MIRA INFORM REPORT

 

 

Report Date :

22.06.2013

 

IDENTIFICATION DETAILS

 

Name :

GILA TIMUR TRADING CO. LIMITED

 

 

Registered Office :

Gila Timur 50a Walsworth Road, Hitchin, Herts, Sg4 9su.

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.10.2011

 

 

Date of Incorporation :

13.02.2001

 

 

Com. Reg. No.:

04159195

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Suppliers of furniture.

 

 

No. of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


United Kingdom ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the second largest economy in Europe after Germany. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of up to £375 billion (approximately $605 billion) as of December 2012. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy. GDP fell 0.1%, and the budget deficit remained stubbornly high at 7.7% of GDP. Public debt continued to increase.

 

Source : CIA

 

 


Company Identification Details

 

Subject Reported on

GILA TIMUR TRADING CO. LIMITED

Registration Number

04159195

Address

50A WALSWORTH ROAD, HITCHIN, HERTFORDSHIRE, SG4 9SU.

Telephone

01462 441 115

Facsimile

01462 442 907

Email

enquiries@gilatimurshop.co.uk

Web Address

www.gilatimurshop.co.uk

 

 

 

Official Company Data

 

 

Legal Form

Private Limited

Registration Number

04159195

Subject Status

Trading

Date of Incorporation

13/02/2001

Registered Office

GILA TIMUR 50A WALSWORTH ROAD, HITCHIN, HERTS, SG4 9SU.

History

23/02/2001 : The Registered Office address changed from 12-14 SAINT MARY STREET, NEWPORT, SHROPSHIRE,.

Date of Last Annual Return to Registry

13/02/2013

Accounts

The last filed accounts at Companies House are those to 31/10/2011

Accounting Reference Date

30/11

 

 

 

Operations

 

 

Activities

Suppliers of furniture.

Nace Code

5245

Auditors

RMCA

 

 

 

Historical Rating

 

 

Date

Monthly Credit Guide

21/06/2013

4,950

21/03/2013

5,100

21/12/2012

4,950

21/09/2012

5,250

21/06/2012

1,200

 

 

 

Previous Searches

 

Search History Summary

 

Last 3 Months

Last 6 Months

Last 12 Months

0

0

0

 

Search History Details

 

The Search History Details shows details of the most recent 40 searches

 

Date

Description

05/08/2010

Miscellaneous

 

 

 

Public Record Information

 

 

Summary of CCJ's/Scottish Decrees

 

No CCJs/Scottish Decrees are recorded in our file.

 

 

 

Other Filings and Notices

 

 

Date

Source

Description

 

25/07/2012

Companies House Gazette

All documents required to be delivered to the registrar under section 441 (annual accounts and reports)

27/06/2009

Companies House Gazette

Resolutions or agreements to which section 380 applies (relating to shares rights or names)

27/06/2009

Companies House Gazette

Resolutions which give vary

30/08/2003

Companies House Gazette

Change among directors of a company

23/11/2002

Companies House Gazette

Change among directors of a company

23/02/2001

Companies House Gazette

Change among directors of a company

 

 

 

Company Secretary

 

 

Secretary

GARETH TILEY

Service Address

73 UPTON END ROAD, SHILLINGTON, HITCHIN, HERTFORDSHIRE, SG5 3PE.

Country of Origin

UNITED KINGDOM

Date of Birth

13/05/1962

Appointment Date

11/07/2003

 

 

 

 

Directors

 

 

Director

GARETH TILEY

Service Address

73 UPTON END ROAD, SHILLINGTON, HITCHIN, HERTFORDSHIRE, SG5 3PE.

Country of Origin

UNITED KINGDOM

Date of Birth

13/05/1962

Appointment Date

13/02/2001


Director


SHAWN DAVID READER

Service Address

15 FARADAY GARDENS, STOTFOLD, BEDFORDSHIRE, SG5 4FW.

Country of Origin

UNITED KINGDOM

Date of Birth

19/11/1966

Appointment Date

01/11/2002

 

 

 

Share Capital

 

 

Shares

Ordinary GBP 1.00

Issued Number

100

Principal Shareholder

51 Gareth Tiley

 

49 Shawn Reader

 

The above reflects the principle shareholder(s) by number of shares held, irrespective of share classification type.

 

 

 

 

Financial Data– Statutory Accounts

 

 

Profit & Loss Accounts are not available for companies categorised as small companies under the companies act.

 

 

 

Balance Sheet

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

31/10/2011

31/10/2010

31/10/2009

31/10/2008

Currency

GBP

GBP

GBP

GBP

TOTAL FIXED ASSETS

 

9

23

37

Tangible Assets

 

6

18

29

Intangible Assets

 

3

5

8

TOTAL CURRENT ASSETS

108

130

113

130

Trade debtors

12

15

10

64

Stocks

96

107

95

65

Other Current Assets

 

8

8

1

Cash

 

8

8

1

TOTAL ASSETS

108

139

136

167

TOTAL CURRENT LIABILITIES

69

117

108

78

Trade creditors

69

117

108

78

WORKING CAPITAL

39

13

5

52

TOTAL LONG TERM LIABS

28

21

28

29

NET ASSETS/(LIABILITIES)

11

1

 

60

SHARE CAPITAL + RESERVES

11

1

 

60

Profit and Loss account

11

1

 

60

SHAREHOLDERS FUNDS

11

1

 

60

CAPITAL EMPLOYED

39

22

28

89

 

 

Financial Comparison

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

31/10/2011

31/10/2010

31/10/2009

31/10/2008

Currency

GBP

GBP

GBP

GBP

Liquid Assets

12

23

18

65

Net Working Capital

39

13

5

52

Other Deferred Liabs

28

21

28

29

Tangible Net Worth(T.N.W)

11

(2)

(5)

52

Equity

11

1

 

60

Number of Years Trading

10

9

8

7

 

 

Key Credit Ratios

 

The following figures are shown as Ratios or Percentages

 

Accounts Date

31/10/2011

31/10/2010

31/10/2009

31/10/2008

Current Ratio

1.6

1.1

1

1.7

Quick Ratio

0.2

0.2

0.2

0.8

T.N.W/Total Assets%

10.2

(1.4)

(3.7)

31.1

Equity Gearing%

11.3

0.7

 

56.1

 

 

 

Key Industry Sector Trends

 

 

Year

2013

2012

2011

2010

Sample Size

586

28586

38449

37435

Pre-Tax Profit Margin

3.3

2.3

1.8

1.6

Current Ratio

1.7

1.3

1.3

1.3

Borrowing Ratio

(206.4)

32.5

33.5

25.6

Return on Capital

34.8

33.4

34

38.6

Creditors Days

38

84

107

110

 

Above figures relate to companies in 2003 Standard Industry Classification (Nace) sector : Other retail sale of new goods in specialised stores

 

 

 

Financial Summary

 

 

Auditors Qualification

The company has taken advantage of exemptions under the Companies Act such that the accounts have not been audited or examined.

 

No Turnover

The company's balance sheet total is less than GBP 3,260,001 and therefore this is a small company as defined by the Companies Act. It is not required to disclose turnover but it is likely to be less than GBP 6,500,000.

 

No Pre-Tax Profit

The Company is exempt from the requirement to file a Profit Loss Account. We note that the difference on the Profit and Loss Account shown on the Balance Sheet is GBP 10,000 increase. This suggests that the Company may have made a post-tax profit of GBP 10,000.

 

Working Capital

The company's working capital has increased by 200 % in the period.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.35

UK Pound

1

Rs.92.11

Euro

1

Rs.78.59

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.