MIRA INFORM REPORT

 

 

Report Date :

01.06.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. INTIBENUA PERKASATAMA

 

 

Registered Office :

Jalan Datuk Laksamana, Buluh Kasap, Dumai Timur, Dumai, 28814, Riau Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

18.03.1994                                     

 

 

Com. Reg. No.:

No. AHU-AH.01.10-16860

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Palm Oil Refinery

 

 

No. of Employees :

820

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


BASIC SEARCH

 

Name of Company:

P.T. INTIBENUA PERKASATAMA

 

Address:

Head Office & Factory

Jalan Datuk Laksamana

Buluh Kasap, Dumai Timur

Dumai, 28814

Riau Province

Indonesia

Phones             - (62-765) 31142, 36843-45

Fax                   - (62-765) 36846

Land Area         - 11,000 sq. meters

Building Space  - 7,500 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Crushing Plant

Jalan Soekarno Hatta Km. 29

Kecamatan Bukit Kapur, Kodya Dumai

Dumai, 28843

Riau Province

Indonesia

Land Area         - 10,000 sq. meters

Building Space  - 5,000 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Branch & Marketing Office

Spring Tower 02-21

Jalan K.L. Yos Sudarso Km. 7.8

Tanjung Mulia, Medan

North Sumatra

Indonesia

Phones             - (62-61) 6615511 (Hunting)

Fax                   - (62-61) 6942143

Email                - rspo.dept@intibenua.com

                        - kcchia@musimmas.com

Land Area         - 40,000 sq. meters

Building Space  - 28,000 sq. meters

Region              - Industrial Zone

Status               - Owned by P.T. MUSIM SEMI MAS

 

Date of Incorporation :

18 March 1994

 


Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

-  No. C2-16527.HT.01.01.TH.1994

   Dated 2 November 1994

-  No. C-18523 HT.01.04.TH.2006

   Dated 23 June 2006

-  No. AHU-AH.01.10-16860

   Dated 5 October 2009

 

Company Status :

Private National and Domestic Investment (PMDN) Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.658.399.9-212.000

The Department of Industry and Trade

-  TDP No. 021211507404

   Dated 2 August 2006

-  No. 496/T/Industri/1998

   Dated 6 October 1998

The Capital Investment Coordinating Board

-  No. 434/I/PMDN/1994

   Dated 6 July 1994

-  No. 449/III/PMDN/1994

   Dated 28 October 1994

-  No. 1732/III/PMDN/1997

   Dated 22 August 1997

-  No. 58/II/PMDN/2003

   Dated 14 August 2003

 

Related Company :

A Member Company of the MUSIM MAS Group (see attachment)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 300,000,000,000.-

Issued Capital                                  : Rp. 258,800,000,000.-

Paid up Capital                                : Rp. 258,800,000,000.-

 

Shareholders/Owners :

a. Mr. Bachtiar Karim AKA Lim Ek Tjioe             - Rp. 64,700,000,000.-

    Address : Jl. Kalimantan No. 29/3-B

                    Medan, North Sumatra

                    Indonesia

b. Mr. Burhan Karim AKA Lim Ek Kian               - Rp. 64,700,000,000.-

    Address : Jl. Kalimantan No. 29/3-B

                    Medan, North Sumatra

                    Indonesia

c. Mr. Bahari Karim AKA Lim Ek Tie                   - Rp. 64,700,000,000.-

    Address : Jl. Kalimantan No. 29/3-B

                    Medan, North Sumatra

                    Indonesia

d. Mrs. Mikie Widjaja                                          - Rp. 64,700,000,000.-

    Address : Jl. Kalimantan No. 29/3-B

                    Medan, North Sumatra

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Palm Oil Refinery

 

Production Capacity :

a.   Palm Kernel Oils                            -   97,800 tons p.a.

b.   Palm Waste Oils                            -   75,000 tons p.a.

c.   RBD Oleins                                    - 571,500 tons p.a.

d.   RBD Stearines                               - 172,500 tons p.a.

e.   Fatty Acids                                    -   30,000 tons p.a.

f.    Palm Kernel Expeller                      -   49,500 tons p.a.

g.   Palm Kernel Fatty Acid Distillated    -   10,000 tons p.a.

h.   Crude Oleins                                  -   75,000 tons p.a.

i.    Crude Stearines                             -   24,000 tons p.a.     

 

Total Investment :

a.   Equity Capital                            - Rp.   42.6 billion

b.   Reinvested Profit                        - Rp.   43.0 billion

c.   Loan Capital                              - Rp. 205.0 billion

d.   Total Investment                         - Rp. 290.6 billion

 

Started Operation :

1998

 

Brand Name :

Intibenua Perkasatama

 

Technical Assistance :

None

 

Number of Employee :

820 persons

 

Marketing Area :

Export      - 80%

Local       - 20%

Main Customer :

Wholesaler and Importer of Palm Oil, Soaps, Margarines Processing, etc

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. CERENTI SUBUR

b. P.T. CILIANDRA PERKASA

c. P.T. PERDANA INTISAWIT PERKASA

d. P.T. SUBUR ARUM MAKMUR

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers:

a.   P.T. Bank DANAMON INDONESIA Tbk

      Medan Branch

      Jalan Balai Kota No. 2

      Medan, North Sumatra

      Indonesia

b.   P.T. Bank Rakyat Indonesia Tbk

      Medan Branch

      Jalan Putri Hijau No. 2A

      Medan, North Sumatra

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 812.0 billion

2011 – Rp. 837.0 billion

2012 – Rp. 848.0 billion

 

Net Profit (estimated) :

2010 – Rp. 65.0 billion

2011 – Rp. 71.0 billion

2012 – Rp. 76.0 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Bachtiar Karim

                                                        AKA Lim Ek Tjioe

 

Board of Commissioners :

Commissioner                                 - Mr. Burhan Karim

                                                        AKA Lim Ek Kian

 

Signatories :

Director (Mr. Bachtiar Karim AKA Lim Ek Tjioe) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. INTIBENUA PERKASATAMA (P.T. IBP) was incorporated in Dumai, Riau Province with the authorized capital of Rp. 2,000,000,000 issued capital of Rp. 400,000,000 entirely paid up. The founding and shareholders of the company are Mr. Bachtiar Karim AKA Lim Ek Tjioe and Mr. Burhan Karim AKA Lim Ek Kian, both are Indonesian business family of Chinese descents. The company notary deed has been changed a couple of times. In June 2006 the company authorized capital was increased to Rp. 42,600,000,000 wholly issued and paid up. Concurrently Mr. Bachrum Karim AKA Lim Ek Kiong and Mr. Bahari Karim AKA Lim Ek Tie entered into the company as new shareholders. With this development the composition of its shareholders has been changed to become Mr. Bachtiar Karim AKA Lim Ek Tjioe (25%), Mr. Burhan Karim AKA Lim Ek Kian (25%), Mr. Bachrum Karim AKA Lim Ek Kiong (25%) and Mr. Bahari Karim AKA Liem Ek Tie (25%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. C-18523 HT.01.04.TH.2006 dated June 23, 2006. Later according to the latest revision of notary documents of Mrs. Hustiati, SH., No. 203 dated 31 July 2009 Mr. Bachrum Karim AKA Lim Ek Kiong withdrew and into the company entered by their mother Mrs. Mikie Widjaja as new shareholders. Concurrently the company authorized capital was increased to Rp. 300,000,000,000 issued capital to Rp. 258,800,000,000 fully and paid up. With this development the composition of its shareholders has been changed to become Mrs. Mikie Widjaja (25%) her sons Mr. Bachtiar Karim AKA Lim Ek Tjioe (25%), Mr. Burhan Karim AKA Lim Ek Kian (25%) and Mr. Bahari Karim AKA Lim Ek Tie (25%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-16860 dated October 5, 2009.

 

We observe that Mr. Bachtiar Karim is the founders and business stakes owner of the MUSIM MAS Group, the largest producers and exporter of crude palm oil, RBD stearine and other cooking oils.

 

P.T. IBP operates under Domestic Investment (PMDN) facilities in palm oil processing and traders issued by Investment Coordinating Board (BKPM). The company has been operating since 1998 by managing a refinery plant located at Jalan Datuk Laksamana, Buluh Kasap, Dumai Timur, Riau Province standing on 11,000 sq. meters land. It has also a palm kernel crusher company located in Bukit Kapur, Pekanbaru, Riau Province. The refinery plants consist of Physical Refinery Plant and Dry Fractionation Plant with capacity of about 2,600 tons per day. By using crude palm oil and palm kernel which are purchased from local suppliers among others are P.T. SARI DUMAI SEJATI, P.T. KHARISMA PERMASARAN BERSAMA NUSANTARA and other companies. P.T. IBP produces various palm based products (RBD oil and animal feed0 which are sold in International market and exported through Port of Dumai. The company produces various CPO-based products (CPO, CP, CPKO, RBD PO, RBD Olein, RBD Stearin, etc). The company's vision is to add value on the by-products of CPO (Crude Palm Oil) in order to enhance our leadership in palm oil industry. The company's mission is to continually innovate in consumer products (Fast Moving Consumer Goods) to exceed consumer expectation and develop local employees to become future leaders.  Presently, the company markets its products locally and internationally to over 50 countries. P.T. IBP is one of the active players in the palm oil supply chain and the company is proactive, solution-oriented and is a socially responsible organization. The company has also obtained the ISO certifications (14001, 9001) as well as GMP and HACCP certifications. Since 2004, P.T. IBP became a member of the RSPO (Roundtable Sustainable Palm Oil) and in 2009 the first company in Indonesia that have RSPO certificates, this means that P.T. IBP has met the 8 principle of the 39 criteria of the RSPO. We observe that P.T. IBP operation has been growing and developing well and classified as one the biggest exporter of agricultural commodities in the country.

 

Generally outlook, the demand for CPO and PKO products has kept on rising well within the last five years in line with the increasingly growing demand for CPO and PKO products both from the local and foreign market. From the production sector, Indonesian CPO and PKO production has kept on rising significantly. The increase in production is caused by the increasingly growing wider of new oil palm estate development and production in Indonesia within the last several years. Besides, the national cooking oil production has kept on increasing in the last five years in line with the changing of the publics’ consumption patterns from using coconut cooking oil to palm cooking oil. Palm oil may tumble as much as 7.4 percent by the end of October 2010 as Malaysian production rebounds and Indonesian growers speed up shipments because of an export tax, according to Godrej International Ltd. Indonesia said August 2010 that production may fall to 19.0 million and 20 million tons, from 21 million in 2009. Global vegetable-oil demand will increase by 4.5 million tons in the year beginning Oct. 1, 2010 exceeding the 3.8 million tons increase in supply, Ministry said. The national crude palm oil, palm kernel oil production has kept on increasing in the last five years in line with the changing of the publics’ consumption patterns from using coconut cooking oil to palm cooking oil.

 

Besides, demand for palm cooking oil has kept on increasing in the last five years in line with the growing demand for palm cooking oil within and outside the country. According to research, total palm cooking oil industries operating in Indonesia are 53 units with production capacity 7.2 million tons but in 2005 reached 62 units with total production capacity of 9.7 million tons. The main business players in cooking oil business are SMART (SINAR MAS Group) under cooking oil brands of FILMA, KUNCI MAS; the SALIM Group through P.T. SALIM IVOMAS PRATAMA under cooking oil brand of BIMOLI; the KPN Group and others.

 

The national cooking oil production has kept on increasing in the last five years in line with the changing of the publics’ consumption patterns from using coconut cooking oil to palm cooking oil. The business position of P.T. IBP is favorable for having established wide marketing coverage in the country and overseas markets. The growth of cooking oil production in the last five years is pictured on the following table:

 

The Production of Palm Cooking Oil, 2004 – 2011*

 

Year

Production (Ton)

2004

4,527,700

2005

4,980,470

2006

5,428,670

2007

5,808,670

2008

6,186,233

2009

6,619,269

2010

6,826,000

2011

7,250,000

*) Estimated

 

Until this time P.T. IBP has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. IBP is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 812.0 billion rose to Rp. 837.0 billion in 2011 increased to Rp. 848.0 billion in 2012 and projected to go on rising by at least 6% in 2013. The operation in 2012 has yielded a net profit of at least Rp. 76.0 billion and the company has an estimated total networth of at least Rp. 259.0 billion. We observe that P.T. IBP is supported by MUSIM MAS Group with has financially strong and sound behind it. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

P.T. IBP's management is headed by Mr. Bachtiar Karim AKA Lim Ek Tjhioe (56), a businessman with more than 30 years of experience in the palm oil processing, cooking oil and soap industry and trade. In day-to- day operations he is assisted by younger brothers, namely Mr. Burhan Karim AKA Lim Ek Kian (51). The company's management is made up of the second generation in the MUSIM MAS Group. They also are employing a number of professional managers from outside the family. The company's management commands a very good reputation. They are widely connected with many private businessmen within and outside the country, and also have quite good relations with the government sector. We did not hear that the company has been black listed by Bank Indonesia (Central Bank) and recorded at the court for detrimental cases. So far we have never yet heard of the company's management having been involved in business malpractices or having detrimental cases being settled in local district court. We appraise P.T. INTIBENUA PERKASATAMA to be very good for normal business transactions.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.50

UK Pound

1

Rs.86.00

Euro

1

Rs.73.68

 

INFORMATION DETAILS

 

Report Prepared by :

SMN

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.