MIRA INFORM REPORT

 

 

Report Date :

01.06.2013

 

IDENTIFICATION DETAILS

 

Name :

X-FIPER (HONG KONG) LTD.

 

 

Registered Office :

Flat C, 13/F., Chinaweal Centre, 414-424 Jaffe Road, Wanchai

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

21.09.2010

 

 

Com. Reg. No.:

53000883

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Manufacturer of New materials like aramid 1313 fibre, etc

 

 

No. of Employees :

8

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

Source : CIA

 


Company name

 

X-FIPER (HONG KONG) LTD.

 

 

ADDRESS

 

Flat C, 13/F., Chinaweal Centre, 414-424 Jaffe Road, Wanchai, Hong Kong.

 

PHONE:            852-2866 8232

 

FAX:                 852-2866 7289

 

E-MAIL:                        account@sro.hk

                        sales@xfiper.com

 

 

MANAGEMENT

 

Managing Director:         Ms. Zhong Hui Jennie

 

 

SUMMARY

 

Incorporated on:             21st September, 2010.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           US$700,000.00

            Issued:              US$700,000.00

 

Business Category:        Importer, Exporter and Manufacturer.

 

Company Employees:    8.

 

Main Dealing Banker:     Bank of China (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company name

 

X-FIPER (HONG KONG) LTD.

 

 

ADDRESS

 

Registered Head Office:-

Flat C, 13/F., Chinaweal Centre, 414-424 Jaffe Road, Wanchai, Hong Kong.

 

Holding Company:-

SRO Aramid (Jiangsu) Co. Ltd., China.

 

Associated Companies:-

SRO Group (China) Ltd., Hong Kong.  (same address)

Sunray Overseas Ltd., Hong Kong.  (same address)

 

 

BUSINESS REGISTRATION NUMBER

 

53000883

 

 

COMPANY FILE NUMBER

 

 1507822

 

 

MANAGEMENT

 

Managing Director:  Ms. Zhong Hui Jennie

 

 

CAPITAL

 

Nominal Share Capital:   US$700,000.00 (Divided into 700,000 shares of US$1.00 each)

 

Issued Share Capital:     US$700,000.00

 

 

SHAREHOLDER  

 

(As per registry dated 21-09-2012)

Name

 

No. of shares

SRO Aramid (Jiangsu) Co. Ltd.

Youyi Industrial Zone, Songling Town, Wujiang City, Jiangsu Province, China.

 

700,000

======

 

 

DIRECTORS

 

(As per registry dated 21-09-2012)

Name

(Nationality)

 

Address

ZHONG Hui Jennie

Room 1903, 19/F., Tung Wai Commercial Building, 109‑111 Gloucester Road, Wanchai, Hong Kong.

 

CHUNG Yuen Chu

Room 1903, 19/F., Tung Wai Commercial Building, 109‑111 Gloucester Road, Wanchai, Hong Kong.

 

 

SECRETARY 

 

CHUNG Yuen Chu  (As per registry dated 21-09-2012)

 

 

HISTORY

 

The subject was incorporated on 21st September, 2010 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the subject was located at Room 1903, 19/F., Tung Wai Commercial Building, 109-111 Gloucester Road, Wanchai, Hong Kong, moved to the present address with effect from 6th April, 2013.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Manufacturer.

 

Lines:                           New materials like aramid 1313 fibre, etc.

 

Brand Names:               SRO, X-Fiper.

 

Employees:                   8.  (Company)

500.  (China)

 

Commodities Imported:   Imports raw materials from European countries, some of the Asian countries and finished products from China.

 

Markets:                       China, Japan, other Asian countries, Europe, North America, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   US$700,000.00 (Divided into 700,000 shares of US$1.00 each)

 

Issued Share Capital:     US$700,000.00

 

Profit or Loss:                Kept a balance account in 2012.

 

Condition:                      Business is under development.

 

Facilities:                      Trying to make use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory

 

Banker:                         Bank of China (Hong Kong) Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 700,000 ordinary shares of US$1.00 each, X-Fiper (Hong Kong) Ltd. is wholly owned by SRO Aramid (Jiangsu) Co. Ltd. [SRO Aramid] which is a China-based firm.

Belonging to the SRO Group, the subject is trading in X-Fiper aramid fibre.

SRO Aramid is specialized in the research, development and manufacturing of new materials (high performance materials using meta-aramid as main ingredient).  SRO Aramid also has established production bases in Shanghai, Guangzhou and Hua’an of Jiangsu Province.  It has over 500 employees and with a total asset amounted to RMB650 million Yuan.  It is mainly engaged in manufacturing and processing of aramid 1313 fibre and aramid paper insulation composite.  SRO Aramid is one of the top special new materials manufacturing enterprises in China.

Since its establishment in 2005, SRO Aramid has grown into a large-scale enterprise with an annual sales turnover ranges from RMB100 to 120 million Yuan.

SRO Group is a high technology professional company manufactures X-fiper insulation paper and meta-aramid fibres along with its derivatives.  It focuses on the creation and development of new materials as well as the new application development of these new materials.  It has offices in Hong Kong, Shanghai and Guangzhou while the productions, research and development bases, sales and marketing capabilities spread around areas including Shanghai, Guangzhou, Wuxi, and Suzhou.

SRO Group owns many patent related to new materials invention.  The Group’s subsidiary company and its key technical personnel won the 2nd Prize in the National Science & Technology Progress Award from China National Education Board in 2008, second prize Chinese Ministry of Education advance in technology in the same year, as well as First Prize from China National Textile & Apparel Council (CNTAC) in 2009.

SRO Group is the second largest meta-aramid manufacturer in the world (meta-aramid insulation paper included).  The Group is the first company in China which industrialized the production of insulation paper, and it is also the second company in the world which has the ability to industrialize the production of insulation paper.  This has broken the 40 years of monopoly of this product by its American competitor.  Its breakthrough research and development in the application of honeycomb in astronautics, aviation, and express train etc has also fill the current blank in the domestic market in these areas.

Products of the SRO Group include high temperature resistant and flame retardant fibres and their derivatives.  These products include SRO™ brand flame retardant protective garments, fabrics, yarn, X-FIPER™ meta-aramid papers for H-class insulation, X-FIPER™ high temperature resistant fibres for hot-gas filtration, and other SRO™ high temperature resistant products used in hot melt industries, audio damper applications and other specialty uses such as laundry and printer felts.

X-Fiper™ fibre is meta-aramid fibre invented and manufactured by SRO Group.  It has flame resistant, self extinguish nature along with non-melt drop characteristic.  Its high performance in thermal stability and low contraction performance along with the high resistance to breakage make it the perfect fibre for its broad application use including high temperature hot gas filtration, protective apparels, electrical insulation papers, and speaker dampers.

The subject exports the Group’s products to Japan, the other Asian countries, Europe, North America, etc.  Business is improving.

The subject is fully supported by SRO Aramid.

As the history of the subject is just over two years in Hong Kong, on the whole, consider it good for normal business engagements in small credit amounts.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.49

UK Pound

1

Rs.86.81

Euro

1

Rs.73.68

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.