MIRA INFORM REPORT

 

 

Report Date :

20.06.2013

 

IDENTIFICATION DETAILS

 

Name :

BERNIT GMBH & CO. KG

 

 

Registered Office :

Bahnhofstraße 130, 5204 Straßwalchen

 

 

Country :

Austria

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

1928

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Wholesale of construction materials and sanitary equipment

 

 

No. of Employees :

48

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Austria

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

AUSTRIA - ECONOMIC OVERVIEW

 

Austria, with its well-developed market economy, skilled labor force, and high standard of living, is closely tied to other EU economies, especially Germany''s. Its economy features a large service sector, a sound industrial sector, and a small, but highly developed agricultural sector. Following several years of solid foreign demand for Austrian exports and record employment growth, the international financial crisis of 2008 and subsequent global economic downturn led to a sharp but brief recession. Austrian GDP contracted 3.8% in 2009 but saw positive growth of about 2% in 2010 and 2.7% in 2011. Growth fell to 0.6% in 2012. Unemployment did not rise as steeply in Austria as elsewhere in Europe, partly because the government subsidized reduced working hour schemes to allow companies to retain employees. The 2012 unemployment rate of 4.3% was the lowest within the EU. Stabilization measures, stimulus spending, and an income tax reform pushed the budget deficit to 4.5% in 2010 and 2.6% in 2011, from only about 0.9% in 2008. The international financial crisis of 2008 caused difficulties for Austria''s largest banks whose extensive operations in central, eastern, and southeastern Europe faced large losses. The government provided bank support - including in some instances, nationalization - to support aggregate demand and stabilize the banking system. Austria''s fiscal position compares favorably with other euro-zone countries, but it faces external risks, such as Austrian banks'' continued exposure to Central and Eastern Europe as well as political and economic uncertainties caused by the European sovereign debt crisis. In 2011 the government attempted to pass a constitutional amendment limiting public debt to 60% of GDP by 2020, but it was unable to obtain sufficient support in parliament and instead passed the measure as a simple law. In March 2012, the Austrian parliament approved an austerity package consisting of a mix of expenditure cuts and new revenues that will bring public finances into balance by 2016. In 2012, the budget deficit rose to 3.1% of GDP.

Source : CIA

 


Company name and address

 

BERNIT GMBH & CO. KG

Bahnhofstraße 130, 5204 Straßwalchen

 

 

Basic company information

 

Company name:

Bernit GmbH & Co. KG

Status:

active company

Locations:

Bahnhofstraße  130, A-5204 Straßwalchen

Phone:

0043 (6215) 8531

Fax:

0043 (6215) 6901

E-mail:

office@bernit.at

Internet:

http://www.bernit.at

Activities:

Önace 46732 50% Wholesale of construction materials and sanitary equipment

 

Önace 23700 40% Cutting, shaping and finishing of stone

 

Önace 47520 10% Retail sale of hardware, paints and glass in specialised stores

 

General Assessment:

Model: CompanyScore

comparison:

The Rating of this company meets industry average.

Recommendation:

In respect to solvency reasons, there is nothing to say against an establishment of a business relationship.

 

Detail Assessment:

Payments are sometimes made using cash discounts or according to conditions.

 

Financial situation is average, increased use of external capital.

 

 

Additional company information

 

Year of incorporation:

1928

 

Activities:

 

 

Type of company:

Wholesale and retail trade; repair of motor vehicles

 

Legal form:

limited liability partnership since 1977-04-01

 

companies' house number:

FN 27688 v Salzburg 1977-09-13

 

VAT number:

ATU 35118001

 

number - Austrian National Bank:

87785

 

 

Import 

Country 

 

 

 

Import

world-wide

 

2013

 

 

 

Export 

Country 

 

 

 

Export

Germany

 

2013

 

 

Financial data

 

total turnover (total sales)

2012

EUR  6.750.000,00

(exact)

total turnover (total sales)

2011

EUR  6.700.000,00

(approx.)

total turnover (total sales)

2010

EUR  6.902.715,00

(exact)

total turnover (total sales)

2009

EUR  7.200.000,00

(approx.)

total turnover (total sales)

2008

EUR  8.000.000,00

(estimated)

total employees

2013

48

(exact)

apprentices

2013

3

(exact)

total company vehicles

2013

11

(exact)

self-financed vehicles

2013

11

(exact)

cars

2013

2

(exact)

lorries more than 3.5t

2013

3

(exact)

trailers

2013

1

(exact)

busses

2013

5

(exact)

 

 

Extraxt from the Companies' House

 

firm (style):

    8      Bernit GmbH & Co. KG

legal form:

    1      Kommanditgesellschaft
    1      Rechtsform besteht seit 01.04.1977

registered office:

    1      Steindorf, politische Gemeinde Straßwalchen

business adress:

    8      Bahnhofstraße 130
           5204 Straßwalchen

general partner:

         A   Bernit GmbH
    1        vertritt seit 01.04.1977 selbständig

limited partner:

         F   Mag Christine Berendt, geb. 09.12.1972
   10        ............................................    EUR 375.998,78

reference date annual accounts:

    9      31. Dezember

annual accounts:

   13      zum 31.12.2011 eingereicht am 20.09.2012

proxy:

         F   Mag Christine Berendt, geb. 09.12.1972
    7        vertritt seit 12.11.2004 selbständig
             (Recht zur Belastung und Veräußerung von Grundstücken
             wurde erteilt)
         G   Mag. Jörg Wagner, geb. 31.07.1972
    8        vertritt seit 01.09.2008 selbständig

general table:

 Landesgericht Salzburg
   1 Ersterfassung abgeschlossen am 07.08.1992  Geschäftsfall 904 Fr   594/92 g
       Ersterfassung gem. Art. XXIII Abs. 4 FBG
   2 eingetragen am 29.07.1995                  Geschäftsfall  24 Fr  4688/95 h
       amtswegige Nachbearbeitung
   7 eingetragen am 25.11.2004                  Geschäftsfall  24 Fr  7041/04 s
       Antrag auf Änderung  eingelangt am 19.11.2004
   8 eingetragen am 06.09.2008                  Geschäftsfall  24 Fr  5790/08 k
       Antrag auf Änderung  eingelangt am 03.09.2008
   9 eingetragen am 27.03.2010                  Geschäftsfall  24 Fr 10256/09 m
       Antrag auf Änderung  eingelangt am 16.12.2009
  10 eingetragen am 19.10.2010                  Geschäftsfall  24 Fr  6165/10 f
       Antrag auf Änderung  eingelangt am 26.08.2010
  11 eingetragen am 19.10.2010                  Geschäftsfall  24 Fr  7079/10 z
       Antrag auf Änderung  eingelangt am 28.09.2010
  13 eingetragen am 25.09.2012                  Geschäftsfall  24 Fr  6952/12 f
       Elektronische Einreichung Jahresabschluss  eingelangt am 20.09.2012

 

 

Real estate

 

Real estate KSV text:

No real estate property registered

 

 

Private data

 

 

Surname

 

 

Date of birth

 

 

Address

 

 

Executive positions

 

Further executive positions (as registered in the companies' house)

Mag.  Christine Berendt

 

1972-12-09 

 

5302 Henndorf Schoarerbergstraße 31

individual signing clerk,

limited partner,

head of purchasing,

head of personnel

 

2

 

Mag.  Jörg Wagner

 

1972-07-31 

 

5302 Henndorf Schoarerbergstraße 31

individual signing clerk

 

2

 

Elfriede Kreil

 

  

 

5204 Straßwalchen Bahnhofstraße 130(c/o)

head of accounting

 

0

 

Johann Mohr

 

  

 

5204 Straßwalchen Steindorf 154(c/o)

head of purchasing

 

0

 

Karl Heinz Lugstein

 

  

 

5204 Straßwalchen Bahnhofstraße 130(c/o)

head of sales

 

0

 

Mag.  Jörg Wagner

 

  

 

5204 Straßwalchen Bahnhofstraße 130(c/o)

head of marketing

 

0

 

 

 

Balance Sheet  (absolute) all amounts in EUR 

 

 

2011-12-31 

 

 

 

 

Intangible assets

3.341,68

 

 

 

 

Sum intangible assets

3.341,68

 

 

 

 

 

Tangible assets

1.003.833,91

 

 

 

 

Sum tangible assets

1.003.833,91

 

 

 

 

 

Financial assets

11.368,27

 

 

 

 

Sum financial assets

11.368,27

 

 

 

 

 

Sum fixed assets

1.018.543,86

 

 

 

 

 

Stocks

1.942.902,36

 

 

 

 

Sum stock

1.942.902,36

 

 

 

 

 

Claims and other assets

598.530,10

 

 

 

 

Sum claims

598.530,10

 

 

 

 

 

Cash on hand, cheques and bank deposits

56.264,80

 

 

 

 

Sum cash and bank

56.264,80

 

 

 

 

 

Sum current assets

2.597.697,26

 

 

 

 

 

Deferred charges

17.101,87

 

 

 

 

Sum deferred charges

17.101,87

 

 

 

 

Assets

3.633.342,99

 

 

 

 

 

Capital silent partner

173.224,52

 

 

 

 

Sum equity capital

173.224,52

 

 

 

 

 

Other reserves before taxes

59.821,03

 

 

 

 

Sum reserves before taxes

59.821,03

 

 

 

 

 

Reserves

333.914,51

 

 

 

 

Sum reserves

333.914,51

 

 

 

 

 

Liabilities

3.066.382,93

 

 

 

 

Sum liabilities

3.066.382,93

 

 

 

 

 

Liabilities

3.633.342,99

 

 

 

 

 

Balance sheet sum

3.633.342,99

 

 

 

 

 

 

Key ratios

 

 

2011  

 

 

 

 

 

Equity capital share

  6,41

 

 

 

 

 

Fixed assets coverage

  22,88

 

 

 

 

 

 

 

Locations

 

Type

Locations

Description

 

 

E-mail 

operational 

Bahnhofstraße  130, A-5204 Straßwalchen

registered office 

 

 

 

operational 

Bahnhofstraße  130, A-5204 Straßwalchen, (umbenannt v. Steindorf 154)

registered headquarters, rented premises 

 

 

office@bernit.at

operational 

Porzellangasse  27, A-1090 Wien, (seit Febr.2007)

branch office 

 

 

 

former 

Bahnhofstraße  28, A-4680 Haag Hausruck

branch office 

 

 

 

former 

Steindorf  Nr. 154, A-5204 Straßwalchen

registered office 

 

 

 

 

related companies

 

Company name

 

Postal code

 

 

KSV-number

Companies House

 

Shares in this company are held by:

Bernit GmbH

 

Bahnhofstraße  130, A-5204 Straßwalchen

1977-04-01

 

100.229

 

FN 71893 a

 

 

 

 

 

 

   17      Bernit GmbH

    1      Gesellschaft mit beschränkter Haftung

   17      EUR 36.000

   17      Die Generalversammlung bestimmt, wenn mehrere Geschäfts-
           führer bestellt sind, deren Vertretungsbefugnis.
    1   Gesellschaftsvertrag  vom 01.04.1977                                001
    1   Generalversammlungsbeschluss  vom 22.06.1987                        002
          Kapitalerhöhung um ATS 200.000,-.
          Änderung des Gesellschaftsvertrages.
   17   Gesellschaftsvertrag mit Generalversammlungsbeschluss               003
          vom 23.09.2010
          gemäß 1. Euro-JuBeG angepasst.
   17   Generalversammlungsbeschluss  vom 23.09.2010                        004
          Änderung des Gesellschaftsvertrages in § 4.
   17   Generalversammlungsbeschluss  vom 23.09.2010                        005
          Neufassung des Gesellschaftsvertrages.

         E   Mag Christine Berendt, geb. 09.12.1972
   17        vertritt seit 23.09.2010 selbständig
         F   Mag. Jörg Wagner, geb. 31.07.1972
   17        vertritt seit 23.09.2010 selbständig

         A   Albin Berendt, geb. 10.11.1944
   17        ......................    EUR 9.000
   17        .................................................    EUR 9.000
         B   Elfriede Berendt, geb. 15.10.1945
   17        ......................    EUR 9.000
   17        .................................................    EUR 9.000
         E   Mag Christine Berendt, geb. 09.12.1972
   17        ......................    EUR 9.000
   17        .................................................    EUR 9.000
         F   Mag. Jörg Wagner, geb. 31.07.1972
   17        ......................    EUR 9.000
   17        .................................................    EUR 9.000
                          ------------------------------------------------------
                   Summen:            EUR 36.000                 EUR 36.000

 

 

Bankers

 

 

 

 

Banker

Bank sort code

Type of banking connection

Raiffeisenbank Straßwalchen, 5204 Straßwalchen

 

35062

 

main bank connection

 

 

 

Historical development

 

Year of incorporation:

1928

Date of registration:

1977-09-13

 

Change of company name:

From

To

Company name

   

  2008-09-06

Bernit Baustoffwerk Gesellschaft m.b.H. & Co. KG 

  2008-09-06

   

Bernit GmbH & Co. KG 

 

Former executives:

From

To

Function

Name

   

  2008-09-06

individual signing clerk 

Elfriede Berendt 

 

Former shareholders:

From

To

Function

Name

  1998-01-13

  2010-03-27

general partner 

Albin Berendt 

   

  1998-01-13

limited partner 

Albin Berendt 

  1992-08-07

  2008-09-06

limited partner 

Ewald Berendt 

 

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.74

UK Pound

1

Rs.91.99

Euro

1

Rs.78.70

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.