MIRA INFORM REPORT

 

 

Report Date :

18.06.2013

 

IDENTIFICATION DETAILS

 

Name :

GULF CABLE & ELECTRIC INDUSTRIES CO KSC (GCEIC)

 

 

Registered Office :

Sulaibia Industrial Area, Fifth Street, Building 11A PO Box 1196 Safat 13012

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

15.03.1975

 

 

Com. Reg. No.:

23213, Safat

 

 

Legal Form :

Kuwaiti Shareholding Company - KSC

 

 

Line of Business :

Manufacturers of power cables, telephone wires and cables.

 

 

No. of Employees :

475

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - about 7% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. The rise in global oil prices throughout 2011 and 2012 is reviving government consumption and economic growth. Kuwait has experienced a 20% increase in government budget revenue, which has led to higher budget expenditures, particularly wage hikes for many public sector employees. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy.

Source : CIA


 

SUMMARY

 

Company Name                                     : GULF CABLE & ELECTRIC INDUSTRIES CO KSC (GCEIC)

Country of Origin                                    : Kuwait

Legal Form                                            : Kuwaiti Shareholding Company - KSC

Registration Date                                   : 15th March 1975

Commercial Registration Number                        : 23213, Safat

Chamber Membership Number                : 2083

Issued Capital                                        : KD 20,993,131

Paid up Capital                                      : KD 20,993,131

Total Workforce                                     : 475

Activities                                               : Manufacturers of power cables, telephone wires and cables.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 


COMPANY NAME

 

GULF CABLE & ELECTRIC INDUSTRIES CO KSC (GCEIC)

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Sulaibia Industrial Area, Fifth Street, Building 11A

 

PO Box             : 1196

 

Town                 : Safat 13012

Country             : Kuwait

 

Telephone         : (965) 24675244 / 24645500 / 24676472 / 24675787 / 24675616 / 24676546

Facsimile          : (965) 24675305 / 24675850

Email                : gceico@qualitynet.net / info@gulfcable.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of Safat.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Bader Naser Mohamed Al Khorafi                                                       Chairman & Managing Director

 

·       Asaad Ahmad Omran Al Banwan                                                        Vice Chairman

 

·       Jaheel Mohamed Abdul Rahman Al Jaheel                                          Director

 

·       Jamal Naser Hamad Al Falah                                                             Director

 

·       Bader Mohamed Abdul Wahab Al Juan                                                           Director

 

·       Sabah Khalid Saleh Al Ghunaim                                                         Director

 

·       Mohamed Saad Mohamed Al Saad                                                     Director

 

·       Yousef Ibrahim Yousuf Al Raqem                                                        Director

 

·       Salem Omran Abdullah Kanaan                                                          General Manager

 

·       Basel O. A. Kanaan                                                                          Sales Manager

 

·       Mustafa Abu Hatab                                                                            Finance Manager

 

·       Mohamed Al Kandari                                                                         Marketing Manager

 

·       Mohamed A. Eman                                                                           Production Manager

 

·       Sheikh Abdul Mannan                                                                                    Operations Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 15th March 1975

 

Legal Form                  : Kuwaiti Shareholding Company - KSC

 

Commercial Reg. No.  : 23213, Safat

 

Chamber Member No. : 2083

 

Issued Capital              : KD 20,993,131

 

Paid up Capital            : KD 20,993,131

 

Name of Shareholder (s)                                               Percentage

 

·       Kuwaiti businessmen and private investors                  62.49%

 

·       Al Khair National for Stocks & Real Estate Co             37.51%

 

 

AFFILIATED COMPANIES

 

     Subsidiary Name                                                       Percentage Held

 

·       Gulf Cable and Multi Industries Company                            94.5%

Amman

Jordan

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of power cables and telephone wires and cables, specialising in low and

     medium PVC and XLPE insulated power and control cables, house wiring and bare conductors for

     overhead lines, as well as lamps, transformer switches and electricity distribution boards.

 

                 Subject is also engaged in the production of low voltage cable joints

 

Production Capacity: 54,500 metric tonnes per annum

 

Import Countries: The United Kingdom and Germany.

 

International Suppliers:

 

·       Polycom Associates             India

 

Export Countries: United Arab Emirates, Oman, Qatar, Bahrain, Saudi Arabia and Jordan

 

Operating Trend: Steady

 

Subject has a workforce of approximately 475 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

Consolidated Balance Sheet                                         31/12/12                        31/12/11

 

Assets

Non-current assets

Property, plant and equipment                                         10,632,418                    12,050,190

Available for sale investments                                          147,926,012                  142,985,404

158,558,430                  155,035,594

Current assets

Inventories                                                                     42,143,127                    37,362,022

Trade accounts receivable                                               25,043,088                    30,373,319

Other receivables and prepayments                                 448,120                         814,257

Fixed deposit                                                                 -                                   402,411

Cash and bank balances                                                            4,612,043                      10,429,185

72,246,378                    79,381,194

Total assets                                                                  230,804,808                  234,416,788

Equity and liabilities

Equity attributable to the owners of the parent company

Share capital                                                                 20,993,131                    20,993,131

Share premium                                                              29,160,075                    29,160,075

Legal reserve                                                                 20,993,131                    20,993,131

Voluntary reserve                                                           20,993,131                    20,993,131

General reserve                                                              21,731,840                    20,532,256

Other components of equity                                            13,282,106                    22,709,841

Retained earnings                                                          32,647,137                    37,753,148

159,800,551                  173,134,713

Non-controlling interests                                                             457,512                         409,563

Total equity                                                                   160,258,063                  173,544,276

Non-current liabilities

Provision for staff indemnity                                             1,938,851                      1,715,052

Long term loans                                                                         32,839,120                    1,229,140

34,777,971                    2,944,192

Current liabilities

Trade accounts payable                                                  2,498,607                      2,521,086

Other payables and accruals                                           8,258,135                      9,744,319

Current portion of long term loans                                                12,545,200                    5,507,186

Short term loans                                                                        11,000,000                    40,000,000

Due to banks                                                                 1,466,832                      155,729

35,768,774                    57,928,320

Total liabilities                                                                70,546,745                    60,872,512

Total equity and liabilities                                                            230,804,808                  234,416,788

 

Consolidated Statement of Income

 

Revenue

Sales                                                                            90,469,078                    119,290,341

Cost of sales                                                                 (79,003,975)                  (93,852,666)

Gross profit                                                                   11,465,103                    25,437,675

Dividend income                                                             8,459,386                      26,240,643

Other investment income                                                            51,638                          82,587

Loss on redemption/sale of available

for sale of investments                                                    (375,390)                       (603,466)

Interest income                                                              11,769                          21,715

Other revenue                                                                14,153                          3,451

Gain/(loss) on foreign exchange                                      804,576                         (1,070,773)

20,431,235                    50,111,832

Expenses and other charges

Administrative expenses                                                             2,693,567                      3,830,450

Commercial expenses                                                    2,555,588                      2,165,068

Impairment of available for sale investments                      998,762                         2,453,524

Provision for doubtful debts                                             41,185                          926,546

(Reversal of provision) for obsolete inventories                   (80,177)                        (551)

Finance costs                                                                2,176,070                      3,113,001

8,384,995                      12,488,038

Profit for the year before income tax                                 12,046,240                    37,623,794

Income tax for overseas subsidiary                                  (6,576)                          (14,372)

Profit before contribution to KFAS,

NLST, Zakat and Directors’ remuneration                         12,039,664                    37,609,422

Contribution to Kuwait Foundation for the

Advancement of Sciences (KFAS)                                               (119,959)                       (374,411)

National Labour Support Tax (NLST)                                (105,230)                       (329,628)

Zakat                                                                            (42,092)                        (126,851)

Directors’ remuneration                                                   (310,000)                       (310,000)

Profit for the year                                                           11,462,383                    36,468,532

 

Local sources consider subject’s financial condition to be Good.

 

 

BANKERS

 

·       National Bank of Kuwait

Ali Awadi Tower

Ahmed Al Jaber Street

PO Box: 95

Safat 13001

Tel: (965) 23981188 / 23981189

Fax: (965) 23985643

 

·       The Gulf Bank KSC

Mubarak Al Kabir Street

PO Box: 3200

Safat 13033

Tel: (965) 22449501

Fax: (965) 22445212

 

·       Burgan Bank

PO Box: 5875

Safat 13054

Tel: (965) 22410818

Fax: (965) 22410819

 

·       Bank of Kuwait & the Middle East KSC

Abdullah Al Salem Street

Darwaza Abdul Razzak

PO Box: 71

Safat 13001

Tel: (965) 22459771

Fax: (965) 22461430

 

·       Commercial Bank of Kuwait

     Mubarak Al Kabir Street

     PO Box: 2861

     Safat 13029

     Tel: (965) 22411001

     Fax: (965) 22450150

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 


GENERAL COMMENTS

 

Established in 1975, subject is involved in the manufacture of power cables and telephone wires and cables.

 

According to local sources subject’s financial position is healthy and profitable with payment obligations met in a timely manner. As such the company is deemed trustworthy for respecting its financial trade commitments and the above credit figure is considered to be within subject’s financial means.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.57.73

UK Pound

1

Rs.90.61

Euro

1

Rs.76.96

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.