MIRA INFORM REPORT

 

 

Report Date :

15.06.2013

 

IDENTIFICATION DETAILS

 

Name :

HOA BINH CONSTRUCTION & REAL ESTATE CORPORATION

 

 

Registered Office :

235 Vo Thi Sau - Ward 7, 3 District, Ho Chi Minh City

 

 

Country :

Vietnam

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

01.12.2000

 

 

Com. Reg. No.:

0302158498

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Construction of buildings

 

 

No. of Employees :

1,550

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Vietnam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

VIETNAM - ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that has been transitioning from the rigidities of a centrally-planned economy since 1986. Vietnamese authorities have reaffirmed their commitment to economic modernization in recent years. Vietnam joined the World Trade Organization in January 2007, which has promoted more competitive, export-driven industries. Vietnam became an official negotiating partner in the Trans-Pacific Partnership trade agreement in 2010. Agriculture''s share of economic output has continued to shrink from about 25% in 2000 to less than 22% in 2012, while industry''s share increased from 36% to nearly 41% in the same period. State-owned enterprises account for roughly 40% of GDP. Poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession hurt Vietnam''s export-oriented economy, with GDP in 2012 growing at 5%, the slowest rate of growth since 1999. In 2012, however, exports increased by more than 18%, year-on-year; several administrative actions brought the trade deficit back into balance. Between 2008 and 2011, Vietnam''s managed currency, the dong, was devalued in excess of 20%, but its value remained stable in 2012. Foreign direct investment inflows fell 4.5% to $10.5 billion in 2012. Foreign donors have pledged $6.5 billion in new development assistance for 2013. Hanoi has oscillated between promoting growth and emphasizing macroeconomic stability in recent years. In February 2011, the Government shifted policy away from policies aimed at achieving a high rate of economic growth, which had stoked inflation, to those aimed at stabilizing the economy, through tighter monetary and fiscal control. Although Vietnam unveiled a broad, "three pillar" economic reform program in early 2012, proposing the restructuring of public investment, state-owned enterprises, and the banking sector, little perceptible progress had been made by early 2013. Vietnam''s economy continues to face challenges from an undercapitalized banking sector. Non-performing loans weigh heavily on banks and businesses. In September 2012, the official bad debt ratio climbed to 8.8%, though some independent analysts believe it could be higher than 15%.

Source : CIA


 

SUBJECT IDENTIFICATION & LEGAL FORM

 

Current legal status

English Name

 

HOA BINH CONSTRUCTION & REAL ESTATE CORPORATION

Vietnamese Name

 

CONG TY CO PHAN XAY DUNG VA KINH DOANH DIA OC HOA BINH

Short name

 

HOA BINH CORPORATION

Type of Business

 

Joint stock company

Year Established

 

2000

Business Registration No.

 

0302158498

Date of Registration

 

01 Dec 2000

Place of Registration

 

Business Registration Office- Planning and Investment Department of Ho chi minh city

Chartered capital

 

VND 515,806,640,000

Status

 

Listed

Stock symbol

 

HBC

Stock Market

 

HOSE

Tax code

 

0302158498

Total Employees

 

1,550

 

Historical Identification & Legal form

 

List

Changed Items

Date of changes

1

Subject has got former Chartered capital: 207,881,660,000 VND Changed to: 209,425,360,000 VND changed to 413,061,340,000 VND changed to 515,806,640,000 VND

30 May 2013

2

Subject has got former Board Of Director: Mr. TRAN ANH HOANG Changed to: Mr. IGNATIUS JOE BUDIMAN

N/A

3

Subject has got former Business Registration No: 4103000229

Changed to: 0302153498

N/A

 

 

ADDRESSES

 

Head Office

Address

 

235 Vo Thi Sau - Ward 7, 3 District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 39325030 – 39325572 – 39326571

Fax

 

(84-8) 39325221

Email

 

hoabinh@hcm.vnn.vn

Website

 

www.hoabinhcorporation.vn

 

Transaction office in Ho Chi Minh

Address

 

41-43 Tran Cao Van Street - Ward 6, 3 District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 62907626

Fax

 

(84-8) 62907636

 

 

SUBSIDIARIES AND RELATED COMPANIES

 

1. HOA BINH PHU YEN INVESTMENT AND DEVELOPMENT JOINT STOCK COMPANY

Business Registration

 

4400410872

Tax code

 

4400410872

Address

 

439 Tran Hung Dao street, Tuy Hoa City, Phu Yen Province, Vietnam

Tel

 

84-57.3896748

 

2. HOA BINH HUE INVESTMENT AND DEVELOPMENT JOINT STOCK COMPANY

Business Registration

 

3300515083

Tax code

 

3300515083

Address

 

Phu Hai 2 Village Loc Vinh Commune, Phu Loc District, Thua Thien-Hue Province, Vietnam

Tel

 

84.54 - 3676 364

Fax

 

84.54 - 3676 364

 

3. ANH HUY CO., LTD

Business Registration

 

0301453003

Tax code

 

0301453003

Address

 

1700/3C 1A National Road, An Phu Dong Ward, 12 District, Ho Chi Minh City, Vietnam

Tel

 

(84.8) 3719 5343

Fax

 

(84.8) 3719 5342

Website

 

www.hoabinhaha.com

 

4. MOC HOA BINH MANUFACTURING AND DECORATING JOINT STOCK COMPANY

Business Registration

 

0305726607

Tax code

 

0305726607

Address

 

235 Vo Thi Sau street, ward 7, 3 District, Ho Chi Minh City, Vietnam

Website

 

www.mochoabinh.com.vn

 

5. VIET TA IMPORT EXPORT CORPORATION

Business Registration

 

0303159335

Date of Registration

 

14 Jan 2013

Place of Registration

 

Business registration office - Planning and Investment Department of Hochiminh City

Chartered capital

 

VND 6,000,000,000

Tax code

 

0303159335

Address

 

No.104 Nguyen Du Street, Ben Nghe Ward , 1 District, Ho Chi Minh City, Vietnam

Tel

 

(84-8) 6264 7126

Fax

 

(84-8) 6264 7125

 

6. HOABINH PAINT CO.,LTD

Business Registration

 

4103000229

Date of Registration

 

24 Dec 2001

Place of Registration

 

Business Registration Office- Planning and Investment Department of Ho Chi Minh city

Tax code

 

0302492460

Address

 

37/5A Phan Van Hon street, Tan Thoi Nhat ward, 12 District, Ho Chi Minh City, Vietnam

 

7. HOA BINH INFRASTRUCTURE CONSTRUCTION INVESTMENT CORPORATION

Business Registration

 

1100796764

Tax code

 

1100796764

Address

 

Hamlet 7 Nhi Thanh Commune, Thu Thua District, Long An Province, Vietnam

Tel

 

(84-72) 3613554

Fax

 

(84.72) 3 613 565

Website

 

www.longhau-hoabinh.com.vn

 

8. HOA BINH MECHANICAL ELECTRICAL JOINT STOCK COMPANY

Business Registration

 

0305486916

Tax code

 

0305486916

Address

 

235/2 Vo Thi Sau Street, Ward 7, 3 District, Ho Chi Minh City, Vietnam

Tel

 

84.8 - 39325030

Fax

 

84.8 - 39325221

Website

 

www.hbe.com.vn

 

9. HOA BINH HOUSE CORPORATION

Business Registration

 

0305084406

Tax code

 

0305084406

Address

 

235 Vo Thi Sau - Ward 7, 3 District, Ho Chi Minh City, Vietnam

Tel

 

84.8 - 39325030

Fax

 

84.8 - 39325221

Website

 

www.hoabinhhbh.com

 

10. HOA BINH ARCHITECTURE CO., LTD

Business Registration

 

0302607584

Tax code

 

0302607584

Address

 

235 Vo Thi Sau street, ward 7, 3 District, Ho Chi Minh City, Vietnam

 

11. MATEC CONSTRUCTION MACHINERY COMPANY LIMITED

Business Registration

 

0310341578

Tax code

 

0310341578

Address

 

37/8 Phan Van Hon Street, Tan Thoi Nhat Ward, 12 District, Ho Chi Minh City, Vietnam

Tel

 

(84.8) 3883 3746

Fax

 

(84.8) 3883 3792

 

12. HOA BINH HA NOI CONSTRUCTION AND REAL ESTATE COMPANY LIMITED

Business Registration

 

0104853362

Tax code

 

0104853362

Address

 

8th Floor, Sannam Building Dich Vong Hau Ward, Cau Giay District, Ha Noi City, Vietnam

Tel

 

(84.4) 3795 8690 - 3795 8692

Fax

 

(84.4) 3795 8693

 

13. HOA BINH DAKLAK INVESTMENT AND DEVELOPMENT JOINT STOCK COMPANY

Business Registration

 

6000705522

Tax code

 

6000705522

Address

 

253 Nguyen Van Cu street, Buon Ma Thuot City, Dak Lak Province, Vietnam

 

14. HOA BINH OSEVEN CORPORATION

Business Registration

 

0309478144

Tax code

 

0309478144

Address

 

235 Vo Thi Sau street, ward 7, 3 District, Ho Chi Minh City, Vietnam

 

 

DIRECTORS

 

1. NAME

 

Mr. LE VIET HAI

Position

 

Chairman

Date of Birth

 

12 Nov 1958

ID Number/Passport

 

020959341

ID Issue Date

 

18 Jul 2005

ID Issue Place

 

Police Station of Ho Chi Minh city

Resident

 

CC4 Truong Son Street, Bac Hai Housing Compound - Ward 15, 10 District, Ho Chi Minh City, Vietnam

Current resident

 

235 Vo Thi Sau street, ward 07, 3 District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

2. NAME

 

Mr. TRUONG QUANG NHAT

Position

 

Member of Board of Directors (BOD)

Date of Birth

 

01 Oct 1973

Resident

 

68A Tran Quoc Toan street, ward 8, 3 District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

3. NAME

 

Mr. NGUYEN LE TAN

Position

 

Member of Board of Directors (BOD)

Date of Birth

 

15 Nov 1969

ID Number/Passport

 

023784099

Resident

 

7 Tran Van Dang STreet - Ward 11, 3 District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

4. NAME

 

Mr. LE QUOC DUY

Position

 

Member of Board of Directors (BOD)

Date of Birth

 

18 Feb 1981

Current resident

 

132 Ong Ich Khiem street, ward 5, 11 District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

5. NAME

 

Mr. NGO NGOC QUANG

Position

 

Member of Board of Directors (BOD)

Date of Birth

 

1979

ID Number/Passport

 

012020579

Current resident

 

Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

6. NAME

 

Mr. PHAN NGOC THANH

Position

 

Member of Board of Directors (BOD)

Date of Birth

 

02 Mar 1969

ID Number/Passport

 

191159347

Resident

 

10C Le Ngoc Han Street, Tay Loc Ward, Hue City, Thua Thien-Hue Province, Vietnam

Current resident

 

Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

7. NAME

 

Mr. IGNATIUS JOE BUDIMAN

Position

 

Member of Board of Directors (BOD)

 

8. NAME

 

Mr. HA VU HOANG

Position

 

Member of Board of Directors (BOD)

Date of Birth

 

1979

Nationality

 

Australian

 

Managing Team

 

9. NAME

 

Mr. NGUYEN VAN TINH

Position

 

Deputy General Director

Date of Birth

 

22 Aug 1955

ID Number/Passport

 

205100520

Resident

 

An My ward, Tam Ky City, Quang Nam Province, Vietnam

Current resident

 

 Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Qualification

 

Bachelor

 

10. NAME

 

Mr. NGUYEN VAN AN

Position

 

Deputy General Director

Date of Birth

 

18 Jun 1972

ID Number/Passport

 

201401577

Resident

 

219/24 Ong Ich Khiem street, Hai Chau II ward, Hai Chau District, Da Nang City, Vietnam

Nationality

 

Vietnamese

 

11. NAME

 

Mr. NGUYEN TAN THO

Position

 

Deputy General Director

Date of Birth

 

1965

Nationality

 

Vietnamese

 

Supervisory Board

12. NAME

 

Mr. NGUYEN QUANG TRUNG

Position

 

Chief of Board of Controllers

Date of Birth

 

1979

Nationality

 

Vietnamese

 

13. NAME

 

Mr. HUYNH ANH VU

Position

 

Member of Board of Controllers

Date of Birth

 

1976

Nationality

 

Vietnamese

 

14. NAME

 

Mr. TRAN NGOC SANG

Position

 

Member of Board of Controllers

Nationality

 

Vietnamese

 

 

BUSINESS NATURE AND ACTIVITIES

 

Construction of buildings
Repair of machinery
Installation of industrial machinery and equipment
Construction of utility projects
Electrical installation activities
Plumbing, heating and air-conditioning system installation activities
Other specialized construction activities
Building completion and finishing
Other specialized construction activities
Wholesale of other machinery and equipment n.e.c
Specialized design activities

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT:

·         Market

 

N/A

 

EXPORT:

·         Market

 

N/A

 

 

BANKERS

 

1. AN BINH COMMERCIAL JOINT STOCK BANK

Address

 

No.70-80 Cach Mang Thang 8, 3 District, Ho Chi Minh City, Vietnam

Telephone

 

84-08.39300797

Fax

 

84-08.39300798

 

2. BANK FOR INVESTMENT AND DEVELOPMENT OF VIETNAM HOCHIMINH CITY BRANCH

Address

 

No. 134 Nguyen Cong Tru Street,, 1 District, Ho Chi Minh City, Vietnam

Telephone

 

(84-08) 3823 0125 /3829 7384

Fax

 

(84-08) 3829 8862

 

3. SAIGON THUONG TIN COMMERCIAL JOINT STOCK BANK

Address

 

No. 266-268 Nam Ky Khoi Nghia Street, Ward 8, 3 District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 3932 0420, 3932 0643

Fax

 

(84-8) 3932 2488, 3932 0424

 

4. STANDARD CHARTERED BANK (VIETNAM) LIMITED - HO CHI MINH CITY BRANCH

Address

 

02nd Floor, Suite 201, Saigon Trade Center Building, No. 37 Ton Duc Thang Street, Ben Nghe Ward, 1 District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 3911 0000 / 39109592

Fax

 

(84-8) 38298426 / 39107503

 

5. VIET NAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE TRANSACTION CENTER NO.2

Address

 

No.79A Ham Nghi Str, Nguyen Thai Binh Ward, 1 District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 3829 0715

Fax

 

(84-8) 3829 5342

 

6. HSBC BANK (VIET NAM) LTD

Address

 

Metropolitan Building, No. 235 Dong Khoi Street, Ben Nghe Ward, 1 District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 3829 2288

Fax

 

(84-8) 3823 0530

 

 

SHAREHOLDERS

 

1. NAME

 

Mr. HUYNH HUU TOT

ID Number/Passport

 

021874853

Resident

 

153C Phan Xich Long Street, Ward 1, Phu Nhuan District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

13,833

Value of shares

 

VND 138,330,000

 

2. NAME

 

Mr. LE VIET HUNG

Date of Birth

 

1952

ID Number/Passport

 

020051208

Resident

 

301 Nam Ky Khoi Nghia - Ward 7, 3 District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

1,100,961

Value of shares

 

VND 11,009,610,000

 

3. NAME

 

Mr. LE VIET HAI

Position

 

Chairman

Date of Birth

 

12 Nov 1958

ID Number/Passport

 

020959341

Issued on

 

18 Jul 2005

Issued Place

 

Police Station of Ho Chi Minh city

Resident

 

CC4 Truong Son Street, Bac Hai Housing Compound - Ward 15, 10 District, Ho Chi Minh City, Vietnam

Current Resident

 

235 Vo Thi Sau street, ward 07, 3 District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

1,887,890

Value of shares

 

VND 18,878,900,000

 

4. NAME

 

Mr. NGUYEN DANG DONG

ID Number/Passport

 

020109628

Current Resident

 

449A Pham The Hien Street, Ward 3, 8 District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

1,411

Value of shares

 

VND 14,110,000

 

5. NAME

 

Mr. NGUYEN VAN AN

Position

 

Deputy General Director

Date of Birth

 

18 Jun 1972

ID Number/Passport

 

201401577

Resident

 

219/24 Ong Ich Khiem street, Hai Chau II ward, Hai Chau District, Da Nang City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

8,300

Value of shares

 

VND 83,000,000

 

6. NAME

 

Mr. NGUYEN VAN TINH

Position

 

Deputy General Director

Date of Birth

 

22 Aug 1955

ID Number/Passport

 

205100520

Resident

 

An My ward, Tam Ky City, Quang Nam Province, Vietnam

Current Resident

 

Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

66,988

Value of shares

 

VND 669,880,000

 

7. NAME

 

Mr. PHAN NGOC THANH

Position

 

Member of Board of Directors (BOD)

Date of Birth

 

02 Mar 1969

ID Number/Passport

 

191159347

Resident

 

10C Le Ngoc Han Street, Tay Loc Ward, Hue City, Thua Thien-Hue Province, Vietnam

Current Resident

 

Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

69,236

Value of shares

 

VND 692,360,000

 

8. NAME

 

Mr. VU QUANG DINH

Resident

 

818/11/3D Nguyen Kiem Street, Ward 3, Go Vap District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

4,150

Value of shares

 

VND 41,500,000

 

9. NAME

 

Mr. NGUYEN LE TAN

Position

 

Member of Board of Directors (BOD)

Date of Birth

 

15 Nov 1969

ID Number/Passport

 

023784099

Resident

 

7 Tran Van Dang STreet - Ward 11, 3 District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

81,815

Value of shares

 

VND 818,150,000

 

 

FINANCIAL DATA

 

BALANCE SHEET

Unit: One VND

Balance sheet date

31/03/2013

31/12/2012

31/12/2011

Number of weeks

13

52

52

Audit status

Unaudited

Audited

Audited

ASSETS

A – CURRENT ASSETS

3,778,259,446,493

3,760,514,717,655

2,549,703,711,511

I. Cash and cash equivalents

41,114,944,765

605,656,441,523

299,792,481,888

1. Cash

32,814,944,765

114,721,441,523

44,741,193,003

2. Cash equivalents

8,300,000,000

490,935,000,000

255,051,288,885

II. Short-term investments

499,831,480,885

14,758,185,278

325,055,859,082

1. Short-term investments

499,831,480,885

14,758,185,278

325,358,052,673

2. Provisions for devaluation of short-term investments

 

 

-302,193,591

III. Accounts receivable

2,965,354,736,840

2,872,483,882,302

1,680,305,086,167

1. Receivable from customers

794,241,233,279

745,969,649,421

416,931,100,319

2. Prepayments to suppliers

448,088,565,021

386,031,129,928

249,494,842,649

3. Inter-company receivable

 

 

 

4. Receivable according to the progress of construction

1,708,931,061,732

1,717,748,510,831

1,007,304,403,817

5. Other receivable

35,496,493,043

40,232,207,469

9,550,455,210

6. Provisions for bad debts

-21,402,616,235

-17,497,615,347

-2,975,715,828

IV. Inventories

226,525,589,339

221,371,391,978

198,546,157,955

1. Inventories

229,071,861,166

223,917,663,805

198,761,441,682

2. Provisions for devaluation of inventories

-2,546,271,827

-2,546,271,827

-215,283,727

V. Other Current Assets

45,432,694,664

46,244,816,574

46,004,126,419

1. Short-term prepaid expenses

24,412,367,498

26,493,523,503

24,442,321,869

2. VAT to be deducted

3,352,151,796

3,055,339,228

8,097,119,111

3. Taxes and other accounts receivable from the State

111,572,582

91,585,241

482,756,415

4. Other current assets

17,556,602,788

16,604,368,602

12,981,929,024

B. LONG-TERM ASSETS

825,827,631,453

819,901,384,188

735,692,178,913

I. Long term accounts receivable

4,100,000,000

4,100,000,000

4,100,000,000

1. Long term account receivable from customers

4,100,000,000

4,100,000,000

4,100,000,000

2. Working capital in affiliates

 

 

 

3. Long-term inter-company receivable

 

 

 

4. Other long-term receivable

 

 

 

5. Provisions for bad debts from customers

 

 

 

II. Fixed assets

510,716,876,649

498,467,909,961

460,584,860,056

1. Tangible assets

461,092,549,221

454,440,747,320

423,143,896,038

- Historical costs

663,551,757,636

640,257,761,706

546,727,902,433

- Accumulated depreciation

-202,459,208,415

-185,817,014,386

-123,584,006,395

2. Financial leasehold assets

 

 

 

- Historical costs

 

 

 

- Accumulated depreciation

 

 

 

3. Intangible assets

8,968,176,131

9,197,775,189

5,899,734,407

- Initial costs

10,475,175,129

10,475,175,129

6,846,737,843

- Accumulated amortization

-1,506,998,998

-1,277,399,940

-947,003,436

4. Construction-in-progress

40,656,151,297

34,829,387,452

31,541,229,611

III. Investment property

 

 

 

Historical costs

 

 

 

Accumulated depreciation

 

 

 

IV. Long-term investments

252,663,929,403

253,137,331,586

214,584,794,102

1. Investments in affiliates

 

 

 

2. Investments in business concerns and joint ventures

203,986,684,368

204,151,593,664

167,078,102,683

3. Other long-term investments

49,607,391,419

49,607,391,419

47,506,691,419

4. Provisions for devaluation of long-term investments

-930,146,384

-621,653,497

 

V. Other long-term assets

58,346,825,401

64,196,142,641

56,422,524,755

1. Long-term prepaid expenses

47,835,072,670

54,993,950,359

51,950,313,299

2. Deferred income tax assets

3,840,505,362

4,064,871,282

2,915,256,656

3. Other long-term assets

6,671,247,369

5,137,321,000

1,556,954,800

VI. Goodwill

 

 

 

1. Goodwill

 

 

 

TOTAL ASSETS

4,604,087,077,946

4,580,416,101,843

3,285,395,890,424

 

LIABILITIES

A- LIABILITIES

3,807,038,504,663

3,800,531,046,042

2,560,194,604,489

I. Current liabilities

3,547,694,334,934

3,559,712,679,493

2,474,746,820,446

1. Short-term debts and loans

1,400,490,822,094

1,389,332,735,641

894,082,994,240

2. Payable to suppliers

823,922,888,330

948,364,897,786

406,342,790,511

3. Advances from customers

781,572,059,980

798,460,315,941

853,631,502,415

4. Taxes and other obligations to the State Budget

58,110,728,965

55,659,323,296

42,220,616,807

5. Payable to employees

93,345,514,553

124,595,415,953

91,667,140,003

6. Accrued expenses

372,703,873,601

217,353,435,671

165,952,579,873

7. Inter-company payable

 

 

 

8. Payable according to the progress of construction contracts

 

 

 

9. Other payable

12,827,951,014

23,618,473,835

20,546,518,117

10. Provisions for short-term accounts payable

 

 

302,678,480

11. Bonus and welfare funds

4,720,496,397

2,328,081,370

 

II. Long-Term Liabilities

259,344,169,729

240,818,366,549

85,447,784,043

1. Long-term accounts payable to suppliers

 

 

 

2. Long-term inter-company payable

 

 

 

3. Other long-term payable

13,203,003,882

11,908,058,333

 

4. Long-term debts and loans

29,459,620,317

19,093,568,457

9,910,836,650

5. Deferred income tax payable

 

 

46,662,393,464

6. Provisions for unemployment allowances

 

 

11,862,720,915

7. Provisions for long-term accounts payable

20,355,726,755

15,776,156,756

17,011,833,014

8. Unearned Revenue

196,325,818,775

194,040,583,003

 

9. Science and technology development fund

 

 

 

B- OWNER’S EQUITY

789,480,048,663

771,276,531,740

719,110,259,448

I. OWNER’S EQUITY

789,480,048,663

771,276,531,740

721,594,231,951

1. Capital

415,806,640,000

413,061,340,000

209,425,360,000

2. Share premiums

198,683,013,203

198,683,013,203

368,383,473,203

3. Other sources of capital

 

 

 

4. Treasury stocks

-110,073,072,979

-110,073,072,979

-57,607,837,953

5. Differences on asset revaluation

 

 

 

6. Foreign exchange differences

 

 

-1,043,980,727

7. Business promotion fund

66,274,497,618

66,363,452,518

51,116,700,180

8. Financial reserved fund

24,069,306,854

22,679,680,590

17,712,128,908

9. Other funds

 

 

 

10. Retained earnings

194,719,663,967

180,562,118,408

133,608,388,340

11. Construction investment fund

 

 

 

12. Business arrangement supporting fund

 

 

 

II. Other sources and funds

 

 

-2,483,972,503

1. Bonus and welfare funds (Elder form)

 

 

-2,483,972,503

2. Sources of expenditure

 

 

 

3. Fund to form fixed assets

 

 

 

MINORITY’S INTEREST

7,568,524,620

8,608,524,061

6,091,026,487

TOTAL LIABILITIES AND OWNER’S EQUITY

4,604,087,077,946

4,580,416,101,843

3,285,395,890,424

 

 

PROFIT & LOSS STATEMENT

 

Description

1st quarter FY2013

FY2012

FY2011

1. Total Sales

1,001,131,591,913

4,081,777,770,923

3,055,951,954,475

2. Deduction item

320,027,491

16,884,993,858

654,387,424

3. Net revenue

1,000,811,564,422

4,064,892,777,065

3,055,297,567,051

4. Costs of goods sold

926,016,943,140

3,687,353,138,798

2,635,608,464,972

5. Gross profit

74,794,621,282

377,539,638,267

419,689,102,079

6. Financial income

24,145,417,382

36,360,116,011

32,846,563,691

7. Financial expenses

42,560,407,474

164,260,302,463

149,622,349,244

- In which: Loan interest expenses

42,207,244,912

158,411,940,910

145,952,558,335

8. Selling expenses

3,793,499,590

10,510,601,861

7,819,536,299

9. Administrative overheads

30,756,459,074

135,932,485,470

120,721,165,789

10. Net operating profit

21,829,672,526

103,196,364,484

174,372,614,438

11. Other income

3,373,420,728

45,262,777,297

28,453,801,936

12. Other expenses

3,436,649,513

28,498,327,412

31,929,086,379

13. Other profit /(loss)

-63,228,785

16,764,449,885

-3,475,284,443

14. Total accounting profit before tax

21,766,443,741

157,034,305,350

170,897,329,995

15. Current corporate income tax

5,587,800,989

27,295,487,426

38,344,976,835

16. Deferred corporate income tax

224,365,921

1,149,614,626

-2,732,164,458

17. Interest from subsidiaries/related companies

788,847,121

37,073,490,981

14,268,223,143

18. Profit after tax

16,743,123,952

130,888,432,550

149,552,740,761

 

 

FINANCIAL RATIOS AND AVERAGE INDUSTRY RATIOS

 

Description

FY2012

FY2011

Average Industry

Current liquidity ratio

1.06

1.03

1.49

Quick liquidity ratio

0.99

0.95

0.76

Inventory circle

16.66

15.11

4.15

Average receive period

257.93

200.74

428.99

Utilizing asset performance

0.89

0.93

0.47

Liability by total assets

82.97

77.93

68.68

Liability by owner's equity

492.76

356.02

399.20

Ebit / Total assets (ROA)

6.89

9.64

4.58

Ebit / Owner's equity (ROE)

40.90

44.06

22.45

Ebit / Total revenue (NPM)

7.73

10.37

17.51

Gross profit / Total revenue (GPM)

9.25

13.73

19.94

Note: The Average Industry was calculated by VietnamCredit based on our own statistical data

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Fair

Liquidity

 

Medium/High

Payment status

 

Average

Financial Situation

 

Strong

Development trend

 

Positive

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

L/C, T/T

Sale Methods

 

Retailer and Wholesaler

 

 

 

INTERPRETATION ON THE SCORES

 

The Subject was established in 2000 with the trade name “Hoa Binh Construction & Real Estate Corporation” under business registration No. 4103000229 issued on December 1st, 2000.

Hoa Binh Construction and Real Estate Corporation is a Vietnam-based company engaged in the construction sector. The Company is mainly involved in civil and industrial construction projects, land clearance and consultancy on architecture and interior design. In addition, it manufactures and merchandizes construction materials and interior design parts, as well as provides maintenance services to houses.

The subject has changed its chartered capital and now its chartered capital is 515,806,640,000 VND.

In year 2012, its total assets in year 2012 increased 39.4%, owner equity increased 6.9%, net revenue increased 33.1%, profit after tax increased 88.6% compared with 2011.

The subject expects to reach 5,000 billion VND in year 2013 increased 23% compared with year 2012 and profit after tax reach 185 billion VND increased 40.2% compared with year 2012.

The subject is capable to meet medium financial commitments.

 

 

 

------------ APPENDIX ----------

 

INDUSTRY DATA

 

Industry code

GDP growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2012

2011

Agriculture, Forestry and Fishing

2.72

4.00

8,887

24,362.9

95,227

Industry and Construction

4.52

5.53

95,217

10,718.9

3,641,376

Trade and Services

6.42

6.69

187,195

15,270.2

6,957,082

 

ECONOMIC INDICATORS

 

 

2012 

2011 

2010 

Population (Million person)

88.78

87.84

86.93

Gross Domestic Products (USD billion)

136

119

102.2

GDP Growth (%)

5.03

5.89

6.78

GDP Per Capita (USD/person/year)

1,540

1,300

1,160

Inflation (% Change in Composite CPI)

9.21

18.58

11.75

State Budget Deficit compared with GDP (%)

4.8

4.9

5.8

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2012 

2011 

2010 

Exports

114.6

96.3

72.2

Imports

114.3

105.8

84.8

Trade Balance

0.3

-9.5

-12.6

Source: General Statistics Office


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.57.74

UK Pound

1

Rs.90.64

Euro

1

Rs.77.02

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.