days               54,45   76,85   74,36   79,55

                Supplier days             54,31   78,77   79,91   76,94

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.94

UK Pound

1

Rs.90.48

Euro

1

Rs.77.87

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.