MIRA INFORM REPORT

 

 

Report Date :

13.06.2013

 

IDENTIFICATION DETAILS

 

Name :

C.V. MEKAR JAYA

 

 

Registered Office :

Jl. Tubagus Angke No. 190-N, Jakarta Barat

 

 

Country :

Indonesia

 

 

Date of Incorporation :

01.12.2000

 

 

Legal Form :

Partnership with Sleeping Partner

 

 

Line of Business :

Trading, Import-Export and Distribution of Agricultural Products

 

 

No. of Employees :

18 persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody''s upgraded Indonesia''s credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


BASIC SEARCH

 

Name of Company :

C.V. MEKAR JAYA

 

Address :

Head Office

Jl. Tubagus Angke No. 190-N

Jakarta Barat

Indonesia

Phones             - (62-21) 6313034, 6315055

Fax                   - (62-21) 63862753

E-mail               - songlie@bit.net.id

Building Area     - 3 storey

Office Space      - 210 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

01 December 2000

 

Legal Form :

C.V. (Commanditaire Vennootschap) or Partnership with Sleeping Partner

 

Company Reg. No. :

Not Required

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

Not Available

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Owned Capital   : Rp. 400 million

 

Owners :

a. Mr. Anton Lie AKA Song Lie (Active Partner)

b. Mrs. Susi Wijaya (Silent Partner)

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import-Export and Distribution of Agricultural Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

2000

 

Brand Name :

Mekar Jaya

 

Technical Assistance :

None

 

Number of Employee :

18 persons

 

Marketing Area :

a. Local - 60%

b. Export           - 40%

 

Main Customers :

a. Traditional Markets

b. Snack Food and Beverage Industries

c. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ALAM INDORAMA

b. C.V. BUMI DJAJA

c. P.T. ADI SAMPOERNO

d. C.V. PUTRA NUSA

e. C.V. SUMBER BUMI JAYA

f.  C.V. ARSAM PRATAMA

g. C.V. MUKTI JABAR

h. C.V. PRIMATAMA

i.  Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

            a.         P.T. Bank CENTRAL ASIA Tbk

                        Taman Duta Mas

                        Jl. Tubagus Angke No. 10 ABC

                        Jakarta Barat

            b.         P.T. Bank OCBC NISP Tbk

                        Ruko Taman Duta Mas Blok D-9 A/11

                        Jl. Tubagus Angke No. 11

                        Jakarta Barat

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 43.0 billion

2011 – Rp. 48.0 billion

2012 – Rp. 52.0 billion

 

Net Profit (estimated) :

2008 – Rp. 2.3 billion

2009 – Rp. 2.6 billion

2012 – Rp. 2.8 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                         - Mr. Anton Lie AKA Song Lie

 

Board of Commissioner:

None

 

Signatories :

Director (Mr. Anton Lie AKA Song Lie) is the only person who is authorized to sign the loan on behalf of the company

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :    

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

C.V. MEKAR JAYA was established on December 2000 in Jakarta with the legal status of C.V. (Commanditaire Vennootschap) or Partnership with Sleeping Partner.  The founding owners of the company are Mr. Anton Lie AKA Song Lie as the active partner and his wife Mrs. Susi Wijaya as silent partner.  Both of are Indonesian business family of Chinese extraction. As in common in cases of companies with C.V. status, there is no mention in the company’s notary act of its capital structure. But going by the company’s conditions, we estimate its capital at some Rp. 400 million.

 

C.V. MEKAR JAYA has been in operation since June 2000 in trading, export import and distribution of agricultural products.   At the first, they are importing onions and beans for local market.  And now they have expanded their business in export and import for other types of commodities.

 

Miss Yeni, a marketing staff of the company explained that the whole agricultural products likes black/white pepper, cinnamon, coriander, cumin, dried shrimp and star anise bought from farmer in Sumatra, Sulawesi, Java and others island of Indonesia.  Then, the whole products are exported to the United States of America and Europe Union.   Besides, the company also imported of garlic, soybean, onion, peanut, green beans, chili, vermicelli from China, India, Vietnam, Myanmar and Thailand.  The whole products supplied to snack food industries and traditional market in Surabaya, East Java and Bali.   They also directly supplied of peanut and snack food industries like P.T. KACANG DUA KELINCI in East Java and other food industries in Surabaya and its surroundings.  We observed that C.V. MEKAR JAYA is classified as a medium sized company of its kind in the country of which the operation has been growing in the last three years.


We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country.   Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider C.V. MEKAR JAYA to be in a quite favorable position for having already got hold of a steady clientele in the Java and surroundings.    

 

Until this time C.V. MEKAR JAYA has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. We observed that total sales turnover of the company in 2010 amounted of Rp. 43.0 billion increased to Rp. 48.0 billion in 2011 and rose again to Rp. 52.0 billion in 2012.   The operation in 2012 yielded an estimated net profit at least Rp. 2.8 billion and the company has an estimated total networth at Rp. 15.0 billion. It is forecasted that total sales turnover of the company will increase at least 8% in 2013.  So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia).  The company usually pays its debts punctually to suppliers.  

 

The management of C.V. MEKAR JAYA is headed by Mr. Anton Lie AKA Song Lie (45), a businessman who experienced for more than 16 years in the field of trading, import-export and distribution of agricultural products.  In his daily activities he is assisted by his wife Mrs. Susi Wijaya (43).  We observed that management’s reputation in said business is fairly good. The management of the company is handled by experienced professional manager having wide relation with private businessmen of home and overseas as well as with the government sectors. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. AMES INDAH INTERNATIONAL is sufficiently fairly good for business transaction.

 

C.V. MEKAR JAYA is appraised good for business transaction. But owing to political condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.27

UK Pound

1

Rs.91.15

Euro

1

Rs.77.50

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.