MIRA INFORM REPORT

 

 

Report Date :

27.07.2013

 

IDENTIFICATION DETAILS

 

Name :

MIDDLE EAST SPECIALIZED CABLE

 

 

Formerly Known As :

MESC JORDAN PJSC

 

 

Registered Office :

Abdali Akarko Complex, 11th Floor Hussein Street Abdali PO Box  925611 Amman 11190

 

 

Country :

Jordan

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

26.01.1992

 

 

Com. Reg. No.:

215

 

 

Legal Form :

Public Shareholding Company

 

 

Line of Business :

Manufacturers of electric power cables and telephone wires

 

 

No. of Employees :

620

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Jordan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

JORDAN - ECONOMIC OVERVIEW

 

Jordan's economy is among the smallest in the Middle East, with insufficient supplies of water, oil, and other natural resources, underlying the government's heavy reliance on foreign assistance. Other economic challenges for the government include chronic high rates of poverty, unemployment, inflation, and a large budget deficit. Since assuming the throne in 1999, King ABDALLAH has implemented significant economic reforms, such as opening the trade regime, privatizing state-owned companies, and eliminating some fuel subsidies, which in the last decade spurred economic growth by attracting foreign investment and creating some jobs. The global economic slowdown and regional turmoil, however, have depressed Jordan''s GDP growth, impacting export-oriented sectors, construction, and tourism. In 2011 and 2012, the government approved two economic relief packages and a budgetary supplement, meant to improve the living conditions for the middle and poor classes. Jordan''s finances have also been strained by a series of natural gas pipeline attacks in Egypt, causing Jordan to substitute more expensive diesel imports, primarily from Saudi Arabia, to generate electricity. Jordan is currently exploring nuclear power generation in addition to the exploitation of abundant oil shale reserves and renewable technologies to forestall energy shortfalls. In 2012, to correct budgetary and balance of payments imbalances, Jordan entered into a $2.1 billion, multiple year International Monetary Fund Stand-By Arrangement. Jordan''s financial sector has been relatively isolated from the international financial crisis because of its limited exposure to overseas capital markets. Jordan will continue to depend heavily on foreign assistance to finance the deficit in 2013.

Source : CIA

 

SUMMARY

 

Company Name                                     : MIDDLE EAST SPECIALIZED CABLE

Also Known As                                      : MESC JORDAN PJSC

Country of Origin                                    : Jordan

Legal Form                                            : Public Shareholding Company

Registration Date                                   : 26th January 1992

Commercial Registration Number            : 215

National ID Number                                : 200021410

Issued Capital                                        : JD 38,889,210

Paid up Capital                                      : JD 38,889,210

Total Workforce                                     : 620

Activities                                               : Manufacturers of electric power cables and telephone wires

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 


COMPANY NAME

 

MIDDLE EAST SPECIALIZED CABLE

 

ALSO KNOWN AS: MESC JORDAN PJSC

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Abdali Akarko Complex, 11th Floor

Street               : Hussein Street

Area                 : Abdali

 

PO Box             : 925611

 

Town                 : Amman 11190

Country             : Jordan

 

Telephone         : (962-6) 5606205 / 5606203 / 6230601

Facsimile          : (962-6) 5606221 / 6230610

Email                : hashem.mallah@mesccables.com / general@inccables.com

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Amman.

 

 

KEY PRINCIPALS

 

     Name                                                                                                           Position

 

·       Abdul Raouf Al Bitar                                                                                      Chairman

 

·       Hashem Hunaidi                                                                                            Vice Chairman

 

·       Abdul Aziz Al Mamlieh                                                                                  Director

 

·       Saleh Swailem                                                                                              Director

 

·       Ahmad Al Namleh                                                                                         Director

 

·       Fathi Hasan                                                                                                  Director

 

·       Mansour Al Lozi                                                                                            Director

 

·       Amr Al Belbaisi                                                                                             Director

 

·       Issa Azar                                                                                                      Director

 

·       Ahmad A Sallakh                                                                                          General Manager

 

·       Talal Abulhawa                                                                                              Sales & Marketing Manager

 

·       Eba Assaf                                                                                                    Financial Controller

 

·       Hashem Mallah                                                                                             Human Resources Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 26th January 1992

 

Legal Form                  : Public Shareholding Company

 

Commercial Reg. No.  : 215

 

National ID No.            : 200021410

 

Issued Capital              : JD 38,889,210

 

Paid up Capital            : JD 38,889,210

 

Name of Shareholder (s)                                                          Percentage

 

·       Middle East Specialised Cables Company (MESC)                              49.0%

Al Kharj Road

Second Industrial Area, Phase 2

PO Box: 585

Riyadh 11383

Saudi Arabia

Tel: (966-1) 2650555

Fax: (966-1) 2650712 / 2650015

 

·       Amnco Inc                                                                                          4.6%

British Virgin Islands

                  

·       Hayaco Inc                                                                                         0.7%              

British Virgin Islands

 

·       Local businessmen and private investors                                             45.7%

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of electric power cables and telephone wires.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 620 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Jordanian Dinars (JD)

 

Balance Sheet                                  31/12/11     31/12/10        31/12/09

 

Cash on Hand & at Banks

191,859

300,425

766,650

Accounts Receivable, Net

10,535,475

17,650,421

31,022,236

Notes Receivable

0

0

0

Post Dated Cheques

4,654,724

5,579,886

10,009,019

Short Term Investments

1,424,053

1,612,531

1,440,506

Inventory

17,580,931

22,859,303

41,710,206

Spare Parts

0

0

0

Total Current Assets

37,278,512

51,284,827

85,495,671

Long Term Investments

5,932,072

9,332,773

8,779,587

Fixed Assets, Net

24,061,166

24,396,601

26,215,034

Lands

0

0

0

Projects in Progress

0

7,148

0

Total Fixed Assets

24,061,166

24,403,749

26,215,034

Other Assets

102,442

102,442

421,942

Total Assets

67,374,192

85,123,791

120,912,234

 

Accounts and Notes Payable

1,857,968

1,980,949

4,675,084

Credit Banks

0

0

0

Short Term Loans

20,332,553

34,288,226

48,372,202

Accrued Part of Long Term Loans

3,866,539

9,300,205

8,974,315

Total Current Liabilities

27,227,733

54,639,421

67,335,392

Long Term Loans & Notes Payable

33,881,321

13,767,324

24,927,578

Corporate Bonds

0

0

0

Other Liabilities

561,537

444,535

0

Total Liabilities

61,670,591

68,851,280

92,262,970

 

Authorized Capital

38,889,210

38,889,210

38,820,148

Subscribed Capital

38,889,210

38,889,210

38,820,148

Paid in Capital

38,889,210

38,889,210

38,820,148

Compulsory Reserves

3,391,614

3,391,614

3,391,614

Voluntary Reserve

756,445

756,445

756,445

Other Reserves

0

0

0

Issuance Premium

0

0

0

Issuance Discount

0

0

0

Treasury Stocks

0

0

0

Proposed Cash Dividends

0

0

0

Proposed Stock Dividends

0

0

0

Accumulated Change in Fair Value

-987,909

-2,059,673

-1,104,741

Retained Earnings

-36,345,759

-24,705,085

-13,214,202

Total Shareholders’ Equity

5,703,601

16,272,511

28,649,264

Minority Interest

0

0

0

Total Liabilities & Shareholders’ Equity

67,374,192

85,123,791

120,912,234

 

Income Statement

 

Operating Revenues

59,223,318

70,667,679

80,539,432

Operating Expenses

61,351,909

68,798,809

71,923,760

Gross Profit

-2,128,591

1,868,870

8,615,672

General and Administrative Expenses

742,709

1,240,153

1,478,230

Selling and Distribution Expenses

654,854

1,378,747

1,082,559

Depreciation (Period)

2,184,437

2,692,991

2,295,157

Other Operating Expenses

2,000,000

1,995,156

377,098

Net Operating Income

-5,526,154

-2,745,186

5,677,785

Other Revenues

-3,607,226

-3,597,219

-880,037

Other Expenses

108,444

1,062,503

167,956

Income Before Interest & Tax

-9,241,824

-7,404,908

4,629,792

Interest Expenses

2,890,350

3,766,475

4,757,736

Net Income Before Tax

-12,132,174

-11,171,383

-127,944

Income Tax (Period)

0

319,500

2,342,267

Income Tax (Previous Years)

0

0

0

Universities and Research Train Fees

0

0

0

Board of Directors Remuneration

0

0

0

Net Income

-12,132,174

-11,490,883

-2,470,211

Minority Interest

0

0

0

Net Income Pertains to Shareholders

-12,132,174

-11,490,883

-2,470,211

 

Local sources consider subject’s financial condition to be Fair.

 

 

BANKERS

 

·       Union Bank for Saving & Investment (UBSI)

Chamber of Commerce Building

Shmeisani

PO Box: 35104

Amman

Tel: (962-6) 5666148 / 5666170 / 5666171 / 5675558

Fax: (962-6) 5666149

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.91

UK Pound

1

Rs.90.68

Euro

1

Rs.78.22

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.