MIRA INFORM REPORT

 

 

Report Date :

26.07.2013

 

IDENTIFICATION DETAILS

 

Name :

NOBEL WORLD TRADERS          

 

 

Registered Office :

# 52/14, Panchikawatta Road, Colombo 10

 

 

Country :

Sri Lanka

 

 

Date of Incorporation :

Not Available

 

 

Com. Reg. No.:

Not Available

 

 

Legal Form :

Proprietorship Company (In Operation)

 

 

Line of Business :

Indenting Agent for Importers and distributors of motor spare parts

 

 

No. of Employees :

01 employee

 

 

RATING & COMMENTS

 

MIRA’s Rating :

C

 

RATING

STATUS

PROPOSED CREDIT LINE

<10

C

Absolute credit risk exists. Caution needed to be exercised

Credit not recommended

 

Status :

Undetermined

Payment Behaviour :

--

Litigation :

--

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SRI LANKA - ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth following the end of the 26-year conflict with the Liberation Tigers of Tamil Eelam (LTTE). The government has been pursuing large-scale reconstruction and development projects in its efforts to spur growth in war-torn and disadvantaged areas, develop small and medium enterprises and increase agricultural productivity. The government's high debt payments and bloated civil service have contributed to historically high budget deficits, but fiscal consolidation efforts and strong GDP growth in recent years have helped bring down the government's fiscal deficit. However, low tax revenues are a major concern. The 2008-09 global financial crisis and recession exposed Sri Lanka''s economic vulnerabilities and nearly caused a balance of payments crisis. Growth slowed to 3.5% in 2009. Economic activity rebounded with the end of the war and an IMF agreement, resulting in two straight years of 8% growth in 2010-11. Growth moderated to about 6% in 2012. Agriculture slowed due to a drought and weak global demand affected exports and trade. In early 2012, Sri Lanka floated the rupee, resulting in a sharp depreciation, and took steps to curb imports. A large trade deficit remains a concern. Strong remittances from Sri Lankan workers abroad have helped to offset the trade deficit.

Source : CIA


GENERAL

- Basic information at a glance


a.

Name of Subject of Inquiry

:

 

NOBEL WORLD TRADERS

 

b.

Legal Form  & Status

 

:

 

Proprietorship Company (In Operation)

c.

Proprietor

 :

Fawmy

d.

Primary Line of Business

:

Indenting Agent for Importers and distributors of motor spare parts

e.

Place of Business

:

 

# 52/14, Panchikawatta Road,

Colombo 10,

Sri Lanka

 

Tel/Fax No: (00 94 11) 485 0541

Mobile No: (00 94 77) 696 9148

Email: nobelworld457@gmail.com

 

 

f.

No. of Employees

:

01 employee

 

 

 

 

 

COMPANY DETAILS 

- Registration and Shareholder Details

 

a.

Registration No

:

-Not Disclosed-

b.

Date of Registration

:

-Not Disclosed-

c.

Registered Office

:

# 52/14, Panchikawatta Road, Colombo 10, Sri Lanka

d.

Auditors

:

-Not Disclosed-

e.

Bankers

:

-Not Disclosed-

 

 

FINANCIAL DETAILS

- Most recent available Financial Information

 

    THE COMPANY HAS DECLINED TO PROVIDE INFORMATION ON ITS FINANCES

                                                                                                                                                                       

Based on the corporate laws of Sri Lanka, legal entities which are Private Company with Limited Liability/Proprietorship/Partnership is not required to make public disclosure of their annual financials.                

Therefore no Financials are available for this entity

 

Current investigation

 

·         History.

 

     The Subject Company NOBEL WORLD TRADERS is Proprietorship Company.

 

                The owner of the subject company, Mr. Fawmy was contacted and he provided only the  

                information that are included in this report but so far failed to provide company registration

                and financial details in spite of our repeated requests.

 

                 The Proprietorship/Partnership companies are being registered at the Provincial Registrar of Companies and when the owner refuses to provide such details, it is not possible to obtain registration/ownership details from the registry and verify the accuracy of the details given by the subject.

 

·         Location.

 

The Subject Company and is located at the client # 52/14, Panchikawatta Road, Colombo 10, a prominent area where motor spare parts dealers in operation. The premise is a dwelling house cum office and the subject is operating as an Indenting Agent for his customers.


 

·         Operational Details.

 

General

                  The subject company’s primary line of business is Indenting Agent for supply of motor cycle spare parts for specific customers in Sri Lanka

 

Products

Motor Cycle Spare Parts

 

Import Country

Pakistan.  Subject says that he intends to commence importing spare parts from China in the near future.

 

No of Employees

                  01 employee

 

·         Financial Data

 

The company has declined to provide information on its finances

Based on the corporate laws of Sri Lanka, legal entities which are Private Company with Limited Liability/Proprietorship/Partnership is not required to make public disclosure of their annual financials. Therefore no Financials are available for this entity

 

               

·         General Comments

 

The subject company when contacted provided some information to prepare this report and are been included. However, he declined to disclose any financial information.

 

 

·         Trade references

 

                  The subject company did not provide any trade references

 

 

·         Credit Recommendations

 

                  Since no financial information has been forthcoming from the company, it is not possible to comment on the merits or otherwise of the company.

 

No computerised data bases exist to make checks whether the partners or the company has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.94

UK Pound

1

Rs.90.47

Euro

1

Rs.77.86

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.