MIRA INFORM REPORT

 

 

Report Date :

18.06.2013

 

IDENTIFICATION DETAILS

 

Name :

MULFORD PLASTICS PTY LTD

 

 

Registered Office :

Unit 22, Slough Business Park, Holker Street Silverwater New South Wales 2128

 

 

Country :

Australia

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

10.10.1946

 

 

Com. Reg. No.:

000057170

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Manufacturing and wholesale distribution of plastic products such as plastic sheet and films.

 

 

No. of Employees :

48 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

AUSTRALIA - ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia''s abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

Source : CIA

 


IDENTIFICATION DETAILS

 

Verified Address

 

Subject name :                          MULFORD PLASTICS PTY LTD

Other style / Business name :     MULFORD ENGINEERING PLASTICS

Business address :                    Unit 22, Slough Business Park

Holker Street

Town :                                       Silverwater

Province :                                  New South Wales

Zip/postal code :                        2128

Country :                                   Australia

Tel :                                          +61 2 99118111

Fax :                                         +61 2 99118112

Email :                                      info@mulford.com.au

Website :                                  www.mulfordplastics.com

 

Registered address :                  Unit 22, Slough Business Park

Holker Street

Town :                                       Silverwater

Province :                                  New South Wales

Zip/postal code :                        2128

Country :                                   Australia

 

 

SUMMARY DETAILS

 

Executive Summary

 

Date founded or registered :        10/10/1946

Legal form :                               Australian Proprietary Company

Chief executive :                        Pericles Pericleous

Issued & paid up capital :           AUD 1,480,340

Sales turnover :                          AUD 33,118,380 (Non-consolidated 12 months, 31/12/2012)

Net income :                              AUD -281,041 (Non-consolidated 12 months, 31/12/2012)

Total fixed assets :                     AUD 24,064,689 (Non-consolidated 12 months, 31/12/2012)

Line of business :                       Manufacturing and wholesale distribution of plastic products such as plastic sheet and films.

Staff employed :                                     48 employees (Subject)

 

 

CREDIT RISK OPINION

 

Company Analysis

 

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is good

Organization structure :              Organizational structure is stable

Detrimental :                              No detrimental found

Payment history :                      No payment delays noted

 

 

STATUTORY DETAILS

 

Registry Data

 

Registration date :                                              10/10/1946

Legal form :                                                       Australian Proprietary Company

Registration no Australian Company Number:       000057170

Registered authority :                                         Australian Securities and Investments Commission

Fiscal/ Tax no : Australian Business Number:      86000057170

Registry status :                                                            Live/Active

Previous name :                                                             None reported.

Change of legal form :                                         None reported.

Other registration :                                             MULFORD ENGINEERING PLASTICS is a business name owned by the Subject registered on 18/04/2007 under business registration no: B2002582H.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

 

Name :                          Pericles Pericleous

Designation :                 Managing Director

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

 

Name :                          Pericles Pericleous

Designation :                 Director and Company Secretary

Appointment date :         20/06/05

Address :                      25 Agnes Street

Strathfield, NSW 2135

Australia

Biography :                    Born on 11-02-1967 in Cyprus, Greece.

 

Name :                          Seg Min Nga

Designation :                 Director

Appointment date :         04/03/05

Address :                      42 Jalan Beran 1

Taman Tasek, Johor Bahru

Johor Darul Takzim

Malaysia

Biography :                    Born on 07-08-1961 in Johor, Malaysia

 

Name :                          Ian Grant

Designation :                 Director

Appointment date :         29/11/10

Address :                      158 Kaniere Place

Half Moon Bat, Auckland 2012

New Zealand

Biography :                    Born on 06-07-1949 in Christchurch, New Zealand.

Staff employed :            48 employees (Subject)

 

Key Advisors

 

Auditors :                      WESTON WOODLEY & ROBERTSON

Level 16 124-130 Pitt Street

Sydney, NSW 2000

Australia

 

 

SHARE CAPITAL

 

Composition

 

Authorized Capital :        AUD 1,480,340

No of shares :                740,170 Ordinary Shares

Share par value :            AUD 2

Issued capital :              AUD 1,480,340

Paid up capital :             AUD 1,480,340

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                   Full List

 

Composition

 

Shareholder name :        MULFORD HOLDINGS PTY LTD

Address :                      Unit 22, Slough Business Park

Holker Street

Silverwater, NSW 2128

Australia

No. of shares :               740,170 Ordinary Shares

% of shares :                 100%

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

 

Name :                          ROYALPLAST INTERNATIONAL PTE LTD

Affiliation type :              Ultimate Holding Company

Address :                      Keck Seng Tower

#16-01, 133 Cecil Street

Singapore 069535

Singapore

Comments :                  Distribution of plastic sheets and high tech films and manufacturing of fiberglass products with operations throughout Australia, New Zealand and Asia.

 

Name :                          MULFORD INTERNATIONAL PTE LTD

Affiliation type :              Intermediate Holding Company

Address :                      133 Cecil Street

#16-01 Keck Seng Tower

Singapore 069535

Singapore

Name :                          MULFORD HOLDINGS PTY LTD

Affiliation type :              Parent Company

Address :                      Unit 22, Slough Business Park

Holker Street

Silverwater, NSW 2128

Australia

Comments :                  Mulford Holdings Pty Ltd is a foreign owned proprietary company that acts as a holding company for the Mulford Plastics business in Australia and New Zealand.

Mulford Plastics manufactures and distributes plastic, fibreglass and roofing products and is part of the Mulford International group of companies which operates across Australia, New Zealand and Asia.

 

Name :                          MULFORD PLASTICS (NZ) LIMITED

Affiliation type :              Sister Company

Address :                      5 Arthur Brown Place

Mount Wellington, Auckland 1060

New Zealand

 

Name :                          PT. MULFORD INDONESIA

Affiliation type :              Sister Company

Address :                      JI. Raya Pegangsaan Dua No. 98A

Jakarta Utara

14250 Jakarta

Indonesia

Related companies and corporate affiliations comments : Other companies of the Mulford Group should be

considered affiliates of the Subject.

 

 

BANK & MORTGAGES

 

Bank Details

 

Name of bank :              National Australia Bank Limited

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

Mortgages :                   None reported.

 

Legal Fillings

 

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

 

Source of financial statement :    Commercial Registry Filings

Financial statement date :          31/12/12

Type of accounts :                     Full audited

Currency :                                 Australia Dollar (AUD)

Exchange rate :                                     1 USD = AUD 1.04 as of 18-06-2013

 

Summarized Financial Information

 

Consolidation type :                   Non Consolidated                       Non Consolidated

Currency :                                 Australia Dollar (AUD)                Australia Dollar (AUD)

Denomination :                          (x1) One                                    (x1) One

Date of financial year end :          31/12/12                                    31/12/11

Length of accounts :                   12 months                                 12 months

Sale turnover / Income :             33,118,380                                33,827,903

Profit before tax :                       -362,195                                    637,065

Net income :                              -281,041                                    433,385

Non current assets :                   1,533,611                                  1,658,332

Current assets :                                     22,531,078                                23,148,885

Inventories :                               6,640,976                                  6,820,068

Total assets :                            24,064,689                                24,807,217

Current liabilities :                      8,705,401                                  9,114,697

Non current liabilities :               4,872,466                                  4,924,657

Total liabilities :                          13,577,867                                14,039,354

Share equity :                            10,486,822                                10,767,863

Reserve :                                   541,781                                     541,781

Retained earning :                      8,464,701                                  8,745,742

 

 

OPERATION DETAILS

 

Main activities :              The Subject engages in manufacturing and wholesale distribution of plastic products such as plastic sheets and films products used in building and construction, corporate signage, shop-fitting, engineering, mass transportation, digital printing industries etc.

The Subject is ultimately owned by Royalplast International Pte Ltd based in Singapore.

Royalplast International Pte Ltd engages in distribution of plastic sheets and high tech films and manufacturing of fiberglass products with operations throughout Australia, New Zealand and Asia.

Product & services :       Acrylic sheets

Aluminium Composite Panel

Fibreglass Roofing Products

High Impact Polystyrene

Polyethylene

Ralloy Pvc

Pvc Foam

Nylon

Foamboards

Environmental Boards

Tekra Polyester

Prismatic Lighting

Brand :                          MULFORD

 

Purchases

 

International :                 Mainly from Asian countries

 

Sales

 

Local :                          Yes

International :                 Asia, Oceania

 

Property & Assets

 

Premises :                    The Subject operates from premises located at the verified heading address consisting of production facilities, warehouse and administrative office.

Branches :                    In addition, the Subject operates from branches located at:

6 – 8 Pambula Street

Regency Park, South Australia 5010

Australia

Tel: +61 8 84449666

Fax:+61 8 84449600

 

Unit 5 / 65 Balham Road

Archerfield, Queensland 4108

Australia

Tel: +61 7 37174700

Fax:+61 7 37174777

 

303 Frankston-Dandenong Road

Dandenong South, Victoria 3175

Australia

Tel: +61 3 87918000

Fax:+61 3 87918088

 

30 Broadmeadow Rd

Broadmeadow, New South Wales 2292

Australia

Tel: +61 2 49408922

Fax:+61 2 49408362

 

145 Balcatta Road

Balcatta, Western Australia 6021

Australia

Tel: +61 8 92406655

Fax:+61 8 92408877

 

Other property :             Total NBV of property, plant and equipment as of 31-12-2012 was AUD 1,437,297.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :       US$ 43.879 billion

Gross domestic product - GDP :             US$ 1.586 trillion

GPP (Purchasing power parity) :             954.296 billion of International dollars

GDP per capita - current prices :             US$ 68,916

GDP - composition by sector :                agriculture: 4%

industry: 25.6%

services: 70.4%

Inflation :                                               2009: 1.8%

2010: 2.8%

2011: 3.4%

Unemployment rate :                              2009: 5.6%

2010: 5.2%

2011: 5.1%

Public debt

(General Government gross debt as

a % GDP) :                                           2009: 16.9%

2010: 20.4%

2011: 22.9%

Government bond ratings :                      Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded shares:     US$1.258 trillion

Largest companies in the country :          Commonwealth Bank (Banking), BHP Billiton (Materials), Westpac Banking Group (Banking), Rio Tinto (Materials), National Australia Bank (Banking), ANZ Banking (Banking), Telstra (Telecommunications)

 

Trade & Competitiveness Overview

 

Total exports :                                      US$210.7 billion

Exports commodities :                           Coal, iron ore, gold, meat, wool, alumina, wheat

Total imports :                                       US$187.2 billion

Imports commodities :                            Machinery and transport equipment, computers and office machines,

telecommunication equipment and parts, crude oil and petroleum products

Export - major partners :                         Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

Import - major partners :                         China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%,

UK 4.3%, Thailand 4.2%

FDI Inflows :                                          2008: US$46,843 million

2009: US$25,716 million

2010: US$32,472 million

FDI Outflows :                                        2008: US$33,604 million

2009: US$16,160 million

2010: US$26,431 million

Best countries for doing business :          10 out of 183 countries

Global competitiveness ranking :             20 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

 

Total population :                                   22.23 million

Total area :                                           7,692,024 km2

Capital :                                                Canberra

Currency :                                             Australian dollars (AUD)

Internet users as % of total

Population :                                           76%

 

 

PAYMENT HISTORY

 

Purchase Term

 

International :                             L/C, Prepayment, Telegraphic transfer, Credit 30-90 days

 

Sales Term

 

Local :                                     Prepayment, Bank transfer, Credit 30-90 days

International :                             L/C, Prepayment, Telegraphic transfer, Credit 30-90 days

 

Trade Reference/ Payment Behaviour

 

Comments :                              As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

Investigation Note

 

Sources :                                  Interviews and material provided by the Subject

:                                   Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.57.73

UK Pound

1

Rs.90.61

Euro

1

Rs.76.96

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.