MIRA INFORM REPORT

 

 

Report Date :

06.06.2013

 

IDENTIFICATION DETAILS

 

Name :

SHINEPUKUR CERAMICS LIMITED

 

 

Registered Office :

Beximco Industrial Park, Sarabo, Kashimpur, Gazipur

 

 

Country :

Bangladesh

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

23.06.1997

 

 

Com. Reg. No.:

C-32230

 

 

Legal Form :

Public Limited

 

 

Line of Business :

Manufacturer & Exporter of Ceramic Products  

 

 

No. of Employees :

3000

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

In real terms Bangladesh's economy has grown 5.8% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, and slow implementation of economic reforms. Bangladesh remains a poor, overpopulated, and inefficiently-governed nation. Although more than half of GDP is generated through the service sector, 45% of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Bangladesh's growth was resilient during the 2008-09 global financial crisis and recession. Garment exports, totaling $12.3 billion in FY09 and remittances from overseas Bangladeshis, totaling $11 billion in FY10, accounted for almost 12% of GDP.

Source : CIA


COMPANY DETAILS

 

Name

Shinepukur Ceramics Limited

Address

Beximco Industrial Park, Sarabo, Kashimpur, Gazipur

Country

Bangladesh

Telephone No

880-2-7789821,7789823

Fax No

880-2-7789823

E-Mail

spclint@bol-online.com,
spclint@sclbd.net

Website

www.shinepukur.com

Established

1997

Commercial Production From

1999

Company Registration No

C-32230

Registration Date 

23rd June 1997

Legal Status

Public Limited

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Dhaka

Business Type

Manufacturer, Seller & Exporter

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments 

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

BEL Tower, Level # 12, 19 Dhanmondi, Road# 1, Dhaka-1205

Telephone No

880-2- 8611891, 8618220

Fax No

880-2- 9661978, 8613470

E-Mail

spclint@bol-online.com,
spclint@sclbd.net

Website

www.shinepukur.com

Dhaka Display and Sales Centre

FR Tower, 1st Floor,32 Kamal Ataturk Avenue
Banani, Dhaka-1213, Bangladesh.

Phone : 880-2-8815093, 01199804018

E-mail : display@bol-online.com

USA Office

Suite 947
7W, 34th Street
New York, NY 10001
Manhattan
U.S.A.

Phone : +212-213-6431

Fax : +212-213-6159

Email : spclusa@aol.com
spclusa@gmail.com

Factory

Beximco Industrial Park, Sarabo, Kashimpur, Gazipur, Bangladesh

Factory Telephone No

880-2-7789821,7789823

Factory Fax No

880-2-7789823

Warehouse

Beximco Industrial Park, Sarabo, Kashimpur, Gazipur, Bangladesh

 

 

DIRECTORS

 

Name

Mr. A S F Rahman   

Designation

Chairman

Nationality

Bangladeshi

 

 

Name

Mr. Salman F Rahman

Designation

Vice-Chairman

Nationality

Bangladeshi

 

 

Name

Mr. Nazmul Hassan

Designation

Managing Director

Nationality

Bangladeshi

 

 

SHAREHOLDER

 

Name

Sponsor Directors  

Share Percent

50%

Nationality

Bangladeshi

 

 

Name

Institutes   

Share Percent

3.84%

Country

Bangladesh

 

 

Name

Public   

Share Percent

46.16%

Nationality

Bangladeshi

 

 

BUSINESS DETAILS

 

Line of Business

Manufacturer & Exporter 

Items Dealing In

Ceramic Products  

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Purchase

Local: Cash or Credit

 

 

BANKERS

 

Name

Janata Bank Limited

Branch

Local office Branch

Address

1, Dikusha Commercial Area, Dhaka

SWIFT

JANBBDDHDCB

 

 

Name

Sonali Bank Limited

Branch

Gazipur Branch

Address

Gazipur

SWIFT

JANBBDDHDCB

 

 

FINANCIAL INFORMATION

 

Shinepukur Ceramics Limited

Balance Sheet (Un-audited)

As at 31 March 2013

Currency: Taka in ‘000

 

ASSETS:

2013

Non-Current Assets

5,306,526

Property, Plant and Equipment

4,366,929

Investment in Shares

121,705

Capital Work in Progress

817,892

Current Assets

1,796,125

Inventories

844,636

Accounts & Other Receivables

850,734

Advances, Deposits & Prepayments

89,541

Cash and Cash Equivalents

11,214

Total Assets

7,102,651

EQUITY AND LIABILITIES

 

Shareholders’ equity

4,565,883

Share Capital

1,277,966

Revaluation Surplus

2,907,735

Retained Earnings

380,182

Non-current Liabilities

746,327

Long term Loan - Secured (Net-off Current Maturity)

269,033

Long term Loan - (Unsecured)

468,838

Deferred tax Liability

8,456

current Liabilities

1,790,441

Short term Loan from Banks - (Secured)

1,162,788

Long term Loan - Current Maturity (Secured)

156,924

Creditors, Accruals and other Payables

470,729

Total equity and Liabilities

7,102,651

 

Shinepukur Ceramics Limited

Profit And Loss Account (Un-audited)

For the 1st Quarter ended 31 March 2013

Currency: Taka in ‘000

 

 

2013

Revenue (Turnover) from net sales

445,868

Cost of Revenue

304,010

Gross Profit

141,858

Operating Expenses:

28,766

Administrative Expenses

13,728

Selling & Distribution Expenses

15,038

Profit From Operations

113,092

Finance Cost

86,402

Profit Before Contribution to WPWF

26,690

Contribution to Workers’ Participation/Welfare Fund

1,271

Net Profit Before Tax

25,419

Income Tax Expenses

3,998

Net Profit After Tax (NPAT) for the Period

21,421

Total Comprehensive Income For The Period

21,421

Earnings Per Share (EPS) / Restated EPS

0.17

Number of shares used to compute EPS

127,796,570

 

Auditors: M/S M. J. Abedin & Co, Chartered Accountants

                National Plaza (3rd Floor), 109, Bir Uttam C R Datta Road, Dhaka-1205

 


CAPITAL STRUCTURE

 

Authorized Capital

Tk.5,000 million

Paid Up Capital

Tk.1,278 million

Each Share Value

Tk.100.00

 

 

CURRENCY EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

119.0972

U.S Dollar

1

77.7600

European Euro

1

101.7334

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 

 

GENERAL INFORMATION

 

Employees

3,000

Office Area (Sq. Ft)

3,500 sq.ft (owned)

Factory Area (Sq. Ft)

588,000 sq.ft (owned)

Warehouse Area (Sq. Ft)

5,800 sq.ft (owned)

Range of Products

4 Bone China Tableware

4 Porcelain Tableware

Export Market  

4 UK

4 USA

4 Spain

4 Italy

4 Australia

4 New Zealand

4 Norway

4 Sweden

4 Russia

4 UAE

4 Denmark

4 Germany

4 France

4 Mexico

4 Turkey

4 India

Certifications

4 ISO 9001:2008

Group Name

4 Beximco Group

Subsidiaries / Affiliates

4 Beximco Pharmaceuticals Ltd

4 Bangladesh Antibiotics Industries Ltd.

4 Pharmatek Chemicals Ltd.

4 Bextex Ltd.

4 Beximco Fashions Ltd.

4 Beximco Apparels Ltd.

4 International Knitwear & Apparels Ltd.

4 Crescent Fashions Ltd.

4 Essess Fashions Ltd.

4 Bangladesh Export Import Co Ltd.

4 Beximco Engineering Ltd.

4 Beximco Property Development & Management Ltd.

4 New Decca Industries Ltd

4 Bangladesh Online

4 Beximco Computers Ltd.

4 Beximco Media Ltd.

4 Beximco Synthetics Ltd.

4 GMG Airlines Ltd.

4 Beximco Petroleum Ltd.

4 Beximco Holdings Ltd.

4 Beximco Securities Ltd.

4 Sonali Ansh Ltd.

4 Bextrade Ltd.

Member

4 Bangladesh Ceramic Ware Manufacturers Association, Dhaka

4 Dhaka Chamber of Commerce & Industries, Dhaka

Enlisted With

4 Dhaka Stock Exchange (DSE)

4 Chittagong Stock Exchange (CSE)

Stock Code

4 SPCERAMICS

 

 

 

 

 

 

BUSINESS TREND & PROSPECT

 

Business Scale           

Fairly Large

Business Trend

Growing

Management Capability

Good

Reputation

Good

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.42

UK Pound

1

Rs.86.54

Euro

1

Rs.73.86

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.