MIRA INFORM REPORT

 

 

Report Date :

21.06.2013

 

IDENTIFICATION DETAILS

 

Name :

COMERCIAL COLTRADE S.A.

 

 

Registered Office :

Augusto Matte 1840 - Quinta Normal , Santiago,  XIII Region Metropolitana

 

 

Country :

Chile

 

 

Date of Incorporation :

15.10.1997

 

 

Legal Form :

Private Stock Company

 

 

Line of Business :

Export and marketing of textile products and footwear for children

 

 

No. of Employees :

350

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

 Chile

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

CHILE - ECONOMIC OVERVIEW

 

Chile has a market-oriented economy characterized by a high level of foreign trade and a reputation for strong financial institutions and sound policy that have given it the strongest sovereign bond rating in South America. Exports account for approximately one-third of GDP, with commodities making up some three-quarters of total exports. Copper alone provides 19% of government revenue. From 2003 through 2012, real growth averaged almost 5% per year, despite the slight contraction in 2009 that resulted from the global financial crisis. Chile deepened its longstanding commitment to trade liberalization with the signing of a free trade agreement with the US, which took effect on 1 January 2004. Chile has 22 trade agreements covering 60 countries including agreements with the European Union, Mercosur, China, India, South Korea, and Mexico. Chile has joined the United States and nine other countries in negotiating the Trans-Pacific-Partnership trade agreement. In 2012, foreign direct investment inflows reached $28.2 billion, an increase of 63% over the previous record set in 2011. The Chilean Government has generally followed a countercyclical fiscal policy, accumulating surpluses in sovereign wealth funds during periods of high copper prices and economic growth, and generally allowing deficit spending only during periods of low copper prices and growth. As of 31 December 2012, those sovereign wealth funds - kept mostly outside the country and separate from Central Bank reserves - amounted to more than $20.9 billion. Chile used these funds to finance fiscal stimulus packages during the 2009 economic downturn. In May 2010 Chile signed the OECD Convention, becoming the first South American country to join the OECD.

 

Source : CIA

 

 

IDENTIFICATION   

COMERCIAL COLTRADE S.A.
( COLTRADE S.A. )


Augusto Matte 1840 - Quinta Normal
Santiago
XIII Region Metropolitana
CHILE

Telephone   : 56-2-24626000
Fax              : 56-2-24625100

E_Mail         : bfuentes@colloky.cl, esalinas@colloky.cl

SUMMARY

Started                      : 1997
Total Employees       : 350
Payments                  : See Commercial Record
Capital                       : 000's$      5.994.182.-

Sic(s) : 5139

Line of Business: Export and marketing of textile products and footwear for children.

Financial indicators

Financial statements could not be obtained, thus financial analysis can not be
carried out

COMMERCIAL INFORMATION

Commercial Bulletin      : Subject does not register protested
                                    checks, bank drafts nor promissory notes in the
                                    commercial information bulletin

Labor Bulletin                : Does not register work infringements

Previsional bulletin         : Registers social security  infringements

Previsional Detail

Date                             :17/12/2012
Reason             :Fines on the labor law legislation     
Value                :Ch$ 10.929,00.-
Months             :1        
Bulletin                         :142
Page                 :170058
Drawer              : AFP Cuprum                                                          


Consolidated delinquency :, Subject registers the following  delinquent bills

Detail of Delinquent Debts

Date      : 30/06/2011
Note      : Invoice
Value     : Ch$ 4.852.420,00
Drawer    : Consultora y  Adm.
City      : -

Date      : 30/06/2011
Note      : Invoice
Value     : Ch$ 2.978.984,00
Drawer    : Consultora y  Adm.
City      : -

Date      : 30/06/2011
Note      : Invoice
Value     : Ch$ 1.648.895,00
Drawer    : Consultora y  Adm.
City      : -

Date      : 30/06/2011
Note      : Invoice
Value     : Ch$ 1.648.895,00
Drawer    : Consultora y  Adm.
City      : -

Date      : 30/06/2011
Note      : Invoice
Value     : Ch$ 312.717,00
Drawer    : Consultora y  Adm.
City      : -

Date      : 30/06/2011
Note      : Invoice
Value     : Ch$ 211.437,00
Drawer    : Consultora y  Adm.
City      : -

 


TRADE REFERENCES


Trade references are supplied as follows:

Detail of References

Old               : Since 2003
Last purchase     : 06-2013
Terms             : 30 days
Payment           : Prompt
Notes             : invoice
Credit            : -
Owes              : (000'sUS$) 4.500
Due               : Does not Register
Paying Comments   : Good
Purchase Aver.    : (Monthly 000's$) 5.000

Registers 6 delinquent payments and 1 work infringement included in the
report.

During the last 6 months, the account holder credit history shows 42 credit
review inquiries requested by financial institutions, telecommunications
companies, industries, cooperatives.

AVERAGE PAYMENTS IN CHILE

International Risk and Payment Review reported in June 2011

The local delays in payment average 0-1 month.

BANKS

Subject operates with the following bank:

-  Banco Santander Chile

OPERATIONS

Line of Business : Export and sale of textile products and footwear for children.

Classification according to commercial activity:

Sic: 5139-0000 Footwear

Subject is considered as a medium company in this line of business, normal
competition

Sales

Sales are steady throughout the year

100% wholesalers

National and international sales territory

Products are sold

National: 80%.

International: 20%.

Sales conditions: Cash

Exports to Colombia, Guatemala, Honduras, Paraguay and Peru.

of Exports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
Peru                                    48,80     61,54
Guatemala                               34,26     19,49
Colombia                                12,86     18,29
Honduras                                 3,61      0,00
Paraguay                                 0,47      0,64

(Latin America and Central America)

Historical registries

Total       2011 = 000's$ 546.858             Accumulated 2012 = 000's$ 1.239.576
Total       2009 = 000's$ 538.486
Total       2007 = 000's$ 225.964
Total       2005 = 000's$ 0


Customers

Main customers are: Retail,  related companies.

The 4 most important customers are:

S.A.C.I. Falabella,  Cencosud Retail S.A.,  Comercial Eccsa S.A.,  Empresas La
Polar S.A.

Purchases

Places orders with multiple suppliers

National: 99%

Purchase conditions: 1% cash and term payments to 30 days with  checks.

International: 1%

Imports from China.

of Imports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
China                                  100,00    100,00

Historical registries

Total       2011 = 000's$ 243                    Accumulated 2012 = 000's$ 173
Total       2009 = 000's$ 22.244
Total       2007 = 000's$ 176

Main suppliers

- Comercial Patricia Cabello Catalan E.I.R.L.
- Inversiones, Industrias y Comercio Limitada
- Servicios Global Limitada

Employees

350 employees

Location

-  Administrative offices located at Augusto Matte 1840 Quinta Normal Santiago,
   Chile, commercial area, secondary street of normal traffic, construction in
   good conditions

Branches 

-  Puerto Madero 9710 Pudahuel Santiago Chile
-  Warehouses: Augusto Matte 1740 Quinta Normal Santiago Chile

RELATED COMPANIES

Subject is related to the following companies:

-  Colgram S.A. T A X 76568680-6 Quinta Normal Santiago (Store)
-  Comercial e Industrial Hoevel Limitada T A X 83610000-K Renca Santiago
   (Industry of children's clothes)
-  Calarcol S.A. T A X 96572060-K Independencia Santiago (Industry of clothes)
-  Comercial La Polilla S.A. T A X 88468400-5 Quinta Normal Santiago (Store)
-  Inversiones, Industrias y Comercio Limitada T A X 96759240-4 Quinta Normal
   Santiago (Importer)
-  Grip Limitada (Transportation)

FIXED ASSETS

Real estates

Subject does not register real estates

Vehicles

Owns vehicles for the company's use

Vehicles of various models, brands & years (of related company GRIP LTDA
(Transportation).)

Machinery & Instalations

Own modern equipment

-  Office installations .

INSURANCES

Insurance Company:

-RSA Seguros Generales S.A.

Risks            : Total cover.
Objetive         : Assets in general.

ADMINISTRATION

General Manager           : Félix Víctor Lührs Raggio TAX:7017609-2
Assistant Finances       : Roberto Gárate
Manager
Accountant                    : Berta Fuentes

CURRICULUM

Félix Víctor Lührs Raggio

T A X               : 7017609-2
Titled as           : Commercial Engineer.

LEGAL INFORMATION


Legal Structure      : Private Stock Company
Constitution date    : 15/10/1997. Registered on leaf 25.715 N°20.806, Santiago
                       Trade Register 1997, under business name COLTRADE S.A.
Notary               : Fernando Opazo Larraín, Santiago
Term of duration     : Indefinite
Legal Address        : Santiago - Chile
Published in         : Official Gazette dated 27/10/1997 page Nº 37

Current Social Capital: 000's$ 5.994.182.-Divided to 5.994.182.067.- registered
                        shares unique series
Social Initial Capital: 000's$ 15.000.-

Partner : 3

-  33,33% Comercial e Inversiones Pin SpA.
-  33,33% Inversiones Faluco Limitada
-  33,33% Inversiones Clones Limitada

Power of attorney held by General Manager.

Legal changes

Public Deed dated 30/08/2004, notary Gabriel Ogalde Rodríguez, Santiago,
published in the Official Gazette dated 11/09/2004 page N° 14, capital was
reduced: from $15.000.000 to $5.250.000.-

Public Deed dated 22/10/2004, notary Gabriel Ogalde Rodriguez, Santiago,
published in the Official Gazette dated 15/11/2004 page N° 25, capital was
increased: from $5.250.000 to $91.500.000.- At the same time, it was agreed to
change the legal structure from private stock company COLTRADE S.A. by limited
liability partnership called COMERCIAL COLTRADE LTDA.

Public Deed dated 20/05/2005, notary Iván Tomargo Barros, Santiago, published in
the Official Gazette dated 10/06/2005 page N° 55, partners were modified:
Augusto Bezmalinovic Toro and Juan Ignacio Lührs Raggio each one owner of 33,33%
, retired from the partnership, sold and transferred to Inversiones Faluco Ltda
and Inversiones Clones Ltda. Capital is $91.500.000.-

Public Deed dated 05/09/2011, notary Iván Tamargo Barros, Santiago, published in
the Official Gazette dated 07/10/2011, capital was increased: from $91.500.000
(Revalued balance sheet as at Dec 31, 2010) to $5.994.182.067.-At the same time,
corporate structure was modified: from limited liability partnership to private
stock company, corporate name was modified: "Comercial Coltrade Limitada." by
"Comercial Coltrade S.A.", trade style "Coltrade S.A." Finally, statutes were
modified: established new text indicating that address is Santiago., term of
duration is indefinite and capital is $5.994.182.067 divided into 5.994.182.067
ordinary shares, same series, totally subscribed and paid.

INFORMATION SOURCES

Miss. Berta Fuentes, Accountant,  declined financial figures,
however, submitted the data shown in this report.

-Other outside information sources.

Exchange rate

$492,90 Per US$


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.70

UK Pound

1

Rs.92.21

Euro

1

Rs.79.18

 

INFORMATION DETAILS

 

Report Prepared by :

NLM

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.