MIRA INFORM REPORT

 

 

Report Date :

19.06.2013

 

IDENTIFICATION DETAILS

 

Name :

EL ALAMEIN CO FOR PRINTING & PACKAGING INDUSTRIES SAE

 

 

Registered Office :

1st Industrial Zone, Plot 1A, Block 13025, New Borg El Arab City, P O Box 76, Alexandria

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2012

 

 

Year of Establishments:

1921

 

 

Com. Reg. No.:

137151, Alexandria

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Manufacture, printing and export of paper and cardboard for different  packaging

 

 

No. of Employees :

730

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

 

 

 

 

Payment Behaviour :

No  Complaints

 

 

 

 

 

 

Litigation :

Clear 

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

egypt ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow during the next several years. The government drew down foreign exchange reserves by more than 50% in 2011 and 2012 to support the Egyptian pound and the dearth of foreign financial assistance - as a result of unsuccessful negotiations with the International Monetary Fund over a multi-billion dollar loan agreement which have dragged on more than 20 months - could precipitate fiscal and balance of payments crises in 2013.

 

Source : CIA

SUMMARY

 

Company Name                                    : EL ALAMEIN CO FOR PRINTING & PACKAGING INDUSTRIES SAE

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 1921

Commercial Registration Number           : 137151, Alexandria

Tax Card Number                                  : 202-447-987

Industrial Registration Number                : 268570

Issued Capital                                       : £E 80,000,000

Paid up Capital                                     : £E 80,000,000

Total Workforce                                     : 730

Activities                                               : Manufacture, printing and export of paper and cardboard for different

                                                              packaging

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 


COMPANY NAME

 

EL ALAMEIN CO FOR PRINTING & PACKAGING INDUSTRIES SAE

 

 

Company ADDRESS

 

Registered & Physical Address

Location           : 1st Industrial Zone, Plot 1A, Block 13025, New Borg El Arab City

PO Box                        : 76

Town                : Alexandria

Country             : Egypt

Telephone         : (20-3) 4591040 / 4591050 / 4591060 / 3622323

Facsimile          : (20-3) 4590035

Mobile              : (20-122) 5737556

Email                : info@alamein.net

 

Premises

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of Alexandria.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Mohamed El Sayed Abu Rida                                                           Chairman

·       Mohamed Assem Abu Rida                                                               Vice Chairman

·       Zeinab Assem Abu Rida                                                                   Director

·       Amina El Sayed Abu Rida                                                                 Director

·       Mohamed Saad Zaghloul                                                                  Finance Manager

·       Ahmed Sader Saleh                                                                          Commercial Manager

·       Magdy El Roby                                                                                Administration Manager

·       Azza Abd El Gawad                                                                          Purchasing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1921

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 137151, Alexandria

 

Tax Card No.                : 202-447-987

 

Industrial Reg. No.       : 268570

Authorised Capital       : £E 300,000,000

 

Issued Capital              : £E   80,000,000

 

Paid up Capital            : £E   80,000,000

 

Name of Shareholder (s)                                               Percentage

·       Mohamed El Sayed Abu Rida                                       25.0%

·       Al Amein Industrial & Commercial Investment                 13.0%

·       Mohamed Assem Abu Rida                                           10.0%

·       Abu Rida Family                                                             8.9%

·       Zeinab El Sayed Abu Rida                                              7.0%

·       Marwa Assem Abu Rida                                                  6.5%

·       Zeinab Assem Abu Rida                                                 6.5%

·       Nora Yassin                                                                   6.0%

·       Fatma El Zahraa El Sayed Abu Rida                                5.8%

·       Amina El Sayed Abu Rida                                               5.5%

·       Nagda El Sayed Abu Rida                                              5.5%

·       Essmat Ahmed                                                               0.3%

 

 

OPERATIONS

 

Activities: Engaged in the manufacture, printing and export of paper and cardboard for different packaging, as well as paper bags and aluminum paper lining with polyester and polypropylene.

 

Import Countries: United States of America, France and India

 

Export Countries: Saudi Arabia, Libya, Syria and Sudan

 

Brand Names: EL ALAMEIN

 

Operating Trend: Steady

 

Subject has a workforce of approximately 730 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/11:               Year Ending 31/12/12:

 

Total Sales                                £E 141,676,815                         £E 146,047,994

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Commercial International Bank (CIB)

61 Sultan Hussein Street

Alexandria

Tel: (20-3) 4824643 / 4834255

Fax: (20-3) 4832240

 

·       HSBC Bank SAE

47 Sultan Hussein Street

Alexandria

Tel: (20-3) 4872949

 

·       Misr International Bank (MIBANK)

Glym Branch

539 Bis, Horreya Road

Alexandria

Tel: (20-3) 5876572 / 5876279

Fax: (20-3) 5879601

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.45

UK Pound

1

Rs.91.60

Euro

1

Rs.77.91

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.