MIRA INFORM REPORT

 

 

Report Date :

01.06.2013

 

IDENTIFICATION DETAILS

 

Name :

EUROTRADE S.A.

 

 

Registered Office :

47-49 Persefonis, 11854 Athens, Attiki.

 

 

Country :

Greece

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

01.01.1996

 

 

Com. Reg. No.:

035143

 

 

Legal Form :

Societe Anonyme

 

 

Line of Business :

·         Contractors structural steel erection

Manufacturing of prefabricated buildings

 

 

No. of Employees :

30

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

 Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 


 

greece ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. The economy contracted by 2.3% in 2009, 3.5% in 2010, 6.9% in 2011, and 6.0% in 2012. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 8% in 2012. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and has led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, calls for Greece's creditors to write down a significant portion of their Greek government bond holdings. In exchange for the second loan Greece has promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, these massive austerity cuts are lengthening Greece's economic recession and depressing tax revenues. Greece's lenders are calling on Athens to step up efforts to increase tax collection, privatize public enterprises, and rein in health spending, and are planning to give Greece more time to shore up its economy and finances. Many investors doubt that Greece can sustain fiscal efforts in the face of a bleak economic outlook, public discontent, and political instability.

 

Source : CIA

 

 

 


 

Company name

 

EUROTRADE S.A.

 

 

IDENTIFICATION DETAILS

 

ADDRESS:

AGIOS DIMITRIOS, INDUSTRIAL AREA                         

32011 OINOFYTA                                           

VOIOTIA                                                  

GREECE                                                    

 

REGISTERED OFFICE: 47-49 Persefonis, 11854 Athens, Attiki.

TELEPHONE:                30  2262032725                                           

FAX:                             30  2262032560                                           

E-MAIL:                        info@eurotrade.gr                                        

WEBSITE:                                www.eurotrade.gr  

 

 

SENIOR COMPANY PERSONNEL

 

Stamatina Evangelos Stavrou - chairman

- shareholder

 

 George Evangelos Stavrou         - vice-chairman

- shareholder

 

 Stamatina Evangelos Stavrou - chief executive

- shareholder

 

 George Evangelos Stavrou         - shareholder

- Deputy Managing Director

 

Nikolaos Giannakouris    - member

 

 

EMPLOYEES

 

EMPLOYS: 30 as at Mar 20, 2012.

The number of employees varies according to needs.

The number of employees peaks to 30.

 


PAYMENTS

 

A check against all available information revealed that no late payment incidents against Subject Company exist.

 

 

BANKERS

 

National Bank of Greece S.A., Athinon Ave. Branch branch., 128-132

Athinon Ave., Athens 10442, Greece.

Telephone: 30 2105180161

 

National Bank of Greece S.A., Athinon Ave. Branch branch., 128-132

Athinon Ave., Athens 10442, Greece.

Telephone: 30 2105180161

 

EFG EUROBANK ERGASIAS S.A., Kalamiotou Branch (Ex Ergobank branch., 3

Kalamiotou, Athens 10563, Greece.

Telephone: 30 2103226683

 

 

FINANCIALS

 

Projected sales for the 12 month period ending Dec 31, 2012 were 2,200,000

 

ANY AMOUNTS HEREAFTER ARE IN EURO UNLESS OTHERWISE STATED

 

 

Dec 31,2009

Dec 31,2010

Dec 31,2011

Turnover

2,514,747

1,822,128

2,235,248

Pre-Tax Profit

27,614

24,904

11,805

Net Worth

1,730,803

1,731,077

1,731,498

Fixed Assets

1,719,092

1,611,351

1,531,980

Total Assets

4,562,959

4,337,765

4,606,907

Current Assets

2,829,796

2,711,763

3,057,633

Current Liabilities

2,832,156

2,606,687

2,875,409

Working Capital

-2,360

105,076

182,224

Financial Assets

10,279

11,797

11,797

Intangibles

3,793

2,854

5,497

Employees

 

40

30

Net Worth and Total Assets are tangible figures shown after the deduction of intangible assets.

 

 

 

 

RATIOS

 

 

 

 

Dec 31,2009

Dec 31,2010

Dec 31,2011

Current Ratio (X)

1

1.04

1.06

Solvency Ratio (%)

163.63

150.58

166.06

Fixed Assets/Net Worth (%)

99.32

93.08

88.48

Current Liabs/Net Worth (%)  

163.63

150.58

166.07

Asset Turnover (%)

55.11

42.01

48.52

Sales / Net Working Cap (X)

-1,065.57

17.34

12.27

Assets / Sales (%)

181.45

238.06

206.1

Profit Margin (%)

1.1

1.37

0.53

S/holders Return (%)

1.6

1.44

0.68

Return On Assets (%)

0.61

0.57

0.26

Sales / Employees

0

45,553.20

74,508.27

Profit / Employees

0

622.6

393.5

 

 

 

 

Abstract from individual fiscal Balance Sheet as at Dec 31, 2011

 

LIABILITIES

 

ASSETS

 

Capital

1,096,751

Land/Buildings

2,835,398

Retained Profits

809

Plant/Machinery

477,838

Misc Reserves

633,938

Depreciation

1,781,256

Net Worth

1,731,498

Total Fixed Ass

1,531,980

 

 

Misc Fin'cl Ass

11,797

 

 

Total Fin'cl Ass

11,797

 

 

Misc Intangible

5,497

 

 

Total Intangible

5,497

CURRENT LIABILITIES:

 

CURRENT ASSETS:

 

Trade Creditors

638,867

Stock

644,811

Short term Loans

2,090,564

 Trade Debtors

2,055,058

Misc Current Liabs

145,978

Misc Debtors

2,955

 

 

Cash

354,809

TOTAL CURRENT

2,875,409

TOTAL CURRENT

3,057,633

TOTAL LIABS & NW

4,606,907

TOTAL ASSETS

4,606,907

 

 

 

 

Profit & Loss Account from Jan 1, 2011 to Dec 31, 2011               

 

Net Sales

2,235,248

 

 

Cost of Goods Sold

1,637,892

 

 

Gross Profit

597,356

 

 

Misc Operating Charges

563,105

 

 

Misc Operating Income

149,806

 

 

Net Operating Income

184,057

 

 

Misc Financial Income

1,052

 

 

Total Financial Income

1,052

 

 

Interest Payable

172,265

 

 

Misc Financial Expenses

1,039

 

 

Total Financial Expenses

173,304

 

 

Profit Before Taxes

11,805

 

 

Income Tax

11,384

 

 

Profit After Tax

421

 

 

Net Profit

421

 

 

 

LEGAL STATUS AND HISTORY

 

Business started:                                   Jan 1, 1996 for a period ending Dec 31, 2046.

Legal Form:                                           Societe anonyme

Registration Number:                              035143

Government Gazette Number:     00696 / 1996

Chamber of Commerce Number: 151835

Tax Registration Number:                       094450809

Capital:                                                 Nominal capital:             1,096,750.

Issued capital:               1,096,750.

 

Issued/paid-up capital was last increased on Feb 10, 2011.

Nominal capital is divided into:

37,368 shares of 29.35 each and fully paid-up.

 

Established in Athens, on 13.02.96, following the change of the legal status of EUROTRADE LTD, originally founded in 1979 (Gov.Gaz.No.: 113/79).

 

 

SHAREHOLDERS

 

Evangelos Stavrou holds 37.50% of the voting capital.

Stamatina Stavrou holds 22.35% of the voting capital.

George Stavrou holds 22.35% of the voting capital.

Myrto-Theodoti Stavrou holds 15.00% of the voting capital.

Anastassia Stavrou holds 2.80% of the voting capital.

 

 

ACTIVITIES

 

Local Activity Code:                   2511                                           

Local Activity Code Type:           STAKOD                                        

Equivalent to:                             NACE 1 

 

Contractors structural steel erection

Manufacturing of prefabricated buildings

 

 

IMPORTS

 

Imports 5% from China

Normal importing terms are cash against documents

 

EXPORTS

 

Exports 10% to Serbia and Montenegro

Normal exporting terms are cash against documents

 

 

PROPERTIES

 

Operates from owned office, at heading address.

Subject has 2 branches/divisions:

 Tzaverdela, 19300, Aspropyrgos, Greece. These are owned premises.

Agios Dimitrios, Industrial Area, 32011, Oinofyta, Greece. These are owned factory premises.

 

 

GENERAL COMMENT

 

Please note that the information provided in the report was obtained from official sources.

No further information available regarding the subject.

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.49

UK Pound

1

Rs.86.01

Euro

1

Rs.73.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.