MIRA INFORM REPORT

 

 

Report Date :

26.07.2013

 

IDENTIFICATION DETAILS

 

Name :

TIN NGHIA CORPORATION 

 

 

Formerly Known As :

TIN NGHIA COMPANY LIMITED

 

 

Registered Office :

96 Ha Huy Giap, Quyet Thang Ward, Bien Hoa City, Dong Nai Province

 

 

Country :

Vietnam

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishments:

1989

 

 

Com. Reg. No.:

3600283394

 

 

Legal Form :

Parent-subsidiary company model

 

 

Line of Business :

subject operates in following fields:

·         Industrial estates.

·         Real estates.

·         Warehousing, transport and logistics.

·         Petrol, oil, lubricant and gas distribution and trading.

·         Agro- product processing, merchandising and export.

·         Minerals exploitation, construction material manufacturing.

·         Tourism, entertainment and health care.

·         Financial investment.

 

 

No. of Employees :

1820

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Vietnam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


vietnam ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that has been transitioning from the rigidities of a centrally-planned economy since 1986. Vietnamese authorities have reaffirmed their commitment to economic modernization in recent years. Vietnam joined the World Trade Organization in January 2007, which has promoted more competitive, export-driven industries. Vietnam became an official negotiating partner in the Trans-Pacific Partnership trade agreement in 2010. Agriculture's share of economic output has continued to shrink from about 25% in 2000 to less than 22% in 2012, while industry's share increased from 36% to nearly 41% in the same period. State-owned enterprises account for roughly 40% of GDP. Poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession hurt Vietnam's export-oriented economy, with GDP in 2012 growing at 5%, the slowest rate of growth since 1999. In 2012, however, exports increased by more than 18%, year-on-year; several administrative actions brought the trade deficit back into balance. Between 2008 and 2011, Vietnam's managed currency, the dong, was devalued in excess of 20%, but its value remained stable in 2012. Foreign direct investment inflows fell 4.5% to $10.5 billion in 2012. Foreign donors have pledged $6.5 billion in new development assistance for 2013. Hanoi has oscillated between promoting growth and emphasizing macroeconomic stability in recent years. In February 2011, the Government shifted policy away from policies aimed at achieving a high rate of economic growth, which had stoked inflation, to those aimed at stabilizing the economy, through tighter monetary and fiscal control. Although Vietnam unveiled a broad, "three pillar" economic reform program in early 2012, proposing the restructuring of public investment, state-owned enterprises, and the banking sector, little perceptible progress had been made by early 2013. Vietnam's economy continues to face challenges from an undercapitalized banking sector. Non-performing loans weigh heavily on banks and businesses. In September 2012, the official bad debt ratio climbed to 8.8%, though some independent analysts believe it could be higher than 15%.

 

Source : CIA

 

 

 


 

 

SUBJECT IDENTIFICATION & LEGAL FORM

 

Current legal status

Registration English Name

 

TIN NGHIA CORPORATION

Registration Vietnamese Name

 

TONG CONG TY TIN NGHIA CONG TY TNHH

Registration Short name

 

TIMEX CORP

Type of Business

 

Parent-subsidiary company model

Year Established

 

1989

Business Registration No.

 

3600283394

Date of latest adjustment (13th)

 

20 Sep 2012

Place of Registration

 

Business Registration Office - Planning and Investment Department of Dong Nai Province

Chartered capital

 

VND 2,332,000,000,000

Tax code

 

3600283394

Total Employees

 

1,820

 

Historical Identification & Legal form

List

Changed Items

Date of changes

1

Subject has got former Registered Vietnamese Name: TONG CONG TY TIN NGHIA

Changed to: TONG CONG TY TIN NGHIA CONG TY TNHH

16 Jul 2012

2

Subject has got former Chartered capital: VND 1,107 Billion

Changed to: VND 2,332 Billion

16 Jul 2012

3

Subject has got former Chartered capital: 500 Billion VND

Changed to: 1,107 Billion VND

30 Jul 2010

4

Subject has got former Business Registration No: 4704000007 on 03 Nov 2004

Changed to: 3600283394

30 Jul 2010

5

Subject has got former Registered Vietnamese Name: CONG TY TNHH MOT THANH VIEN TONG CONG TY TIN NGHIA

Changed to: TONG CONG TY TIN NGHIA

30 Jul 2010

6

Subject has got former Abbreviated Name: TIMEXCO

Changed to: TIMEX CORP

30 Jul 2010

7

Subject has got former Registered English Name: TIN NGHIA COMPANY LIMITED

Changed to: TIN NGHIA CORPORATION

07 Sep 2009

8

Subject has got former Registered Vietnamese Name: CONG TY TNHH MOT THANH VIEN TIN NGHIA

Changed to: CONG TY TNHH MOT THANH VIEN TONG CONG TY TIN NGHIA

07 Sep 2009

 

 

 

Company ADDRESSES

 

Head Office

Address

 

96 Ha Huy Giap, Quyet Thang Ward, Bien Hoa City, Dong Nai Province, Vietnam

Telephone

 

(84-61) 3824369

Fax

 

(84-61) 3829467

Email

 

info@tinnghiacorp.com.vn

Website

 

www.tinnghiacorp.com.vn  

 

 

 

 

SUBSIDIARIES

 

1. ICD BIEN HOA - TIN NGHIA LOGISTICS JOINT STOCK COMPANY

Business Registration

 

3601047417

Place of Registration

 

Business registration office - Planning and Investment Department of Dong Nai province

Chartered capital

 

VND 158,000,000,000

Tax code

 

3601047417

Address

 

km 1 + 900 National Highway No. 51, Long Binh Tan Ward, Bien Hoa City, Dong Nai Province, Vietnam

Tel

 

(84-61) 3831 576/ 3835 418

Fax

 

(84-61) 3831 566 / 3835 491

Website

 

www.icdbienhoavn.com

 

2. TIN NGHIA AGRO PRODUCT TRADING CO., LTD

Business Registration

 

4704000755

Date of Registration

 

10 Feb 2009

Place of Registration

 

Business registration office - Planning and Investment Department of Dong Nai province

Chartered capital

 

VND 12,000,000,000

Tax code

 

3601431888

Address

 

Quarter 8 Long Binh Ward, Bien Hoa City, Dong Nai Province, Vietnam

Tel

 

(8-61) 882 4017

Fax

 

(8-61) 882 4013

 

3. TIN NGHIA PETROL JOINT - STOCK COMPANY

Business Registration

 

3601038204

Date of Registration

 

29 Aug 2011

Place of Registration

 

Business registration office - Planning and Investment Department of Dong Nai province

Chartered capital

 

VND 213,437,600,000

Tax code

 

3601038204

Address

 

No. 95A, Cach Mang Thang Tam Street, Quyet Thang Ward, Bien Hoa City, Dong Nai Province, Vietnam

Tel

 

(84-61) 3842434 / 3840057 / 3843646

Fax

 

(84-61) 3941024

Website

 

www.timexpetrol.com.vn

 

4. TIN NGHIA INDUSTRIAL PARK DEVELOPMENT JOINT STOCK COMPANY

Business Registration

 

3600964611

Date of Registration

 

08 Jan 2008

Place of Registration

 

Business registration office - Planning and Investment Department of Dong Nai province

Chartered capital

 

VND 173,354,300,000

Tax code

 

3600964611

Address

 

Tam Phuoc Industrial Park Road No. 6, Bien Hoa City, Dong Nai Province, Vietnam

Tel

 

(84-61) 3512478

Fax

 

(84-61) 3512.479

Website

 

tinnghiaip.com.vn

 

5. TIN NGHIA CONSTRUCTION MATERIALS COMPANY LIMITED

Business Registration

 

3601046621

Date of Registration

 

18 Sep 2008

Place of Registration

 

Business registration office - Planning and Investment Department of Dong Nai province

Chartered capital

 

VND 168,000,000,000

Tax code

 

3601046621

Address

 

Quarter 8 Long Binh Ward, Bien Hoa City, Dong Nai Province, Vietnam

Tel

 

(84-61) 3983450

Fax

 

(84-61) 3983728

Website

 

http://www.tinnghiacorp.com.vn/construction/

 

6. NHON TRACH INVESTMENT JOINT - STOCK COMPANY

Business Registration

 

4703000158

Date of Registration

 

14 Sep 2004

Place of Registration

 

Business registration office - Planning and Investment Department of Dong Nai province

Chartered capital

 

VND 660,000,000,000

Tax code

 

3600694267

Address

 

Road 7 Khu đô thị Đông Sŕi Gňn, Long Tan Commune, Nhon Trach District, Dong Nai Province, Vietnam

Tel

 

(84-61) 3561462

Fax

 

(84-61) 3561461

Website

 

www.dongsaigon.vn

 

7. THONG NHAT JOINT - STOCK COMPANY

Business Registration

 

4703000095

Date of Registration

 

24 Feb 2004

Place of Registration

 

Business registration office - Planning and Investment Department of Dong Nai province

Chartered capital

 

VND 82,000,000,000

Tax code

 

3600667859

Address

 

Road 2A Bau Xeo Industrial Park, Trang Bom District, Dong Nai Province, Vietnam

Tel

 

(84-61) 3924377

Fax

 

(84-61) 3924692

Website

 

http://bauxeo.com.vn/

 

8. NHON TRACH 3 INDUSTRIAL PARK COMPANY LIMITED

Address

 

Nhon Trach 3 Industrial Park , Nhon Trach District, Dong Nai Province, Vietnam

Tel

 

(84-61) 3560124 / 3549657

Fax

 

(84-61) 3549544

Website

 

www.nhontrach3ip.com

 

9. ONG KEO INDUSTRIAL PARK COMPANY LIMITED

Address

 

Ong Keo Industrial Park , Nhon Trach District, Dong Nai Province, Vietnam

Tel

 

(84-61) 3215468

Website

 

www.tinnghiacorp.com.vn/Ongkeoip

 

10. TAN PHU URBAN AND INDUSTRIAL PARK INVESTMENT COMPANY LIMITED

Address

 

Tan Phu Industrial Park , Tan Phu District, Dong Nai Province, Vietnam

Tel

 

(84-61) 3822486

Fax

 

(84-61) 3823747

Website

 

www.tinnghiacorp.com.vn/TanphuIP

 

11. PHU TIN HOUSING CONSTRUCTION AND TRADING JOINT -STOCK COMPANY.

Address

 

Tam Phuoc Industrial Park , Long Thanh District, Dong Nai Province, Vietnam

Tel

 

(84-61) 3513331

Fax

 

(84-61) 3513331

 

12. TIN NGHIA PROJECT MANAGEMENT COMPANY,. LTD

Address

 

98 Ha Huy Giap Street, Quyet Thang Ward , Bien Hoa City, Dong Nai Province, Vietnam

Tel

 

(84-61) 8820301 / 8820302

Fax

 

(84-61) 8820303

 

13. TIN NGHIA - A CHAU JOINT-STOCK COMPANY

Address

 

A2/377A Bui Huu Nghia Street, Tan Van Ward , Bien Hoa City, Dong Nai Province, Vietnam

Tel

 

(84-61) 8851 689

Fax

 

(84-61) 8851 690

Website

 

www.centria.com.vn

 

14. DONG NAI CONTAINER TERMINAL JOINT-STOCK COMPANY (ICD DONG NAI)

Address

 

Km13, Highway 51, Tam Phuoc Ward , Long Thanh District, Dong Nai Province, Vietnam

Tel

 

(84-61) 3511700

Fax

 

(84-61) 3511704

 

15. TIN NGHIA TOURISM AND SERVICE COMPANY LIMITED

Address

 

98 Ha Duy Giap St., (N.R 1), Quyet Thang ward , Bien Hoa City, Dong Nai Province, Vietnam

Tel

 

(84-61) 3816727

Fax

 

(84-61) 3947855

Website

 

www.tinnghiacorp.com.vn

 

16. DONG THUAN TOURISM JOINT-STOCK COMPANY (BAU TRUC RESORT)

Address

 

Yen Ninh Street, Van Hai Ward , Phan Rang-Thap Cham City, Ninh Thuan Province, Vietnam

Tel

 

(84-68) 3874 047 / 3874 223

Fax

 

(84-068) 3874 431

Website

 

www.bautrucresort.com

 

17. TIN KHAI JOINT -STOCK COMPANY.

Address

 

Thanh Phu Ward , Vinh Cuu District, Dong Nai Province, Vietnam

Tel

 

(84-61) 2618800 / 3966043

Fax

 

(84-61) 3966042

 

18. TIN NGHIA LAOS JOINT - STOCK COMPANY

Address

 

Luong Ward, Pakse District , Champasec , Laos

 

 

 

DIRECTORS

 

1. NAME

 

Mr. QUACH VAN DUC

Position

 

Chairman cum General Director

Date of Birth

 

15 Jan 1959

ID Number/Passport

 

270014541

ID Issue Date

 

05 May 2003

ID Issue Place

 

Police Station Dong Nai province

Resident

 

83/3 - Group 3 Tan Hoa Ward, Bien Hoa City, Dong Nai Province, Vietnam

Nationality

 

Vietnamese

 

2. NAME

 

Mr. CAO NGOC DUC

Position

 

Deputy General Director

Nationality

 

Vietnamese

 

3. NAME

 

Mr. NGUYEN THANH BINH

Position

 

Deputy General Director

Nationality

 

Vietnamese

 

4. NAME

 

Mr. QUACH TIEN THINH

Position

 

Deputy General Director

Nationality

 

Vietnamese

 

5. NAME

 

Ms. NGUYEN THI BACH HUONG

Position

 

Deputy General Director

Nationality

 

Vietnamese

 

6. NAME

 

Mr. NGUYEN VAN SOAI

Position

 

Deputy General Director

Nationality

 

Vietnamese

 

7. NAME

 

Mr. LE HUU TINH

Position

 

Deputy General Director

Nationality

 

Vietnamese

 

8. NAME

 

Mr. TRAN NGHIA SY

Position

 

Chief Accountant

Nationality

 

Vietnamese

 

 

 

 

 

BUSINESS NATURE AND ACTIVITIES

 

The subject operates in following fields:
- Industrial estates.
- Real estates.
- Warehousing, transport and logistics.
- Petrol, oil, lubricant and gas distribution and trading.
- Agro- product processing, merchandising and export.
- Minerals exploitation, construction material manufacturing.
- Tourism, entertainment and health care.
- Financial investment.

 

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT:

·         Market

 

Italy, France, Japan...

 

EXPORT:

·         Types of products

 

Coffee

·         Market

 

EU…

 

 

 

BANKERS

 

1. BANK FOR INVESTMENT AND DEVELOPMENT OF VIETNAM DONG NAI BRANCH

Address

 

No. 7 Bui Van Hoa , Bien Hoa City, Dong Nai Province, Vietnam

Telephone

 

(84-61) 3842729

 

2. DAI A COMMERCIAL JOINT_STOCK BANK

Address

 

No. 56 - 58, Cach Mang Thang Tam Str, Quyet Thang Ward, Bien Hoa City, Dong Nai Province, Vietnam

Telephone

 

(84-61) 384 6831 - 3941066

Fax

 

(84-61) 3842926

 

 

SHAREHOLDERS

 

1. NAME

 

DONG NAI PROVINCIAL COMMITTEE OF THE PARTY

Address

 

No. 90 Ha Huy Giap Street Quyet Thang Ward, Bien Hoa City, Dong Nai Province, Vietnam

Tel

 

(84-61) 3822477

Fax

 

(84-61) 3822494

Percentage

 

100%

 

 

 

FINANCIAL DATA

 

BALANCE SHEET

Unit: One VND

Balance sheet date

31/12/2011

31/12/2010

31/12/2009

Number of weeks

52

52

52

Consolidated situation

Consolidated

Unconsolidated

Consolidated

ASSETS

A – CURRENT ASSETS

2,407,558,000,000

1,483,564,807,183

2,245,077,000,000

I. Cash and cash equivalents

285,563,000,000

101,603,667,375

913,595,000,000

1. Cash

206,472,000,000

101,603,667,375

265,187,000,000

2. Cash equivalents

79,091,000,000

0

648,408,000,000

II. Short-term investments

127,698,000,000

231,742,187,550

25,922,000,000

1. Short-term investments

128,859,000,000

232,468,534,568

34,645,000,000

2. Provisions for devaluation of short-term investments

-1,161,000,000

-726,347,018

-8,723,000,000

III. Accounts receivable

1,169,579,000,000

913,642,364,891

724,905,000,000

1. Receivable from customers

278,619,000,000

79,995,295,262

137,570,000,000

2. Prepayments to suppliers

307,124,000,000

226,360,738,709

20,438,000,000

3. Inter-company receivable

0

0

0

4. Receivable according to the progress of construction

0

0

5,710,000,000

5. Other receivable

587,558,000,000

607,745,603,474

565,268,000,000

6. Provisions for bad debts

-3,722,000,000

-459,272,554

-4,081,000,000

IV. Inventories

643,245,000,000

178,304,298,641

515,183,000,000

1. Inventories

645,449,000,000

181,486,328,141

528,991,000,000

2. Provisions for devaluation of inventories

-2,204,000,000

-3,182,029,500

-13,808,000,000

V. Other Current Assets

181,473,000,000

58,272,288,726

65,472,000,000

1. Short-term prepaid expenses

2,959,000,000

3,151,762,027

13,736,000,000

2. VAT to be deducted

41,758,000,000

15,200,942,812

12,417,000,000

3. Taxes and other accounts receivable from the State

24,479,000,000

21,570,285,999

25,236,000,000

4. Other current assets

112,277,000,000

18,349,297,888

14,083,000,000

B. LONG-TERM ASSETS

4,924,139,000,000

3,508,558,641,066

3,127,257,000,000

I. Long term accounts receivable

0

0

0

1. Long term account receivable from customers

0

0

0

2. Working capital in affiliates

0

0

0

3. Long-term inter-company receivable

0

0

0

4. Other long-term receivable

0

0

0

5. Provisions for bad debts from customers

0

0

0

II. Fixed assets

3,101,953,000,000

833,393,665,139

1,392,285,000,000

1. Tangible assets

492,856,000,000

67,321,215,199

276,154,000,000

- Historical costs

727,410,000,000

93,435,260,483

437,707,000,000

- Accumulated depreciation

-234,554,000,000

-26,114,045,284

-161,553,000,000

2. Financial leasehold assets

0

0

0

- Historical costs

0

0

0

- Accumulated depreciation

0

0

0

3. Intangible assets

20,987,000,000

4,905,555,955

10,684,000,000

- Initial costs

28,947,000,000

8,228,545,464

17,635,000,000

- Accumulated amortization

-7,960,000,000

-3,322,989,509

-6,951,000,000

4. Construction-in-progress

2,588,110,000,000

761,166,893,985

1,105,447,000,000

III. Investment property

342,331,000,000

58,366,168,601

407,797,000,000

Historical costs

502,911,000,000

91,398,296,927

500,829,000,000

Accumulated depreciation

-160,580,000,000

-33,032,128,326

-93,032,000,000

IV. Long-term investments

1,059,090,000,000

2,547,271,554,390

948,670,000,000

1. Investments in affiliates

0

1,886,213,231,652

356,875,000,000

2. Investments in business concerns and joint ventures

60,155,000,000

84,528,075,069

81,679,000,000

3. Other long-term investments

999,088,000,000

615,716,189,017

511,122,000,000

4. Provisions for devaluation of long-term investments

-153,000,000

-39,185,941,348

-1,006,000,000

V. Other long-term assets

420,765,000,000

69,527,252,936

378,505,000,000

1. Long-term prepaid expenses

399,443,000,000

46,254,924,824

336,245,000,000

2. Deferred income tax assets

4,787,000,000

22,974,208,512

29,656,000,000

3. Other long-term assets

16,535,000,000

298,119,600

12,604,000,000

VI. Goodwill

0

 

 

1. Goodwill

0

 

 

TOTAL ASSETS

7,331,697,000,000

4,992,123,448,249

5,372,334,000,000

 

LIABILITIES

A- LIABILITIES

5,574,842,000,000

4,092,661,086,507

3,924,157,000,000

I. Current liabilities

2,123,799,000,000

1,644,081,037,717

1,613,687,000,000

1. Short-term debts and loans

1,347,430,000,000

963,132,342,726

1,102,193,000,000

2. Payable to suppliers

175,018,000,000

40,634,833,382

107,233,000,000

3. Advances from customers

203,745,000,000

383,809,962,290

123,189,000,000

4. Taxes and other obligations to the State Budget

64,833,000,000

20,534,456,844

27,824,000,000

5. Payable to employees

8,058,000,000

2,179,465,855

9,115,000,000

6. Accrued expenses

178,479,000,000

41,549,439,306

117,478,000,000

7. Inter-company payable

0

0

0

8. Payable according to the progress of construction contracts

0

0

0

9. Other payable

146,061,000,000

192,240,537,314

123,567,000,000

10. Provisions for short-term accounts payable

175,000,000

0

3,088,000,000

11. Bonus and welfare funds

0

 

 

II. Long-Term Liabilities

3,451,043,000,000

2,448,580,048,790

2,310,470,000,000

1. Long-term accounts payable to suppliers

0

0

0

2. Long-term inter-company payable

0

0

0

3. Other long-term payable

325,245,000,000

92,721,259,132

85,568,000,000

4. Long-term debts and loans

3,057,361,000,000

2,186,891,381,201

2,114,954,000,000

5. Deferred income tax payable

63,563,000,000

97,259,568,419

105,442,000,000

6. Provisions for unemployment allowances

4,874,000,000

1,239,921,001

4,506,000,000

7. Provisions for long-term accounts payable

0

70,467,919,037

0

8. Unearned Revenue

0

 

 

9. Science and technology development fund

0

 

 

B- OWNER’S EQUITY

877,857,000,000

899,462,361,742

1,448,177,000,000

I. OWNER’S EQUITY

862,828,000,000

889,617,282,694

1,431,094,000,000

1. Capital

227,759,000,000

228,176,759,972

228,177,000,000

2. Share premiums

0

0

0

3. Other sources of capital

434,372,000,000

561,758,709,914

1,102,140,000,000

4. Treasury stocks

0

0

0

5. Differences on asset revaluation

0

0

0

6. Foreign exchange differences

36,032,000,000

8,158,048,887

5,148,000,000

7. Business promotion fund

43,077,000,000

26,617,739,289

33,090,000,000

8. Financial reserved fund

32,810,000,000

24,506,091,533

32,842,000,000

9. Other funds

927,000,000

0

781,000,000

10. Retained earnings

87,851,000,000

40,399,933,099

28,916,000,000

11. Construction investment fund

0

0

0

12. Business arrangement supporting fund

0

 

 

II. Other sources and funds

15,029,000,000

9,845,079,048

17,083,000,000

1. Bonus and welfare funds (Elder form)

15,029,000,000

9,845,079,048

17,083,000,000

2. Sources of expenditure

0

0

0

3. Fund to form fixed assets

0

0

0

MINORITY’S INTEREST

878,998,000,000

 

 

TOTAL LIABILITIES AND OWNER’S EQUITY

7,331,697,000,000

4,992,123,448,249

5,372,334,000,000

 

 

PROFIT & LOSS STATEMENT

 

Description

FY2011

FY2010

FY2009

1. Total Sales

9,186,976,000,000

1,061,128,113,840

2,482,132,000,000

2. Deduction item

344,000,000

0

9,000,000

3. Net revenue

9,186,632,000,000

1,061,128,113,840

2,482,123,000,000

4. Costs of goods sold

8,870,371,000,000

1,013,697,706,271

2,326,474,000,000

5. Gross profit

316,261,000,000

47,430,407,569

155,649,000,000

6. Financial income

361,905,000,000

114,184,534,811

65,399,000,000

7. Financial expenses

320,726,000,000

209,166,608,680

139,265,000,000

- In which: Loan interest expenses

243,201,000,000

187,086,730,413

85,512,000,000

8. Selling expenses

97,395,000,000

11,642,461,585

53,611,000,000

9. Administrative overheads

139,939,000,000

41,285,112,916

119,168,000,000

10. Net operating profit

120,106,000,000

-100,479,240,801

-90,996,000,000

11. Other income

71,011,000,000

222,609,915,900

366,666,000,000

12. Other expenses

17,879,000,000

57,557,887,405

24,530,000,000

13. Other profit /(loss)

53,132,000,000

165,052,028,495

342,136,000,000

14. Total accounting profit before tax

173,238,000,000

64,572,787,694

251,140,000,000

15. Current corporate income tax

39,004,000,000

18,942,163,305

21,293,000,000

16. Deferred corporate income tax

11,074,000,000

-2,021,944,959

42,106,000,000

17. Interest from subsidiaries/related companies

0

 

 

18. Profit after tax

123,160,000,000

47,652,569,348

187,741,000,000

 

 

FINANCIAL RATIOS AND AVERAGE INDUSTRY RATIOS

 

Description

FY2011

FY2010

FY2009

Average Industry

Current liquidity ratio

1.13

0.90

1.39

2.20

Quick liquidity ratio

0.83

0.79

1.07

0.92

Inventory circle

13.79

5.69

5.04

0.44

Average receive period

46.47

314.27

106.60

334.70

Utilizing asset performance

1.25

0.21

0.46

0.13

Liability by total assets

76.04

81.98

73.04

58.98

Liability by owner's equity

635.05

455.01

270.97

161.15

Ebit / Total assets (ROA)

5.68

5.04

6.27

5.92

Ebit / Owner's equity (ROE)

47.44

27.98

23.25

16.03

Ebit / Total revenue (NPM)

4.53

23.72

13.56

17.15

Gross profit / Total revenue (GPM)

3.44

4.47

6.27

28.43

Note: The Average Industry was calculated by VietnamCredit based on our own statistical data

 

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Good

Liquidity

 

Medium

Payment status

 

Above Average

Financial Situation

 

Above Average

Development trend

 

Positive

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

Through its bank, L/C, T/T

Sale Methods

 

Other

 

 

 

INTERPRETATION ON THE SCORES

 

The company was established in 1989 as state owned company. Currently, it has operated according to parent-subsidiary company model with name TIN NGHIA CORPORATION under the business registration No.3600283394 (the same as tax code), granted by Business Registration Office - Planning and Investment Department of Dong Nai Province. Its current chartered capital is VND 2,332 billion.

The head office of the company is located at No. 96 Ha Huy Giap Street – Quyet Thang Ward – Bien Hoa City – Dong Nai Province. Premises and facilities of subject are fair. TIN NGHIA GROUP has 18 subsidiaries and 15 related companies (holding less than 50% shares).

Subject’s business activities are very diversified, including industrial estates, real estates, warehousing, transport and logistics, petrol, oil, lubricant and gas distribution and trading, agro-product processing, merchandising and export, minerals exploitation, construction material manufacturing, etc. In the past, the subject also specialized in trading and exporting granite but it transferred this activity to subsidiaries. Now, it focuses on trading coffee.

The subject has applied standard BVQI – ISO 9001:2000, HACCP CODE: 2003... in business. Besides, it was awarded many noticeable achievements such as III-Class Labour Order, Golden lotus cup of 2007 awarded by Vietnam Chamber of Commerce and Industry, etc.

Based on subject’s financial data, its turnover was big in recent years because subject changed its main product. Its liquidity ratios were average. ROA and ROE of subject were fairly good. According to subject’s accountant, its turnover 2012 was same as 2011. The subject is operating normally.

In general, the company is ranked as a large scale business. It is also supported much from government. It has capacity to meet normal financial commitments.

 

APPENDIX

 

INDUSTRY DATA

 

Industry code

GDP growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2012

2011

Agriculture, Forestry and Fishing

2.72

4.00

8,887

24,362.9

95,227

Industry and Construction

4.52

5.53

95,217

10,718.9

3,641,376

Trade and Services

6.42

6.69

187,195

15,270.2

6,957,082

 

ECONOMIC INDICATORS

 

 

2012 

2011 

2010 

Population (Million person)

88.78

87.84

86.93

Gross Domestic Products (USD billion)

136

119

102.2

GDP Growth (%)

5.03

5.89

6.78

GDP Per Capita (USD/person/year)

1,540

1,300

1,160

Inflation (% Change in Composite CPI)

9.21

18.58

11.75

State Budget Deficit compared with GDP (%)

4.8

4.9

5.8

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2012 

2011 

2010 

Exports

114.6

96.3

72.2

Imports

114.3

105.8

84.8

Trade Balance

0.3

-9.5

-12.6

Source: General Statistics Office


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.94

UK Pound

1

Rs.90.48

Euro

1

Rs.77.87

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.