MIRA INFORM REPORT

 

 

Report Date :

20.06.2013

 

IDENTIFICATION DETAILS

 

Name :

SECTION SEVEN LIMITED

 

 

Registered Office :

Plot No.21-26 (Part), Sector-3, Road No.4, Chittagong Export Processing Zone, Chittagong-4223

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

August, 2004

 

 

Com. Reg. No.:

C-54090

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Manufacturer & Exporter of Ready-Made Garments

 

 

No. of Employees :

1,845

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit:

US$ 45,000.00

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

In real terms Bangladesh''s economy has grown 5.8% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, and slow implementation of economic reforms. Bangladesh remains a poor, overpopulated, and inefficiently-governed nation. Although more than half of GDP is generated through the service sector, 45% of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Bangladesh''s growth was resilient during the 2008-09 global financial crisis and recession. Garment exports, totaling $12.3 billion in FY09 and remittances from overseas Bangladeshis, totaling $11 billion in FY10, accounted for almost 12% of GDP.

Source : CIA


COMPANY DETAILS

 

Name

Section Seven Limited

Address

Plot No.21-26 (Part), Sector-3, Road No.4, Chittagong Export Processing Zone, Chittagong-4223

Country

Bangladesh

Telephone No

880-31-741961, 801242

Fax No

880-31-800821

E-Mail

info@sectionsevenltd.com

Website

www.sectionsevenltd.com

Established

August, 2004

Commercial Production From

March, 2006

Company Registration No

C-54090

Registration date

29th August, 2004

Legal Status

Private Limited

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Dhaka

Business Type

Manufacturer & Exporter

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

House No.128, Lane No.5, New DOHS, Mohakhali, Dhaka-1206,

Telephone No

880-2-982453, 9886160, 9885760

Fax No

880-2-8829168

E-Mail

info@sectionsevenltd.com

Website

www.sectionsevenltd.com

Branch

NIL

Factory

Plot No.21-26 (Part), Sector-3, Road No.4, Chittagong Export Processing Zone, Chittagong-4223

Factory Telephone No

880-31-741961, 801242

Factory Fax No

880-31-800821

Warehouse

Plot No.21-26 (Part), Sector-3, Road No.4, Chittagong Export Processing Zone, Chittagong-4223

 

DIRECTORS

 

Name

Mr. Shahdat Mosharraf Khan 

Designation

Chairman & Managing Director

Nationality

Bangladeshi

 

 

Name

Mr. Nusrat Khan   

Designation

Director

Nationality

Bangladeshi

 

 

SHAREHOLDERS

 

Name

Mr. Shahdat Mosharraf Khan 

Share Percent

50%

Nationality

Bangladeshi

 

 

Name

Mr. Nusrat Khan   

Share Percent

50%

Nationality

Bangladeshi

 

 

BUSINESS DETAILS

 

Line of Business

Manufacturer & Exporter

Items Dealing In

Ready-Made Garments

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Export: Against L/C

Production Capacity

340,000 dozens per year

Last Year Production

340,000 dozens

 

 


BANKERS

 

Name

Eastern Bank Limited

Branch

Agrabad Branch

Address

Agrabad Commercial Area, Chittagong

SWIFT

N/A

 

 

Name

IFIC Bank Limited

Branch

Agrabad Branch

Address

Agrabad Commercial Area, Chittagong

SWIFT

N/A

 

 

FINANCIAL INFORMATION

 

Year

2011

2010

2009

 

Investment

Tk.36 million

Tk.34 million

Tk.34 million

Turnover

Tk.335 million

Tk.333.6 million

Tk.333 million

Liability

Tk.7.5 million

Tk.8 million

Tk.8.4 million

Assets

Tk.52 million

Tk.50 million

Tk.50 million

 

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.100 million

Paid Up Capital

Tk.100,000.00

Each Share Value

Tk.100.00

 

 

CURRENCY EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

121.6633

U.S Dollar

1

77.7600

European Euro

1

104.1828

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 

 

MAXIMUM RECOMMENDED CREDIT

 

Amount

Based On

US$ 45,000.00

90 days

 

 

GENERAL INFORMATION

 

Employees

1,845

Office Area (Sq. Ft)

3,500 sq.ft (leased)

Factory Area (Sq. Ft)

105,225 sq.ft (leased)

Warehouse Area (Sq. Ft)

3,500  sq.ft.(leased)

Range of Products

4 Shirts

4 Pants

4 Children Wears

Export Market

4 Sears------------USA

4 MGB Metro Group-USA

4 CMT International-Belgium

4 Target Corporation-USA

4 Yamaki Corporation-Japan

Fabrics & Accessories

4 Hong Kong

4 China

4 Thailand

4 Pakistan

4 India

4 Local Sources                      

Certifications

NIL

Group Name

4 Shirt Makers Group

Subsidiaries / Affiliates

4 Section Seven International Limited

4 Shirt Makers Limited

4 Excel Apparels Limited

4 International Shirt Line Limited

4 Section Seven Limited

Member

4 Bangladesh Garments Manufacturers & Exporters, Association

4 Chittagong Chamber of Commerce & Industries, Chittagong

 

 

BUSINESS TREND & PROSPECT

 

Business Scale           

Fairly Large

Business Trend

Growing

Management Capability

Good

Reputation

Good

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.74

UK Pound

1

Rs.91.99

Euro

1

Rs.78.70

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.