MIRA INFORM REPORT

 

 

Report Date :

01.06.2013

 

IDENTIFICATION DETAILS

 

Name :

KHG GMBH & CO. KG

 

 

Registered Office :

Am Rondell 1 D 12529 Schönefeld Post Box 97 03 01, D 12703 Berlin

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

13.03.1995

 

 

Com. Reg. No.:

HRA 2316 CB

 

 

Legal Form :

Ltd partnership with priv. ltd. company as  general partner

 

 

Line of Business :

Activities of head offices

 

 

No. of Employees :

212

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

Source : CIA


Company name and address

 

KHG GmbH & Co. KG

 

 Company Status:      active

                      Am Rondell 1

                      D 12529 Schönefeld

                      Post Box:

                      97 03 01, D 12703 Berlin

                      Telephone:030/37444-02

                      Telefax:  030/374447419

                      Homepage: www.khg-home.de

                      E-mail:   info@khg-home.de

 

 

VAT no.            

 

DE811755980

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Registartion data

 

 LEGAL FORM              Ltd partnership with priv. ltd. company as

                                    general partner

 Registered on:              13.03.1995

 Register of

 companies:                  Local court 03044 Cottbus

 under:                          HRA 2316 CB

 

 

Total cap. contribution               

 

 EUR         20,000,000.00

 

 

Limited partner

 

                      Kurt Manfred Willi Krieger

                      Bismarckstr. 52

                      D 14109 Berlin

                      born: 02.04.1948

                      Share:             EUR         20,000,000.00

 General partner:

                      KHG Beteiligungs-GmbH

                      Am Rondell 1

                      D 12529 Schönefeld

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered on: 06.01.1995

                      Reg. data: 03044 Cottbus, HRB 9538 CB

 

 Shareholder:

                      Kurt Manfred Willi Krieger

                      Bismarckstr. 52

                      D 14109 Berlin

                      born: 02.04.1948

                      Share:             EUR             25,564.59

 Manager:

                      Sonja Krieger

                      Bismarckstr. 42

                      D 14109 Berlin

                      having sole power of representation

                      born: 22.02.1979

                      Profession: Businessman

                      Marital status: unknown

 Manager:

                      Holger Straßer

                      D 44787 Bochum

                      born: 03.12.1965

                      Profession: Businessman

 Proxy:

                      Kurt Manfred Willi Krieger

                      Bismarckstr. 52

                      D 14109 Berlin

                      having sole power of representation

                      born: 02.04.1948

                      Profession: Businessman

                      Marital status: unknown

 General partner:

                      Hildegard Krieger

                      Genthiner Str. 32

                      D 10785 Berlin

                      born: 25.04.1922

 

 

 FURTHER FUNCTIONS/PARTICIPATIONS OF HILDEGARD KRIEGER (GENERAL  PARTNER)

 

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Nova Eventis 1

                      OT Günthersdorf

                      D 06237 Leuna

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         21.12.1990

                      Reg. data:  39576 Stendal, HRA 30107

 General partner:

                      KIS GmbH & Co. KG

                      Am Rondell 1

                      D 12529 Schönefeld

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            230,081.35

                      contribution:

                      Registered

                      on:         12.02.1973

                      Reg. data:  03044 Cottbus, HRA 2357 CB

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Pankstr. 32

                      D 13357 Berlin

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         15.03.1967

                      Reg. data:  14057 Berlin, HRA 2612 B

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Holsteiner Chaussee 130

                      D 22523 Hamburg

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         19.02.2008

                      Reg. data:  20355 Hamburg, HRA 107867

 General partner:

                      Höffner Möbelgesellschaft Duisburg GmbH &

                      Co. KG

                      Am Rondell 1

                      D 12529 Schönefeld

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         06.10.2009

                      Reg. data:  03044 Cottbus, HRA 2589 CB

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Ringstr. 1

                      D 09247 Chemnitz

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         03.07.1992

                      Reg. data:  09112 Chemnitz, HRA 745

 General partner:

                      Höffner Möbelgesellschaft mbH & Co. KG

                      Am Rondell 1 OT Waltersdorf

                      D 12529 Schönefeld

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         18.07.1996

                      Reg. data:  03044 Cottbus, HRA 2331 CB

 General partner:

                      Höffner Möbelgesellschaft Marzahn GmbH & Co.

                      KG

                      Märkische Spitze 13

                      D 12681 Berlin

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         26.09.1996

                      Reg. data:  14057 Berlin, HRA 27531 B

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Rabenaustr. 3-9

                      D 63584 Gründau

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         18.12.2007

                      Reg. data:  63450 Hanau, HRA 92567

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Über der Dingelstelle 1 OT

                      Langenweddingen

                      D 39171 Sülzetal

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         08.04.2008

                      Reg. data:  39576 Stendal, HRA 1977

 General partner:

                      Höffner Möbelgesellschaft Bremen GmbH & Co.

                      KG

                      Am Rondell 1

                      D 12529 Schönefeld

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         15.09.2009

                      Reg. data:  03044 Cottbus, HRA 2583 CB

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Peschelstr. 39

                      D 01139 Dresden

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          1,022,583.76

                      contribution:

                      Registered

                      on:         19.01.1995

                      Reg. data:  01069 Dresden, HRA 1990

 General partner:

                      Höffner Möbelgesellschaft mbH & Co. KG

                      Hansestr. 28

                      D 18182 Bentwisch

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         06.06.1995

                      Reg. data:  18057 Rostock, HRA 1134

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Am Pfahlberg 8

                      D 39128 Magdeburg

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          1,022,583.76

                      contribution:

                      Registered

                      on:         08.02.1996

                      Reg. data:  39576 Stendal, HRA 21452

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Mauster Str. 13

                      D 03053 Cottbus

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         21.12.2007

                      Reg. data:  03044 Cottbus, HRA 1874 CB

 General partner:

                      Möbel-Kraft GmbH & Co. KG

                      Frankfurter Chaussee 50

                      D 15370 Fredersdorf-Vogelsdorf

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR              2,000.00

                      contribution:

                      Registered

                      on:         05.04.2007

                      Reg. data:  15236 Frankfurt, HRA 2283 FF

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Im Großen Felde 3

                      D 99097 Erfurt

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          1,022,583.76

                      contribution:

                      Registered

                      on:         03.08.1995

                      Reg. data:  07745 Jena, HRA 101413

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Mannheimer Landstr. 62-64

                      D 68723 Schwetzingen

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         14.01.2008

                      Reg. data:  68159 Mannheim, HRA 701455

 General partner:

                      Höffner Systems GmbH & Co. KG

                      Am Rondell 1

                      D 12529 Schönefeld

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR            511,291.88

                      contribution:

                      Registered

                      on:         08.01.2002

                      Reg. data:  03044 Cottbus, HRA 2408 CB

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Rahlstedter Str. 1

                      D 22885 Barsbüttel

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          1,500,000.00

                      contribution:

                      Registered

                      on:         30.04.2002

                      Reg. data:  23568 Lübeck, HRA 2233 RE

 General partner:

                      Höffner Möbelgesellschaft Altwarmbüchen GmbH

                      & Co. KG

                      Am Rondell 1

                      D 12529 Schönefeld

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                                  dormant

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         24.07.2009

                      Reg. data:  03044 Cottbus, HRA 2577 CB

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Seeackerstr. 45

                      D 90765 Fürth

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          1,500,000.00

                      contribution:

                      Registered

                      on:         29.10.2003

                      Reg. data:  90762 Fürth, HRA 7977

 General partner:

                      Höffner Möbelgesellschaft GmbH & Co. KG

                      Ludwig-Koch-Str. 3

                      D 81249 München

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          1,500,000.00

                      contribution:

                      Registered

                      on:         21.06.2007

                      Reg. data:  80333 München, HRA 90381

 General partner:

                      Möbel-Kraft GmbH & Co. KG

                      Sachsendamm 20

                      D 10829 Berlin

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         22.03.2007

                      Reg. data:  14057 Berlin, HRA 39368 B

 General partner:

                      Möbel-Kraft Taucha GmbH & Co. KG

                      Leipziger Str. 131

                      D 04425 Taucha

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         17.03.2009

                      Reg. data:  04275 Leipzig, HRA 15771

 General partner:

                      Möbel-Kraft Peißen GmbH & Co. KG

                      Rudolf-Walther-Str. 2 OT

                      Peißen

                      D 06188 Landsberg

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         17.03.2009

                      Reg. data:  39576 Stendal, HRA 2323

 General partner:

                      Möbel-Kraft Dresden GmbH & Co. KG

                      Rudolf-Walther-Str. 1

                      D 01156 Dresden

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          2,000,000.00

                      contribution:

                      Registered

                      on:         19.03.2009

                      Reg. data:  01069 Dresden, HRA 7364

 General partner:

                      Rösrather Möbelzentrum Höffner GmbH & Co. KG

                      Auf der Grefenfurth 5

                      D 51503 Rösrath

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR             25,000.00

                      contribution:

                      Registered

                      on:         16.08.2010

                      Reg. data:  50939 Köln, HRA 27894

 

 

COMPANY HISTORY

 

 03.11.2003 - 14.11.2005  Krieger Handel GmbH & Co. KG

                          Am Rondell 1

                          D 15732 Waltersdorf

                          Ltd partnership with priv. ltd. company

                          as general partner

 14.11.2005 - 27.11.2007  Krieger Handel GmbH & Co. KG

                          Am Rondell 1 OT Waltersdorf

                          D 12529 Schönefeld

                          Ltd partnership with priv. ltd. company

                          as general partner

 27.11.2007 - 30.08.2012  KHG GmbH & Co. KG

                          Am Rondell 1 OT Waltersdorf

                          D 12529 Schönefeld

                          Ltd partnership with priv. ltd. company

                          as general partner

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

05.05.2008 - 30.08.2012  General partner

                          Thomas Dankert

                          D 15745 Wildau

 

 

BUSINESS ACTIVITIES

 

 Sectors

 7010    Activities of head offices

8299    Other business support service activities n. e. c.

96090   Other service activities n. e. c.


PARTICIPATIONS

 

 General partner:

                      Krieger Handel Barsbüttel GmbH & Co. KG

                      D 22885 Barsbüttel

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Company Status: dissolved

                      since:          04.05.2007

                      Total cap.         EUR             25,000.00

                      contribution:

                      Reg. data:  07.03.2006

                                  Local court 23568 Lübeck

                                  HRA 4608 HL

 

 

FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 Negative information:We have no negative information at hand.

 Balance sheet year:  2011

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Am Rondell 1

                      D 12529 Schönefeld

 

 Real Estate of:      KHG Beteiligungs-GmbH

 Type of ownership:   Tenant

 Address              Am Rondell 1

                      D 12529 Schönefeld

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 BERLINER BANK NIEDERLASSUNG DER DEUTSCHE BANK PGK, BERLIN

 Sort. code: 10070848, BIC: DEUTDEDB110

 

 Further bank

 LANDESBANK BERLIN - BERLINER SPARKASSE, BERLIN

 Sort. code: 10050000, BIC: BELADEBEXXX

 

FINANCIAL FIGURES

 

 Turnover:            2011               EUR        660,000,000.00

                      2012               EUR        660,000,000.00

 further business figures:

 Equipment:                              EUR          1,484,000.00

 Ac/ts receivable:                       EUR        430,100,023.00

 Liabilities:                            EUR        411,449,806.00

 Employees:                                                    212

 - thereof permanent staff:                                    212

 

 The aforementioned business figures may partly be estimated

 information based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 34.29

 Liquidity ratio:                   1.57

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 45.37

 Liquidity ratio:                   1.93

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 37.82

 Liquidity ratio:                   1.64

 Return on total capital [%]:     172.57

 

 Balance sheet ratios 01.01.2008 - 31.12.2008

 Equity ratio [%]:                 -6.85

 Liquidity ratio:                   0.94

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR        445,753,075.87

  Current assets                         EUR        445,753,075.87

   Stocks                                EUR         10,899,383.66

    Finished goods / work in progress    EUR         10,899,383.66

   Accounts receivable                   EUR        430,100,023.26

    Trade debtors                        EUR          1,128,137.79

    Amounts due from affiliated companiesEUR        384,753,634.24

    Other debtors and assets             EUR         44,218,251.23

   Liquid means                          EUR          4,753,668.95

 

 LIABILITIES                             EUR        445,753,075.87

  Shareholders' equity                   EUR         20,057,284.42

   Capital                               EUR         20,000,000.00

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR         20,000,000.00

   Reserves                              EUR             57,284.42

    Other / unspecified reserves         EUR             57,284.42

  Provisions                             EUR         14,245,985.00

   Pension provisions and comparable

   provisions                            EUR          1,011,271.00

   Provisions for taxes                  EUR          1,996,732.00

   Other / unspecified provisions        EUR         11,237,982.00

  Liabilities                            EUR        411,449,806.45

   Financial debts                       EUR         12,813,674.67

    Liabilities due to banks             EUR         12,813,674.67

   Other liabilities                     EUR        398,636,131.78

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR         85,306,810.60

    Liabilities due to shareholders      EUR        132,785,344.82

    Liabilities due to affiliated

    companies / persons / organs         EUR        125,692,051.87

    Unspecified other liabilities        EUR         54,851,924.49

     thereof liabilities from tax /

     financial authorities               EUR          4,211,636.13

     thereof liabilities from social

     security                            EUR              8,245.24

  Guarantees and other commitments       EUR        190,789,034.27

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR        416,133,946.10

  Current assets                         EUR        416,133,946.10

   Stocks                                EUR         11,024,951.77

    Finished goods / work in progress    EUR         11,024,951.77

   Accounts receivable                   EUR        398,205,965.52

    Trade debtors                        EUR            640,538.65

    Other debtors and assets             EUR        397,565,426.87

   Liquid means                          EUR          6,903,028.81

 

 LIABILITIES                             EUR        416,133,946.10

  Shareholders' equity                   EUR         20,057,284.42

   Capital                               EUR         20,000,000.00

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR         20,000,000.00

   Reserves                              EUR             57,284.42

    Other / unspecified reserves         EUR             57,284.42

  Provisions                             EUR         13,966,142.00

   Pension provisions and comparable

   provisions                            EUR          1,026,691.00

   Provisions for taxes                  EUR          2,593,694.00

   Other / unspecified provisions        EUR         10,345,757.00

  Liabilities                            EUR        382,110,519.68

   Financial debts                       EUR         11,046,831.24

    Liabilities due to banks             EUR         11,046,831.24

   Other liabilities                     EUR        371,063,688.44

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR         78,676,053.08

    Liabilities due to shareholders      EUR        168,724,390.02

    Liabilities due to affiliated

    companies / persons / organs         EUR         73,677,666.38

    Unspecified other liabilities        EUR         49,985,578.96

     thereof liabilities from tax /

     financial authorities               EUR          1,792,328.27

     thereof liabilities from social

     security                            EUR              2,838.18

  Guarantees and other commitments       EUR        184,140,673.27

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.49

UK Pound

1

Rs.86.01

Euro

1

Rs.73.68

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.