MIRA INFORM REPORT

 

 

Report Date :

12.06.2013

 

IDENTIFICATION DETAILS

 

Name :

HUMEAU BEAUPREAU

 

 

Registered Office :

80, Rue Des Forges Zi Evre Et Loire  Beaupreau, 49600

 

 

Country :

France

 

 

Financials (as on) :

30.11.2011

 

 

Date of Incorporation :

15.11.1993

 

 

Com. Reg. No.:

393092390

 

 

Legal Form :

Private Subsidiary

 

 

Line of Business :

Subject is engaged in manufacture of footwear for all purposes, of any material, by any process including moulding

 

 

No. of Employees :

149

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

France

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

france - ECONOMIC OVERVIEW

 

The French economy is diversified across all sectors. The government has partially or fully privatized many large companies, including Air France, France Telecom, Renault, and Thales. However, the government maintains a strong presence in some sectors, particularly power, public transport, and defense industries. With at least 79 million foreign tourists per year, France is the most visited country in the world and maintains the third largest income in the world from tourism. France''s leaders remain committed to a capitalism in which they maintain social equity by means of laws, tax policies, and social spending that reduce income disparity and the impact of free markets on public health and welfare. France''s real GDP contracted 2.6% in 2009, but recovered somewhat in 2010 and 2011, before stagnating in 2012. The unemployment rate increased from 7.4% in 2008 to 10.3% in 2012. Youth unemployment shot up to 24.2% during the third quarter of 2012 in metropolitan France. Lower-than-expected growth and high unemployment costs have strained France''s public finances. The budget deficit rose sharply from 3.4% of GDP in 2008 to 7.5% of GDP in 2009 before improving to 4.5% of GDP in 2012, while France''s public debt rose from 68% of GDP to 89% over the same period. Under President SARKOZY, Paris implemented some austerity measures to bring the budget deficit under the 3% euro-zone ceiling by 2013 and to highlight France''s commitment to fiscal discipline at a time of intense financial market scrutiny of euro-zone debt. Socialist Party candidate Francois HOLLANDE won the May 2012 presidential election, after advocating pro-growth economic policies, the separation of banks'' traditional deposit taking and lending activities from more speculative businesses, increasing the top corporate and personal tax rates, and hiring an additional 60,000 teachers during his five-year term. The government''s attempt to introduce a 75% wealth tax on income over one million euros for two years was struck down by the French Constitutional Council in December 2012 because it applied to individuals rather than households. France ratified the EU fiscal stability treaty in October 2012 and HOLLANDE''s government has maintained France''s commitment to meeting the budget deficit target of 3% of GDP during 2013 even amid signs that economic growth will be lower than the government''s forecast of 0.8%. Despite stagnant growth and fiscal challenges, France''s borrowing costs declined during the second half of 2012 to euro-era lows.

 

Source : CIA

 


Company name and address

 

HUMEAU BEAUPREAU

                                                                                                                                                             

 

80, Rue Des Forges

Zi Evre Et Loire

Beaupreau, 49600

France

 

 

Tel:

+33 02 41 63 01 45

Fax:

+33 02 41 63 52 30

Employees:

149

Company Type:

Private Subsidiary

Corporate Family:

3 Companies

Ultimate Parent:

Hw Investment

 

 

Incorporation Date:

15-Nov-1993

Financials in:

USD (In Millions)

Fiscal Year End:

30-Nov-2011

Reporting Currency:

Euro

Annual Sales:

52.5

Total Assets:

36.6

 

 

Business Description

 

 

Humeau Beaupreau is primarily engaged in manufacture of footwear for all purposes, of any material, by any process including moulding; manufacture of gaiters, leggings and similar articles; and manufacture of parts of footwear: manufacture of uppers and parts of uppers, outer and inner soles, heels, etc.

 

 

Industry            

 

 

Industry

Footwear

ANZSIC 2006:

1352 - Footwear Manufacturing

NACE 2002:

1930 - Manufacture of footwear

NAICS 2002:

31621 - Footwear Manufacturing

UK SIC 2003:

1930 - Manufacture of footwear

UK SIC 2007:

1520 - Manufacture of footwear

US SIC 1987:

3143 - Men's Footwear, Except Athletic

 

 

Key Executives

 

Name

Title

Pierre Humeau

President

Philippe Allard

Marketing director

Anne-Celine Beaumier

General manager

Gerard Chauviere

Purchase manager

Bruno Canselier

Commercial director

 

Registered No.(FRA): 393092390

 

1 - Profit & Loss Item Exchange Rate: USD 1 = EUR 0.7189929
2 - Balance Sheet Item Exchange Rate: USD 1 = EUR 0.7428592

 

 

Corporate Overview

 

Location
80, Rue Des Forges
Zi Evre Et Loire
Beaupreau, 49600
France

 

Tel:

+33 02 41 63 01 45

Fax:

+33 02 41 63 52 30

 

 

Sales EUR(mil):

37.7

Assets EUR(mil):

27.2

Employees:

149

Fiscal Year End:

30-Nov-2011

 

Industry:

Footwear

Incorporation Date:

15-Nov-1993

Company Type:

Private Subsidiary

Quoted Status:

Not Quoted

Registered No.(FRA):

393092390

 

President:

Pierre Humeau

 

 

Industry Codes

 

ANZSIC 2006 Codes:

1352

-

Footwear Manufacturing

1919

-

Other Polymer Product Manufacturing

 

NACE 2002 Codes:

1930

-

Manufacture of footwear

2513

-

Manufacture of other rubber products

 

NAICS 2002 Codes:

31621

-

Footwear Manufacturing

32629

-

Other Rubber Product Manufacturing

 

US SIC 1987:

3143

-

Men's Footwear, Except Athletic

3069

-

Fabricated Rubber Products, Not Elsewhere Classified

 

UK SIC 2003:

1930

-

Manufacture of footwear

2513

-

Manufacture of other rubber products

 

UK SIC 2007:

1520

-

Manufacture of footwear

2219

-

Manufacture of other rubber products

 

 

Business Description

 

Humeau Beaupreau is primarily engaged in manufacture of footwear for all purposes, of any material, by any process including moulding; manufacture of gaiters, leggings and similar articles; and manufacture of parts of footwear: manufacture of uppers and parts of uppers, outer and inner soles, heels, etc.

 

 

Financial Data

 

Financials in:

EUR(mil)

 

Revenue:

37.7

Assets:

27.2

Current Assets:

21.3

 

Total Liabilities:

27.2

 

Issued Capital:

0.7

 

Net Worth:

15.6

 

 

 

Date of Financial Data:

30-Nov-2011

 

1 Year Growth

0.1%

NA

 

 

Subsidiaries

 

Company

Percentage Owned

Country

Baudou

 

France

 

Key Corporate Relationships

 

Bank:

Credit Agricole, Banque Populaire Anjou Vendee, Credit Mutuel

 

 

 

 

 

Corporate Family      

 

Corporate Structure News:

Humeau Beaupreau
Total Corporate Family Members: 3

Company Name

Company Type

Location

Country

Industry

Sales
(USD mil)

Employees

Hw Investment

Parent

 

 

 

 

 

Humeau Beaupreau

Subsidiary

Beaupreau

France

Footwear

52.5

149

Baudou Sa

Subsidiary

Beaupreau

France

Footwear

14.0

44

 

 

 

Executives

 

Name

Title

Function

Pierre Humeau

 

President

President

Anne-Celine Beaumier

 

General manager

Administration Executive

Frederic Bonneau

 

Director

Administration Executive

Christian Rolandeau

 

Director

Administration Executive

Jean-Bernard Blaiteau

 

Accounts manager

Sales Executive

Philippe Allard

 

Marketing director

Marketing Executive

Bruno Canselier

 

Commercial director

Commercial Executive

Gerard Chauviere

 

Purchase manager

Purchasing Executive

 

 

Annual Profit & Loss

 

 

 

30-Nov-2011

30-Nov-2010

30-Nov-2009

Period Length

12 Months

12 Months

12 Months

Filed Currency

EUR

EUR

EUR

Exchange Rate (Period Average)

0.718993

0.749067

0.723831

Consolidated

No

No

No

 

 

 

 

Total income

53.9

51.6

49.5

Net sales

52.5

50.3

48.4

Change in stock

-0.9

0.0

0.3

Unfinished work in progress

0.4

0.4

0.0

Own work capitalised

-

-

0.1

Subsidies for operating costs

0.0

0.0

0.0

Supplementary operating income

0.9

0.8

0.9

Other operating income

0.0

0.0

0.0

Other external charges

13.2

12.7

12.1

Cost of goods sold

29.4

26.3

24.2

Taxes and social security costs

0.8

0.6

0.4

Social charges

3.0

2.7

2.7

Total payroll costs

8.0

7.3

7.3

Cost of stock depreciation and amortisation

0.1

0.2

0.3

Fixed asset depreciation and amortisation

0.5

0.4

0.4

Other operating costs

0.6

0.6

0.6

Total operating costs

54.7

50.6

48.4

Net operating income

-0.8

0.9

1.1

Joint venture results

0.0

-

-

Total financial income

2.2

1.6

1.2

Interest payable on loans

0.3

0.2

0.2

Other expenses

0.0

0.3

0.4

Total expenses

0.3

0.5

0.6

Profit before tax

1.1

2.1

1.7

Extraordinary income

0.4

0.2

0.1

Extraordinary expenses

0.5

0.7

0.2

Extraordinary result

-0.1

-0.5

-0.1

Total taxation

0.0

0.0

0.2

Net profit

1.0

1.5

1.5

 

 

Annual Balance Sheet

 

Financials in: USD (mil)

 

 

 

30-Nov-2011

30-Nov-2010

30-Nov-2009

Filed Currency

EUR

EUR

EUR

Exchange Rate

0.742859

0.768197

0.666067

Consolidated

No

No

No

 

 

 

 

Issued capital

1.0

1.0

1.1

Share premium account

3.9

3.7

4.3

Legal reserves

0.8

0.6

0.5

Total reserves

14.4

12.7

13.2

Profits for the year

1.0

1.5

1.6

Total stockholders equity

21.0

19.5

20.7

Provisions and allowances

0.8

1.2

0.9

Trade creditors

5.3

5.1

6.7

Bank loans and overdrafts

4.6

0.9

0.4

Other loans

1.6

0.5

0.8

Other liabilities

0.3

1.3

0.1

Debts on fixed assets

0.2

-

-

Income stated in advance

-

-

0.1

Taxation and social security

2.9

2.6

2.8

Total current liabilities

10.6

9.3

10.0

Total debts

14.8

10.4

10.9

Regularisation account

0.0

0.0

0.1

Total liabilities (including net worth)

36.6

31.2

32.6

Patents

0.3

0.3

0.3

Goodwill

0.0

0.3

0.3

Land

0.4

0.1

0.2

Buildings

4.6

0.7

0.9

Other fixed assets

2.1

1.6

1.0

Long-term investments

0.5

0.4

0.5

Other financial assets

0.0

0.0

0.4

Total non-current assets

7.9

3.5

3.6

Prepayments

0.0

-

0.2

Net stocks and work in progress

11.2

9.4

10.3

Trade debtors

5.0

5.1

4.1

Discounted bills not yet due

0.3

-

-

Other receivables

8.7

5.3

6.8

Prepaid expenses

0.3

0.2

0.4

Cash and liquid assets

3.4

7.7

7.2

Total current assets

28.7

27.7

29.0

Prepaid expenses and deferred costs

0.0

0.0

0.0

Total assets

36.6

31.2

32.6

 

 

Annual Ratios

 

Financials in: USD (mil)

 

 

 

30-Nov-2011

30-Nov-2010

30-Nov-2009

Period Length

12 Months

12 Months

12 Months

Filed Currency

EUR

EUR

EUR

Exchange Rate

0.742859

0.768197

0.666067

Consolidated

No

No

No

 

 

 

 

Current ratio

2.70

3.00

2.90

Quick ratio

1.60

2.00

1.90

Total liabilities to net worth

0.72%

0.55%

0.54%

Net worth to total assets

0.56%

0.61%

0.62%

Collection period

32.10

31.30

23.50

Stock turnover rate

4.50

5.20

5.10

Asset turnover

1.39%

1.57%

1.61%

Profit margin

0.02%

0.04%

0.04%

Return on assets

0.03%

0.07%

0.06%

Shareholders' return

0.05%

0.11%

0.09%

Sales per employee

1,302.49

1,294.16

1,185.54

Profit per employee

27.82

53.43

42.59

Average wage per employee

198.30

186.58

178.36

Net worth

21.0

19.5

20.7

Number of employees

190

191

194

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.92

UK Pound

1

Rs.91.80

Euro

1

Rs.78.18

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.