MIRA INFORM REPORT

 

 

Report Date :

15.06.2013

 

IDENTIFICATION DETAILS

 

Name :

JIH KAO ENTERPRISE CO., LTD.

 

 

Registered Office :

9Fl., No.26, Sec.2, Min Chuan E. Rd., Taipei

 

 

Country :

Taiwan

 

 

Date of Incorporation :

02.04.1981

 

 

Com. Reg. No.:

12322809

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacturing and sale of fitness equipment

 

 

No. of Employees :

About 70 Employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Taiwan ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. In 2009, Taiwan's GDP contracted 1.8%, due primarily to a 13.1% year-on-year decline in exports. In 2010 GDP grew 10.7%, as exports returned to the level of previous years, and in 2011, grew 4.1%. In 2012, however, growth fell to 1.3%, because of softening global demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, but except for the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, so far Taiwan has been excluded from this greater economic integration in part because of its diplomatic status. Negotiations continue on such follow-on components of ECFA regarding trade in goods and services. The MA administration has said that the ECFA will serve as a stepping stone toward trade pacts with other key trade partners, which Taiwan subsequently launched with Singapore and New Zealand. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large trade surplus largely because of its surplus with China, and its foreign reserves are the world's fifth largest, behind China, Japan, Saudi Arabia, and Russia. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Three financial memorandums of understanding, covering banking, securities, and insurance, took effect in mid-January 2010, opening the island to greater investments from the mainland's financial firms and institutional investors, and providing new opportunities for Taiwan financial firms to operate in China. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved.

 

Source : CIA

 

 


Contact Points

 

Company Name:

Jih Kao Enterprise Co., Ltd.

Supplied Name:

JIH KAO ENTERPRISE CO LTD

Trading Address:

9Fl., No.26, Sec.2, Min Chuan E. Rd., Taipei Taiwan R.O.C.

Supplied Address:

9fl No 26 Minc Huane Rd Sec 2 Taipei 104 Taiwan

Telephone Number:

+886-2-2537-3397

Fax Number:

+886-2-2521-4956

E-mail:

jkexer@ms7.hinet.net /  sales@jkexer.com

Notes: The exact name and address are as above.

 

 

Credit Summary

 

Credit Opinion:

Business connections are permissible.

 

 

Company Identification Details

 

Registered Name:

Jih Kao Enterprise Co., Ltd.

Registered Address:

9Fl., No.26, Sec.2, Min Chuan E. Rd., Taipei Taiwan R.O.C.

Date of Foundation:

1981-4-2

Registration Number:

12322809

Registry:

Taipei City Government

Registered Capital:

NTD 68,000,000 (USD 2,312,000)

(As of 2013.06, 1 NTD = 0.0340 USD)

Paid-up Capital:

NTD 68,000,000 (USD 2,312,000)

Legal Representatives:

Hongtu Chen

Legal Form:

Joint Stock Company

Principal Activities:

Manufacturing and sale of fitness equipment, etc

Staff:

About 70 Employees

Listed at Stock Exchange:

No

Date of Last Annual Return:

2012-3-21

History

 

Subject was incorporated on 1981-4-2 with registered number 12322809 as Joint Stock Company in Taiwan.

 

 

Shareholders

 

Name

Subscription Shares

Hongtu Chen

2,690,080         

 

Fuguang Wu

 

2,539,800

 

Wenqi Lin

672,520

Yuhong Lin

522,920

 

The information above is that of subject’s major shareholders.

 

 

Subsidiaries & Branches

 

Factory

Name

Guanyin Factory

Address

No.26, Jingjian 4th Road, Guanyin Township, Taoyuan County, Taiwan, R.O.C.

Tel

+886-2-2521-4956

Fax

+886-2-2537-3397

 

 

Personnel Information

 

Core Management

Directors

1

Name

Hongtu Chen

Position

Board Chairman

2

Name

Fuguang Wu

Position

Director

3

Name

Wenqi Lin

Position

Director

4

Name

Yuhong Lin

Position

Supervisor

Personnel Structure

Total Employees

About 70 Employees

 

 

Operation Information

 

Offices & Factories

 

Headquarters

Add

9Fl., No.26, Sec.2, Min Chuan E. Rd., Taipei Taiwan R.O.C.

 

Production Information

l         Subject is engaged in manufacturing of fitness equipment, etc.

l         Subject has a factory in Guanyin Township, Taoyuan County, Taiwan for production.

l         Subject obtained the certifications of ISO 9001, ISO 9002 and CE.

 

Purchase Information

l         The registered activities of subject:

1

Manufacturing, processing and sale of sports goods, fitness equipment and their related parts (indoor bike, rowing machines, massager, and running machine)

2

Sale of toys (except electronic toys)

3

Sale of building materials, textile products, wash machines and hardwares (except steel rolling)

4

Trading of above items

5

Agent, price quoting, bidding service, Import, export and marketing of all kinds of above mentioned items.

l         The components and raw materials for production are mostly purchased in domestic market.

Sales Information

l         Subject is engaged in sale of fitness equipment, etc.

l         Subject’s sales regions include Japan, South Korea, Southeast Asia, Europe and USA, etc.

l         Subject has their own brand “FitLux” and “JKexer”.

l         It is introduced that the brand “FitLux” caters to high-end home use and the brand “JKexer” caters to mid-range commercial and home use.

Major products

Brand

Product

FitLux

DC Motorized Treadmill

Magnetic Upright Bike

Elliptical Trainer

Magnetic Rower

Magnetic Stepper

JKexer

Motorized Treadmills

Racing Bikes

Stepper And Relevant Fitness Equipment

 

Import and export right:

Import right

Yes

Export right

Yes

 

 

Settlements

 

Purchase

Domestic Purchase

Product

Terms

Proportion

Components and raw materials

Cash, T/T, etc

100%

Foreign Purchase

Subject has little import.

Sales

Domestic Markets

Product

Terms

Proportion

Fitness equipment

Cash, T/T, etc

100%

 

Export

Product

Terms

Proportion

Fitness equipment

L/C, T/T, etc

100%

 

 

Financial Information

 

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

 

Subject’s relevant staff Mr. Wu declined to disclose its financials citing the grounds of company’s confidentiality; from other source we can not obtain the relevant information, either.

 

 

Bankers

 

Subject declined to disclose its bank details; from other source we cannot obtain the relevant information, either.

 

 

Public Record

 

Mortgage

No chattel mortgage record of subject has been found within the recent 3 months.

Lawsuit

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 

Interview Details

 

Name

Mr. Wu

Department

Sales Department

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.57.74

UK Pound

1

Rs.90.64

Euro

1

Rs.77.02

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.