MIRA INFORM REPORT

 

 

Report Date :

08.06.2013

 

IDENTIFICATION DETAILS

 

Name :

UVINZA (PTY) LTD

 

 

Registered Office :

84 Main Road, R103 Rosetta, Kwazulu Natal 3301

 

 

Country :

South Africa

 

 

Date of Incorporation :

11.05.2012

 

 

Com. Reg. No.:

2012/175943/07                                               

 

 

Legal Form :

Limited Corporation 

 

 

Line of Business :

dealers in general merchandise such as furniture, mirrors, carpets

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

----

NB

New Business

----

 

Status :

New Business

 

 

Payment Behaviour :

Unknown 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

South Africa ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. State power supplier Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

 


SUBJECT'S NAME   

 

Registered Name:                                   UVINZA (PTY) LTD

Requested Name:                                   UVINZA (PTY) LTD T/S THE UGLY DUCKLING

Trade Names:                                         THE UGLY DUCKLING

 

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:                                   84 Main Road, R103 Rosetta, Kwazulu Natal 3301

Postal Address:                                      P. o. Box 181

                                                              Kwazulu Natal 3301

Country:                                                 South Africa

Phone:                                                   27-82749676/828749676/33267726/332677263

Fax:                                                       27-866854629

Email:                                                     uvinza@gmail.com/ info@theuglyduckling.co.za

Website:                                                 www.theuglyduckling.co.za

 

CREDIT OPINION

 

Financial Index as of December 2013 shows subject firm with a medium risk of credit. However, bank and credit information obtained reveal a history of prompt payments.

 

 

LEGAL

 

Legal Form:                                                     Limited Corporation 

Date Incorporated:                                           11-May-2012

Reg. Number:                                                  2012/175943/07

VAT Number:                                                   4790124061

Nominal Capital                                                ZAR. 1,000

Subscribed Capital                                           ZAR. 1,000

 

Subscribed Capital is Subscribed in the following form:

                                                                       Position                          Shares

Mr. Rolfe Bettison                                            MD                                 

Mrs. Susan Bettison                                         Director                          

                                                                                                             

 

DIRECTORS INFORMATION

 

Full Names                                                      ROLFE BETTISON

Status                                                             Active

Profession                                                       Managing Director

Country of residence                                        South Africa

                                                                      

Full Names                                                      SUSAN BETTISON

Status                                                             Active

Profession                                                       Director

Country of residence                                        South Africa

 

RELATED COMPANIES  

 

None                                                               Parent company.

None                                                               Subsidiary company.

None                                                               Affiliated company.

None                                                               Shareholder of subject firm.

3 in South Africa                                              Branches of the firm

 

OPERATIONS

 

Registered to operate as dealers in general merchandise such as furniture, mirrors, carpets

 

Imports:                                                           Asia, Middle East, Africa

Exports:                                                          None

Trademarks:                                                     None

Terms of sale:                                                  Cash (80%) and 25-90 days (20%), invoices.

                                                                      

Main Customers:                                              General Public

Employees:                                                     10 employees.

Vehicles:                                                         3 motor vehicles.

Territory of sales:                                             South Africa

Location:                                                         Rented premises, 1,500 square feet,

 

AUDITORS AND INSURANCE   

 

Auditors:                                                         Information not available.

Insurance Brokers:                                            Information not available.

                                                                      

 

FINANCE 

 

Currency Reported:                                          South African Rand (ZAR.)

Approx. Ex. Rate:                                            1 US Dollar = 9.88 South African Rand

Projected Fiscal Year End:                               December 31, 2013

Projected Inflation:                                           According to information given by independent sources, the inflation at December 31st, 2013 was of 13%.

Financial Information not Submitted              

                                                                      

Profit and Loss (expressed in ZAR.)

                                                                                      2013

Projected Sales                                                              1,500,000

 

BANK 

 

Bank Name:                                                     ABSA BANK

Branch:                                                            South Africa

Comments:                                                      None

                                                                      

 

TRADE REFERENCES    

 

Experiences:                                                    Good

                                                                      

 

NOTARIAL BONDS   

 

None

 

 

COMMENTS / ADDITIONAL INFORMATION    

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.74

UK Pound

1

Rs.88.53

Euro

1

Rs.75.20

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.