MIRA INFORM REPORT

 

 

Report Date :

30.07.2013

 

IDENTIFICATION DETAILS

 

Name :

S. ALAM COLD ROLLED STEELS LIMITED

 

 

Registered Office :

S. Alam Bhaban, 2119, Asadgonj Chittagong 4100

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

12.12.2000  

 

 

Com. Reg. No.:

CH-2193

 

 

Legal Form :

Public Limited

 

 

Line of Business :

Manufacturer & Seller of Steel Products

 

 

No. of Employees :

220

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

In real terms Bangladesh's economy has grown 5.8% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, and slow implementation of economic reforms. Bangladesh remains a poor, overpopulated, and inefficiently-governed nation. Although more than half of GDP is generated through the service sector, 45% of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Bangladesh's growth was resilient during the 2008-09 global financial crisis and recession. Garment exports, totaling $12.3 billion in FY09 and remittances from overseas Bangladeshis, totaling $11 billion in FY10, accounted for almost 12% of GDP.

Source : CIA


COMPANY DETAILS

 

Name

S. Alam Cold Rolled Steels Limited

Address

S. Alam Bhaban, 2119, Asadgonj Chittagong 4100

Country

Bangladesh

Telephone No

880-31-636997, 611426

Fax No

880-31-618187

E-Mail

sag@s.alamgroupbd.com

Website

www.s.alamgroupbd.com

Established

2000

Company Registration No

CH-2193

Registration date

12th December 2000  

Legal Status

Public Limited

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Chittagong

Business Type

Manufacturer & Seller 

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

S. Alam Bhaban, 2119, Asadgonj Chittagong 4100

Telephone No

880-31-636997, 611426

Fax No

880-31-618187

E-Mail

sag@s.alamgroupbd.com

Website

www.s.alamgroupbd.com

Branch

NIL

Factory

Charpatherghata, Karnafully, Chittagong

Factory Telephone No

NIL

Factory Fax No

NIL

Warehouse

Charpatherghata, Karnafully, Chittagong

 


DIRECTORS

 

Name

Mr. Alhaj Md. Saiful Alam Masud

Designation

Chairman & Managing Director

Nationality

Bangladeshi

 

 

Name

Mr. Alhaj Md. Abdus Samad Labu

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Rashedul Alam

Designation

Director

Nationality

Bangladeshi

 

 

SHAREHOLDERS

 

Name

Mr. Alhaj Md. Saiful Alam Masud

Share Percent

64%

Nationality

Bangladeshi

 

 

Name

Mr. Alhaj Md. Abdus Samad Labu

Share Percent

24%

Nationality

Bangladeshi

 

 

Name

Mr. Rashedul Alam

Share Percent

12%

Nationality

Bangladeshi

 

 

BUSINESS DETAILS

 

Line of Business

Manufacturer & Seller  

Items Dealing In

Steel Products

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Local: Cash or Credit

 

 

BANKERS

 

Name

First Security Islami Bank Limited

Branch

Agrabad Branch

Address

Agrabad C/A, Chittagong 

SWIFT

N/A

 

FINANCIAL INFORMATION

 

Year

2012

2011

 

2010

Investment

Tk.132 million

Tk.130 million

Tk.130 million

Turnover

Tk.6.5 million

Tk.6.2 billion

Tk.5.8 billion

Liability

Tk.60 million

Tk.63 million

Tk.65 million

Assets

Tk.155 million

Tk.150 million

Tk.150 million

 

Note: No details financial information is available.

 

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.3,500 million

Paid Up Capital

Tk.984 million

Each Share Value

Tk.10.00

 

 

CURRENCY EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

119.0894

U.S Dollar

1

77.7600

European Euro

1

102.6665

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 

GENERAL INFORMATION

 

Employees

220

Office Area (Sq. Ft)

5,000 sq.ft (owned )

Factory Area (Sq. Ft)

2 acres of land (owned)

Warehouse Area (Sq. Ft)

20,000 sq.ft (owned)

Range of Services

4 Cold Rolled Steel Strips

Raw Materials From 

4 Japan

4 Korea

4 Netherlands

4 Romania

4 Russia

4 India

4 Taiwan

4 China

Certifications

NIL

Group Name

4 S. Alam Group

Subsidiaries / Affiliates

4 S. Alam Soyaseed Extraction Plant Ltd.

4 S. Alam Vegetable Oil Limited.

4 S. Alam Super Edible Oil Limited.

4 S. Alam Refined Sugar Industries Ltd.

4 S. Alam Refined Suger Industries Ltd. (Unit-2)

4 S. Alam Tank Terminal Ltd.

4 S. Alam Cement Ltd.

4 Portman Cements Ltd.

4 S. Alam Luxury Chair Coach Services Ltd.

4 S. Alam Steels Ltd.

4 S. Alam Cold Rolled Steels Limited (NOF)

4 Galco Steels (BD) Ltd.

4 Galco Steel (BD) Ltd. (Unit-2)

4 Chemon Ispat Ltd.

4 Karnaphuli Prakritik Gas Co. Ltd.

4 Shah Amanat Prakritik Gas Co. Ltd.

4 S. Alam Power Plant Ltd.

4 S. Alam Power Plant ltd. (Unit-2)

4 S. Alam Power Genaration Ltd.

4 S. Alam Luxury Chair Coach Services Ltd.

4 Bering Sea Lines

4 S. Alam Bag Manufacturing Mills Ltd.

4 S. Alam Properties Ltd.

4 Hasan Abason (Pvt.) Ltd.

4 Modern Properties Ltd.

4 Ocean Resorts Ltd.

4 Prasad Paradise Ltd.

4 Marine Empire Ltd.

4 S. Alam Hatchery Ltd.

4 Fatehabad Farm Ltd.

4 S. Alam Brothers Ltd.

4 S. Alam Trading Co. (Pvt.) Ltd.

4 S. Alam & Company

4 Sonali Cargo Logistics (Pvt.) Ltd.

4 Sonali Traders

4 Global Trading Cor. Ltd.

Member

4 Chittagong Chamber of Commerce & Industries, Chittagong

4 Bangladesh Steels Mills Association

 

 

BUSINESS TREND & PROSPECT

 

Business Scale           

Fairly Large

Business Trend

Growing

Management Capability

Good

Reputation

Good

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.29

UK Pound

1

Rs.91.18

Euro

1

Rs.78.71

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.